Viewing a House UK | Key Questions to Ask!

Samuel Ewen - Rosehill Financial Services

Подписаться 446

Просмотров 15 тыс.

50% 1

Viewing a House UK | Key Questions to Ask!
About: In this video I share some key questions you should be asking when you’re viewing properties, whether you’re viewing with an estate agent or directly with the seller!
I’ve also chuck in a few bonus tips at the end, so stick around and I hope you find it useful!
___
If you’d like to book a 15 minute call with our team, contact us on 0203 909 1525 or email hello@rosehillfs.com
To enquire on our website: rosehillfs.com/contact-us/
FREE GUIDES: rosehillfs.com/mortgage-guides/
A very simple mortgage calculator can be found at the bottom of any main pages of our website - rosehillfs.com/first-time-buy...
____
What are you looking to do:
Self-employed - rosehillfs.com/self-employed-...
Mortgage with 1 years' accounts - rosehillfs.com/mortgages-for-...
Limited Company Directors - rosehillfs.com/mortgage-for-l...
Sole Trader Mortgage - rosehillfs.com/sole-trader-mo...
Documents needed for a self-employed mortgage - rosehillfs.com/documents-need...
How much can you borrow when self-employed - rosehillfs.com/self-employed-...
Joint mortgage when one applicant is self-employed - rosehillfs.com/joint-mortgage...
First time buyers - rosehillfs.com/first-time-buy...
Moving home - rosehillfs.com/move-home/
Looking to remortgage - rosehillfs.com/remortgages/
Buy to lets - rosehillfs.com/buy-to-let/
Limited company buy to lets - rosehillfs.com/limited-compan...
____
CHECK YOU CREDIT FILE FOR FREE - www.checkmyfile.partners/55P7...
Checkmyfile provides a credit report with data from 4 credit reference agencies, not just 1! You can try it free for 30 days, then £14.99 per month, although this can be cancelled at any time.
Disclaimer: Some product/service links are affiliate links which mean if you buy or sign up for something, we'll receive a small commission. This will help us make more videos for you - thanks for your support!
____
FREE £50 ENERGY BILL CREDIT!
If you join Octopus Energy using our referral link below we'll both get £50 towards our energy bills!
share.octopus.energy/navy-dee...
Just be sure to make sure this is the right decision for you, as it's not something I can advise on.
____
QUESTION - What questions would you ask? Post in the comments section of this video & let me know!
____
Get in touch on social media:
linktr.ee/samuelewen
Facebook: / rosehillfs
Linkedin: www.linkedin.com/in/samuelewen
Instagram: rosehillfs...
____
Rosehill Financial Services, a trading name of Rose Hill Financial Services Ltd, is authorised and regulated by the Financial Conduct Authority. You can find us on the Financial Services Register register.fca.org.uk/ under reference 912303.
The content on this channel is for information purposes only and does not constitute advice. Please seek independent financial advice before taking any action.
A friendly reminder - As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments. Some buy to let mortgages are not regulated by the Financial Conduct Authority.
#mortgage #ViewingaHouseUK #FirstTimeBuyer #MovingHouse

Опубликовано:

24 июл 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 21

@samuelewen 3 года назад

Are there any questions I've missed?

@lornalooker2159 2 года назад

Not a question to ask them as such, but how do you differentiate between a vendor being honest and helpful, as opposed to them telling you everything they think you want to hear?

@samuelewen 2 года назад

@@lornalooker2159 Hi Lorna! This is a tough one. If you feel as though a vendor is just telling you what you want to hear then I'd try to look elsewhere for the information where possible. Where you may be able to find the information you need will vary depending on what it is. The estate agent, for example, is not allowed to deliberately mislead you about the property information, so you might want to direct your questions to them too. The searches your solicitor will carry out may also uncover potential issues. You can also have a private survey carried out for your peace of mind.

@bloo4x2 6 месяцев назад

Have a viewing tomorrow and this was super helpful, thank you Samuel!

@rinston3591 6 месяцев назад

Thanks, very useful info.

@Sakura1 11 дней назад

Great info. Music too loud.

@claudbob1849 2 года назад

Appreciate your time, and succinct expertise Samuel. Feel ready to do this, now... 👌

@samuelewen 2 года назад

Glad you found it useful! Hope it all goes well 😊

@agataartwork9097 2 года назад

Great video! Thank you!

@samuelewen 2 года назад

Glad you liked it! :)

@mugstore99 3 месяца назад

*So the house price on the rightmove or zoopla are not fixed price? We can still negotiate?*

@NirmalaSHARMA-ng2rz Месяц назад

Hi very helpful video. I am new the property world. I wanted to ask why is it difficult for a mortgage advisor to get decision in principle? My advisor is struggling to get one for me. So considering if I should find someone else who could help. Thank you.

@A2Z1Two3 2 года назад

Very helpful. I have a second property to sell , so I need to know all this too, as I can then have all ( most of ) the likely answers to hand for prospective buyers. You did mention how LOW would the seller go. But the opposite is true , if , as in my case , the property is ready to enter, no chain , and I am not in a hurry to sell. It’s in a popular area , which don’t come up often , so as a seller I am prepared to sit on it until I get the best offer, so I will be telling an agent that I am looking for offers over the valuation , rather than bite at a low ball offer with a time limit. . (Better to know that too, , rather than waste time and money on a property that may well sell for more than the valuation , & much more than you can afford .) I remember paying £8K over for my current home, so I will be looking for ‘motivated buyers’

@samuelewen 2 года назад

Hey, thanks for the comment! I agree with you - this is why I believe it's a good question to ask. If a property is slightly over-budget but a seller's absolute minimum is the asking price or above (like yourself, with a property in high demand), then it'd prevent wasting the buyer & seller's time. Hope it goes well with the sale!

@janetjacks3406 Год назад

I am kinda wondering how much below asking price to put an offer in for considering the current situation, I wonder what would look polite rather than insulting.

@samuelewen Год назад

That’s a very difficult one to call! Each seller and their reason for selling is different. If you’re looking on Rightmove, you can click on recent sold prices in the same area to help decide on what to offer. The other thing I’d be looking at is how many properties are coming on that you like? If there’s not much coming on, you won’t be in as strong of a position as you would be if there were lots of alternatives.

@mylesflorey2461 Год назад

Hi Alex, Fantastic video, really insightful. I was wondering I own a property and looking at a second in Maldon, Essex which you may be familiar of whilst my partner it will be her first. Can I get a sole / joint proprietor mortgage with her? I do not have enough money to cover the stamp duty on the property I want to purchase so thought this could work? I would of course, want to live in the property also. Regards Myles

@samuelewen 8 месяцев назад

Hi Myles, sorry for missing your comment here! Thanks for the feedback, glad it helped. I’m familiar, being from Essex myself 😃 In theory it may be possible to get a joint borrower sole proprietor mortgage, but it depends on what your plans would be. If your plans would be to move in with your partner, it’s unlikely to be acceptable. You’d also need to consider what you’d do with your current residence if this was the case too.

@berkaygazikara 5 месяцев назад

But they dont need to tell the truth right? They may say there is a lot of interest for the flat/ house, i cant tell you the actual figures, in fact there are only handful of people added the property to their favorites on zoopla and no offer has been made?