Njangl veedu vangan plan ittapol orupaadu veedukal kandu. But valare confused ayrunnu. Ningalde house buying videos kande inspired ayitte aane tylor wimpey veedu njangal vangichathe. Intagram il contact cheythirunnu. Ningal reply cheyukayum cheythu. Thank you so..much. Ippol njangalkum UK il oru veedu unde. 1 year kazhinju. We don't regret on it eventhough on 3.8% interest rate.
ഒരു വീട് വാങ്ങുക എന്നത് ഒരു ഗുഡ് ഡിസിഷൻ തന്നെ ആണ് മാത്രം അല്ല വീടിന്റെ വാല്യൂ എന്തായാലും കൂടും അപ്പൊ അത് ഒരു സേവിങ് പോലെ തന്നെ ആണ് എന്നിരുന്നാലും ഹെല്പ് to buy സ്കീം ന്യൂ ബിൽഡ് house അങ്ങനെ ഒക്കെ വരുമ്പോൾ ചില ബിൽഡേഴ്സ് ഓർ housing അസോസിയേഷൻ ഒക്കെ വീട് വിൽക്കുബോൾ ചില ചാർജ്സ് അതായതു വീടിന്റെ പ്രോഫിറ് % കൊടോകേണ്ടി വരും എന്ന് കേട്ടിട്ടുണ്ട് so എപ്പോളും ഫ്രീ ഹോൾഡ് ഓൾഡ് ടൈപ്പ് വീട് ആണ് പ്രോഫിറ്റു കൂടുതൽ
Hi, Its informative, I have a question while the bank checked for the second time, was it by asking pay slip or they did any anonymous checking.. £7000 which you paid additional is there any set percent for that or its banks discretion.. From Bristol
They asked for our payslips few days before our completion date. We had around 6 months time gap between our mortgage approval & completion date. The additional 7000 they asked is just the difference in our mortgage affordability based on Daison’s pay change, its not a set percentage.Hope that helps
There is no easy answer for this, It all depends on the market situation and forecasts, best thing is to get advise from mortgage advisor. We took 5 years fixed rate ( we didnt had an option for 10 yrs).
I think 280k your loan amount?so 900 pound monthly mortgage means whats intrest rate for your mortgage and how many years mortgage is that? I am also seching house. Thank you
@@SanDaisStories usually it is fixed rate only for 5 or 10 years. The rest of the mortgage term it would be floating. Are you sure about the 35years fixed. If yes it was a cracking move to lock it in.
Haha, I am not here for a debate guys. So you are saying you took only 80% mortgage with the help of help to buy scheme. Fair enough. Even if you took the lowest interest at that time which is 2.34( which was difficult to get unless you have an excellent credit history) you will be paying £1300 for 25 years for 300k mortgage. So you know why I was skeptical . Also help to buy has its disadvantages in the long run as you have mentioned in your video. Please do clarify my doubt
The 900 we pay is both Interest(40%) and Credit to capital(60%), Mortgage term is 35 years , so it will finish in 35 years if paid correctly, hope that makes sense.
