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What Affects Schufa? | Top 3 Schufa Mistakes for Bad Schufa Score & Negative "Schufa-Eintrag" 

PerFinEx
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When you get your Schufa report, you might find a negative Schufa entry in there. 😱
With a negative Schufa entry it can be impossible to get a loan or pay by invoice.
🤔 Why would you get a negative Schufa entry?
🤔 What are the consequences of a negative Schufa entry?
🤔 What are the Top 3 Schufa mistakes?
See our other Schufa videos here:
What is Schufa? | Schufa + Schufa Score Explained Incl. Bonus: How to Get Your Free Schufa Report
• What is Schufa? | Schu...
Get better Schufa | 10 Easy Tips to Improve Your Schufa Score & Increase Your Creditworthiness
• Get better Schufa | 10...
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00:00 Intro
01:20 Schufa Entries Explained
02:13 3 Things Before Negative Schufa Entry
03:26 Consequences of a Negative Schufa Entry
04:42 Schufa Mistake #1
05:06 Schufa Mistake #2
05:54 Schufa Mistake #3
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None of the information or analysis presented are intended to form the basis for any personal financial decision, and no specific recommendations are intended. It is strongly recommended that you seek professional personal financial advice before making any personal financial decision. Any personal financial decision you make should be based on an assessment of your personal situation, professional situation, assets, liabilities, and risk tolerance in consultation with your personal financial advisor.
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14 авг 2024

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Комментарии : 8   
@wassimzoghlami
@wassimzoghlami 3 года назад
Thanks a lot of the valuable insights , i have one question , would maxing out your Credit card limit each month and paying it by the end of the month ( when you receive your salary ) impact your Schufa or credit score negatively ?
@PerFinEx
@PerFinEx 3 года назад
Excellent question. 👍 Paying your bills in general is positive, so what you describe should be positive. Problem is that nobody really knows how the Schufa score is calculated and what influences it.
@WaqarRashid
@WaqarRashid 3 года назад
I received my free schufa report today, it has negative entries and a score of 95%. How do I find out the source of these negative entries, to check if there is something wrong as I don't see anything in the free report. Looking forward to your next video.
@PerFinEx
@PerFinEx 3 года назад
Very good that you acted on the last video already. You beat the biggest (financial) mistake already: procrastination. 👍 How do you know it’s a negative entry? Because your score is quite alright. Usually all entries are identifiable for the person. You know where you have accounts, cards, orders, loans, etc. If not, reach out to Schufa to solve the situation. - Axel
@Nitneuq
@Nitneuq 3 года назад
What’s a false entry compared to the other ones? That one wasn’t so clear to me :)
@PerFinEx
@PerFinEx 3 года назад
Great question. *False entries* are because of false invoices you didn't pay (which you don't have to of course), Schufa making a mistake with your file, old information that hasn't been deleted, etc. *Correct entries* are information on your bank accounts, credit cards, if you didn't pay a bill, etc.
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