What I Spend in a Month

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Опубликовано:

28 сен 2024

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Комментарии : 115

@katyedwards3935 Год назад

I recently completed FPU and am starting my 1st budget. Thanks for your help Rachel.

@hmacfarl Год назад

$1700CAD/month, family of 9 in Québec. Food costs more up North. $9CAD for a gallon of milk. 😅

@MrsButtercup26 Год назад

Thanks for sharing your breakdown with us Rachel.

@tressalewis7004 Год назад

This year will be a low/no spend year Pay The Mortgage!!!!!!😊

@ACTS1979 Год назад

Wow. How did you manage that bill for groceries? I've got a family of four and find it hard to stay in buget with 300 a WEEK. That includes everything consumable in the household like cleaning supplies, paper towels, diapers... Please tell us what's your secret, because I try to be mindful about our spending, but I don't want to buy the cheapest stuff for food. I think it's very important to get the health options.

@jennamartell3910 Год назад

For our family of 5 in Atlantic Canada I budget 250 a week, and I've been just over or under the past few months. It was 180 less than 2 years ago. My goal was always try to be 20-30 under, but that hasn't happened with the rising costs. I order online at Walmart (not many choices around where I live) which keeps me to my list. It's hard though. 3 teenage boys eat a lot!! 😂

@deb9806 Год назад

Maybe she ate over mom and pops a bit. ; )

@karihosny9420 Год назад

Maybe they had a major stockpile and ate what they already had in the home.

@allisonmodaff5635 Год назад

@@karihosny9420 That’s my thought exactly. Budgets fluctuate and maybe last month they stocked up on food and spent more, so this month they spent less.

@jakeandsarahhealthnuts3299 Год назад

Rachel now you have to do a video of us going grocery shopping with you. How on earth with a family with kids did you get it so cheap for groceries? I don’t think we have ever been below $700

@picturebiblestories-yy5di Год назад

I was thinking the same thing

@astratton1004 Год назад

same, I was wondering what in the world they are eating, or is the restaurant budget really high? Just curious!

@mgb5170 5 месяцев назад

My guess is menu planning

@nataliekerr5341 Год назад

I would like to know what her eating out expenses were for this month. In the past she has talked about picking up takeout several nights a week so maybe that’s why their grocery expenses were so low. We are a family of four and spend about $800/month on groceries. That includes toiletries, food, etc. Only store brands, no chips or drinks. we only go out to eat once a month so maybe that’s why our grocery expenses are more? I just don’t see how $424 is possible.

@elizabeth277 Год назад

Her kids could be fed at daycare/school. Then she’d only be providing dinner. Plus some months you are all stocked up. It just depends.

@tristan2332 Год назад

I don't make a budget but we typically save 40% to 60% of income a month. We just live below our means and save.

@15KHPCLUB Год назад

And that 40-60% of your wealth that'll be burned if the market tanks.

@tristan2332 Год назад

@10000hpgarage Fine with me I just dollar cost avg it's longer term investing anyways. But thanks for your concern.

@hillary7010 Год назад

What is included in groceries? Just food items? I include everything from hand soap, toilet paper, cat litter, diapers etc as groceries and I can't see 500 bucks being possible when everything is included (family of 4 plus a cat). Maybe just what we are actually eating.

@tamimoncrief2264 Год назад

Good for you princess

@tonyahenry4167 Год назад

I spend $160 on gas a month I don’t make special trips to the store If I need something extra II get it on my way home from work… I try not to move my car unless I’m going to work

@NWI_Steel Год назад

Sounds like you live a boring life

@IA-py9by Год назад

Lol $400 for groceries that's like eating Ramen noodles

@austinayala Год назад

I skipped past the ad of this video because that means Rachel becomes wealthier than me

@angiexixi3882 Год назад

It’s taken me 6 months to get my budget working but every month is better. So thank you for everything you do and sharing these amazing tips. 😃🫶

@einstein1102 Год назад

I love Rachel. She is so relatable and more in line with us millennials sometimes. You can eliminate that babysitter line item by dropping the kids at Papa Dave's house on date night 🙂

@deb9806 Год назад

They do that but it seems overnights Dave mentions. I'm sure with their great salaries, a budget is needed for clarity but they are fine

@asavannah7439 Год назад

This is a fraction of what she spends a month. What about mortgage, car repairs and insurance, gifts, medical costs, health insurance etc etc

@Sarahwise1995 Год назад

She has a paid for house

@BackyardEngineer334 Год назад

Rachel is it ok to splurge on fishing once in a while???

@thetravelingwanderer Год назад

I wish you would do this for your full budget and all categories! Super helpful.

@twinmama16 Год назад

I mean then people would know her income

@markg999 Год назад

@@twinmama16 Not if she saves money...you spend all you make ? She can leave that part out or what she tithes.

@karihosny9420 Год назад

Couldn't you share everything? Like Electricity, Water, Sewage, Mortgage?

@d.zyned2thrive584 Год назад

As a family of 7 we budget $1600/4wks for groceries, but that number includes ALL consumables (hygiene, paper products, etc). This number is under the recommended budget by the USDA for a moderate spending plan.

@applepeach7059 Год назад

I love these more personal videos! Thanks for the tips!

@ranikster9955 Год назад

I love videos like this. Not because we spend the same amount of money on the same things, but it's nice to see 😊 I'm single and I live alone in a small apartment, but I definitely spend a lot on food and streaming services 😂😅

@YanilleCastillo Год назад

Yes that wood be awesome 😀I would love that from start to finish 🙏

@FreedomFighter485 Год назад

$425 a month for groceries is impossible at least for my family of four, what are you eating the boxes the food comes in? Our family averages $1,500/month on food and that all is all home cooked meals.

@annarose8460 Год назад

I completely agree. Just me and my husband costs that much a month, if not more.

@silentvamp Год назад

Me my husband and son all average around 300 a month give or take, we live in mississippi. Hardly any if any freezer meals

@meganyoung7438 Год назад

We are a family of four and I spend $720 a month. $80 dollars is just soda. Because my husband only drinks soda and coffee. 😞 So actually, $640 of food.

@hillary7010 Год назад

I totally feel thus comment! We are in Ontario Canada and it ends up being around 1700 every month for groceries, but that includes like every single grocery and food item. From toothpaste to toilet paper to cat food to diapers.

@smcb2202 Год назад

Also in Ontario 🇨🇦. Our family of 4 spends $1000/mth on food (including toiletries, paper towels, etc.) Sometimes more. We don’t do date nights because we can’t afford to eat out and get a babysitter right now.

@twinmama16 Год назад

So is it groceries only or is it all consumables? Pet food, paper products, etc. $700/mo seems extremely unrealistic unless your buying high processed food

@susannekimberland1951 7 месяцев назад

The information is good EXCEPT for Christian Health Ministries health care. No. No. No. Employer sponsored healthcare or the marketplace.

@mattjames88 Год назад

Bring everydollar to the UK please 😊

@twinmama16 Год назад

Vpn

@asavannah7439 Год назад

everypound 😅

@mattjames88 Год назад

@@asavannah7439 🇺🇸🇬🇧

@shirleysk_ Год назад

I use every dollar but just ignore the dollar sign. It works the same

@username9999 Год назад

How is it possible I'm spending $700 on groceries and almost $500 on gas?

@anneard1674 Год назад

Is Every Dollar a free app?

@Natazavrik Год назад

I believe the summer camp category should be a sinking fund, whereby the total amount for all kids is divided by 12, so the right amount is socked away each month. In general, any item that recurs (annually, three times a month, etc.) should be in a separate sinking fund. Although there can be a little bit of change, the sinking funds prevent this wild fluctuation from month to month.

@donnaallgaier-lamberti3933 Год назад

Every month your budget is different? WHAT? How can that work when our income remains basically the same? We only revise out budget once a year in January. We are very specific in our categories as well. The one thing we do differently is putting money into various savings accounts every single month to plan ahead for a large purchase like replacing a furnace, a dishwasher, water heater a washer or dryer etc.

@sharimason2977 Год назад

I'd appreciate a video that explained Christian Health Care Ministries- how does it differ from any other insurance? Do they pay 100%?

@evalina98000 Год назад

Monthly gas 4 Camry costs 2x mo den Prius, renting it out 4 sav 4 buy another Prius 🚗

@trebmaster Год назад

Is there a video out there for someone walking through a from-scratch budget on a spreadsheet that's super intuitive? I can't even start because I don't trust my ability to intuitively know what to cover and how to set it up. The Ramsey team just keeps talking about budgeting like it's breathing. For some people, we're actually clueless! Shoot, all you'd have to do is have a Ramsey team person sell an Excel template for $5 and let us download it and give some step by step instructions on how to use it from month to month. Too much to ask?

@UghUgh1234 Год назад

Marissa Lyda has a RU-vid channel and has a downloadable spreadsheet. She also has pretty cheap courses on budgeting step by step from scratch.

@cw5948 Год назад

$425 for groceries for a family of four out of a budgeted $700 for that category? And your daddy is Dave Ramsey? This budget sounds fishy.

@psalm9166 11 месяцев назад

She doesn't mention her eating out budget.

@EricMoore-ze2rf Год назад

I just hand my wife my debit card and hope for the best

@CalmerThanYouAre1 Год назад

There’s no way these numbers are even close to truthful. 🤦🏻‍♂️

@Princess_karen Год назад

You don’t look like you eat anything. My hubby is a super big eater, he is thin but eats tons, I pay all the groceries and I have almost spent all that I make this month, and we have an empty fridge. He is diabetic and very active. I buy a pint of strawberries and bag of grapes, he will eat all the strawberries and half the grapes in one sitting. I am on social security and get 1084.00 per month and have lots of bills getting ready to go back to work full time but will be driving a far distance so I am up a creek. I have been working two part time jobs but can’t get everything paid. I eat one small meal per day and have medical issues. So tired

@nicoleharris-schimmel914 Год назад

Try going to a discount food store. We cut our grocery bill from $250 a week to $90 by switching to Aldi instead of Walmart. For the same amount of food.

@emeraldspade5348 Год назад

please do not let tour husband eat a lot of grapes in one sitting, specialy that he is a diabetic. portion all the fruits in small baggies for him to take. a diabetic is only allowed to eat 6-7count of grapes. learn the correct portion size of all the food you will serve. not only you will save a lot of money but will also maintain or loose weight in the process.

@Princess_karen Год назад

My husband is very picky about what he eats, I don’t have any say in how much or when he eats. He does not appreciate my telling him how much he can eat