I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
@Alethia-q9s The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
We listed my moms house last year for sale AS IS. It was in great shape. The buyer had a home inspection done. After they wanted the A/C replaced, All the screens replaced. The a/c was old but working fine. two of the screens had a few pencil size holes. Then they wanted the walls in the garage painted due to a few stains. Then they wanted the irrigation that was not even on the listing repaired. The list went on and on. I told the buyer, Do you know what AS IS means??? He was getting a great deal on this move in ready home. He ended up giving us full asking price and we did not do anything o the house.
Same thing happened to me when selling my apartment last March Exactly, listed it with the words as is After the inspection, a list of items total close to $15,000 including the HVAC replacement I laughed when reading your message because I thought exactly the same thing, do they know what the words “as is” actually mean ???😂😂😂
Very true but some of the times buyers (usually women) can not see past a bright red painted living room or orange backsplash in the kitchen. Most people will always accept a white backsplash and white walls. Sometimes it bettter to just paint walls yourself if you have decided to go bright personal colors on all the walls. I've been to to many homes where every bedroom is a different color (green, blue, and red) and the wife (buyer) just can't seem to get past it, even though its just paint and easily fixed.
As a State Certified General Real Estate Appraiser for 43 years, I think this agent is "on point". Clean, and deodorized cannot be encouraged enough. Great advice!
Some realtors have teams of trained people who know what must be fixed and how to make repairs. That recently happened to me and having things done this way saved time, reduced worry, and was well worth the money.
Back in the day, when I purchased my first home to live-in; that was Miami in the early 1990s, first mortgages with rates of 8 to 9% and 9% to 10% were typical. People will have to accept the possibility that we won't ever return to 3%. If sellers must sell, home prices will have to decline, and lower evaluations will follow. Pretty sure I'm not alone in my chain of thoughts.
If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.
consider moving your money from the housing market to financial markets or gold due to high mortgage rates and tough guidelines. Home prices may need to drop significantly before things stabilize. Seeking advice from a financial advisor who understands the market could be helpful in making the right decisions.
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
Cleaning and decluttering is one of the biggest things you can do to show the space in your home and make it shine and sparkle and take all personal items and pictures and everything and put them away
Don't: Remodel kitchen and/or nath completely. Replace roof. Replace flooring Fix cracks in driveway or walkways Replace front door Replace window coverings Don't do major landscaping Do: Declutter Deep clean All good advice. Watch all the way for tips . Good advice and well done.
I agree with all these points. Location is the most important part in my opinion. People want to remodel and make it "their own" A house's location is the selling feature.
Agree. I purchased my home bc it was on a quiet cul-de-sac, 3+ acres, peaceful, space between the neighbors. It was exactly what I was looking for. I didn't care what the kitchen or bathrooms looked like. It was 3 miles from the highway, blue ribbon schools, a horsebarn, open field "farmette" type of property, etc... Anything can be updated, but you can't change location.
I agree. As a builder I have done a lot of remodels and they NEVER pay off. Especially if someone is selling the house. But if you are living in it at least you get the Joemer have a nice refurbished house.
My husband and I toured the house we ended up purchasing while the owners were still living in it and at home. It was a crazy experience. Immediately, their little dog ran up to me and the wife yelled at her husband, "Don't let him pee on her!" After that, the lady loudly chattered non stop. She was a close talker, too! A very bewildered and sad old lady sat on the couch. I learned that her husband had died the week prior. The house was very clean looking, but I could smell a cat litter box in the bedroom, from where I stood in the dining room. All the rooms in the house had been sloppily painted in various bright Easter eggs colors, trim included. The fenced backyard was a blank slate, except for one scraggly rhubarb plant. The house, built in 1917, was structually sound and it had a three car garage, although narrow bays. We we were able to look past the garish paint, small closets, only one bathroom and no parking on our side of the street, and bought it. Never regretted it! First things we did was repaint the entire interior, take out the rhubarb plant, and plant trees and shrubs. I love changes we made to the place. My husband is gone now, but when or if I decide to downsize, I will not be doing anything but removing any clutter, personal items, and cleaning it well. New owners may want to paint over my soft, neutral walls and chop down the trees. I won't care, I'll be on to a new place.
We just sold my girlfriends house in a pretty prime area and the realtor- who was one of the better ones I've worked with and open to most of our ideas- was quite adamant on point and it was that no one should be in the house for a showing. Aside from comical situations like yours, her contention was that homeowners make buyers nervous and then they tend to fly through the tour, probably feeling like their intruding.. I get that not everyone can afford that luxury. It just happened my gf was now living at my house and we afford to keep it mostly empty, but it was Summer and the potential for her college age kids to be milling about was still a factor.
I have seen a previous neighbor change out all their flooring before selling house. The new buyers changed it out before setting foot in the home. All this advice from Harold gives me heart. I do realize we most definitely fit into the 'Declutter and Deep Clean' category!!!
We sold my mother's house last year. It had not been touched much since the sixties but it had large rooms, was in a great location with a big back garden and was structurally sound so we sold it on its potential. We did not do a thing to it apart from clearing the gardens. The new buyer completely remodelled it and it now looks lovely.
We are looking to sell our home. My wife had it built in '91 before we met. But I still had an inspector do a walk through, and he told me the same things. We will come down on the price for the new roof (it needs one) and on the other things as well that will need to be done. But I'm not painting, etc, etc, etc. Things TO DO are make sure you list special things you may have done as improvements, i.e., I put a bidet and small 5 gal water heater under the vanity in the master bath to feed the sink and bidet. Things like that.
As a former realtor in Beverly Hills, this is exactly what I did to my house to make it sell quicker and a realtor that I have wanting to sell it tell me the exact opposite, but I’m right in reference with you and I agree with you 100%
The realtor on this video is a smart guy and he has a lot of common sense but most realtors are dummies, just like most people in any profession, they are not very good at it. Only A very you are the real deal!
Not trying to diss realtors, but they are working on commission based on the selling price, they don't deduct the amount you put into the house to get it ready to sell. Some unscrupulous realtors looking out only for their commission may encourage you to put thousands into it before the sale so they can get a higher commission.
Home inspector for over 20 years here. My take for the average home owner selling their home is do nothing other then making sure the home is livable. Working AC, furnace, water heater and so on. Don't do anything else except remove clutter and clean the place up as good as you can inside and out. Consider making repairs when they ask, some folks ask for everything others don't ask for anything. Why guess at it and potentially spend money you didn't need to spend? Also people have different taste then you so don't spend money on remodeling when they may just change it anyway.
My major peeve. I wanted to buy the worst house in our neighborhood. The gutters were rotted out, the fascia was rotten, or missing. The render was falling off, the garden was a disaster area. I had a Caterpillar D9 just itching to do the renovation. What did they do? They spent $180,000 doing the place up and sold it for $180,000 more than it was worth to me. Not only that it is still the ugliest house in the suburb. It has all the charm of a Mexican cowboy movie jail house. Instead, they could have been out of there 6 months earlier and living their dream on their yacht.
AGREED, Agreed! We have bought and sold many homes during our married lives and I can say that when shopping for new homes when I walked into a cluttered house or house with very distinctive colors Or ANY house with odors it was an IMMEDIATE turn off. Closets that were packed full of stuff for some reason would always be such a turn off to me I couldn’t see anything else. Even tho I realized all that stuff would be removed, it just cluttered my minds eye when looking.. I HIGHLY recommend to people rent a storage unit and put ur stuff there while trying to sell then CLEAN UR CLOSETS and any other clutter in the home. Pet stuff also a turn off since we do not have pets the thought of a lot of pet hair dander etc also a deal breaker for me. I don’t mind a neat clean home that has a dog or cat but a home that obviously has several pets and the owners maybe not the cleanest people EEWWW , no thanks..
A few years ago, good friends decided to downsize and move. They poured a boatload of money into the house to fix it up, remodeled the kitchen, all the baths, painted, landscaped, all the things you said not to do. When it was done, the house was spectacular. I took one look at it and asked myself, why do they want to move, I would love to live here. Anyway, I went home and decided that I wanted my house to look good enough to sell tomorrow. We remodeled some very old and needy bathrooms, our kitchen, and the cabinets. I can't tell you how many people came in and asked a) are we moving? and b) can they buy it? We absolutely love our "new" home, the market value went up in value dramatically, we enjoy every minute we are living here without the moving hassles! (Well, yes our friends did downsize, and they lost tens of thousands in the process.) Excellent video, very sound advice.
I have been watching housing prices near me bc I intend to sell soon. NJ is a hot market now. A 70's ranch home -3br2bath- nearby had the original kitchen, original bathrooms, hardwood floors, carpet in the bedrooms, cul de sac location priced at $449,500. It was very clean. It sold in 9 days for $575k - $125k over asking!!!
Great video! I’ve been telling people pretty much the same thing for years and only ever been told I was wrong because their agent told them to do all those things! I would tell them “Of course they want you to dump as much money into your house before selling because it will increase the price and their commissions!” You are an honest real estate agent! I would use you if I were ever crazy enough to move to California!
Ummm. If a house sells for $30,000 more that’s about $900 in commission if the agent gets half of six. Then they would split with their broker so probably $600-750. Your comment is ludicrous. It’s just well known updated homes sell faster and for more money. It doesn’t mean that the total investment is returned.
@Dantan: I am in your shoes right now. Friends wanting to sell. Their preferred agent (some neighborhood clown) gave them a laundry list of stuff that will take weeks and five figures of cash. I told them do one specific thing and then sell As Is. They did not listen to me.
@@user-hm5zb1qn6g I agree people go too far overboard when selling their homes. One should remodel for their own pleasure not to sell. I have seen brand new kitchens get ripped out after someone remodeled because they were selling. But again, at 2.5% which is where most commissions in my area are to one side of the listing, only ends up around $187.50 per $10k in my pocket. The real purpose is that it sells faster and sells for more but there’s a $$ point where it’s pointless.
When I redid, I redid, using what I had. I always wanted different cupboards, but I liked mine, just didn't like the darkness of the wood, So, I painted the raised part of the doors, and drawers, and created a tuxedo style. I went a step further by painting my created island using a bookshelf for one side, a plain side, to which I added molding. A spice rack for the kitchen end, and a double door with molding, on the dining room end which housed my pretty serving dishes. I took the brightness factor a step further by painting the sides of the top cupboards the same cream color, to add brightness to the kitchen window area, and the same for the two bottom sides of the over the stove cupboard sides. POP, went my whole area, making the flow of a one room bright area. It was once an L shape. I also added real tile to the kitchen floor, and pulled part of that L, now open area up into the dining room, by adding a jut out with the tile, and set the island on that. I now love everything about my kitchen, except for the stainless appliances. I always detested that stainless idea. They are SO much harder to keep clean than my plain white appliances. When I move, I will purchase used, if I can't get white, or anything except stainless. When my daughter was enthralled with my son's log cabin, she asked...Mom, can you make my bedroom log? I did, and it was SO cozy. You CAN do anything, but make it homey, and people will buy it, and if they don't like it, paint is an easy answer.
When I was house shopping and had a limited budget, the houses in my price range could not pass even half an inspection. Many had new roofs but rotted floor joists that caused the floors to sag. One house was so bad it was a ski slope going down the middle of it. Flippers think they can paint and update a few things and jack the price up, but one flipper had all the plug sockets wired wrong. The inspector said I would have to get an electrician in there before anything else. One house had no sub flooring so when it rained, it came in under the kitchen door., but the owner provided sandbags to help with that. One house had a mystery stair case from a closet to the attic that was sealed. The inspector got in and reported bats and rodents plus an abundance of feces. It also still had asbestos under the siding. I probably spent around $800 total for 7 inspections but it was worth not buying a nightmare. The house I bought was a foreclosure and needed a new roof, but the foundation was solid and the HVAC only 5 years old. The house was a rental so even the toilets had to be replaced. Everything was broken. Obviously, it was an revenge eviction, but it was cheaper to replace those things than repair a flooring issue and other demons.
I’m in Florida and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighborhoods. Then you’ve got Better, average sized homes in nicer neighborhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.
A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!
You are right! I’ve diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $830k in net profit across high dividend yield stocks, ETF and bonds.
@@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I've been looking for a house for a while and I hate having to consider a more expensive price because the owner made cheesey, unattractive remodel. I'd rather do it myself. I do think smell has an effect good and bad
Was responsible to sell my parent's house. Removed all furniture. A contractor painted all interior walls & power washed the outside. I spruced up the garden. The house sold after sitting on the market a year. Everything cleaned & neat!
The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.
Investing in both real estate and stocks can be prudent choices, particularly when backed by a robust trading strategy that can navigate you through prosperous periods.
You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.
@@williamDonaldson432 Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
Actually, I'm not sure if I'm allowed to mention this, but I'd recommend looking up Sharon Ann Meny because she was a big deal in 2020. She manages my portfolio and serves as both my coach and my manager.
It will add to the value when selling, but it will net you less when you look at cost to sale price. A new roof may cost 15-20k but only add 5-10k to what a buyer would pay. If roof is actively leaking then definitely replace. Best to sit down with realtor to look at some of those items.
It depends. If it’s a single level home in an area with a majority of double storey homes, the buyer may intend to expand upwards. They won’t care what the roof looks like.
Your advice is pretty much correct in my opinion. It does however also depend on the individual property, the market, and how over optimistic you are on the price.
The roof is a must……the insurance company may ask you to replace it if it is too old or has damage. They can refuse to give you insurance. This happened to my daughter.
yes, a roofer friend told me this is a new thing...the insurance companies won't insure a roof that is older than 10 years, even with a 40 year shingle.
This was an excellent video! When we discuss what needs to be totally updated to sell our house I always tell my husband that we need to leave some things for our buyers to do after they move in! Clean and bright with fresh paint and new hardware works wonders!
We inherited a 930sf 55+ condo -- untouched since it was built in 1970. The previous tenant(s) left stinky, carpeting, worn bathroom, dated kitchen cabinets, broken appliances, dangerous wiring and more that must be replaced since we're not selling "as is". Sure, our buyer might have enough $ to reno this place to their personal tastes, but the prevailing word is they neither have the time or desire to take on a project of this magnitude when they're already downsizing, relocating, in bereavement, have health challenges, or just need to get on with their remaining years in a clean, modernized and attractive home. A unit where all the "work is already done" is golden around here.
This advice is good for 2024. In 2021 in the middle of the pandemic my brother in law got a ton back (bidding wars) in return after remodeling the kitchen and master bathroom, adding a bathroom in the finished basement. The new buyers took it even further but it was the exterior, adding rooms, replaced all the windows, paint and rear landscaping. They’re still working on the house. Iol
I always heard a kitchen remodel was a good investment but to your point I discovered it was not a good return on investment when I did it to my home in San Antonio that I recently sold. The appraiser did not give me much credit for it. Now the kitchen did need to be remodeled when I bought the house 4 years earlier so I don't regret that I did it but I discovered I did not receive all of that money back as once led to believe.
Yes, kitchen and bathroom remodels are futile. You will just get your money back out, and that doesn’t compensate you for all the planning and the aggravation during construction. You should only do those things if you are going to live there and enjoy them.
Your advice is sound. We have made much of our fortune from residential real estate. We always renovate our home to make it as comfortable and modern as possible. But every change we make is with resale in mind. That doesn’t mean we skimp on our changes because we achieve great enjoyment from the result and, if we over-capitalize, it will just mean the house sells instantly and that is a pleasure. In our late 70’s, we are very mindful that we should be ever ready to sell and move on. However, we have added an Italian lift, whole of home voice activated lighting and sound and hand rails because it is in our interest to stay in our home as long as possible to enjoy it and let inflation and market forces make it irresistable to the potential buyer.
I realize that everyone is going to have their own opinion about what to do and what not to do to sell. Any new upgrades that you do can be added on to the price of your home. I have been making some changes and doing up grades. One of the things not mentioned was any updates should be disabled and senior compatible. In today's housing market, May 2024, many families are living together more. Senior parents living with their children, disabled individuals living with relatives, children with grand parents. So disabled or senior access has become a factor. Wider doors for wheelchair access. Walk- in tubs, and open construction ( no walls between rooms) has seen a huge trend. And possibly half baths. So if you are adding on rooms or doing any renovations, even changing doors. This is definitely something to consider. Also, the easier access to and inside your home is much easier for the buyer to obtain a loan. Therefore a quicker less tedious process for you the seller And the buyer.
We put in new driveway and entry walkway because it was lifted up and down in some places 3" and was dangerous. Bids were $12000-$6100, took $6100 and they did beautiful job. They removed tree roots 4-5" thick!
dont forget to declutter your closets! Cabinets and closets, clean and roomy, as well as a nice stack of perfect towels, helps women imagine their things and how they will fit and look
LESS IS MORE. Suggestion: you might want to consider removing “that sound” when words pop up or photos change throughout the video. Its repetitiveness is very annoying. I could not watch the video through to the end because of that. I get what you were trying to do, but it’s a bit excessive. IMO. I really don’t enjoy being critical, however I had to comment on this.
My house won’t even go on the market. I’ve had so many say they would like to buy my house if I ever wanted to sell and some of them have only seen the outside. It’s a mad world.
Please oh please do not fill the entire house with ugly, cheap laminate floors. Some of the patterns are absolutely awful, but I do believe they also give off formaldehyde fumes for years.
Too many people are too obsessed with their own concept of "what is green" - as they drive their SUV's, fly to their vacations, drink bottled water and buy massive quantities of polyester clothing specifically designed to disintegrate and polute our water tables and therefore our bodies as quickly as possible.
Please don't put new carpet down. Let people chose their own flooring. I have walked away from houses with new carpet because I hate carpet and couldn't stand the thought of ripping it up and sending it to the landfill or living with it for years
We had a house that we HAD to change the carpet. No one could see past the outdated green color. We changed the carpet...the house sold. My advice..bite the bullet and put in a new neutral shade if needed. People cannot see past it.
We recarpeted my Mother's living room less than a year before she passed, and the women who bought the house on the walk through told me she was ripping up the carpet to redo the hardwood floors underneath.
I have a log home n my home had wooden shaks n needed repairs badly. So I had a new roof installed. My son n I replaced bathroom n sinks fixtures.. I badly needed a new furnace, water heater, and new ac .After my husband passed, so did the furnace. so I put in a new one along with a dated water heater. I plan on light landscaping with potted plants for staging. The house will be completely bare, and the house will be deep cleaned as a log home does tend to collect dust. Plus, I hired someone to stain the outside deck n do minor repairs. B4 selling my son will power wash the outside n the deck again. Dust and bird poop tend to appear . I know I need new carpet in master bedroom n loft area, but if needed, I will offer $$ compensation. B4, my husband passed away. we built a 2 stall garage. The 13 acres have 3 pole barns . We will power wash all three b4 putting the house up for sale. If you're interested ? The house is in Michigan.
Maybe, but whatever anyone does with smells, do not repeat do not use an oil diffuser. Smells artificial and as if there is something you are trying to cover up.
I detest those chemical scented candles and “air freshener” products. They are toxic petroleum waste product packaged, advertised, and foisted off on consumers. Clean doesn’t have a scent. If I smell fragrance, it’s a red flag that the seller is trying to mask an odor.
Take your family pictures down, ditch the kids toys , empty closets ,garage and basement . Remember to ask a stranger to smell your house if you have pets, frequently people are so accustomed to the smell of their pets dank aromas it’s a real turnoff .Get out of the house when the buyers come and remember you are moving get almost everything worth saving packed and into a storage unit off the property - you’ll be very happy when moving time comes .
The best thing any seller can do is list the home as it REALLY is and price accordingly. Have your home inspected and put the report with the listing, price accordingly and move on. Anything other attempt is a scam used in an attempt to bring in a higher price trying to hide issues with the home. Again, it is what it is, attempting to turn it into anything else is just wrong.
So glad to hear this. Cuz i always heard just the opposite! No i dont luve there, not looking to buying or selling a house (I wish). Was uust curious. Thank you!
Here's what I told my agent when she insisted we renovate the kitchen before putting it on the market... Only a crazy person would rip out solid wood cabinets and replace them with the garbage they make these days. Unless you're changing the layout it's nuts to rip out functional cabinets.
We are getting ready to sell my mom’s house. We put new gutters…gutters were 35 to 40 years old and not functional well. We put new HVAC…gas furnace was leaking…movement in flame so furnace was shot…at least 25 years old. The second bathroom was redone…wasn’t functioning for years…floor had sunk in…redone for around $2,000 so reasonable. I will probably get it appraised because we have no idea how much it is worth…4 bedrooms, 2 baths…hope it sells fast…western North Carolina.
It sounds like you performed necessary repairs that would detract from the home's market price. Probably a sound investment, since a home inspection would have found these major issues and then it would appear that NO maintenance had been done to the property, even if it had.
My house is 30 years old and could use new windows to lower electricity consumption in Florida. Since I am not sure if I will stay in this house, I have not pulled the trigger on this very expensive project. New windows mean all of them, including the sliding glass doors, need to be replaced either with hurricane code windows or add the cost of new shutters. I don't even live in a flooding zone. Min $20K last time I checked. Is there any chance I would recover my investment when selling?
I had a home inspection prior to putting up a for sale sign. Reason being is it allowed me to fix the necessary items that might cause a loss of sale or a severe less offer.
What does deep clean really mean? Mop floors and vacuum/shampoo carpets? Are there service that do this? we can do the basics, but it never feels that clean.
You also need to declutter. Closets declutter. If your are moving why bring stuff to the next house you really do not need. Less to pack & move. Goodwill, Salvation Army, thrift stores take donations.
Clean behind things, on top of cupboards, doors and ceiling fans (use ammonia to degrease anywhere near the kitchen, but keep it well ventilated).Get into corners with an old toothbrush. Mopping still leaves residue, make sure there is a second go with the mop water coming out clean. Scrub around the base of taps, dissolve limescale buildup by soaking bathroom fittings in vinegar overnight and scrubbing, polishing dry, Ensure limescale and soap buildup is removed from tiles and glass in the shower and polish dry with microfibre. Remove mould from shower grout. Clean power point faceplates. Clean the backs of door handles. Remove any cobwebs. Get windows sparkling clean inside and out. Pressure wash hard paving. If there is mould or detritus on the outside walls of the house pressure wash it off. Clear and rinse gutters. Open windows to clear any residual smells. Clean the oven and its racks, and any griller tray, clean cooktop burners, and gas cooktop trivets. Clean around the sides of a stove, make sure it is taken out of its niche and the sides degreased. Take the fridge out and clean behind it.
Hard to declutter when you have lots of stuff, when maybe you are moving to a bigger house. Personally I like my stuff and hate when an outside party thinks everyone else should downsize. Ok I’m getting off the subject. Just sayin.