The worst is loaning money and when it comes time to get it back they act like you forgot and won’t even give you an explanation as to why I’m not getting it back
Absolutely. But I did loan my sister a few hundred bucks because I could afford it and wanted to help. However I wish I never did it because I’m very hurt she doesn’t care about screwing me over.
@@toniroberts8117 yeah it's not that I will die if I don't get my money back. But why does the other person which asks for you to LEND him some money, screw you over for years and not even feel bad about not returning them back yet. What is worse in my situation is that this friend of mine keeps asking for gas money occasionally increasing the amount he owes me even more. And every month he promise to return a specific amount back, but at the end of month he gives me (most of the times 0 or) like 1/6 of what he promised and tells me the usual "shit happens". I truly believe that he wants to pay me back but he is like the lowest IQ person ever and he keeps making poor decisions all the time. Like he waste his time chasing easy money but all he gets is lost time. Just to make you understand of how big of an idiot we are talking about, he legit believed that he would get a car "during the next 2months" for promoting LR products.. you know the multi level marketing shit. And for the past 1-1.5year he's been working for Kirby Vacuums. The first 2 months they were paying him for going into people's houses and smacking their balls to convince them buy an overpriced vacuum and IF he sells he gets a share (part of why this vacuum is overpriced. I don't even know how many people take shares from one vacuum sell). This was bad then, BUT HE STILL DOES IT FOR 1 YEAR without getting payed for the meetings. If he is lucky he will deceive 2 people a month to buy that crap and get 400euro, while spending so much of it on gas money anyway. If he is not lucky he will lose time and even money since he gets paid squad if he doesnt sell, and all the gas to go to meetings is on him. Me and many other friends constantly tried to make him see reason but he just doesn't.😥
I borrowed my so call boyfriend 2 thousand dollar. I was so stupid I end up breaking up with him. He never pay me back I will never again loan nobody my penny again. I was so stupid I lost all my savings because of him. I will never do that shit again. I cry for months but I finally move on. I will never again give nobody nothing again.
Such a complicated subject! I've been on both sides of the "borrowing money" dilemma. What's worst is when the person that owes you money is always out and about spending money on trips, events, etc. but can't even cashapp you $20 because they are "broke" until payday. smh
I had the same happened to me a whole year and I would see her in Disney or universe studios until I said forget it. That’s a friend that I don’t need or want.
"I don't have money to pay you back" oh but they bought expensive meals, a car, a few video games, couple live concerts, figurines, books, expensive workout mixes and gym memberships and a top of the line new phone
Yup thats thier story and act so forgetful real quick when convienant to what? Forgot to ever pay but gets by and like a cam in a car spin and hit at random its so much each day or week its a new need . Bogs you down try to help for their familys sake . They quit supporting their selfs them selfs and hollers im gona hurt my self.
This is the main reason to keep a low profile about what you earn and what you have. 💯 unless you have money that isn't promised or committed to someone or something and you can afford to give something up to give it away, then don't lend. By giving something up that may be your friendship also. Be cruel to be kind for sure.
That "Friend" who borrow money a lot has a tendency to "forget" the actual amount, the guy also claim "money is no big deal" to him. After you give them the money they begin to actively avoid you, ect. Lesson here, avoid people like this, it is not worth it.
I can’t believe you gave and trusted someone like that with your card. That’s crazy but it’s more surprising she only bought gas. I try not to lend money either, but rather “trade”. Yeah I’ll give you $40 if you clean my car or mow my lawn. I’m a bit frustrated I broke my rule and loaned my sister a few hundred bucks. She claimed she was in a bad jam and promised she would pay me back in a month. Well that was 3 months ago, haven’t seen a dime. Not just that but she asked me to not lend, but GIVE her a hundred bucks to give her 30 year old son who’s in prison. I was completely shocked and appalled. Of course I wouldn’t give more money. It just sucks that it’s torn us like this. If she’d just give me $5 here and there I would appreciate her at least trying.
#1 Lesson, Never, Ever Lend Money To Anyone, Solves The Whole, "I Wonder When He/She Is Going To Pay Me Back" Thing. (If Someone Tries To Make You Feel Guilty Because You Won't Lend Them Money, That Person Is Not Your "Real" Friend, They Are Only A Friend When They Need Something From You).
if you consider loaning to friends or family you are doing it wrong. if they asked me for money i would just contribute a little and not expect it back
Simple. Never ever lend it to anybody. And never ever pay attention to sob stories whether they are friends or family. That's what I did, and I still refuse to budge till this day.
If friends were to ask to borrow money from me, I would have them sign an IOU. That way, when I ask them for my money back and they say, "What money?" I could have prove that they owe me money.
Happened to me when I went out to eat with a few friends and we all got different things and when the bill came they acted all confused on how to split the bill and started seeing if they had enough which they definitely did, I later had to pay for the whole bill and the tip which did take a big chunk out of my bank account. After a few days they haven’t paid me back and one person even started spending money other things, the other person never pays back even though she has money and always asks people to pay for her like a bagel or drink and even worse they say that they hate people that ask for money and not pay for things themselves.
You know, I have a great idea for your case. I read online that this happened to someone and they decided to get a Square reader (first one is free) that connects to their phone. When they go to a restaurant, that person pays the entire bill and tip. And then proceeds to charge each person in the group with his square reader (fee is around 3% but it's better than not getting his money back) so he gets paid right away and no one can say they didn't bring enough cash because everyone carries around a credit card nowadays.
Well, stupid me loaned an old classmate money because she says it's for her kid who's in the hospital. It's not really a big amount and she's keeps messaging me when I don't have anything to give. I don't even have work. She was eager to pay first and when I replied late, she didn't respond back. She went into hiding when I was asking for it. Well, whatever. My trust issues kept growing and I was stupid to believe there's even a person who's worth helping despite the cruel world out there.
No only borrow , but I was making more money then my friends so when we went out I paid for him and the boyfriend (must of the time ) movies , food , gas , I was always compromising on where to hang out , it was not cool ! We are full friends but we don’t really talk and when we do , he always ask me for money ! At this point I just give up on our friendship!
Hello Annie, I have a friend that I lend $2,400 for a flight then they spent it on something else instead and now tell me they are broke and can’t pay me back and get upset with me when I bring it up…..This friend is a webcam model and I’m very tempted to exploit them to friends, family, job. I have waited 4 months and nothing. Would I be wrong to do this or should I just move on and never talk to them again?
I’m pissed too. This girl who blocked me is supposed to be on onlyfans and sometimes I have mean thoughts but I don’t even know what to do anymore.. what she did was trashy
No just move on. Don’t do bad things. The karma just comes back to bite you. When I was tempted to report someone to the IRS for tax evasion as a revenge, everyone in my life stopped me. They said the hate will only grow in my heart and make me a miserable person. That person I wanted to revenge on already had a miserable life with lots of health problems, while I have a happy and loving life. You reap what you sow. Your friend is broke and result to webcam modeling. She’s already reaped what she sowed.
If you want to report money that someone owes you to the IRS, all you need is their Social security number and legal name. Point is, if you are going to give anyone money, get their ss number and legal name and dob, so that you have the security. Also, put an agreement in writing if you ever want or have to take them to court. In short, don't give anyone money that you are not prepared to never see again, or loose a friend
Lol, most of them are talking about small amounts. That's totally fine. Just imagine my family gave 10000$ to family friends. It's been 8 years. They never payed back. But are in good position to pay back. and craziest thing is they also blocked us on social media, changed contact numbers. It's really an mental pressure whenever we think about those people. Moral - never lend money 💰 even how badly other person needed help. We also can always support in other forms. If you can just donate. Don't expect back. It's good for your own health and family
@@AnnieMargaritaYang you know what back when I was 18-22 years old I kept lending money to friends too much and they took me for granted once you give too much they are going to ask for more so far I lost $500 from this asshole narcissistic ex friend and also he want to be my roommates so he can rip me off not paying rents. I’m glad I got him out of my life he call me a cheap asshole for not paying for his meal since I had a good friend I was using him for social experience like paying my best friend meal back since I borrow his money and I told the narcissist I have to pay my friend money back than narcissist want to borrow more from me so he kiss my ass and goodbye no more friends so far he rip me off with hotel money ,food money,vacation money ,recreational money and grocery money . I learn my lesson right now I have no friends but just enough money to survive being lone wolf sorry if I have to rant because I became greedy and never loan money to anyone being 25 years old I watch people actions
I have learned that once you lend someone money, there is a 50/50 chance that you will or may not get it back. If I give you a loan and you do not pay me back, I will not ask you for it back. Trust me, they will need money again, but remember that they did not consider paying you back what you gave them. Please take it as a learning lesson and move on because the universe always comes back to reward you for your kindness.
I really hope I dont have to take it to legal action with her but its been weeks and I gave her till the 11th to pay be back and its the 9th.....wish me luck
I am very disspointed.. retuen only a small portion and never ever follow up even when i asked it was brushed aside i am afraid of people, never knew who to trust all promise and in the end nothing ever came back
I used to lend money to my friend for weekly test and she never returned and then more people started to ask now one day i refused and another day i was late for the test and my two friends sat front of me and after the test she told me "now who would pay for our test" i got mad but didn't told them anything well isn't this using me??? I am not going to give money for the upcoming test I'll try my best to say NO this time (it's really hard for me to say no) also I'm going to text her one day before to bring her money herself
All the points in this video are valid, but I wish there was content forcing the borrower's feet to the fire. My friend, who's also a colleague, hasn't paid me back in 6 months, and I bit my tongue when she was talking about needing a new dress to wear to an acquaintance's destination wedding just 2 months after borrowing money from me. This person is a Boomer making well over 6 figures and yet has the accountability of a 4 year old. To not damage our work relationship, I haven't brought it up and bc I expected a grown a** adult who is a workplace peer to hold themselves to account. If you're a borrower, the onus is on you to express the terms of repayment if your lender (friend, family, colleague, etc.) is being courteous of not demanding it back. "Hey, I know I still owe you $$. I'll be able to pay you back in 2 months" or something along those lines.
Hey I wish the borrower would be more responsible and accountable but there is a reason they are asking friends and family for money instead of the bank-the bank won’t give them any more money due to poor history.
I had someone avoid me over $20. Dude had the nerve to tell me it was only $20. I swear there should be a way to psychologically break someone’s jaw. It was only $20 😒 it wasn’t YOUR $20.
From now on if anybody wanna borrow from me I'm making them text me the dollar amount and date when they'll pay it back that way we can avoid the confusion of them "forgetting" cause mfkas get real forgetful when it's time to pay me.
I had to drop a friend this year after 15 years of friendship. My last straw was her shoplifting while we went out. She kept talking about her money issues...though, her parents paid off her new car, and pay her phone bill. She gaslighted me for my good decisions and presumed that since I made more than her, I'm obligated to pay for everything when we went out. We had been friends since middle school Unfortunately, she developed BPD before freshman year of college, and things went downhill after that. I tried to be supportive. Some years were great. But after awhile, she settled back into this bad behavior. And, she was really never there for me. Anyways, I don't wish ill will, and I hope she gets better treatment if she hasn't already. But I couldn't take it anymore.
I lend a significant amount to a godfather who knows my whole life. He now avoids me and pretends to be angry with me. The biggest and most painful lesson in my life. What a sheep I was to believe in someone that much. He used my trust and steal it. This slimy piece of $hit thief is in another state, very far from me. If he is near, he would be in a coma by now.
Hi Thankyou for the advice. I accidentally borrowed a huge amount of money from a trusted family friend. I feel bad she is very upset with me. I was going to pay her half I should be responsible to pay her the first $900. I was on a long summer break. I lost a good family friend. I lack common sense for lack of work. I will pay her back. After I go back to my part time work as a driver. I will pay her back the rest. Now I am trouble for taking too long. I have low income right now. I didn’t want her daughter to be upset. I hope 🤞 she will accept my money for the payback. I learned a lesson never to borrow. I used to lend some money. Not a huge amount. I feel like a fool. I will stop shopping I made a mistake of giving back with material things. I want to do the right thing 👍I didnt take advantage of her. I learned a new lesson. It was for my bills. I should of asked for an extension on my bill due date. I made too many mistakes lost income from a bad rental experience. 👍
People love borrowing money but hate paying it back… there are only 3 ppl I lend money to when they need it because I know they will give it back, I lended many ppl money and never got it back or took awhile to pay back and I learned from that
Usually they have no dime, so they expect you to lend them for free. Expensive housing, bad alcohol habits etc. I personally would help a friend with money issues paying a trip tickets for example only if he pays his food and half the hotel. If no, then no.
Reading your comment makes me feel triggered. I literally just came back from a trip where I helped a job seeker land 11 job interviews, and then she crashed my car on the way home. So irresponsible. Her husband can't afford to pay rent or feed their 4 kids, yet he had $75 to spend on fireworks.
Do you have an Instagram? I’m obsessed with your videos and you literally have the most hard working go getter personality I love it!!!!!! So so inspiring in today’s world!