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What will happen at the end of my Chapter 13 bankruptcy? 

Damon Duncan
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28 окт 2024

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Комментарии : 15   
@bernardleejr3502
@bernardleejr3502 Год назад
Me and my wife just paid our last chapter 13 payment 5 long years we’re very excited
@DamonDuncan
@DamonDuncan Год назад
Congrats! That's a huge accomplishment and not easily done. Y'all should be excited. You made it!
@bernardleejr3502
@bernardleejr3502 Год назад
@@DamonDuncan we definitely are
@cafedulce6545
@cafedulce6545 Год назад
​@@bernardleejr3502may i ask hoe much were you paying monthly i am doing this now and the payment is 400 a month for a year and after that it may go down or up deoending if all creditors responded or not
@avatarng
@avatarng 3 года назад
Hello, what happens if the attorney is retired or not responding to the requests from the debtor or the trustee's office? My case is closing and I received the letter from the trustee's office along with two pieces of paperwork that needed attention. Also, I had completed the "Credit Counseling and Debtor Education" courses five years ago, is there any other course I needed to take? I have 20 days to respond to the trustee's office and I am unsuccessful in contacting my attorney. Any information you can give is much appreciated. Thank you!
@DamonDuncan
@DamonDuncan 3 года назад
I would try calling and emailing your attorney's office again. They should be able to guide you through everything. If, after several attempts, you are unable to reach them I would reach out to the Trustee's office to let them know of your communication difficulties. You had to complete the credit counseling course prior to filing the bankruptcy. Therefore, the only one you would need to still complete after the bankruptcy is filed is the financial management course. If you have done that, you should be good to go. But again, I would try to continue to reach out to your bankruptcy lawyer.
@avatarng
@avatarng 3 года назад
@@DamonDuncan thank you for the information.
@graceguy9996
@graceguy9996 3 года назад
I have a question when can you expect a letter from your lawyer on the dismissal? We are almost in the last two months so am curious as to how this works
@DamonDuncan
@DamonDuncan 3 года назад
@Grace Guy, I'm guessing you mean the discharge. It works differently in every district but usually, the Trustee and/or your attorney will send you a letter or document requesting the discharge with the Court. In the Middle District of North Carolina, it is called the Motion for Entry of Discharge.
@graceguy9996
@graceguy9996 3 года назад
@@DamonDuncan ok well we are in Tennessee but I plan on asking our attorney
@richardmyers7847
@richardmyers7847 2 года назад
If the debts come back on you again what happens to all the payments you made?
@DamonDuncan
@DamonDuncan 2 года назад
If you receive your discharge at the end of your Chapter 13 bankruptcy the dischargeable debts should not come back again.
@mrmikeflo11
@mrmikeflo11 Год назад
I got 4 more years to go in my chapter 13 bankruptcy
@pdk213
@pdk213 7 месяцев назад
I feel for you, truly. I have 5 months left on my 60-month plan. There is a light at the end.
@mrmikeflo11
@mrmikeflo11 7 месяцев назад
@@pdk213 now I got three more years to go. I can almost see the light at the very far distance
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