When to Exit Your Mutual Fund Investment? | Money Psychology

Подписаться 258 тыс.

Просмотров 100 тыс.

50% 1

If you're an investor who does a lot of research before picking stocks or mutual funds for your portfolio, you've probably counted on the magic of compounding over the long term. But, can you accurately predict when to exit your mutual funds? The answer is yes!
There are tons of videos out there about how to buy the best mutual funds for your portfolio, but very few talk about when to sell them. The truth is, you can only truly benefit from compounding if you know the right time to sell your mutual funds.
In this video, we'll cover the good and bad reasons people sell their mutual funds and talk about SWP (Systematic Withdrawal Plan) and its usefulness in goal based investing. Also, check out the resources below.
Do show us your love in the comments below!
Happy Watching :)
0:00 - Let’s begin
1:38 - Good & bad reasons for which people sell their mutual funds
8:09 - Why should you withdraw your mutual funds in installments?
11:17 - SWP Calculator
12:19 - Zero1 Mission
13:58 - Bloopers!
📚 Resources
Zero1 Mission : docs.google.com/forms/d/1X4vT...
How does SWP help avoid market timing risks? - docs.google.com/document/d/1K...
Managing Long-Term Goals with SWP - docs.google.com/document/d/1J...

Опубликовано:

2 авг 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 108

@lion14fire 24 дня назад

You can exit equity and move them to debt when goal is nearing and finally remove debt completely

@sud2954 23 дня назад

And give tax 2 times😂

@ben4wisdom 23 дня назад

@@sud2954 For shorter periods like 1 year in debt funds the tax is negligible. Your main corpus is intact and that is what matters.

@Thepunemh12 23 дня назад

Not everyone is as disciplined as you. That's the whole point.

@kwondo_22_mars 23 дня назад

@@Thepunemh12 if not don't do it. If it's essential it's your laziness is killing you.

@KPS_04 22 дня назад

@@sud2954 Far better than losing sleep over an unexpected market fall when you are close to reaching your goal

@Archaeopteryx92 23 дня назад

Do the opposite when ever market falls. Invest even more (with long term intention ofcourse). Every fall is an opportunity cause its always momentary and things will eventully grow in future. Long term is the key.

@vijayjangid8967 19 дней назад

TRUE! I did this in Yes Bank's stock price drop

@08pkz 23 дня назад

Informative video, loved the way how missions are overlayed on the tool. Questions inside the mission were really well made, enjoyed answering them. Scored 50/60! Thanks for the effort team, great work! 👍

@digantoxetcar5110 22 дня назад

Amazing video as always, really love the fact that you guys talked about panic selling and systematic withdrawals!

@klass5331 18 дней назад

Thanks for sharing this video on when to exit mutual fund investments! Knowing the right time to make a move can make a big difference in our financial journey. It's all about balancing goals, performance, and fees. Great insights to consider before making any decisions!

@aravindhphani1689 13 дней назад

You’re way of easy explaining and the animations and yor comedy in btw was literally fantastic 🎉

@manushnandan7440 22 дня назад

I really enjoyed this video, Love it 💗

@Deb-fd5km 24 дня назад

mich needed video, answers a lot of my doubts

@amritbhowmick8310 20 дней назад

Content is good but editing is next level. Your video editor is one of the best it seems

@Zero1byZerodha 20 дней назад

❤️❤️

@Odia_bhaina 24 дня назад

If no one withdraws in a dip,there won't be a dip

@ben4wisdom 23 дня назад

if everybody was smart, stock market system would collapse ;) One makes money when the other loses. This is how it works.

@imran4006 23 дня назад

Pledging of Shares for Options trading must be banned because they use your pledged shares for Options buying and make the shares to fall.

@Odia_bhaina 23 дня назад

@@ben4wisdom not necessarily. Everyone's salary increases 5 percent every year. So market should go up by 5 percent every year without anyones loss. Not necessary that it happens.

@ppsaha1994 21 день назад

@@Odia_bhaina the majority of Indian population don't get hike every year. It's a very very tiny percentage. The sarkaari naukri people and IT crowd only. Other streams don't get fixed hikes or hikes at all every year.

@Odia_bhaina 21 день назад

@@ppsaha1994 price increases every year. If chai costs 7 rs instead of 5 rs, some part of that price hike goes to the chai wala as well. He doesn't participate in the stock market directly but you get my point u hope.

@guythomas4335 24 дня назад

Awesome 👍 keep it up guys. You're doing excellent work here. Thanks

@avigyanmitraofficial 22 дня назад

Appreciate the storytelling 🎉🎉

@SiddhanthRoyal 23 дня назад

quality content :chef's kiss:

@aaaaaaaaaa-ui9dj 24 дня назад

Very good information

@aniruddhaboro9290 24 дня назад

Excellent Presentation 🔥

@mudumbaimanwesh7035 14 дней назад

what about the taxes id have to pay every month during the swp, wont i be loosing a bit on money . im new to the world of finance so im sorry if this is a stupid question

@track0123456789 24 дня назад

Never exits, always rebalance them.. what is learnt till date.

@jishnu18 20 дней назад

say that to a japanese investor from 90s

@track0123456789 20 дней назад

learn from the past. Talk to you in 20years.

@Hehebroty 14 дней назад

@@jishnu18why compare to Japanese ? Weird logic and equally bad comment

@ytuser1932 7 дней назад

@@jishnu18please stop now this excuse think new excuses india is developing country ❤❤❤❤

@chandrashekarbk007 24 дня назад

Very nice prentation by very nice people 👏

@SuperMario1111 3 дня назад

Thank you ❤🎉

@Kukugmhg651 24 дня назад

Informative 🎉 presentation was smart and funny 😂

@Bishman1 13 дней назад

Hi, can you make a video on international funds? I heard that the Japanese market has been in a bear trend for three decades. How did the index funds and other funds perform during that period?

@hdkdjd2949 20 дней назад

Excellent video

@anirbannanda4444 24 дня назад

Instead of taking it out slowly why can't I just stop investing whatever I was going to invest and put it in a recurring deposit? Planned expenses should always be done with planned savings in RD, not taking out from MF.

@ben4wisdom 23 дня назад

If you have invested in MF for some goal, you will need to take it out when that goal approaches. We are discussing about how to do it systematically. Ideally for long term goals you should start withdrawing or moving to debt funds 2-3 years before the actual goal deadline.

@anirbannanda4444 22 дня назад

@@ben4wisdom understood.

@selfhelpbadminton 21 день назад

How should we manage our NPS tier 1 portfolio. Which portfolio to choose

@kuppilisuryaPrakash 18 дней назад

liked your video, very informative

@MoloysLifestyle 4 дня назад

It was really helpful for me. I learnt a new lesson

@SuperMario1111 3 дня назад

Awesome ❤🎉

@ShivaPrasad-nm7zp 19 дней назад

When the goal is near, reduce or stop your SIP's. Start withdrawing through SWP's over a period of 1 to 3 years. Larger the corpus , longer should be the duration of with drawal. You also get to save taxes by utilising exemption of upto one lakh on long term capital gains ( on Equity funds of course) Park your withdrawn funds in a safe debt instrument such as RD, Liquid fund or Short term debt fund till final withdrawal.

@KoiladaPavan 14 часов назад

Won’t the tax is applicable if I withdraw funds from MF to move them to liquid or debt funds? And again tax when I withdraw from debt funda

@TheRiyazAhamad 17 дней назад

you guys are best😂

@chandanahemanth2189 23 дня назад

Kindly explain on withdrawa tax in case of SWP

@yashsingalkar9575 23 дня назад

Khatta meetha scene😂

@anniyan135 17 дней назад

Sir thank u for the explanation 🎉, But jus one DOUBT !! if my mutual fund matures to be a total corpus of 5cr aftr disciplined investment for 30 years, how much taxes should i pay out of this total corpus of 5cr? (Expense Ratio, LTCG, cess, surcharge, income tax slab)?

@aum8136 24 дня назад

Good to see frustrated Abhishek is back rofl

@anishgeorge256 13 дней назад

Nicely explained

@Zero1byZerodha 12 дней назад

Thank you 🙌

@saikoushik1607 24 дня назад

Are the sip payments of mutual funds integrated?. I.e would it matter if I do a monthly payment of 5k per month for first 6 months through my bank's mutual fund payment slide and the next month through an external app such as Zerodha/Groww?

@Nsank29 24 дня назад

Yes

@AnshuSaketSingh 24 дня назад

Or move it to arbitrage fund with STP , you will be average out and get FD return on withdrawal amount

@duderocks6483 22 дня назад

Taxation is 10-15% on arbitrage fund upar se, better than FD

@gbalaji7975 20 дней назад

Thanks for adding subtitles. I m from south side... Can't able to understand hindi Or other languages..

@rahulsinhapiet 21 день назад

how to do investment of SWP then. What if I invest 50 lacs and market falls by 20%

@dawanegi420 День назад

I think our SWP amount should be less than the return percentage so that the remaining fund can grow in that basic time period. For example : i had 50lakh in my mutual fund or index fund or any other funds…and it is growing on average @15% per year so suppose if i have a SWP of 4% which means 2lakh/12= 16,666…. I can withdraw 16000 per month and still my portfolio keep growing despite withdrawal…. It’s a good idea ? 😅

@vishalnath8285 24 дня назад

What happens to the Exit load and other expenses ?

@Rs-vi6uh 21 день назад

Iske bare me koi baat nhi bol Raha hai. Har baar nikalenge paisa to tax nhi dena padega kya??

@prafulwaghade4809 23 дня назад

Chilla chilla ke sabko buy on dip wali scheme bata de😂😂😂

@pv8929 23 дня назад

When covid hit i stocked up on stocks.. companies like sbi, tata were all peanuts.

@bornlimitlessagain 24 дня назад

Abhishek, is one of the top performing fund , irrespective of Market Crashes 😅😅

@ziasmailbox 24 дня назад

Abhishek kar ?

@Ssharma1200 День назад

Please tell about taxation on mutual funds according to the new tax regime.

@harshinredzone 24 дня назад

I have one question. I started investing in mutual funds without having a goal after my first job. What do you guys in that situation? Which mutual funds should I exit from? Most profitable, most loss making or from all? I hope you get my point.

@atul7173 23 дня назад

Don't exit if you don't have any goal associated, consider retirement as your goal

@harshinredzone 23 дня назад

@@atul7173 Bhai what about life events? Us time loan lena padega phir.

@atul7173 23 дня назад

@@harshinredzone build emergency fund for that. Life events k liye.

@dineshkomakula3001 23 дня назад

Please do video on tax harvesting

@dhanushbc5396 23 дня назад

Selling now might lock in your losses. Markets go up and down, and by staying invested, you have a chance to recover when the market improves. how can this be the right answer , it's impulse decision!

@warri0r2050 22 дня назад

And the 'OScar goes to Abhishek & Prateek!

@sanketsinha2152 5 дней назад

Why bride’s T-shirt said D SQUAD

@Dattebayo3089 24 дня назад

I invested in COVID time in MF. And I got 2.5 returns after 1.5 yrs

@nerellahanmanthu6145 21 день назад

❤

@contentmania4722 22 дня назад

Tax harvesting pr video chahiye

@sudhirkumar-dx6df 24 дня назад

Please make it in hindi also

@user-rn8qb6fx7b 22 дня назад

❤❤❤

@inspectorIntro 20 дней назад

The right answer is “Never”

@SM-qf4ke 13 дней назад

After nine long years only 1lakh is return is waste of time

@ritesh.ar0ra 17 дней назад

I stopped watching this video halfway through. Nowadays investors are becoming smarter. Investors are waiting for such market crashes of 50% to bulk buy assets such as stocks, ETFs, Index funds. They are like Black Friday Sale. Those who still panic in market crashes are going to lose money. As long as there is nothing fundamentally wrong with the investments there is no need to panic sell and also to grab such market crash opportunities to bulk buy.

@yashpathak9423 24 дня назад

First on the video

@jishraque 23 дня назад

The answer is you don't exit your MF. Think of it as a piece of land that your grand father bought and was passed on to you. Now ask the question when should I sell my land. The answer is the same for both.

@saketarora 24 дня назад

Bloopers 😂😂😂

@momo84589 19 дней назад

Why is the guy carrying Modiji with him all the time?

@bhupendra_ayer 6 часов назад

1 lakh return 1 mahine mein bana du

@ashutosh98able 19 дней назад

हिन्दी में भी बनाए तोड़ा बेहतर और बाकी लोगों को भी समझ आएगा.

@Zero1byZerodha 8 дней назад

Hi! Thanks for writing to us! Our team would like to connect with you to discuss this further. Could you please share your contact details on hello@zero1byzerodha.com?

@tirthankarkundu5623 23 дня назад

Equity is a zero sum game, you make money if someone else loses it

@thinkingbeings3925 20 дней назад

No.... trading is a zero sum game..not equity investment.

@rahulj9 20 дней назад

Every single thing is awesomely made, just leave abhishek, i mean the acting is just crappy and doesn't really deserve a place in sensible thought process