When to Sign Up for Medicare - Medicare Enrollment Periods Explained

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Do you know when to sign up for Medicare? Keith goes over all 6 Medicare enrollment periods.
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When to Sign Up for Medicare
Medicare enrollment periods
🎥 Welcome to Medicare on Video's official RU-vid Channel 🎥
I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices.
➡️What you will see on my channel:
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✔️Difference between Plan G vs Plan N
✔️When You Can Enroll into Medicare
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✔️And more
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When to Sign Up for Medicare
Medicare enrollment periods
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Опубликовано:

17 фев 2024

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Комментарии : 60

@quilino59 4 месяца назад

Thanks now I gain a lot of knowledge about medicare.

@WhittyPics 5 месяцев назад

I got mine lined up through Keith last week

@MedicareonVideo 5 месяцев назад

Glad we got you all set up!

@tanyahouston5635 5 месяцев назад

I’m starting to take notes as I get closer to these important dates to know to avoid headaches. Thanks!

@MedicareonVideo 5 месяцев назад

You're welcome! You definitely want to be prepared as early as possible.

@tonimusgrave9530 5 месяцев назад

Exactly what I’m doing too. I turn 65 in October

@chriswedgworth 5 месяцев назад

Thank you so much for helping people out with this!!

@MedicareonVideo 5 месяцев назад

Happy to help!

@MossCottageMarket 5 месяцев назад

I'm not quite 62 yet but I know I need to plan early for all these retirement benefits. I've downloaded your book and will read it slowly and thoroughly. Thank you for explaining Medicare in terms the average person can understand. It all just seems way too complicated so I'm so glad I found your channel!

@MedicareonVideo 5 месяцев назад

You're welcome! Trying to make an unnecessarily topic less complicated!

@ginaballard9070 5 месяцев назад

Thank you for this information. My health insurance ends 8/31 but my pay will continue through July. When should I start SS/Medicare/Supplement? Three months prior?

@MedicareonVideo 5 месяцев назад

Yes - I would put things in place in June. You can give us a call or fill in info on my website if you'd like me to help. 877-885-3484 www.medicareonvideo.com

@bigearlrrr 5 месяцев назад

I am getting ready to enroll soon ,when I do it will be for part A and I was wanting to know if there was a good other part for dental, the restof my coverage comes from the military va but not eligable for dental. My dentist has told me there is really no medicare part worth a darn that covers hardly anything , and they recommend keeping your money and just paying cash for anything that may pop up with dental. Your thoughts.

@user-mt6sx1qp4k День назад

If my group health care plan ended June 1st, can I sign up for medicare plan B in January without a penalty?

@johnczech7074 5 месяцев назад

Thanks sir! Very informative!

@MedicareonVideo 5 месяцев назад

You're welcome!

@janehuang3335 5 месяцев назад

Thanks!

@MedicareonVideo 5 месяцев назад

You bet!

@cyndeeferlin2697 4 месяца назад

Hi Keith. Great information I just wished I watched it earlier. I turn 65 on Aug 1 so I will sign up for July 1 but I didn’t know this information and I just contributed to me HSA what kind of penalty will it be? Also, my husband is only 60 and is on a real high deductible plan that qualifies for the HSA how does that work? Can he still contribute?

@beverlyinman4460 5 месяцев назад

Sir can you tell me if there is a deadline b4 they birthday to do the L-form if a person will continue to work after 65. I really appreciate your information

@MedicareonVideo 5 месяцев назад

You do not need until you retire.

@MiracleFound 4 месяца назад

If I am covered under my husband's insurance from work, is that credible insurance and when do I need to sign up? I should be on his insurance for at least 7 more years.

@rb2530 5 месяцев назад

👍👍

@lisaporter7845 5 месяцев назад

What if you get a supplement plan when you retire and THEN move to a different state?? And a drug plan?

@MedicareonVideo 5 месяцев назад

You will have a Special Enrollment Period for a Part D plan. Your Medicare Supplement will move with you when you relocate, but your rate may also change.

@scottford6055 3 месяца назад

I think I missed the enrollment period. I turn 65 at the end of June. I enrolled May 3. Do I have to re-enroll in January and pay the penalty for those 8 months?

@MedicareonVideo 3 месяца назад

Hi Scott- You turn 65 at the end of June, this year? If so, you actually have until the end of September to apply for Medicare during your Initial Enrollment Period.

@jimmyamico4713 5 месяцев назад

I just turned 63. When is the soonest that I can call you?❤

@jimsaddler942 3 месяца назад

Keith, I am contributing to my HSA account, as I will still be employed and covered by their insurance until April, 2025, at which time I plan to enroll in Medicare Part B and begin collecting Social Security. Last month (April 2024) I enrolled in Medicare Part A only. My questions are: 1) Can I continue to contribute to my HSA without penalty, by only being enrolled in Part A? And 2) If I can't contribute contributing to HSA, can I unenroll in Part A until next year? I've read that you can only unenroll in Part A if you are paying a premium for it, which I am not. HELP!!!

@MedicareonVideo 3 месяца назад

Yes - the rule is no HSA contributions 6 months prior to Medicare - including Part A. Part A has no benefit for you if still on group coverage. You can try contacting SS and see if they can stop it.

@jeanettewestover 5 месяцев назад

Are you accredited in nh ....

@MedicareonVideo 5 месяцев назад

Yes. Licensed in NH. Would be happy to help!

@Steve_in_NJ 4 месяца назад

Since my birthday is in December, I would like to start Medicare on the following month, January 2025. Can I do that?

@GGBSystems 5 месяцев назад

Ok, sorry to keep on this topic but I just still don't get it. I'm unclear on when proof of creditable insure is required. Is it only if I elect to enroll in Medicare after I turn 65 and beyond the 3-month enrollment window allowed after I turn 65? For example, if I'm still employed at age 66 and elect to retire from my company then I simply get form L564 filled out and all is good. No 10% penalty. I think I get that. Here's where I'm lost. My wife is 60 and is covered under my insurance plan with my employer. If I retire from my employer at 66 (my wife will be 61) and go on Medicare, my wife will lose my 'creditable' employer insurance coverage. We'll of course get her a private plan for coverage between the ages of 61 and 65 because she is retired. Now when she enrolls in Medicare during the IEP will she have any kind of premium penalty because she didn't have creditable coverage prior to enrolling? I thought I understood you to say that there wouldn't be a penalty if someone enrolls during the IEP regardless of what type of insurance you have prior to IEP. Just want to make sure we're understanding this correctly.

@MedicareonVideo 5 месяцев назад

Correct - penalty on Part B would only be after T65 window without creditable coverage. You can have no prior coverage and turn 65 and get Medicare no problem.

@GGBSystems 5 месяцев назад

Whew! Thanks for your patience and opening my eyes on this one!@@MedicareonVideo

@jerryKB2GCG 5 месяцев назад

If I am still working and got Medicaire Part A, which is secondary, will medicaire pay for co-payments and deductibles from my primary insurance for a hospital stay!

@MedicareonVideo 5 месяцев назад

Medicare does not work together with employer insurance in most cases.

@churchofpos2279 5 месяцев назад

@@MedicareonVideo I worked for different health insurance companies. Medicare will be the secondary insurance , if there is a private employer insurance. Like everything else in life , there are exceptions.

@bobbyhelton3919 5 месяцев назад

How much is the penilty for missing the first enrollment

@MedicareonVideo 5 месяцев назад

It is 10% for every year, and it is a lifetime penalty.

@bobbyhelton3919 5 месяцев назад

@@MedicareonVideo ok omg

@bruceeigsti5274 5 месяцев назад

so if im not working at 65 but wont take ss till 67 do i have to enroll for A B D And G

@MedicareonVideo 5 месяцев назад

You do if you don’t have work insurance to avoid a penalty.

@eddietorres4378 Месяц назад

What is the enrollment period for me if my birthday is April 5th , 1960? Will turn 65 on the year 2025.

@MedicareonVideo Месяц назад

If you want Medicare when you turn 65, you can apply in the 3 months before your birthday (Jan-Mar), and it will begin April 1. You will be in your Initial Enrollment Period.

@excourage1725 5 месяцев назад

When I called a strange phone number texted me? Is this other number fraudulent?

@MedicareonVideo 5 месяцев назад

Send me an email at Keith@MedicareOnVideo.com with the phone number, please. Laurel, who answers the main phone, will sometimes use text if she is having a hard time reaching someone via the phone.

@excourage1725 5 месяцев назад

@@MedicareonVideo Thank you.

@robinsmcintosh1527 4 месяца назад

Im trying to get my ahip certificaion, and half these rules make no sense.

@Joeainthere73 Месяц назад

I tried to sign up for Medicare and social security. The people working there set my application aside in a black hole. Calling the general 800 number required 100 minutes wait time. They then knew nothing. When it reached 75 days of no feedback whatsoever from social security, I started calling every other day. Now to hear about all their penalties for lateness makes me laugh. How long was I supposed to just wait for a letter in the mail that was never coming?

@MedicareonVideo 23 дня назад

It can be pretty frustrating. I've seen applying online seems to be the best way to be able to track an application, but it truly can get lost in any way of submission.

@jerryKB2GCG 5 месяцев назад

If you start social security they force you to start Part A! Good thing I wasn’t contributing to an HSA

@MedicareonVideo 5 месяцев назад

Definitely not enough information out there about the HSA tax penalty.

@keithholloway5272 5 месяцев назад

first

@shna2018 5 месяцев назад

People less than 65 and disabled more than 2 years also have Medicare ?

@MedicareonVideo 5 месяцев назад

Yes, if someone is on Medicare disability for 24 months, they are eligible for Medicare.

@jps0117 5 месяцев назад

I turn 65 on 1/17/2026. I plan to begin Social Security at that time. Can I sign up for Medicare when I sign up for Social Security? And can I sign up for both as soon as 10/17/2025? Thank you!

@MedicareonVideo 5 месяцев назад

Yes, you can elect for everything on one application.

@jps0117 5 месяцев назад

@@MedicareonVideoThank you!