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When you have an 800 credit score 😂 

Sharon Tseung
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What happens when they find out you have an 800 credit score 😂💀
When you have a high credit score you can get the lowest rates for a mortgage and lenders will want your business 👑
So make sure you’re building your credit history, have different types of credit, and you’re paying your bills on time and in full 🙌
And don’t forget that when you’re shopping for homes during a 14 to 45-day shopping window, multiple credit checks from lenders are recorded on your credit report as a single inquiry 🔥
Some older FICO scores limit it to 14 days while newer versions use 45 days, so in case, you could try to do it within that 2 week period since you don’t know which score your lender will use! Not financial advice
Follow @sharontseung to help you become financially free
Follow @sharontseung to help you become financially free
👉 Sign up for the free “how to buy your 1st rental property” webinar through the link in my bio!
#financialfreedom #personalfinance

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18 дек 2022

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Комментарии : 61   
@amiga2091
@amiga2091 11 месяцев назад
Don't judge a book by its cover.
@butterflywingz4913
@butterflywingz4913 Год назад
Shit, I didn't know you could have a score that high!
@mssn3166
@mssn3166 Год назад
it's until 900
@Mr_Makina
@Mr_Makina Год назад
I don't know what the highest is in America but mines is 950 out of 999 here in the UK, yet i still get denied credit or even paypal pay in 3 like what happened this morning, despite me using it 6 different times over the past 3 month's.
@taylor75663
@taylor75663 Год назад
@@mssn3166 I thought it was 850?
@_alexmuerto_
@_alexmuerto_ 8 месяцев назад
850 is america
@diegolara4202
@diegolara4202 6 месяцев назад
Mine is 810
@unbreakablerogue
@unbreakablerogue 7 месяцев назад
Boom!!! Love it !!
@SharonTseung
@SharonTseung 5 месяцев назад
Boom!
@shumatsuopost
@shumatsuopost Год назад
This is so accurate!
@SharonTseung
@SharonTseung Год назад
😂🙌
@Anthony_2002
@Anthony_2002 Год назад
Thank you Sharon!
@Love-ek1cb
@Love-ek1cb 9 дней назад
Thanks sharon . Say less .bruh 😅u best
@codymccormick1035
@codymccormick1035 Год назад
Well my credit has been pulled like 20 times unfortunately 😞
@MariaLopez-dj5zl
@MariaLopez-dj5zl 11 месяцев назад
They come off after 2 years from the date it was pulled
@sharkglizzy
@sharkglizzy Год назад
I swear 😂😂😂💯
@dennishorne5839
@dennishorne5839 Год назад
thanks... How long is your loan approved for??
@abvincent12
@abvincent12 Месяц назад
When I sat down to close my loan (in 2020) the lady told me in over 20 years I had the highest score she'd ever seen at 838.
@icey2203
@icey2203 10 месяцев назад
Why the fuck would pulling your credit drop the score anyway? Makes absolutely no sense
@ryanpohl2709
@ryanpohl2709 8 месяцев назад
You’re right, doesn’t make sense, but that’s how it is. Only hard inquiries will hurt though. Casually checking your credit score yourself won’t hurt it
@gregoryjones1426
@gregoryjones1426 Месяц назад
Cute and most importantly accurate!
@mauricepatterson9558
@mauricepatterson9558 21 день назад
Remind me of Vivian Tu
@kigmay
@kigmay 10 месяцев назад
do more
@jacobcaddick
@jacobcaddick Год назад
Why would you put down 20%!?!??
@godw1ll99
@godw1ll99 Год назад
that is the minimum for a conventional loan.
@jacobcaddick
@jacobcaddick Год назад
@@godw1ll99 Wow... It was a question of why you'd ever do conventional. I know how loans work...
@godw1ll99
@godw1ll99 Год назад
@@jacobcaddick ok. no need to be so insecure...
@jacobcaddick
@jacobcaddick Год назад
@@godw1ll99 I don't think you know what that means...
@godw1ll99
@godw1ll99 Год назад
@@jacobcaddick what else would you call it when you get defensive when someone assumes you dont know something?
@blackwinter12
@blackwinter12 3 месяца назад
😂😂😂
@xboxboi4444
@xboxboi4444 7 месяцев назад
Dress for success.
@richardkimbrel4849
@richardkimbrel4849 Год назад
No one get 20 percent stop this already
@GORILLA_PIMP
@GORILLA_PIMP 11 месяцев назад
Dam girl ware u iz????
@freddylosangeles1378
@freddylosangeles1378 Год назад
..🙂..
@stevedamien638
@stevedamien638 3 месяца назад
Credit score only really work if you live in the cow field. Nowadays you need 15% cash,,,,down and yes a score min of 650 plus! Proof of income of 125 000$ a year in order to get a yes. Thats Vancouver Canada. The income can be divided by 2 or more of course but all people incl on the mortgage need to have 650 at least at their credit.
@justinsalazar9070
@justinsalazar9070 Год назад
When you got cash you don’t need credit PERIOD
@bishop51807
@bishop51807 Год назад
The average wage in the US is $60k (ssa.gov). Average home price in the United States: $428,700. Most people cant pull that out their ass for a house, especially with inflation running rampant.
@therealsyxx
@therealsyxx Год назад
Yeah and how many people have 300 grand in cash. Plus if you did and gave it to someone for a house your would be a fool if it's all you had. You can use the 300 grand to make a million while paying your mortgage.
@Wayne_R
@Wayne_R 10 месяцев назад
spoken like a poor
@BonafideHustler292
@BonafideHustler292 Год назад
Bummy 😂
@nicholasharwood6688
@nicholasharwood6688 Год назад
Lies, when I was looking for a home back in 2018 I had a credit score of 700 and just for looking around for approval on my house my credit got ran to the ground and been struggling to bring it back up. Even after I sold and paid my house off. Know your stuff before telling people this trash
@chucalissa9231
@chucalissa9231 8 месяцев назад
My score just got up to early 700 ..I would never go over the period aloud for 1 inquiry
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