Where and How to Best Use American Express Credit Cards In India?

Подписаться 8 тыс.

Просмотров 35 тыс.

50% 1

Apply for the American Express Travel Card - americanexpres...
Apply for the American Express Membership Rewards Card - americanexpres...
Get your NeuCard and Unlock extraordinary rewards across groceries, medicines, shopping, travel and more! Use my exclusive code NIRA147 when you join. Cheers! *T&C Apply. Join Now- bit.ly/3PKQ9Nh
Confused which cards you should select based on your spends? This video guide will help you!

Опубликовано:

10 сен 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 145

@dugarniraj 8 месяцев назад

Apply for the American Express Travel Card - americanexpress.com/en-in/referral/nIRAJDLUCu?XL=MIMNS Apply for the American Express Membership Rewards Card - americanexpress.com/en-in/referral/nIRAJDWnAZu?XL=MIMNS

@raghavmahajan7812 5 месяцев назад

Used your referral; not able to see Gyftr on the Rewards Multiplier. What to do?

@raghavmahajan7812 5 месяцев назад

Also the limit I am seeing is 10K not 25K

@getkishi 2 месяца назад

AmEx is the worst card I have ever taken. Not accepted anywhere.

@ankitanand6463 10 месяцев назад

For years, I've seen videos of people explaining how to save/money. First time seen a video explaining how to spend money. Crazy 😉

@dugarniraj 10 месяцев назад

Money is a tool to live your life. Better learn to use this tool well 🙂

@drrohit68 6 месяцев назад

❤❤😂😂 . Great video and reply too .

@PrasannaJadiya28 8 месяцев назад

Asking the merchant is a bad idea. Rather, direct hand over / tap your Amex. This strategy works better.

@SourabhSharma-kq6ed 7 месяцев назад

true. if you "ask" - they ask for visa/master. just give them the card straightforward

@parvajoshi2368 3 месяца назад

Thanks niraj, i was searching for such video on youtube since a month...now my search completed...thanks

@dugarniraj 3 месяца назад

Most welcome 😊

@reskillbaba 2 месяца назад

Can we get bonus reward points if we use amex card for paying electricity bill payment of 1500rs of 4 bills ? I know it gives 1000 reward points for using 1500rs four times Please answer this question

@dugarniraj 2 месяца назад

Yes sir

@reskillbaba 2 месяца назад

@@dugarniraj thank you for your time to reply sir

@reskillbaba 2 месяца назад

@@dugarniraj better to pay directly or through Amazon pay gyfter ?

@mohammadfayaz5962 2 месяца назад

@@dugarnirajwill not get any reward points for spending on utility bills, emi, recharge

@AkashGupta87 10 месяцев назад

sorry bro, very unhelpful video, ideally what you should have done here is tell how to use AMEX where its not accepted. How to not use amex directly but indirectly where its not accepted. Like loading swiggy / zomato wallet for resturants. Loading PAYTM for basic vendors stuff For Fuel using hp wallet and cover all categories to the extent that you can do all your expenses using amex by using it directly or INdirectly.

@dugarniraj 10 месяцев назад

It’s ok bro. Thanks bro.

@cred_entho 8 месяцев назад

Hi niraj. One query if we do only 4 lacs spend in paying income tax , property tax or utility bills only , will we get 40k points on this milestone benefit or not, bcz we would not get regular reward points in this case, so please clarify on this as this is the only factor that will make my decision to go for this card , else it's waste for me

@dugarniraj 8 месяцев назад

You will get milestone

@bipinvishwakarma30 10 месяцев назад

Dealers and stores always ask 2-3 % extra charges on top of amount. For amex cards

@dugarniraj 10 месяцев назад

Hmm barely faced this issue

@amitabhmaheshwari 10 месяцев назад

Use other cards there. Amex cards should be used online mainly or in very big stores or hotels. I don’t even take out my Amex at small shops

@OishikSarkargplus 10 месяцев назад

In Kolkata every other retailer asks for 3% extra for any card, doesn't matter its Visa, Mastercard, Diners Club or Amex.

@abhisheksingh-zb2vt 7 месяцев назад

Pay that extra amount. And then call up Amex customer care. They’ll refund it without any proof of bill. Happened with me.

@sathvikraomp2006 16 дней назад

@@abhisheksingh-zb2vt one or two times its ok. But calling and asking for refund everytime is cumbersome

@Kids11111 6 месяцев назад

Bhai mere, please stop rocking so much on the office chair. It makes you look so stressed on such a plain topic.

@dugarniraj 6 месяцев назад

Do you have a course on public speaking that I can take?

@Kids11111 6 месяцев назад

@@dugarniraj No sir, I do not.

@dugarniraj 6 месяцев назад

would have loved to sign up for it since you have such great insights

@Kids11111 6 месяцев назад

@@dugarniraj It was just one single insight, sir. I am sensing some hostility here, so please feel free to ignore me.

@dugarniraj 6 месяцев назад

nah since you said the topic is plain I thought you've already rocked content creation and public speaking

@aashudubey2739 15 дней назад

Bro I have platinum reserve card can I do rent payment and get rewards point and milestone benefit please help

@dugarniraj 15 дней назад

Try through housing.com

@raghavendrarakshith4797 Месяц назад

is there anyway we can add money into some wallet via ammex. and make use of this wallet amount to do transaction such as UPI? and can we push the extra amount saved in wallet back into back? Cause I have way too much amazon gift card amount i need to find a way to use it for transaction such as UPI

@dugarniraj Месяц назад

wallet funds cannot be used for UPI. dont buy amazon pay cards if you dont need.

@dounobvious 8 месяцев назад

Hey! Which petrol bunk accepts Amex in Hyderabad?

@dugarniraj 8 месяцев назад

Checkpost

@AbhishekSingh-ep3gt 17 дней назад

@@dugarniraj Anything near Narsingi or Gachibowli?

@DrSantoshRaut 10 месяцев назад

Which card is best sir ? amex platinum travel card OR membership rewards credit card ??

@dugarniraj 10 месяцев назад

Depends on your spends. See my previous video once

@DrSantoshRaut 10 месяцев назад

@dugarniraj yes sir, thanks just applied for an Amex platinum travel card with your referral link and completed video kyc.

@amitabhmaheshwari 10 месяцев назад

If you are comfortable with monthly milestones go for MRCC, if yearly milestones are your thing, go for plat travel. If you are a high spender, take both.

@PulkitPopli 7 месяцев назад

If paid on klook using amex card, how much forex or DCC they charge?

@dugarniraj 7 месяцев назад

I’ve never tried

@adarshchandrasekhar8556 4 месяца назад

What is the reward rate for 100 rupees in Amex? It’s low I guess …

@akshaychavan3224 8 месяцев назад

what about wallet top ups in paytm, does it gets counted in the milestone benefits?

@Jainil14 Месяц назад

Please suggest about the 4 fuel pump in hyderabad …..tried some areas and the machine does not accept

@dugarniraj Месяц назад

Checkpost and OU

@TheNaveid 27 дней назад

is paying rent via amex beneficial ?

@rg_2708 6 месяцев назад

Hi Niraj I have amex platinum travel & mrcc cards I just want to know whether I can buy Amazon pay vouchers worth 55k every month from amex multiple gyftr program Do I get the complete multiplier benefits or not ?

@dugarniraj 6 месяцев назад

you can but limit per phone is 25k only. you have to use multiple phone numbers

@ankshdasdutta7678 Месяц назад

Is it 25k for gift cards or only shopping vouchers? And gift card of 10k?

@user-io2pl4kq6v 9 месяцев назад

I see you have the Amex Platinum and MRCC .. isn’t the gold slightly better in terms of reward points?

@dugarniraj 9 месяцев назад

My wife has it. I have the platinum charge card

@user-io2pl4kq6v 9 месяцев назад

Ok! So do you suggest gold and platinum travel as the best combination if you don’t have platinum charge?

@ArpanMukhopadhyay93 2 месяца назад

Calculate and see how you can get the best rewards minus fees. Plus Gold has some exclusive offers and perks (optional)

@kevinethanedwards7851 8 месяцев назад

Referral link is expired, please check once from your end.

@dugarniraj 8 месяцев назад

Will share tomorrow

@ArpanMukhopadhyay93 2 месяца назад

Air asia (not Indian) website accepts amex?

@dugarniraj 2 месяца назад

No idea bro. Not possible to have an India 😅

@ArpanMukhopadhyay93 2 месяца назад

@@dugarniraj air asia website and app works in India for flight to South East Asia

@savanaramya1277 2 месяца назад

Can we pay rent?or buy gold with membership rewards card?

@dugarniraj 2 месяца назад

gold

@shreyshrivastava 3 месяца назад

The Addon card gets separate quota lounge access or its shared with primary card?

@dugarniraj 3 месяца назад

add on amex plat travel?

@shreyshrivastava 3 месяца назад

@@dugarniraj Yes..

@ZAAALIM 9 месяцев назад

For fuel - No surcharge??

@Dpanghal1020 5 месяцев назад

Yes no surcharge only on HP fuel stations

@vivekamar99 7 месяцев назад

If i spend 1500/- on fuel 4 times in a calendar month on Amex MRCC, do i get the monthly milestone benefit of 1000 points?

@abboss2679 6 месяцев назад

Is there any better amex card than this one?

@Rukkurukkurukku1 6 месяцев назад

Yes you do

@siddarthsachdeva738 6 месяцев назад

Link is expired, would you mind sharing a new one?

@dugarniraj 6 месяцев назад

Here t.co/khH7KuNAe6

@aneeshjohn7 10 месяцев назад

Is Amex card accepted for rent payment? If yes, please share the details.

@dugarniraj 10 месяцев назад

From what I know, no.

@hp_trader 10 месяцев назад

Yes it is but there is workaroujd u can ise it as add money via wallet by paying some fee and make payment

@Dpanghal1020 5 месяцев назад

Yes it does through Housing

@priteshkhilnani 8 месяцев назад

Thanks, gyftr does not specify what is thr multiplier on Amazon pay vouchers. Appreciate if you can advise. I use DCB as well for vouchers which has a 2.5% charge

@dugarniraj 8 месяцев назад

It does. Will make a video.

@anshul213anz 7 месяцев назад

waiting for the video

@ArpanMukhopadhyay93 2 месяца назад

Check properly. Card wise multiplier is written in desktop website, not mobile

@ArpanMukhopadhyay93 2 месяца назад

@@priteshkhilnani mentioned in website. Check in desktop or desktop mode in phone browser

@9851949130 2 дня назад

MRCC card par Rs 20,000 spend karne par jo 1,000 mr point milta hai....uske liye keya per month enrollment form fillup karna hoga ?

@dugarniraj День назад

Once only

@captainramchandani6397 3 месяца назад

Amex platinum travel card not accepted for advance tax payment

@dugarniraj 2 месяца назад

correct, go for IDFC vistara for tax payments or Biz black from HDFC

@LiteraryTraveller 2 месяца назад

Thanks for this! Have you done a video on how best to earn reward points using Amex Gold Charge Card? Also have you done a dedicated video on the Amex Trifecta please? Thanks again!

@dugarniraj 2 месяца назад

lot of amex videos in the channel, you can check those

@ketank007 7 месяцев назад

Can we pay online rent payment through amex membership card?

@rockingjatt5388 7 месяцев назад

Nahi koi rent payment ya education fees ke tarike se paisa nahi hoga transfer paytm mein load money karke ho jayega.

@Dpanghal1020 5 месяцев назад

Use housing education or rent payment option

@getkishi 5 месяцев назад

Can you tell me how to pay rent through American express? Payzapp is not supporting Amex

@Dpanghal1020 5 месяцев назад

Use housing

@vivekkoul4428 3 месяца назад

@@Dpanghal1020I checked once but these apps only accept rent through some 3rd party portal. What about those houses which we found on our own, how to pay rent to those?

@nikhilkanakamedala312 2 месяца назад

I'm planning to do a house downpayment using Amex and I think it will be categorised as rent. How much would be the service charge in this case?

@vivekkoul4428 2 месяца назад

@@nikhilkanakamedala312 easily 2 to 3 Percent. A huge loss

@dr.architghangurde8182 10 месяцев назад

Is ur referral link from “neha” ?

@dugarniraj 10 месяцев назад

Yes :) my sisters

@user-sj8wx8hr1n 9 месяцев назад

Can we pay advance tax through amex?

@dugarniraj 9 месяцев назад

@chandansr 9 месяцев назад

Link is expired can you please add a new link for reference

@Cc76548 9 месяцев назад

Let me know if you need a referral if still searching for

@dugarniraj 9 месяцев назад

pls use this t.co/St8erH6Wl8

@savanaramya1277 2 месяца назад

@@Cc76548Yes please share the referral

@Ironmannew 5 месяцев назад

why the headachee. Just use visa or mastercard. Accepted everywhere

@ArpanMukhopadhyay93 2 месяца назад

Service and rewards. Indian banks are no match in quality of service

@karthik-eg6ht 10 месяцев назад

Please say the fuel pump in Hyderabad. I stay in Hyderabad.

@dugarniraj 10 месяцев назад

The one at check post and the new one in Osmania university

@karthik-eg6ht 6 месяцев назад

Hiee I have swiped my card for fuel transaction I see I don't get any points ?

@manindrachandradas6147 7 месяцев назад

Reward points expiry time period?

@ankitlfc170 4 месяца назад

Till the card is active. Also 30 days grace period after the card is closed.

@surajhk31 6 месяцев назад

Amex or yemex ? 😅

@dugarniraj 6 месяцев назад

YEMEX

@sohail.melwani 9 месяцев назад

Hey brother - your link shows it has expired. If you have already collected your maximum points, I can share my referral link to people :)

@dugarniraj 9 месяцев назад

not aware of such rules

@manikanta7878 2 месяца назад

Can you please share the referral

@varungupta6287 8 месяцев назад

Can we use Amex to pay rent ?

@prameh1990 10 месяцев назад

Why are you making so many videos on amex cards these days?

@dugarniraj 10 месяцев назад

You don’t have to watch 😁

@dugarniraj 10 месяцев назад

In last 6 videos, this the only one purely dedicated to amex

@prameh1990 10 месяцев назад

I do like watching your videos though. So don’t get me wrong. Was just curious

@shouryasinha7108 6 месяцев назад

I feel he's planning a holiday and needs a lot of amex points. He's handing out referrals to horde all the points alone.

@rohitmukeshpardasani3434 5 месяцев назад

Need link for MRCC

@dugarniraj 5 месяцев назад

hello americanexpress.com/en-in/referral/platinum-travel?ref=mEGHNKkIMW&XLINK=MYCP

@jery7082 9 месяцев назад

referral not working

@Cc76548 9 месяцев назад

Let me know if you need a referral if you are still looking for it

@dugarniraj 9 месяцев назад

use this pls - t.co/St8erH6Wl8

@bmsrocky 4 месяца назад

Kaash kucch Naya bataya hota

@dugarniraj 4 месяца назад

bro everyone doesn't know everything

@testserver3470 10 месяцев назад

R u in Hyderabad. Can we meet sometime

@dugarniraj 10 месяцев назад

Meet for what? 🙂

@pedorthopaedicsnoida9550 9 месяцев назад

Does Amex India permit issue of more than 2 different credit cards to single user ?

@dugarniraj 9 месяцев назад

2 credit cards and 1 charge card

@saurabh9452175741 Месяц назад

Bro can you tell me which petrol pumps in Hyderabad are accepting Amex ..tried 7-8 already all denied.

@dugarniraj Месяц назад

Checkpost

@user-sj8wx8hr1n 9 месяцев назад

Can we pay advance tax through amex?

@dugarniraj 8 месяцев назад

I don't think so

@vivekamar99 8 месяцев назад

@@dugarnirajYeah, I tried paying advance tax yesterday through Amex, but the card wasn't accepted. Do I get points if I use Axis Atlas for the same? I'm aware that after 3 January, government spends through Axis Vistara will not be considered for milestone benefits.