Where Did All The Banks And Cash Machines Go? 

One of the biggest problems with a cashless society is when the power goes out, nobody can buy anything. I saw it first hand in 2003 when 50 million in Canada and the east coast of the USA went dark for almost a week or longer in some parts. It was quite scary and cash was king. I encourage everyone to have at least some cash at home all the time. Imagine what New York City was like.

Back in the 80's when I was a teenager, I lost faith in the banksters and the system, since then, we do our own thing, no mortgage, no debt at all, by being debt free, you are not a slave to the banksters!, you are free, I'm 52 now and it baffles people because we do not work for the system, they tell me "but everyone MUST work!", we do work, we work at our own pace, growing our own food, harvesting our own fuel for the fire, generating our own energy and water and living a much simpler life...

A few years ago when I was still living in London, one day the UK Visa card system went down. We had to close our shop, some people couldn’t go home as they were using their cards as their travel card. We put our cash together and bought a bottle of booze and sat in the park for hours with all the stranded city bankers. It was surreal but great. All it took for the order of life to collapse is one company's servers going down.

You hit the nail on the head in this video, my money these days barely lasts a month, whereas before the whole covid lock down issue when I carried cash I was aware of what I was spending and lasted better

A cashless society sounds like a nightmare to me. It won't be long before private companies start interfering in your transactions and we all know the government will cut people off who they dislike. It also means no pocket money for children, and won't teach them the value of money either because they don't physically have any.

I'm old school so draw money from bank. One step further we still have £1 notes in the Isle of Man that are quite rare in circulation. Every week I withdraw 20 x manx £1 notes out and spend in pubs, cafes, shops, etc. Bank ask me why I withdraw them and I saw its none of your business🤣 Keep fighting the globalists, cheers Mr Turnip🙂👊👊

Cash is king! Cash is for the people!

Cashless society is control!

The banks are not there for our convenience anymore. The reduced opening hours of the ones that are still left are only a way of forcing us not to use them, but instead to go digital and use internet banking and buy online. The axe has slowly but finally fallen. Great video, as always very interesting and very thought provoking.

I think everyone should take part in refusing cashless society. Use cash whenever possible if not all the time. I used to use my debit card for shopping, not anymore. I take the cash out and use it instead of the card.

My elderly mum and I draw out x amount every week. We’re in a small village and get it withdrawn from the post office. It’s easier budgeting with cash especially these days.

Brilliant video! Not only highly relevant and informed, but the style was great too with much balance and some really thought provoking examples of the dangers of going cashless. Some good humour too. One of the very few channels I feel confident to like the video before I have even got 30 seconds in.

When I was a lad, All the banks would only open from 10am until 3pm and not open on Saturdays either. I would have thought you ended up in Burnley with "Bank of Dave", thats something to be proud of. Your filming & editing technique is just like Paul Whitehouse's "Brilliant kid" from the Fast Show! Always enjoyable as well as informative, I've been up your way quite a few times, I was last there in the Calder Valley to buy a motorbike off a farmer, I took an overnight coach from Kent to London and then Leeds where I got a train to Hebden to meet the guy, I rode it home the following day, a Great day out!

Such a valid point about spontaneous kindness to the homeless...

I haven’t paid in cash in months, I don’t carry a bag or purse anymore. I keep my card in my phone case. I noticed the other day at Aldi, the women before me at the till asked “is it ok if I use cash?” And I thought that was funny, as I always used to ask “is it ok if I pay card?”. There is definitely a stigma around paying cash that we need it breakdown

This video was very informative and well-considered, and I thank you for it. It just hurt to watch it. The last 5-10 years have not gone all that well, and it does give one pause to think what the next 5-10 years might bring.

A well rounded piece that has definitely changed my mind a bit. Cheers 👍

Use to get £100 a week in cash in a little brown envelope when I first started work in 1990.

We left Britain in 2019, moving to Panama in Central America, finding that, unlike in Britain, there were bank branches everywhere. There is a big informal sector and many poor people, who use cash more, so cash in widely used. But there are also all the card and digital forms, including a local payment system which uses your and the vendor's phone numbers to transfer payment - and is even used by street traders. There is online banking etc - we mainly use a really good app. Also retirees over 60 (57 for women), including foreigners, qualify for special arrangements with banks, even discounts on loan interest - and even special desks so that older people don't have to queue! I was pleasantly surprised, as everything seemed to be targeted at being convenient for the customer, not purely for the banks' convenience, as it seems in the UK. UK banks see not enough profit in retail banking, hence the closure of all the branches; and no branches means more reliance on others' ATM, and their fees. As with health services (and some other things), it seems wrong that what is here, in what many would think a third world state, seem better than that in the UK, and illustrates how we had accepted reduced services etc there

Nice video again. I never need cash much but often get caught out not having any. My cash stuff is mainly car parking, taxis, buying a big issue, some shops and cafes who dont take cards and some for tipping. I do think we should use banks just so they will stay open. When my card got cancelled because the bank did not like a transaction it took me hours sitting on the phone to get this corrected. So next time I went to the branch, 5 minutes done. I also keep a little wad of cash in case the bank lets me down again. Use your branch even if you dont have to, otherwise it will be gone

I am 47 and I can remember that my hometown of Chichester, West Sussex ( population of 20000 in the early 1980s) had something like 15+ bank and building society branches in the mid 1980s. I can also remember it had two branches of Barclays Bank and 2 branches of Midland Bank( now HSBC). Now- Chichester has 10 branches: Nationwide, YBS, Kent reliance, Santander, Halifax, TSB, Barclays, HSBC, Natwest, Lloyds ( pop now 25000- 30000 people-itself). However, nearby towns or large villages such as Selsey - 10k population itself ( 4 branches closed; barclays, natwest, hsbc, lloyds), Midhurst- 5K pop itself) ( lost Natwest, Barclays and Lloyds Banks), Emsworth( LLoyds, Barclays), Petworth- 3k pop- Natwest & HSBC closed) ( , Barnham 2k itself) - 2 branches of Barclays in the 1990s- went down to 1- now closed- Natwest , except Midhurst that has Nationwide BS. Nb- with some of the towns quoted there could have been more banks & building societies branches- but that is what I am aware of from memory.

Great videos & covering many of the towns & cities that i worked as an entertainer for 40 years. I had enough of the Uk when i realised that i could never afford to buy a property there. I skipped the Uk & moved to a small European country 14 years ago, where we have ATMS in villages that don´t charge you to withdraw your money. There is a price for absolutely everything in the UK from passports to a DBS doc. I bless the day i made the move. Keep up the good work & keep the cash in your wallet, it will never go out of fashion.

Working in retail I find that customers rely too much on contactless payment. If the card machine/Internet stops working and you tell the customer that you can't except that as payment, they just give you blank stares, and 90% refuse to get cash out, even though there is a bank either side of our bakery

Always use cash only, keep enough in the bank to pay bills. Never use credit or get into debt, be your own bank put your savings in gold. Be out of the system or loose everything when the crash comes, and bail ins. The banks don't have the money to cover your savings, you are a creditor to the bank when you put you savings in them.

My parents are in there 80's in the pandemic they found it so hard because everything was on-line I would buy their shopping and they would give me a cheque . Even now my Mum always needs some cash. She says it's just in case she needs to pay someone. The first time I used chip and pin it felt like I was living in the future. Love love your uploads btw

Here in Canada, we don't really have bank closures as yet and there are still lots of cash machines around. We are a little bit behind the UK in that regard. Not many people use cash though, and haven't for years. I have cash in my wallet that's been in there for at least 2 years, because I'm a tight twat lol. I haven't been inside a bank since 2020, and that was only to open a new business account. Incidentally, I asked a teller once how often Revenue Canada (our HMRC) had frozen peoples bank accounts and she told me that it happened so often I would be shocked. Scary to be honest. Excellent video Mr. Turnip, I think you covered most of the issues with a cashless society and it's nice to see someone bringing it up and raising awareness. When it happens (not if) we're all screwed to be honest. The old adage of you don't really miss something until it's gone. Cheers.

I’m really glad that you’re covering this. They have closed Barclays bank in several countries places in Suffolk. They’re about to close several more, in wonderful places like Southwold. They’re taking away the ability to go and see a face, instead you have to wait an hour to attempt to talk to a robot. A cashless society is terrifying. That means that the government knows every single thing about you. Personally, I don’t want that.

We can't blame banks for taking advantage of our laziness. Tapping is nothing but pure laziness. We are creators of our own demise, unless we change our habits and start paying cash we will live in cashless society within 5-10 years. Never forget what happened to freedom convoy in Canada during Covid and how Canadian government froze peoples accounts didn't allow them to access their own money! Keep this in your mind every time you pay with card

I only use cash in real life. I do an online transaction for something like buying off Amazon or upgrading software but for shopping, haircuts, take-aways, busses / trains / a rare taxi etc, I use cash.

You had me with the kids throwing money on the floor! I'm probably not far off your dad's age and you look around my son's age. The point is I can't walk past any coin on the floor. I've just subscribed and being from Huddersfield area I love your northern grittiness

Glad I discovered your channel. Fabulous social commentary 👏

my mum and dad still buy things with cash and pay bills with a cheque. They don't trust online banking

There is an old Bristol pub called the hole in the wall. I was told is was to keep an eye out and not get press ganged into the navy long ago

A cashless society is scary.

I use my debit card everyday. I always have cash on me- change etc. I think the banks deliberately get their customers to use online banking, so they can close down branches. I recently into NatWest and I have witnessed staff saying to customers we no longer do this in branch etc - Forcing people to go online. I am an old git and I can remember going into Barclays Bank in my hometown in West Sussex with my mum to cash my father's cheque for cash for housekeeping in the 1980s. There was 10 cashiers and it was busy. There were dozens of people that you can see at the back etc. Now, in the same branch over 35 years later there is hardly any staff. Maybe 5 or 6 people now compared when with 30 or 40 people in the late 1980s. I also remember paying for food in M&S with a cheque with cheque guarantee card in the mid 1990s. As I said before I am an old git at 47.

Its been shown many many times that when people got paid and spent cash they spent less and when they moved to cards they spend more because you cant see the physical pile of cash getting smaller. When you hand something over each time you can tell its gone missing where as a number on your bank balance isnt the same.

I can remember in 2012, Ulster Bank had a system outage, they basically didn't know how much money was on your account, all standing orders like rent or utilities were not served and your card just wouldn't work... I think, 600k people were affected...

Very true my friend very true the banks are closing because of the technology going online though that doesnt favour the elderly who like to go into banks just to see someone and do their business it brightens their day.

There is a cafe near us that takes card but requests that customers keep cash alive and we try to oblige where possible as we know it is important to keep our options open and don't want to end up not being able to use cash anywhere.

Best video yet - if you cross a main street in China without waiting on a green light they automatically fine you, take the money from your bank account and deduct you points from your credit file……’Black Mirror’ eat your heart out! 🙈 ps some day mate I hope you’ll do a walk around ‘Hollingworth Lake’ - used by Captain Webb to practice before swimming the English Channel and the second coldest lake in England….you’ve great morals and brilliant to listen to, you never mumble or stutter etc 👍

Absolutely Brilliant Video.Loved it .

The problem here in Australia is bank fees, up to 2.5% depending on where you shop. Sometimes the fees are absorbed by the store, sometimes they’re not. Anyway it adds up when almost everyone does it.

Astral projections maaaannn. Oh fuck off! That did make me chuckle

It's been a while since I've been in the UK. Have they rolled out the facial recognition cameras country wide yet..? It was just around London when I was there.

I have seen several articles regarding the slow disappearance of cash, and what has surprised me was the government of Norway may force! every business in the country to accept cash (lobbied by a group calling themselves Ja Till Kontanter/yes to cash). Furthermore, the local government of Miami-Dade county, Florida has considered the same thing (as Florida gets the first taste of some wild storms, knocking out electricity). The Halifax Branch in Todmorden (where I live) was on reduced hours before the new year (09:00-14:00).

I live in Cambodia and one of the biggest banks here is still knocking up banks everywhere. We have all the tech as well, even the smallest street vendors have QR codes but I'm a little long in the teeth and still like to use cash. Funnily enough, service is still a big thing here. I haven't put fuel in our vehicles in 9 years, there's checkouts, car park service etc... everything that has long left my home country of Australia.

Keep using cash wherever and whenever you can. Its vital for our freedom and independence.

Love that point you made re cashless society in relation to giving money to folk(whether be tips or to vulnerable folk); it cuts out that human connection, most likely being as important to folk on both sides of the transaction. ... so much more to think around on this topic... thanks for your inspiration 😊👍🎈

Love the social comment in your films, keep it up.

Brilliant I haven’t used my card or Apple Pay now for over 6 months Cash is King

Great video as always 👍 you hit the nail on the head with giving cash as a gift ( bank transfers don't have the same appeal to a kid opening a card) also managing your money (you can't spend what's not in your wallet) 👍 You must be shattered, after walking what looked like 10miles 😆

EVERYONE SHOULD WATCH AND SHARE THIS.

My two favourite things in this video were the little cat and the way you were so friendly towards it, and the laugh out loud moment of a 10" dildo being very unexpectedly mentioned!! 😅😂

We always use cash at small businesses like the butcher, farm shop, hairdressers. We use cards at chain stores like supermarkets.

There's those of us who will remember being paid in cash at the end of the week, and at the time of the change over to getting paid in the bank was the excuse it stops crime because it was common for business to be robbed on pay day and having a safe full of money 💵 I hardly use cash anymore, but there's always some places where you need to pay in cash, but yes you're right they're trying to control everything we do and a cashless society is definitely not a good thing, but I must admit I do love my internet banking, it makes life so much easier for certain situations.

I regularly get tattooed, and most of my artists will only accept cash, which I think is great for them! It also makes me feel more inclined to tip them, however I'm finding it harder and harder to find cash points nearby tattoo studios, it's actually putting me off booking appointments

Always informative, unbiased and delivered with respect. Top class.

Cash is king, what would you do if you lost or broke your phone, and couldn't access your account. Technology is great until it goes wrong.

Probably too late to comment and be noticed but I’ve just come across your channel and wanted to comment that I live close to Four Banks in Chorlton (an intersection with a bank on each corner) and over the last few years… every single bank has closed. Still called Four Banks though.

Went in my bank today as I do regularly always use cash. Cash is freedom. Pass it on

I last used cash yesterday and I will use it again today. Where I live, in Nottingham, there is still plenty of ATMs and most of the banks are still open.

Digital money will be linked to your digital id. Then you will be given a certain amount of green carbon credits that you ‘ spend ‘ when you travel. Limiting your travel and therefore cleaning the air. Keep cash. Use cash. Don’t let them take away your travel rights and anonymity.

I was at a wedding in Cavan at the weekend and noticed this as well , I get paid in cash mostly suits me and I’ve noticed in the rural areas would use more cash than cities , I think we should have a cash day like a Friday we’re we all withdraw cash and use it , other wise the machine that we are becoming will take over us 👍some businesses have signs up saying,”no cash just card 🙈

I use cash every day, not only that but i try to use the machines that dispense fivers. if you don't use it, you'll lose it. i live in a small town, less than 30,000 people but we have natwest, hsbc, barclays, lloyds, santander, halifax, tsb, nationwide all still open and all the cash machines in garages, even the ones inside independent shops are all free.

It's all about control. If WEF etc., are pushing this cashless society, you will know it is a bad idea. Giving your kids a fiver for their birthday, not if 'they' have anything to do with it.

Really balanced video loads of good points made!

Only use cash

I work in retail, and it's surprising how many people still use cash. I only use cash for a taxi. The last time I entered a bank was over 15 years ago.

Cashless bar in one place when I went out a couple of weeks back. Card is now overwhelming 1st option in almost all the other bars. The chip & pin machine is thrust in your direction & when I get cash out the reaction is...oh cash...like I've caught them by surprise. A social credit system will be adopted. It almost is in all but name in a sense. It's not too far away from black mirror nosedive episode. You will own nothing & you'll be (un)happy. Technologically the world is getting better & progress is often judged on technological advancement. That being said, it's effects socially on society has been a negative one pretty much, especially if you're poor. That & the gross inequality in the country & the squeeze being put on the working class over the last 20 years by the richest few % in society. Examples: my parents brought their house & it was almost 3 times my father's annual wage. Now it's 8 times. There was no thought about switching on the central heating when cold. Now most people have a stopwatch next to the boiler.

Thanks. Enjoyed this!👍👏👏

Digital currency is great, for convenience. Especially when shopping on line. But a CASHLESS SOCIETY makes it all that much easier for somebody else to control your money, and your access to it. If we end up following China's example, those in control can dictate how many purchases of a particular item you make. And if it becomes linked to carbon credits, then they could theoretically stop you filling up your car at the garage, if they deem you have already driven your quota of miles for any given time period, and forcing you to get the bus to work. (unless you can afford to buy an expensive electric car) but with the way energy prices are going, electric cars may not be so attractive. They could even cut your electricity off, if you have a "smart meter" and exceed your monthly carbon credits, forcing you to live in the dark. The rich will be ok though, because they can afford to buy excess carbon credits from those with a minute carbon footprint, so the rich will be able to carry on living normal lives, while us PLEBS have to suffer. This is what is coming for the youth of tomorrow. So it's time for TODAY'S youth to focus, and understand that their future, what the elites are planning, is GRIM! Elect politicians WITHOUT a green agenda, because honestly, it is all one big SCAM! The ice caps aren't melting, sea levels aren't rising, and Co2 is actually REQUIRED in our atmosphere, to stop us freezing to death. It also makes up only 2% of all atmospheric gases, so don't believe the alarmist bullsh!t. Btw, that cat made his own video, and agreed with everything you said. If you get a chance to watch Poldark on Netflix, I can highly recommend it if you like period dramas. It is set in the late 18th early 19th century Cornwall. And follows the story of a soldier, who comes home from the Crimean war, I think. And as he has been discharged, he must find a new career. So he sets about reopening his families tin mine, which had become derelict. But has to borrow money from bankers and investors to do so. But when he falls into difficulty, the banker's become extremely ruthless, knowing that people depend on the mine to keep food on their tables, but the banker's don't care, and just keep turning the screw. So greedy Bankers are by no means a modern phenomenon, and have always been there, waiting for an opportunity to prey on people, and destroy lives.

You can lead a horse to water but you cant make it drink OR in the words of Morpious "some people aren't ready to be unplugged"

Recent cyclone went thru New Zealand, Power out, no cash machines operating, no credit cards. Those with brass in pocket could buy food, petrol etc

Great video mate. All banks have gone where i live in Bingham near Nottingham. If a customer pays me a cheque its a nightmare to find and even get to a bank .

In the past I've worked for Lloyds, Barclays, Co-Op and Santander as a contactor. My experience with every one of them leaves a sour taste. They are just profit seeking insitutions where customer satifaction is the last thing on their minds. Santander are the worst but I won't say why.

In canary wharf a few of the restaurants will straight up refuse cash now

I think i better stop at bleep on my tablet for you so when you come through it bleeps off your new youtube clip this is really nice because i really like listening and watching you and see that thing should get up to and enjoying the countryside I'm glad that you're in good help and that you're well because it's not very warm this time of year take care and keep bringing the RU-vid clips look after yourself Daniel

I do have to say you have inspired me to start my own youtube channel. Something very different topic and rather funny hopefully haha; recording the progress of my partner's learning how to drive hahaha. You do nothing fancy with your videos (not meant as an insult) but you're very charismatic and interesting! I always look forward to the new video! :)

I have cash on me always. I pay cash at supermarket and try not to use self service. Not been into my bank for years. Local Barclays, in Brighouse, has closed. When all is digital, then the banks and government control your spending. Conspiracy theory, get this, Tony Blair is getting involved in ID. Need I say more.

Funnily enough! My previous employment was in property maintenance. One of jobs I did was converting Natwest in Rugeley Staffs into a HMO. Horrible job, just how much owners changed building needlessly

Thats often to use cash. In Sweden using cash is incredibly rare. Most people havent used it in years

I live in a town that has won 'high street of the year'. It's in an area that attracts tourists too. We had, I think, 6 banks. All have gone. When the banks disappeared, so did the cash machines so we only have a couple left. We can bank at the Post Office, but that means the queues are often horrendous. I know people want to boycott shops that won't take cash, but the shops need to be able to bank their takings or get change for the till, and if they can't they have no choice but to go cashless.

The arrogant assumption of bankers is that everyone is tech savvy. Yes, the young - who have grown up with the tech revolution - are. However, it seems the option for my parents’ generation is to go take a running jump.

I almost always pay by card - much more convenient. But I always carry cash. Some small business prefer cash in my area, and I’m happy to pay them in cash, no problem. There’s also a very good, and quite expensive, local cafe (a social enterprise initiative) that only accepts card - no cash accepted. It doesn’t seem to have hurt their business, though it’s aimed at people who aren’t short of money. Tips in restaurants? I always give the server cash. Then I’m sure they get the money.

I reckon someone at Halifax watched this when first uploaded, made them wonder why they still had a branch in Todmorden and set wheels in motion for it to join the list of ex-banks by September. Does feel like 'use it or lose it' - as most of us opt for the convenience of online its not a surprise banks refuse to stay for the minority still using them 😢

Really enjoyed this posting. Fantastic reportage about our digital culture😀

Really good channel. And a great episode in particular - well put together.

Hi Davey I don't think it'll be long before it's gone altogether ,but just think ,older people without cash will be awful ,they don't have smartphones,so how can they keep track of their accounts .I still like some cash in fact I'm going to use it more because when Digital ID which we were allowed to oppose online but weren't told about ! 🤨 they will be tracking all of our transactions .This will go through in a week and Sunaks father in law will be ecstatic ,he's behind it all 😒 Things are escalating so fast we won't recognise our lives in a few years from now ,15 minute cities ,an invasion of migrants filling our hotels and maybe another planned pandemic according to Bill Gates ,then all the restrictions and vaccine mandates that they will impose on us !!😟Not looking good Davey so I'm glad of your wee films ,my distraction from the madness .wee reading was a nice touch ,thanks 👍You'll never walk alone ! We're right beside you🤗

Watch all your stuff and at 76 ( yes 76 ) love all of it . Keep questioning what is happening in society today .

I love your Northern turn of phrase...'astral projections man' 'oh, thuk off'! brilliant 🤣💯.

Am old fashion and old school use cash all the time ❤ my money alway cash every week and go to bank all the time Not enough.ATM machines about nowadays.Sometimes you have to go in shops and ask for case back much appreciated thanks so much indeed for sharing I use cash every week. And I go into banks quite often

Cash is king and always will be!

Hey mate, excellent video, probably your best so far. I totally agree with you re the cashless society. If I was ever in your neck of the woods, you are a guy I would like to have a pint with and a good chat. I heard a good one regarding conspiracy theories. What is the difference between a conspiracy theory and reality? Six months to a year!! Keep up the good work mate!

I have cash on me at the moment and regularly use it to buy things, particularly small purchases. The idea anyone would give full control of their finances to government is hilariously myopic.

If you have to pay by card/phone/watch then it means they are tracking you everywhere you go. Big brother knows everywhere you go, everything you pay for. Not only that but they have access to meta data. They can figure out who you likely met etc.

CBDC. They will turn yours off for wrong think.

We would legitimately end up having zero control over our own finances if cash went.

I nearly always use cash. I work full-time but I also busk. My work barely about covers my rent and bills. Cash is freedom, no bloody company can make me overdrawn by direct debiting it out of my pocket

Absolutely love your channel. You are so wise. Thank you.

Great video! I almost never use ATMs anymore. If I want cash I get it when I make a retail purchase by using my debit card. Many larger chain stores ( here in the US ) charge no fee. Smaller stores may charge a small fee and limit the amout you can reveive. It sort of reminds me of the way people of my parent`s generation used to cash their pay checks at stores and bars in the years before ATMs existed.