Which Amex Platinum Card is Better? The Personal or Business?

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In this video, I’m going to talk about some of the stand out benefits of the American Express Platinum card, and why the Business Platinum card can potentially be quite a bit more valuable than the Personal Platinum Card.
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TIMESTAMPS
00:00 Intro
0:23 Who Are These Cards Good For?
1:20 Annual Fee
3:43 Sign-up Bonus
4:34 Points Earning Potential
5:48 Benefits And User Perks
6:00 Benefits That Both Cards Offer
6:58 Benefits That Are Unique To Each Card
8:28 Insurance Coverage
9:34 Final Thoughts
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Опубликовано:

21 июл 2024

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Комментарии : 29

@peteskeet9443 Год назад

Very detailed comparison video! I've used the Business Platinum for years. My go to card for travel and Dell purchases.

@dannyshep Год назад

Thank you! I think I need to get one very soon

@jimmyjames6492 Год назад

Both are great CCs! I'm in the same boat as you - I have the personal Platinum but float around the idea of also picking up the Biz version for that 35% airline bonus. Thanks for the info + video.

@dannyshep Год назад

Thank you!

@1977Kingsolomon Год назад

This was an extraordinary review experience 👍🏾 Much obliged 😊

@dannyshep Год назад

Thank you very much!

@SledgeIncTeam Год назад

For me, it's the Charles Schwab Platinum. I have that and the Regular Personal Platinum but I'm closing the regular Platinum in January

@dannyshep Год назад

Nice! that is a great card as well.

@SENDO-X Год назад

Quick and concise!

@dannyshep Год назад

thank you!

@zaloh2345 Год назад

Nice video thank you sir

@dannyshep Год назад

Thank you!

@lethabokgosimogotsi8588 Месяц назад

I have never had the platinum card just the gold card. I want to get the platinum card too but I want to ensure that I will get the signup bonus points.

@lethabokgosimogotsi8588 Месяц назад

After having a Amex Gold card and receiving the welcome bonus points, how long should one wait before they apply for a Amex platinum card so that they can also receive the welcome bonus points on the platinum card?

@dannyshep Месяц назад

Generally I would wait at least 6 months, but you need to make sure you can actually get the sign-up bonus. If you have ever had the Platinum card in the past, you wont be eligible. Just check with Amex before you apply to make sure you are actually eligible for the sign-up bonus.

@sevagkaltajian5534 Год назад

Hi. I love your videos btw! Have a question? Whats best in your opinion, to get the Amex gold for my personal and amex platinum for my business or should I do it all the way around? Or just get the platinum for my personal and business? Thanks

@dannyshep Год назад

Thank you Savag! It just depends on which benefits you will be able to use from each card. Currently I have just personal Platinum card and it is great, but I would like the Business platinum card as it offers the 35% Airline Bonus, this would suit me as I travel a lot. The Personal Gold card is a great card for earning points at grocery stores and at restaurants, and the dining credit and Uber credit pretty much cover the annual fee. Just make sure that you can utilize most of the benefits of a specific card before you do choose one, this will at least show you how much value you will be able to receive. Hopefully this helps?!

@sevagkaltajian5534 Год назад

@@dannyshep thank you so much for replying! Yes it helped me a lot! You’re the best! 🙌

@dannyshep Год назад

@@sevagkaltajian5534 Excellent! If you have any more question just let me know.

@jacobfain6504 Год назад

I think a good Amex trifecta setup would be the personal Gold card for 4X back on groceries and restaurants. Blue business plus for 2X back on everything else. Use points from both of these cards along with the Business Platinum basically to get a floor value of 1.35 cents per point(due to the 35% bonus) on flights without having to be flexible with finding award flights with travel partners. The consensus is Amex points are best used for flights. Most say specifically for business/first class international flights. When you're trying like hell to find an award flight and can't find one on a date that you actually want to book on I love the idea of being able to hop on the travel portal and get 1.35 cents at a minimum.

@dannyshep Год назад

@@jacobfain6504 Sounds like a good set of cards!

@MusicalAspie Месяц назад

I'm currently trying to decide between getting the Charles Schwab and business platinum card. It's such a tough decision.

@dannyshep Месяц назад

I guess it depends on which one will serve you best!

@Pj-dz1ir Год назад

As you are giving the price in dollars im assuming this is for the american card, is the uk card the same benefits?

@dannyshep Год назад

Yes this is for the US card, the UK cards actually have different benefits, as do other Amex Platinum cards from around the world. I have a comparison of Amex Patinum cards from around the world here if your interested: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-ZLyvIfaqsIU.html