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Which Is Better? Pay Off Your Mortgage Faster or Invest More? | Australian Real Estate 

Personal Finance with Ravi Sharma
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Let's find if its truely better to pay off your home loan faster to build wealth or should you buy an investment property instead? While mortgage rates are really high, it can be tough to take on more debt so let's explore a few strategies to find out what the right move will be. Let's dive in!
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passive income from property
Australian property investing
Australian property market update
interest rate changes
cashflow positive properties Australia

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6 сен 2024

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Комментарии : 21   
@gregthomson3074
@gregthomson3074 Год назад
In this scenario, how would they borrow with 200k income and $1m attached to PPOR? Surely they would be maxed out.
@snarx450
@snarx450 Год назад
Yeah basically all of these videos never seem to even mention serviceability. Definitely would never be able to borrow that on $196k salary. Can’t let the truth get in the way of a good story though.
@benjaminpegard6504
@benjaminpegard6504 Год назад
Spot on. Like your videos Ravi but there is a lot of inaccuracies in them
@heidicooper4182
@heidicooper4182 Год назад
..with the right scenario, manufactured or market growth they could use their equity to fund an investment property
@parthsharma-dn8ku
@parthsharma-dn8ku 29 дней назад
@@snarx450Absolutely I was thinking the same.
@bobtailsquid
@bobtailsquid Год назад
I'd imagine the tables have turned due to the rising interest rates
@peteraddo516
@peteraddo516 Год назад
Hey Ravi, big fan of your vids mate. I'm interested in knowing how they would gain loan approval if they income remains at 196k year on year whilst the loan commitments are increasing??
@simongaviri9004
@simongaviri9004 7 месяцев назад
Thanks mate, Awsome Presentation👍
@d.j.z.j
@d.j.z.j Год назад
Please make a video on family with kidd and how to increase borrowing capacity
@lawrencef8507
@lawrencef8507 Год назад
Hi Ravi, I keep rolling over 5 year interest only period with my property. The money I save I put down as offset to get positive cash flow. In saying that, my loan is only 386k
@PersonalFinancewithRaviSharma
🧠
@alvinheng3603
@alvinheng3603 Год назад
Hi Ravi, I emailed you regarding the house market in Adelaide, hoping to hear from you soon!
@alejandroibarra8335
@alejandroibarra8335 Год назад
Thanks for the Video Ravi
@shane0traveller451
@shane0traveller451 Год назад
Great video and awesome insights investment is the key
@PersonalFinancewithRaviSharma
Thank you! Appreciate it 🙏
@KataniaJr
@KataniaJr Год назад
Do you do property searches for Rockhampton Queensland?
@thurst80
@thurst80 Год назад
What DOES a financial adviser look like?
@Yolo942
@Yolo942 Год назад
Pay of mortgage first on your house as fast as you can. then think about investing.
@sunseeker7099
@sunseeker7099 Год назад
And pay more tax?
@dustblowingman
@dustblowingman Год назад
Did you watch the video before commenting ?
@loremipsum2637
@loremipsum2637 Год назад
Questionable advice. Seems to be a lot of wishful thinking.
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