WHO IS RESPONSIBLE FOR A DECEASED PERSON'S DEBT? 

No one should be responsible for their debt period. The debt died when they died.

It may be illegal to harass relatives of the deceased for money they owed, but it is common for creditors to call them, and sometimes outright threaten them with lockup, if they don't pay.

Man hell's not I'm paying for my my father's debt. Made his choices in life and I will not pay for that.

In the UK your debts die with you. The only exception is if the debt was in joint names where the survivor could be liable. Read the small print to be sure.

Holy pack all that into a 3 min video Batman! Wow. Thanks for the information packed concise video.

I’m a 68 year old woman and I lived with my divorced son. He died in December of 2021 and he had no insurance and he owned nothing. I am still living in his house and paying his mortgage. We didn’t put a death notice out, I didn’t know we were supposed to. I got a certified letter that says my son had a truck repossessed in 2013 and it sold at auction in 2013 and they liked $1.600.00 getting all the money The truck didn’t have my name on it and this bank is saying if they don’t get a check from my sons estate in 7 days they will start probate as a creditor or do sale of realty, and I don’t have $1.600.00. My son didn’t have an estate. He owned nothing and he didn’t have any money saved and he wasn’t working when he died. I’m still paying his mortgage. He has a 13 year old daughter who will inherit this house and lot when she’s of age. I have nothing but my 2004 Toyota. Can they do this? I also have stage 4 kidney disease and this is worrying me to death! It was 9 years ago but I didn’t know we were supposed to put a death notice in the paper. I’m in Tennessee. Can you give me some advice? Thank you.

I wish such precise, concise yet factual information for readily available here (in India) too.

The “Very limited time frame” is 8 months. You can’t see a dime of ANY money from selling the house or anything until that time frame has expired.

They will bring you back to life just long enough to pay your debt...

It's funny that the debt still floats around when the person receiving benefits passes away, the benefits are immediately cut off.

if the person had life insurance. Does the payout of the insurance have to be given to the debt? answered. thanks

My Dad died 20 months ago. Today my Mom got a collection letter about a credit card bill. I know there was no debt. He had two cards and both were paid and they were sent death certificates. Mom was not on the card, they can F Off

I recently had a father who passed away at the age of 48. He was not married. Me and my 3 other siblings were his only family. I am a 20 year old student at Michigan State, my sister is 21 and my other 2 siblings are only 13 and 16, since they are minors we are leaving them out of the hard stuff. We are all splitting everything equally among the 4 of us. He had a life insurance, but a minimal retirement account. He was not very vocal about what he had for debts but after hiuse digging and online research we have found some things. We know there were student loan debts and medical bills lingering around. We know he had a mortgage and he had a car payment. He has a decent amount of vehicles/ toys on his 10 acre property. We also discovered that there was IRS debt and that is what worried us. Will that IRS debt go to the primary benificiary? (which was the oldest of us that we would agree to pay with life insurance) or is that gone too? We have had a lot of peolle tell us that we as his survivors, would take over that IRS debt. Also is it possible to pay the rest of the mortgage and keep the property? Thank you.

I had an uncle whom a doctor told him he had 6 months to live. Dr gave him the bill and my uncle says I can't pay that. So the dr says ok i will give you another 6 months then.

i have debts collection after husband death and he don't have nothing left

My husband died, he had one credit card in his name only. I was an authorized user of the card. They tell me I am not responsible for his debt. They are going after his estate. We own everything else jointly. Can they put a lien against our house and am I responsible to pay this debt off?

I'm the administrator of the Estate but unfortunately the property is in foreclosure. Am I responsible for the reminding debt and will the foreclosure go on my credit? There is a 50% deed in my name and its a reverse mortgage foreclosure

Were must I go to check my loved one s dep?

What if the decedent had a house but no money and had debts? Do his children have to sell the house to pay off the debts?

What happens when the decedent held property, whether real or other, in trust or in an LLC? Can creditors go after that or are they barred?

My brother died last week. All he owns is a bag of old cloths. I've never signed anything ever. He has a tax debt. I am the only surviving family member. Do i have to pay that debt? Thanks

Is husband responsible for deceased wife credit card bill

Hello a credit card wants money from the estate.. what exactly does that mean

My boss died and His family did not want to get involved with his business. I did not got my last pay. How can I claim it.

Very Good!... #21 ✝ {3-6-2024)

Depending on the state ,,I’m in Ca and if the CC is in ur name only n not your hubbys or joint then HE IS NOT RESPONSIBLE

Hello sir my dad died 8 months ago in America and i am from pakistan... how will i get his assets? He owned a home there