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I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.
I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?
There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts
Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
As recession mount on Wall Street and inflation remains well above the Fed's 2% target, some economics sounded off on just how bad this downturn might be - and how far stocks may have to fall. I need ideas and advice on what investments to make to set myself up for retirement, my goal is to have a portfolio of at least $850k at the age of 60.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
The volatility of the market is the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Speaking of 2.9% inflation, how are you able to? In our midwestern city, real price inflation is roughly 20%. Will the cost of food, petrol, or insurance rates all go down in the near future? We've reduced our spending significantly and will keep doing so until prices go down as part of our part.
Looking at the aggregated totals by kind since 2021, when it started to take off, you can see that the embedded amount of inflation currently approaches 20%.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $$275k to $850K...
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Loved every second of my watch to the very end. You are a great teacher. I’m 56 and own a small business with $480K in savings. But I'd still love to grow my investments ahead of retirement. Do you mentor others? Really need some guidance to financial freedom.
Just buy BITCOIN and hold. Or gold, or find quality stocks that have long term potential, and ride with those stocks. But advisably, just seek counsel from a market strategist.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
As a consumer I’m destroyed, you can raise you can lower. You can do whatever you want with the interest rate. I have no money left to buy anything. All I can do is pay bills.
These aren't high interest-rates by any means. Except of course if you've known nothing else but these fraudulently low interestrates of the past decade.....which caused this inequalitymess, these distorted bubble in just about everything. Zero percent interestrates caused this. And you want to go back to that, thinking it'll make your living expenses....what.....cheaper? And whatever we as consumers are experiencing is corporate greed, financial repression and a deliberate policy of devaluation of the currency. Central bankers/the ruling class/the 1% have designed this financial system to benefit them, not us. 1,5%-2% lower interestrates won't make any difference. This isn't about a few basispoints lower or higher, it's about printing an extra half of the entire moneysupply in a few years. And if that's not bad enough, these mountains of debt still have to be paid back. By you. As a taxpayer or in the form of financial repression, such as bail-ins or dropping back the rates on savings which already are criminally low. The sooner you accept this fraudulent monetary system has started to collapse, the sooner you'll make your peace with it. Let it all burn...there is no saving this corrupt broken mess.
@@harryireland1935odious debt. We can say that bailing out the banks in 2008 cost trillions (MIT says the fair value cost was 500 billion to the banks). We can say wars (afghanistan was about a trillion over many years). But what so we say about the 2.5+ trillion to retirees every year? Many of whom get pensions, have home equity and other means to survive. The enemy has always been we the people, demanding that those transfers be made no matter what, limiting age increases and need based evaluations. Boomers grew up in the most properous time in the US per capita, and now that times are more difficult they still demand their COLA increases. The US has become the most luxurious old folks home in the history of the world, and thats what everyone is paying for.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
Many use hedging or invest in defensive assets during downturns. I did the same in 2019, with expert advice, and my $1M portfolio has grown by 95% since then.
The S&P 500, if one sticks with it, outpaces inflation by many percentage points. I personally don't care about the inflation. I just want my money to keep outgrowing the inflation rate. That is why I'm looking for companies now to put in $80k for a start. Just don't know how to proceed
The rules are simple. Chose quality stocks and follow them up. If you're not one for such complexities, hire a wealth manager to grow your money. I use the latter. Pulled in more than $46k in the last two months alone.
I agree with you. This is what I do too. I'm not cut out for financial reports and industry news, so I use a wealth manager. Profits have been very consistent.
She goes by ‘’“Jessica Lee Horst” I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thank you for sharing, I must say, Jessica appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.
One problem is unemployment statistics are totally off. The next problem, problem is inflation numbers aren't even close to being real... that coupled with the incompetence of the current administration equals disaster
I have tracked unemployment state by state for the last 18 months. The headline number is way off... like you said. To ass insult to injury we have lost 30 to 40 percent of the dollars purchasing power in the last 4 years. If I was to put a number on inflation right now... I would say 7%, but the damage has already been done. I am not sure how folks are making it. what we need is a massive deflationary event... a crash, like GFC or Great Depression style. But that fix is stupid painful too. We are screwed.
How can you talk about 2.9% inflation? Real price inflation is about 20% in the mid west city we live in. Are our insurance premiums going to decrease, or the price of food, or gasoline? We're doing our part, we greatly curtailed our spending and will continue to do so until prices decline.
that will be the only way that someone would like to buy treasuries bills - finance government and its debt ceilings, budget deficite,...... until even 25-35% rates on t-bills will be nothing. worthless digits....
Exactly... who is going to buy Tresasury notes, bills, or bonds if the USA is going bankrupt or making their dollar go to zero (pick one you only get one choice ... either is bad) No when the FED cuts they will dip and then surge higher much higher. My best guess is the 10 year goes to at least 15 but possibly 18%. Folk have no idea what that means or what it is going to do.
David, guests always talk about the future but I would love for them to talk about the present. For example: Price of gold went up and this is how it will affect the ??????????? Record layoffs are affecting???????????????
@@willnitschkeThey make decisions on their future investments based on what has happened. If they have no prior information to look at they cannot predict what might occur in the future.
I have an Investment portfolio that's worth $1million, I don't think that'll be enough for retirement. I need an average risk investment strategy in stocks that'll give me more yield.
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed.
🙏🏼 for an interesting interview. Interest rate going up could be a possibility ‘over time’. But by which scenario? It could be that I have not listened well enough, but I am still unclear about a suggested sequence of triggers. I personally believe that the ‘legalised stealing’ (confiscation of assets, manipulating assets and that type of things) have been a gamechanger and we are at a pivoting moment in time.
8:19 "Inflation always goes up"? Did Peter just say that? Inflation is a rate of price increase. It doesn't always go up, and it's been going down. Inflation can even be negative, obviously. There's also no single inflation - that's an oversimplification. Different sectors have different inflation / deflation characteristics, which change over time. Housing saw deflation after the GFC in 2008, but in recent years has seen significant inflation. Equities have also see signification inflation, with price-to-sales ratios showing extreme overvaluation. Inflating an asset bubble, by definition, requires inflation. The assumption that services inflation is inevitable I think is misplaced. Automation can reduce costs, and competition can allow service prices to even fall, particularly if a severe downturn causes service providers to offer lower price tiers for their services, where those lower price tiers end up having the same features of the regular priced service of a decade earlier (e.g. data storage, streaming services, communication services). Any service can be optimized and offered at a lower price. Inflation is NOT inevitable, and deflation is NOT always a bad thing (even if it causes distress during a period of economic adjustment).
People will give up working when the currency continually weakens and prices constantly rise faster than wages. You either cause a recession and raise unemployment by force, Or you keep inflating and workers will just drop out voluntarily like me.
Exactly well said. I figure that over half of the Russell 2k are zombies. Which is why I have a massive short postition using 3 times leverage ETF SRTY.
Prices are still going up. The official inflation high was 2022 but consumer prices were going up while the inflation rate was going down. There was a huge lag effect
Yes, falling inflation rate doesn’t mean lower prices, it merely means prices rising slower. The alternative is deflation, which equates to a depression in the economy.
Prices (food) in a great number of cases have already doubled. We were fooled totally. There are gyrations in prices every other week. Consumers have no idea what prices were before inflation hit. Chips (1 bag) will be $5.99 one week, the price goes down the following weekbut you have buy 4 or 5 bags for $2.99 each the following week. Meat is disappearing. Eggs change price every 2 weeks. Bread can be any price from $1.97 to $$8.00
Rates need to stay at a more reasonable number like in the past when things were very good. And where we are right now once everything settles from the companies that only survived due to such low rates. Things will end up better long term than rates back to 2-3%. Since rates have gone up people have been going crazy buying on credit still. Not food and living. Until march tvs were still moving like crazy. Cars until banks tightened up. These people were borrowing to buy food but still wanted new cars. And all the idiots who bought homes at crazy bidding war prices are going to have to suffer too.
Both Donald Trump and Joe Biden have added around $7 trillion each to the total debt burden during their terms. Trump shut down the whole economy, gave out the largest tax cuts in history and gave out stimis (all highly inflationary). But someone how folks forgot this.... and we want to vote him back in again. Biden was bad, Trump was way worse.
If things are so bad how are companies beating earnings and guiding higher 🤔If you give people money they spend it. If they run out of money they borrow it and spend more. Fiscal prudence is no longer valued
The central govt instructed the banks to loan,, nothing but bad loans and pushback,, Beijing sells US treasuries and guess what they do with the money,, it has nothing to do with a Brics or a failed attempt at crashing the dollar..
What corporate bailouts recently? The government should never bailout any company. Obama presided over auto industry bailouts - vote getting for democrats. Bush and Obama supported bailouts of scumbags on Wall Street.
I think I heard that since 2020 70% of all non-government new jobs were filled by immigrants. So it's illegal immigration that's helping to prop up our economy for the wealthy asset holders? Goldilocks? I'm only 11 minutes in and hope the guest speaks to income inequality and social unrest, which are kind of linked, imo.
🎯 AT&T is installing a new fiberoptic in a friend's neighborhood. I'm _assuming_ that nearly all of the workers that I've encountered are NOT citizens, because only 1 out of ~15 can speak English fluently. There was a storm here recently and many houses had damage to their roofs. Just _about ALL_ of the roofers were blasting Spanish language music. Walmart now has a huge workforce of immigrants. I don't shop there often, but when I do, I hear many of the employees speaking Arabic and various African languages. I think the flow of immigrants is sabotage. Isn't this like "diluting shareholder value"? Just too many of them, too quickly. It also dissolves American unity. The local post office offers voter registration in at least three languages other than English. If a U.S. voter needs a registration form in a foreign language, what's the chance that they have any comprehension of our Declaration of Independence and our Constitution? And, what good would they be to include in jury duty?
@@_Thoughtful_Aquarius_ I like immigrants, they come to work and they are the kind of people that built america. What do they get: taxation without representation. Remember that issue.
One problem is unemployment statistics are totally off. The next problem, problem is inflation numbers aren't even close to being real. Regardless of how bad it gets the economy, I still make over $28K every single week. I truly value Lia Lorenzo and her helpful guides.
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional, but it's very advisable that you make use of professional
I know Lia Lorenzo, she has really set the standard for others to follow, we love her here in United State as she has been really helpful and have changed a lots of lives.
Thank you for this here on RU-vid... I am a doctor from Houston Texas, it was recommended to me on RU-vid, and I started with $10k and accumulated $52k in a week
INFLATION IS CUMULATIVE which means its yr over yr not just 1 paddled # a year. If prices are not down, it doesn't matter. THE AMERICAN PEOPLE ARE NOT STUPID.
*This administration has no idea how people are suffering, things are getting so much harder we can't take it no more. A lot of people are financially struggling to put food on the table and a roof over their head, I appreciate your advice Donna Grable. Imagine I invested $2,000 and got $10,600.*
The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of a financial advisor with extensive financial market knowledge like Donna Grable.
I am grateful to her. though I started with as low as $1,000 actually because it was my first time and it was successful she's a great personality in the state
I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life.
Lol, you can't have inflation always contained and "sustainable". Do you understand economics and the current monetary policy? We now need to print money, weaken the dollar, and drive the economy. With a growing economy comes inflation. If you don't own assets, you're in trouble. If you own assets and inflation goes up, so do your assets.
Yes, but what do they mean? If the house you bought for $100k 20 years ago is now worth $200k what does it benefit you, unless you sell it and live in a cardboard box. To keep it operating cost twice as much now as it did 20 years ago. Have stocks doubled in value in 20 years? Yes, but so have prices of what you can buy with their value. You're only broke at a higher level.
Yes inflation hurts everyone, The asset price rises are fictitious, as the only way you can realise the gains is to sell, in which case you lose the asset, Or you borrow against that asset which means you have pay the high interest rate and fees, and when you spend that borrowed money your paying hugely higher costs for everything. No one wins with inflation. We all get poorer. This is why it’s called the civilisation destroyer.
🤔 If Uncle Sam were to fire 50% of the incompetent government workers, what would the unemployment rate go to, and what would be the effects of such a "downsizing"? Just an interesting thought.
Not just that, they are going to lose at least half of their retirment accounts when the stock market crashes and their house or houses will be worth at least half their value. So if you have 1.5 million in a retirment account and are 65 years old and use the 4% rule that is 5k a month add 2k for social security (which won't make it to 2030) and you get 7k. No supposing for a moment we have a come to Jesus event, stock market crashes and housing market crashes. Then say they are worth half or 600k. Thats not going to be enough folks can't live off of 2 or 3k a month. Not with prices the way they are. And well I tell everyone that will listens the Boomers (mostly) caused this mess. They are going to struggle in their golden years to just figure out how they can make their money last until they die. I would say I feel bad for them... but I don't. The way we responded to and the cause of the GFC made me not. In fact I am positioned to get lots of money should those events happen. I missed the GFC, I am not going to miss this one.
The IPCC forecast increased crop yields on corn and wheat as temperatures rise to 2 degrees. We are at 1.6 so expect cheap food for the next 5/10 years then massive increase in food prices and probably the breakdown of civilisation lol😂
What are doomers wrong about? If headline inflation is growing at about 3 pct and gdp isnt, we are contracting in "real" terms. Alot of portfolios ytd gains were wiped in the latest downturn in equities
He’s got it wrong.. watch M2,, it declined to a level in which a slight depression is almost certain.. rates will not go up, but down, we do risk however, another round of bad fiscal stimulus by the left if they win in Nov.. why? Because it could be a huge dump of stimulus in which the money is provided by the banks , no treasuries sold to finance the debt,,, hence the money supply increases..just like 21/22 and we start another round of asset price increases 12-18 months later and inflation, then another round of rate increases,, this is the cycle we now have.. until the big pop,, and ultimate correction. For now the dollar remains strong and a good treasury buy for foreign countries looking for safety. Rates will stay high enough to attract buyers.. to keep financing our debt but lower to ease interest load
@zorzobukumica628 Interest rates, meaning bond market rates (not the Fed) are going lower because the economy is getting weaker as is inflation. Bond market is pricing that in. The Fed will simply follow. The Fed cuts will not help, at least anytime soon. There is a long lag effect.
@@ryandeleon222 so powel is just following bond market? interesting. why didn't he lower interest rates earlier since bond market rates were getting lower for at least 6 months?
@zorzobukumica628 It's a complicated answer. He doesn't follow it literally but the Fed uses flawed and lagged data and bond market has much more accurate data as to what's happening in real time. IMO, Powell knows the data is wrong and he's using for cover to hold on as long as he can before cutting. He's a lawyer not a PHd economist lol. Point is, Fed has a history of always being late in reacting.
@@bpb5541 well, I have been hearing something really bad is coming for decades. I'm sure it is coming, but that doesn't mean you don't give the otherside
