The thing with investment is that, there will always be risks. As what experts say: 1. Know everything first. 2. Risk apetite is different for each individual and each type of investment. One must have courage. 3. The longer time you stay, the bigger gains you'll have, so patience is the key.
GInvest actually works for me. I take advantage whenever the trend is down and purchase more during those times so when it bounces back up I'll get higher returns. :)
@@gilean6179 Hello. I don't think I need to explain how I do things when it comes to investing in a detailed, more complex manner. I was just responding to Ms. Charm as her subscriber.
I alread widraw my investment pero ang interest na kinukuha ng gcash malaki masyado.. the value of my 3k i invested naging 3300.88 but when i received the amount naging exact 3000, nawala ang 330.88. Inshort kung anung itinubo ng nvestment mu kukunin ni gcash, and they immediately delete the message sa value ng investment ko
Agree to all what you said Miss Charm! I'll keep on Investing on gcash since i'm a Moderataley Conservative Investor and i really don't need to pull out my investments once nakita ko bumababa siya because for me Investments are for long term. Thank you for this hope all Filipinos do their research talaga muna bago sila pumasok sa ganito.
I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.
People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
@@Wellingtonluzia3 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.
@@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
Agree to all points especially the reminder to know your own investing style, time horizon, and risk tolerance. If I can add, I think one other con is the fact that it's accessible via phone. If you lose your phone and other people were able to guess your GCash MPIN (unlikely, but still possible), then you also risk losing all of your investments. I personally haven't tried withdrawing my GInvest funds (I'm also down lol), but it's important to point out that the ease of access is a double-edged sword.
Pros: convenient, easy account opening, can invest as low as 50p, simple platform. Cons: Limited investment products, expensive management fee/ high expense ratio
Actually what dragged your investment was the Consumer Trend feeder fund. I had these too :( During the time of your purchase, the main stocks of the fund had clothing retail brands; those products were severely affected during the pandemic as a result of the boom in online retailers which left retail giants with more cost (due to less physical shopping) and less sales (saturated market, less demand). On the flip side, the tech feeder fund did give me higher returns (~10%) in 6 months. Point being that there are some high risk, high reward options in GInvest, specifically the ATRAM funds. I totally agree that this platform is not for everyone.
Agree that G invest is not for everyone. Same goes with any type of investment. It depends on your risk appetite, investment horizon, age, among other things
I started ginvest last year and yes negative din ang returns ko. Pero I find it very convenient and itutuloy ko parin since medium term investment ko naman sya. Diversification din ang main reason ko. We can do different investments naman at the same time. Thank you sa inputs mo Charm. As always very straightforward and honest mo 😊😊
I already lost 2k but im doing peso cost averaging. I believe that we stiil on a dip market. And i will continue it 5 years up. I will used this on my dream business in the future.
True, tried this almost 2 years na, lugi pa. Might move this after 1-2 yrs to COL atleast u call the profit/loss. Yun din prob sa ginvest, hirap itrack ng actual gains - need po icompute magkano input mo vs current credit. And lastly if magwidraw ka, there's a like 3-5 business delay(so price varies?) ata + fees( not really sure). Not really recommending to new investors
Hi! I've been watching your videos and has had helped me a lot when it comes to financial literacy. A little comment lng and I hope I don't come out as rude. Regarding your audio/voice, since you have a nice mic nmn, I think it'll be better if you lessen/modulate your voice or volume(?) a little. Baka ako lng but I always find it too loud like almost shouting or too in-your-face when you talk which is a bit irritating to hear that I always have to lower my volume. Hope you take this constructively. Yun lng. Thank you!
I'm currently using Ginvest and it works for me since I only sell high while buy low which requires a lot of patience considering everything in the process takes a lot of time.
Invest BPI-IMI ,I started invest last jan.2022 2k and then frm. Feb. I started receiving P7 to P8 I tried to choose monthly returns so I received mothly but my other investment 2yrs invest since last year.
For the risk taker/agressive investors, I agree that Ginvest isnt for them. Its only for boring long term investors who have lots of money and just want a safer way to put their money to work. There are so many alternative opportunities like Crypto staking and Defi which gives you so much more upside. If you are young and have a small fund, try crypto opportunities first so you wont get bored waiting for your money to take years before it grows.
salute sayo ate grabe napaka transparent mo sinubaybayan ko din yang gcash investment mo then nag invest din ako so ayun lumiit din ung pera na pinasok ko hehehehe
In my opinion. Kase pandemic din ngayon kaya bumaba ang investment returns. Pero. I think now is the best time to invest kase patapos na ang pandemic at pabangon na ang ekonomiya.
randomly, i was finding a good feedback video here in yt about ginvest and this is very helpful to me as a new started investor in ginvest. thank you very much charm, this is very helpful to me.
Sa akin ok naman, may gain maman portfolio ko and nirereinvest ko month dividends na nakukuha ko kaya lumalaki din sya. Designed kasi for long term investing ang mga nasa gfund. Kung mabilisang pera hanap mo ibang investment tools ang pasukin mo.
Pinapanood ko po mga videos ni Ms Charm. Newbie po ako kaso nahihirapan po talaga ko intindihin ang investment. May mairerecommend po ba kayo na books or videos para po may direksyon yung pagaaral ko about investment? Click lang po kasi ako ng click ng mga videos kaso wala talaga maintindihan. Respect po. 😅
Thank you for your video very informative 👍 Ma'am if you dont mind can you please make a video of some investment that is very easy to understand and to monitor for beginners like me. Thnx and God bless.
Hello po, can you make po a video that would guide SG11 earners. That is usually the salary grade for the New professionals. Give them po a guide po how they can possibly make the most out of there income like savings, investment and smart expenses.
Hello, mahirap yan kasi parang sugal po yong ginagawa nyo. I suggest mag invest nalang kayo sa funds in which may mga experts na mag-iinvest para sa inyo tapos magbabayad lang kayo ng small professional fee.
Just select 3-5 consistent yielding dividend fund and put in 500-1000 per month. Continue reinvesting the dividends you get. Continue for 10 years. 🎉🎉🎉🎉🎉🎉🎉 Congratulations!!!! From here on if you wish, you can stop conyributing. You can begin withdrawing certain amounts monthly. For the rest of your life. Surprise yourself🕺💃👯♂️
Ang tanong ko ay Wala Po sa topic , ano po mangyayari sa investment ko kung sakali mamatay po ako? (Kasi sa application wala ata nakalagay na beneficiaries /beneficiary )
Pang boomers na lang ganyang klaseng investment. Hehe. Learn more about crypto. Kulangot lang yung mga interest na inooffer ng mga traditional investments compared sa crypto. Though mas risky lang crypto, pero if you know what your doing, very rewarding sya.
@@saistres9788 you need to study first kahit basic lang. Like buying thru crypto exchanges, setting-up wallets, and AVOID people offering you to invest crypto to them and asking for your money (possibly SCAM). Madami din scam sa crypto kaya be very careful po.
May tanong po ako. If may 5,000 ako sa Gcash tapos gusto lang ako mag-invest ng 50, mababawasan ba ang balance ko sa Gcash if ever may losses sa investment?? Thank you.
Hi, Charm. Appreciate your honest review😍 Btw, can you create a vid about COL,.please? I already have a few stocks(more on REITs) but I want to diversify by buying other stocks from other companies but I can't decide which one. My goal is for long term like 10 or more yrs from now, risk appetite is I don't know what it's called but i think somewhere in between😅. Can you please help me? Thanks in advance! ☺️
I think this is a pretty bad review in my opinion, g invest is built for the long term and you only kept your investments in for 1 year and only have 2 entry points instead of doing dollar cost averaging ang putting money every month, those 2 positions you entered were probably when the market is at an all time high too, so I dont know what you were actually expecting of course malulugi ka talaga. You cant expect great returns with that kind of strategy and the amount of money you put in.
I explained that the review was for the platform and not the performance. I’ve been invested for 1 year because the platform has been around for 1 year. Also, it’s peso cost averaging. Explained why I didn’t do that as well.
Sa gsave nyo na lng..sa ginvest 3 months na walang pang kita sa gsave twice a mnt may kita kana kahit kunti atleast may kita ka.hirap kc tumaas ng market kya hirap ka din kumita..naglagay aq 30k sa ginvest for 3 months tapos sa gsave din 20k wla ko kita eh nabawasan pa sya sa gsave nadagdagan sya for long term kc yan pag mga stock market eh
