WHY Indian Students Pay More for Education Loans - HIDDEN CHARGES

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#education #educationloan
Thinking of an education loan? Beware the pitfalls that come with education loans! Learn how to navigate the complexities of education loans before you commit. Don't let education loans derail your financial future-get informed!
MUST WATCH -
How Education Loans Can be a Terrible Trap 🤬- • How Education Loans Ca...
Need loan for students done with admission - forms.gle/nNR9nsXJC9N1NNpy9
Need Murrad's help in applying to colleges/universities - docs.google.com/forms/d/e/1FA...
0:00- Introduction
0:38 - TCS
2:05- Each percentage of loan
2:20 - Moratorium Period Scam
3:24 - Processing Fees
4:03- Loan Insurance
5:57 - MOST IMPORTANT TIP
Education Loan Debt,Private Education Loans,Pay Education Loans,Federal Education Loans,Education Loan,Education Loan in India,How to Get an Education Loan in India,Education Loan for Studying Abroad,Education Loan Interest Rate in India,Education Loan Interest Rate,How to Obtain an Education Loan,Education Loan without Collateral,Abroad Education Loan,How to Apply for an Education Loan,Understanding How Education Loans Work

Опубликовано:

8 июл 2024

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Комментарии : 276

@murradonrun Месяц назад

MUST WATCH - How Education Loans Can be a Terrible Trap 🤬- ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-e-yx_sj119g.html

@rudrapatra9934 Месяц назад

That's why Murrad is the best

@murradonrun Месяц назад

my mannnnn

@emosir2 Месяц назад

Sahi bola bhai Bank wale sabh scam karte hai. Nahi bata te hidden charges. Very eye opening video Maine toh wemakescholars se liye, SBI se, please make a video about them. Everyone should know wemakescholars

@apardeepsingh5300 Месяц назад

was your experience good with wemakescholars, as I am also thinking about taking education loan with WMS?

@emosir2 Месяц назад

@@apardeepsingh5300 mera credit check hi nahi kar rahe the bank wale. They got it done super fast. You should definitely visit them, you will get your loan sanctioned

@deepganguly6812 Месяц назад

@@apardeepsingh5300 I am processing the loan through them, they are helpful

@jivanparekh2107 6 дней назад

Bro plss give your any social handle id for inquiry of wemakescholers...I also want take education loan that's why

@vishakhapatel945 Месяц назад

13% rate bro. (spoiling my father"s life)

@anuronguha0898 Месяц назад

konsi bank se liya tha bro ?

@yuuta3916 Месяц назад

@@anuronguha0898axis Bank he shayad rn unka rate 13.5 chal rha he lol

@anuronguha0898 Месяц назад

@@suyashweeb abhi konse college me admission loge ?

@suyashweeb Месяц назад

@@anuronguha0898 local college le liya now work capability >> college (for me)

@shreyasvempala657 Месяц назад

@@suyashweeb hi toh fir education loan le rhe ho? mai bhi soch rha tha manipal ke liye , kaisa mil rha hai??

@riddhisawant Месяц назад

Quality content 💯keep it up!!

@repeshr4607 17 дней назад

This video was need of the hour ❤ Thanks Murrad Bhaiya

@VikasKumarYadav-xo9vq Месяц назад

Thanks bhaiya pahale baar aap ka video dekha aur bohot help full tha

@deepganguly6812 Месяц назад

public banks are the slowest in terms of processing but will provide the best loan package overall

@murradonrun Месяц назад

trueee, and people are always in a rush

@gettheall123 Месяц назад

Like.... Which one...

@Proooooooyytrtgbh2479 Месяц назад

Like??

@confuciuskrish1351 Месяц назад

Likee....?

@jitendrakumar-vv8ho Месяц назад

Nope i got loan of 17lakhs in just 10 days without any hassle at sbi.

@vaidikrider Месяц назад

Thanks bhaiya great video

@murradonrun Месяц назад

thankyou so much

@sanskritisaxena14 Месяц назад

Hey. Please make a course specific Masters video. It's a humble request. Which countries to go for MS in Finance or Quants, including a few university names

@manansethi2865 Месяц назад

Amazing vid man

@cenoyfrancistomy9c419 Месяц назад

Great video!! Also pls make a video about UG and PG courses in Netherlands v/s Ireland

@anirudhkundu722 Месяц назад

Scam baba mat aao

@gayatrisolanki-md5yw Месяц назад

That's the only reason you are besttttttttt😭❤️

@Truptis869 Месяц назад

Yeah... yeh sab correct hai but in real Public banks do scam ... they only provide loan up to 80 or else 85% rest we have to pay .... ND private banks Purna 100% loan sanction krte hai.... at the end Public bank main 5 6 lakhs Hume dalne hai... ya fir private banks ko badmain bharne hai... one ND the same

@yash-srivastava Месяц назад

Just go for sbi scholar loan but that's for students in top colleges only..

@shozab9055 Месяц назад

Hi murrad. Can you please make the video on. Like, Kon kon se countries me after September admission start hongay😊i love to see that video on your channel❤❤

@vaishnavishingne3729 Месяц назад

THANK YOU FOR THIS!

@hobbycaddy Месяц назад

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

@amanbirsingh4463 Месяц назад

Usually, when students get an offer letter from the college asking them to pay the fees, there is a stated deadline. Usually less than month. Public banks in India tend to offer the most competitive rates for Education loan but most of them take a month or more to disburse the loan. Students end up going to the private players instead and paying hefty amounts in interest. I believe the best way is to take your loan from a private player if there is a time crunch and then get it refinanced by a public bank later. Over the long run, will save you a great deal

@KhushiChugh-vb7jr Месяц назад

Murrad is the best content creator he truly loves his audience 🥰💗

@abinashbir789 Месяц назад

Bhai itna camera angle change kar dia Mera dimag ghum Gaya 👽

@sushantgambhir8985 Месяц назад

Please make separate videos for each category of lender

@RI-Boruto Месяц назад

rejecting sponsor is a huge thing

@lohitkumargorh6033 Месяц назад

How to tackle the hidden charges??

@immjb Месяц назад

Got Indian bank loan @8.75% only for 6lacs..it was sanctioned in 2017 November and now 1Lacs pending overall.

@dreamermedico8019 27 дней назад

Plz tell which bank you take the loan plz it's helpful for me suggest the bank to take loan

@4veek 23 дня назад

Indian bank@@dreamermedico8019

@guptacreation7580 18 дней назад

Tell me your experience in loan, what we have to do is there any hidden charge. Advantage and disadvantag

@AMFoodie123 Месяц назад

Yes Bro, Maine bhi Union Bank Se Education loan liya hai only 7 lakh ka or 5 month me return bhi kar Diya. Ku ki Germany Me hu haha 😅. Ur Every VIDEO IS GOOD FOR study abroad.

@stevekane7199 Месяц назад

What are you doing in Germany?

@AMFoodie123 Месяц назад

@@stevekane7199 master in logistics and Supply chain management

@Proooooooyytrtgbh2479 Месяц назад

Yes income zyada hai aur no study loan just rehna ka kharcha

@AMFoodie123 Месяц назад

@@Proooooooyytrtgbh2479 ha rehna ke kharch jayada hai, but monthly 2100 euro ban jata hai mera Warehouse Me part time or Vacation me 3000+ euro chla jata hai, sure me mujhe only 2 months little bit problem ai thi . 😂

@AMFoodie123 Месяц назад

@@stevekane7199 Master in logistics and Supply chain management

@harshxetry Месяц назад

me abhi education loan me india k college se bachlors degree kar raha hu but mujhe masters k liye abroad jana to murad sir kya me masters k abroad ja sakta hu plz reply its very important for carrier

@Cutoff27 Месяц назад

Thank you bhaiya 🙏😁😁😁

@koc556 Месяц назад

Add English subtitles please

@adhidhannsigaion2561 Месяц назад

I actually love your videos but try to do more in English man! Will reach

@PronayKhan-xy2kc Месяц назад

Murrad please make a video on how to get into MIT and other top universities. And please make a roadmap for MIT please 🙏🙏🙏🙏🙏🙏

@Raj_9507_ 25 дней назад

Should I worry about all the things that you mentioned in the video if I get an educated loan of 5-6 lakhs for MCA?

@user-ng4zk7ug9z Месяц назад

Thank you so much 🙂😌

@murradonrun Месяц назад

hope it helps

@Rajdeep_ Месяц назад

Thank you…

@ayanjamirshiakh3114 Месяц назад

Bhai kya aap bank ke turms and conditions ke bare mai bata sakte ho.

@Aayeinjogi Месяц назад

Do we need any particular score in 12th to get educational loan?

@satish_dewasi Месяц назад

You provide services to only those students who want to study abroad or you also assist those who wanted loan to study in india

@UjjwalAwasthi 14 дней назад

Bro aapne bataya iske baare main bohot achi baat hai par I have a query banks ko kaise pata chala ki aap ye video upload karne wale ho loans ke upar aur dusri baat agar wo video padne ke baad dekhte banks wale to aadhe se jadha log to video dekh chuke hote phir kya fayeda

@vishalkumargupta8315 Месяц назад

Nice content

@dolandtrump668 Месяц назад

What about pre payment if i pre pay I have to pay full amount or amount and interest till that date only

@azhar5262 Месяц назад

How is prodigy for education loan?

@AyushKumar-wi3ue Месяц назад

Bhaiya please ek video bsc physics pe bana do german universities pe bohot problem aa rahi hai sahi se guidance nhi mil pa raha hai

@lakshmamaniya1034 Месяц назад

How is prodigy finance?

@ABHIJEETKumar-2005 Месяц назад

Murrad bhaiya is best

@LalithaRekha-vg7jd Месяц назад

Hii brother,Can you tell me which country is best for BFA

@God_2025 Месяц назад

Can you make video on how Switzerland is for studies?

@murradonrun Месяц назад

Next videoo that

@paldhritiman 17 дней назад

True...I took SBI scholar loan for 15yrs

@paldhritiman 17 дней назад

+You get 80EE deduction for 8yrs

@miltiaryforcesvolgs3053 Месяц назад

To bhai fir kha sey education lona ley???

@sachinmali1086 5 дней назад

Bro My parents spend on some other thing which is kind of necessary So that's why They are unable to pay my whole fees But if i take a education of 4 lac rs ( tuition fee + hostel+ mess all included) for b tech degree And college average package is around 5 to 6 lac Then is it good ? And from which bank i should take ?

@AK10MV Месяц назад

Bro I have an offer for MSc International Management from University of Strathclyde what you would suggest? I have experience of 3 years back in India.

@all4one379 Месяц назад

bhai mera to kaat dia bhai , yea video 2 saal pehle dena chaiye tha

@mereRevyoos Месяц назад

Interest Rate is 9.05 % for me.(SBI Education Loan) .It is good for me.

@murradonrun Месяц назад

Yes it’s good

@user-qw7ic2xu2n Месяц назад

Till how much money we can get as loan? What if I want 30lakh..

@WildSenpai 24 дня назад

Well well subscribed

@cadburybubblegum Месяц назад

You should be careful these times r different.... Hyperinflation in the US... Maybe in next 3-4 years it'll get worse... Good luck repaying those debts... U may even struggle to repay ur debts highly likely

@murradonrun Месяц назад

very true I actually talk about which course how much loan to take in the next video of this - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-e-yx_sj119g.html

@Lazier___one 5 часов назад

Must watch for students 🔥

@Rohit-tp7qx Месяц назад

My bank gave me no moratorium period

@snehakushwaha-rj8ok 17 дней назад

Murrad Bhaijaan i am going to take admission in bsc nursing from Lucknow ,so 4 years ke fee around 5 lakh tk lenge to kya aap bta skte hai ki mujhe etne ke liye kaise lone lena chahiye mujhe kitna interest dena hoga, koi security bhi lgega ya nhi Please reply me

@akanti7454 Месяц назад

Education loan bank mein transfer hota hain or college mein payment karnek badhi bank mein ayega money ??

@dibyagaming6285 Месяц назад

Should i go for bachelor in risk management or bachelor in finance Which one would be more affordable?? I've interest in both

@murradonrun Месяц назад

bachelors in finance is what I would choose any day

@praptipatel1802 Месяц назад

Hello sir Applied for loan in hdfc credila for diploma in nursing at canada They first said only partial interest will be charged every month once the loan is sanctioned. But later on after all the procedure , the manager informed that every month EMI will be charged after the loan is sanctioned Is that true that the students who take the loan after 12th without any graduation needs to pay EMI compulsorily every month after the loan disbursement. Please help me because neither a single video nor any google website is saying about this law.

@suchinths.shekar6191 Месяц назад

Hey Murrad, one of ur team member contacted me regarding the form which i filled. I just wanted to confirm that the people is from ur team or just a random stranger who somehow got my number, so how can i confirm that the person who called is from ur team? Btw love ur content bro ❤❤, thank u for giving us such a great content and making our lives better❤

@shaktisinghrathore6580 14 дней назад

Thanks❤

@arjuntyagi5860 Месяц назад

International money transfer charges bhi honge hoga agar koi india ke bhar padhe toh

@unipitytedya2945 Месяц назад

thank you so much murrad !!! this was much needed. do you think SBI education loan would be a good choice?

@darsisriguruaakash Месяц назад

Try Union Bank of India. Lesser rate of interest

@Kaamal127 Месяц назад

Bhai aisa maat bolo maney leliya hai 1 month before😭🧑‍🎓

@Just_Code07 Месяц назад

Bruhh your way of explanation is awesome.. keep growing❤❤

@murradonrun Месяц назад

Thanks alot man, you guys keep me motivated

@saul2309 Месяц назад

I have a GMAT score of 730, along with a strong social profile and excellent academic credentials. Additionally, I own a small-scale business that I started one year after graduating, it has been almost 3 years since graduation.I'm confident about securing admission to a top business school in the USA, but my main concern is the financial aspect, as I don't have any assets like a house to provide as collateral. Could someone explain how it's possible to obtain a loan for such a substantial amount (almost $150,000, excluding scholarships)? I was thinking about Stanford,harvard, wharton,Mit and such while writing the financial aspect of the above paragraph.

@hobbycaddy Месяц назад

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

@HomemadeFoodQuest 18 дней назад

Insurance premium sanctioned amount ka 0.75% lere hai central bank so what to do

@arnavsoman3791 Месяц назад

Bhai pls made video on AI effects on education Because I am going to pursue bachelor in international management in germany

@murradonrun Месяц назад

I already made a video for commerce and AI -ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-sngy_n2CHtc.html watch this

@arnavsoman3791 Месяц назад

@@murradonrun Thank you so much murrad for providing information on each topic

@shashibhardwaj3749 Месяц назад

I still didn't get about time period😢

@MuradKhan-gb8jo Месяц назад

Sir make video on cyprus study visa

@keyurthakkar1143 28 дней назад

Subscribed ❤

@KD-mc4qe 10 дней назад

mujhe khud loan lena edu ka but without collateral and co applicant kya karu murrad bhai please bataye

@singerarora6 29 дней назад

Can ca students get education loan ?

@Riyajust 2 дня назад

Bank vale to sirf saving acc nikalne pr bhi insurance jabrdsti nikalva rhe he aur ye bad bholebhale logoko nhi pta....plzz ispr bhi video bnaye

@DhanrajParmar2002 Месяц назад

This is the first video of yours which I i saw, Too much informative video bro keep up this good work☺️ and here you earned one more subscriber🤝🏻🙏🏻

@user-bg5uv1fr2d 10 дней назад

I appreciate you brother for making this video, but I already took a loan from HDFC. It was my first regret in my entire life.

@deepganguly6812 Месяц назад

bro computer engineering vs electronics engineering me konsa lena chahiye?

@murradonrun Месяц назад

I would choose CS

@tanmaypuri7824 Месяц назад

Hi murrad I recently connected to your team to get help with my application for public german University bachelor's. But i got to know that you only help with private universities for bachelor's in Germany whereas you suggest in your videos that punlic is best but you guys dont even help with that.

@user-ss6ec6jm8r Месяц назад

Can someone please explain it in English?

@devswaroopdas1913 Месяц назад

Hii murrad just wanted to know your team success rate for study abroad as it is not mentioned anywhere on google or any reviews plz Let me know any of your success stories with students and just wanna is this team of yours really legitimate and work towards us to get the admissions

@RutuP10000 Месяц назад

Sir,please make Video on scholar loan SBI bank

@rinkubrahmbhatt3591 Месяц назад

Hey Murad what suggest on Birmingham city university masters programme in finance & investment or in marketing ?

@djrojit Месяц назад

Murad has already explained several times in many videos about choosing the right university. From what I've understood, it's better to stay in India rather than go to mid-level universities for specialized courses. Try to get enrolled in top-tier universities, such as the University of Liverpool, London Business School, Imperial College London, Edinburgh Business School, to name a few.

@abhijithpm7169 Месяц назад

Bro,i took the application for a non-collateral loan.Because i don't have the value of collateral as same as fees.Colleteral value is less.So i want to take a non-colleteral loan through online media like upcreds,gyandhan etc.I think they don't have any public banks with them.They met me with other private banks as well like credila hdfc and others.Is there any problem while i move like this?please reply to me asap.

@hobbycaddy Месяц назад

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

@sparshraikar4333 Месяц назад

Hi Murrad I’ve got admit from Warwick Business School for MIM program, how is the university and career aspects after graduation from Warwick?

@hobbycaddy Месяц назад

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

@pallavisingh5836 3 дня назад

Hello bhaiya, I want one to one conversation about education loan , can you give any platform to talk to you directly😊

@sunitapal_01 Месяц назад

Bro toh fir IIM ka liya kha sa fees arrange kara

@romitraj-ck5og Месяц назад

Problem bata rahe ho solution nhi batao

@user-bu3lw5uw2i 15 дней назад

Sir jansamarth portal ke bare me

@samikshakapale7973 6 дней назад

Can we get education loan for management quota seat

@adarshprasad177 Месяц назад

Got 10 lakhs sanctioned via hdfc bank at 4% interest p.a through west Bengal student credit card scheme 😅

@sagar7ane Месяц назад

Bhai mujhe bhi krana h iim k liye

@rizwanalam3074 4 дня назад

Which college are you studying? Can I get 4% interest in private colleges like techno international

@adarshprasad177 4 дня назад

@@rizwanalam3074 yess you can check the list of colleges on the website

@prathameshunstopble1100 Месяц назад

mujhe 6 lakh loan cahiye btech ke liye mera account boi india me hai kita rate kita tennure ka lena cahiye koi batao

@guptacreation7580 18 дней назад

Same mujhe v chahiye Apne liya ky??

@AB-by6kv Месяц назад

God bless you bhai😊

@angie_3169 Месяц назад

Murrad I have an offer from UCD Dublin for finance and economics for bachelors should I go for it??

@murradonrun Месяц назад

Yes if you have the funds go for it yess

@randomquestions7741 Месяц назад

Is maynooth university or university of Auckland better for bachelors in business?

@hobbycaddy Месяц назад

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

@praveenR292 Месяц назад

Can we have videos more often in english ?? Please !!

@murradonrun Месяц назад

ah I am thinking of adding subtitles

@praveenR292 Месяц назад

@@murradonrun would appreciate that !! Love you content btw, from Srilanka 🇱🇰

@zoro9503 13 дней назад

Bro can you add english subtitle for this vedio bcs i cant understand hindi

@sardarji162 Месяц назад

Murrad bhai is brother of mohak mangal bhai

@rohitpalkhehra4655 Месяц назад

Should i go to spain for bachelor degree in finnance bro please reply and make one video on spain also.

@murradonrun Месяц назад

if you can speak spanish 100% go for it

@prasannaasangihal758 Месяц назад

Hi murrad i have got masters offer from University of Liverpool i have to take up 40 lakh as loan i dont have any savings so. But here back in hometown i have 12 lpa salary in mid level company. So should i go ahead with it or not. As uk has bad job market

@hobbycaddy Месяц назад

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy