I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I'm favoured, 90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Jihan Wu😊🎉
🎉I have nearly as many current accounts as Andy, obviously quite a few of them are the end product of bank switch incentives.I understand the theory of having additional accounts but from my own perspective I have found that I just want SIMPLICITY and that means one current account & one spare!!
I have 4 current accounts, all with different Banks. All of which have branches in my town. If a branch closes, I still have options for face to face banking 👌
i've got more than one and use them for the savings linked to them and all of that 👍🏻 Plus for anyone who has it, staying below the 85K protected limits needs doing. And like he says, if an app or bank goes down online you can still access some from somewhere else as well.
Very good advice about the 85k but don’t get caught out ie banks are part of the same group. Each bank needs its own banking license when is part group of banks like Lloyds and Halifax
When I started creative writing I wanted somewhere different that I could potentially direct earnings and writing-based costs. I therefore arranged a second current account. These days, that account is linked to my PayPal account so I can separate out purchases made by eBay etc. It makes it easier to check hobby purchases as opposed to household finances.
I have seven current accounts at the moment combining savings accounts, switching incentives, Cashback and regular savers. The biggest problem is that with the savings rates being so high it's easy to catch up to the personal savings allowance of £1000 interest! So that's something to be wary of if you take advantage in this way.
I have just had one account for my whole life with one of the high street branches, I never thought to have more than one, and then a bunch of savings accounts and credit cards. I might consider opening on more with maybe Chase for the cash back. I currently use a packaged current account that requires a certain amount paid into it each month, so I can't change where my salary goes but will probably set up some kind of standing order for a second account. Not sure how safe these app banks are though, compared to traditional ones with a branches, but so many people seem to use these app only ones
1. All the rewards are for switching, do you know any banks giving money for just opening and 2. Usually you need 3 direct debits....how do you get past that criteria
You should have a second account for emergencies as well as if you’re main bank has an IT meltdown or something like that happens you are not left without money to pay for whatever you need
When I closed my Chase account they were very clear that i could not open a new one (I think it was for a year but may have been longer…). I still have Starling as our main account and am very happy with it. And I have never said that about a bank account in 50 years! So not sure at the moment where I would go for a second current account.
I did the a couple of years ago and they still won't let me open another now. I got the same BS I've read before about it as in they don't want old customers back, only new ones coming in.
same here, closed it as it became a dormant account, decided I wanted to reopen later on and they said I have to wait a year (finishes in January), I also closed my Monzo account and the way i got around that was by creating another account with a different phone number, then changing it back to my original. And luckily I haven't closed my chase one and wont consider it. If I knew I couldn't get an account back, I wouldn't have closed it in the first place.