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im 23, i dont know i have this quality in me already. mere mummy ko bataya tha unhone puri colony me faila dhi thi, fir hike ke badh when i started earning 2x, i didnt even tell my parents ki 2x hua h. bolta hu ki bas thoda sa bada h.
Never disclose your income, PPL get jealous and some will ask for money. Parents don't do proper property distribution. Spouse will ask for money for purchasing unnecessary items.
So true... Bhai ben wife parents kids all start looting me... Nothing left for me despite working so hard.... Can't buy good shirt for myself Nobody cares in my family.... No one ask what I want from my own money
@@joelabraham7998 u say it like society has progressed so much .being self absorbed is not progression .Iiving relationships and highest divorce rates is not progression either .liberalisation is not either . Obeying to zomato and dominoes and preferring junk food Over home cooked isn't either. Indian culture getting suppressed every decade .
Asking a lady her age, and asking a man his salary is always inappropriate question. Lady will always tell her age less and man will always tell his salary more.
Nowadays even this is a offensive statement particularly for women as it presumes that females need not have to have a career/aspirations of their own.
VERY TRUE… DURING MY VISIT TO PUNE, INDIA AFTER A LONG GAP…AT EVERY MEETING WITH MOST OF THE RELATIVES..THE QUESTION ONLY CAME UP ABOUT MY INCOME!! I was surprised.. are they measuring me from my income?!…but I got the answers as the time went by! Directly or indirectly everyone want something from what you have!.. surprisingly they were rich, well to do or the poor!! If Mr A has some money; Mr B will play every tactic to get it..they’ll swear on their children and wife, holy book & so on..just to get it !! How they survived so many years without me…I’ve no answer! Thank god; I raised in Mumbai
my friend work in private co., when he changed his co. , he called me and said you know how much is my salary here..? and i said.. "No i don't want to know " he was like.. why? i said.. its your job, your salary.. i have nothing to do with it.. yes i killed his excitement 😂
ये तो income की बात है। 20 साल पहले जब मेरी बेटी 12th पास की, तो सड़क पर मुझे देख मुहल्ले के एक बाबू दौड़े दौड़े आए और " आपकी बेटी को कितने percent मार्क्स मिले "। मै मुह लटका कर बोल दिया " फेल हो गयी" ।उनके चेहरे पर सन्तोष की रेखा देखने लायक थी।🤣🤣🤣😁😁
1 padosi to mere ghar 3-3 baar aaya result poochne k liye....3 o baar main kamre ka lock laga lia & let parents deal with him. Ye india may itni chulli machi hoti hai kuch logo ko....jab tak dusre ko dukhi Naa dekhe tab tak khud khush nhi reh skte
So true.. I told my mother about my salary she started looting me and bought property for my brother 😖 Then I stopped sending her my money and never disclosed my salary .. my father never asked my salary even from beginning .. fathers are the best
Superb , Be smart and never tell anybody about your income - 1)These days people are interested in your salary and personal matters than your well being .2)They want to confirm whether your lifestyle is better compared to theirs or they are doing better than you .3) They want to know to what level they can exploit you for their own benefit . if somebody asks me my salary i tell them that asking someone salary is bad manners . 4)Never tell anybody about your salary /income else people wil start evaluating you based on salary. 😃👌❤️😊
My uncle saved every rupee that he earned. He lived a very simple life but when he died his son enjoyed all the money and property that his father saved being bikari . Learnings, never sacrifice ur needs by saving money for future. One day u will die and others will enjoy all the money that ur hardwork earned and saved.
Once you reveal your salary, one type of people (those who have lower salaries than yours) will become jealous; and the other half of people who have higher salaries than you will feel superior, and at times will shun you as a possible liability if your salary is much lower than theirs. This is the divide you create amongst your normal group of friends. Everyone has an opinion about it no matter what, therefore always keep it secret as much as possible. Many who openly broadcast their salaries usually are lying with a much bigger figure than actually are, maybe to feel superior to the rest. High salaried people never reveal this secret. Thanks for this useful advice
I totally identified with this. All my relatives are like this. I told my dad in confidence and he went to his village and told the entire village just as a flex. God help Indians and their mindset. On top of that all my relatives will ask for money every now and then and won't ever return it. I am so done with this nonsense.
Given 1.1 lakh to my relative in 2017 on promise that he will return within two months. ....an I am still waiting and asking for money in return. Hadd hai bc. Don't give money idiots who don't keep their words
Agree same i lent money to my uncle and now he is not picking up the call. I lent 30k to my best friend 3 years back he has just given me 2.5k and when i ask him. He will say aryy de dunga na bhaag thodi raha hun
There was a time when my father used to share my salary with every close relative. I didnt like it, but because he felt so proud telling about my hikes or job switches, I never confronted him strictly, even though I used to tell him to avoid it. But soon, he stopped doing it, as he himself started seeing these things: 1. He used to tell my salary to the same relatives when it was very low. When it increased with time, some people started telling others how he boasts about his son’s salary. 2. Some people started taunting him, or even saying that he is lying about son’s salary (not to his face, but to others, who then told my father). Interestingly, most my relatives are government employees, so they have strong belief htat “salary can’t become X times in Y years”. 3. Some others started asking him for money, from anything and everything. Making a house, buying a plot, and whatnot.They would just look at the CTC number, and assume that I have money flowing down the drains of my house, so I should just give it to them. Here I am not buying my own house, as I have my own plan to reach a particular number in terms of net wealth before that. And they expect me to buy a house for them. And mind it, they have all the means to go and take a loan. But they rather want me to just give them free money, which they “may or may not” return. 4. Some relatives started eating my and his head with stupid investment schemes and business ideas.They wanted me to invest in their business. Once I actually asked one of them to get the business ownership documents ready, so that we can sign and start it. They got offended and complained to everyone, how “He wanted business equity on paper, and didn’t just give us all his life savings" 5. Some would even gossip saying that “If he is earning X amount in 30s, he must be doing something shady” 😞 6. And the last point was exactly what you said. Everyone kept taunting me for everything. “Why do you buy a 15k phone? Get latest i-phone”, “Why don’t you fly business class?”, and for thing I actually like to spend on, they would taunt me for them -“Why would you waste 30k on a chair?” There are things that people won’t understand, because they will see your salary from their mindset and experience. They will have their own notion of how much you “should earn”, and how much you should spend. You may want to retire at 45. You may want to start your business at 40. You may even want to not work at all, and do knitting or sell peanuts for a living after 10 years, so need to save for your retirement. They won’t understand. Dimag kharab kar dete hain log. Pair nahi tikane dete jameen par, hava me hi uda dete hain. Now my father just says- “Bas thik hai. Ham bachcho ki salary puchhte hi nahi. Apna ghar chala leta hai, hamse nahi leta hai paise. Baki vahi jane” I still sometimes tell my salary to close relatives, specially cousins who are working/want to work in the same domain as me. Just to give them an idea about what path they can take, and what would the incentives be like.
Can you tell us more about your career? Like which domain you are into, what differentiates one in your domain among others to have the sort of hikes that you've received and additional information that you feel may be helpful to aspirants. Thanks
I am in IT industry and a certified financial advisor, so, whenever someone used to tell me what to do with money, I cross questions them on their investments or ask their returns. Now, hardly anyone do that with me.😅
My mother in law is very much interested to know.. my sister in law used to fill my ITR since she is working with a CA.. both the ladies used to discuss my salary like what is my HRA why I am not able to save .. itna paisa kahan jata hai etc..I thought bohot ho gaya saw a YT video and filled my ITR myself .. fir to dono ki khoon jal gayi .. itna suspense jo create kar di Maine..
I never did. My close relatives are always curious about my salary. In fact, my own uncle and aunty and few other family members even did CID investigation just to know what I earn and to make an idea to what extend my father can be deprived of my grandfather's property. All these just by knowing my salary. The thing is since the beginning I have acted broke as well as rich. So people cant really understand what the heck I earn for my living.
so true.... I've seen people asking my salary directly and forcing me to tell them... initially I was little bit hesitant but then I learned to tell them directly that it's none of their business 😂
I partially agree with this, but there is a negative downside of this trend also, especially in IT industry the payout for almost same jobs is vastly different and when you don't tell or know people salaries the companies take you for a ride, because you are living inside you cocoon and don't know what your work worth, you assume other is also getting the same low salary as you are. 1. So, discuss your salary among peers in private jobs and ask way to switch companies or skills you need to reach there. 2. Relatives and far friends do not tell, because they do not understand the money and its dynamics, they are not the close friends and relatives because they are not at same mental state as you are. Don't be friends with people who come to you with investment schemes or judge you for what you earn, just shun them off, they are useless anyway. And western culture does not restrict from stop telling salaries, but the corporate culture do, because if everyone knows everyone salary exploitation of a introvert employee is difficult. It is a fine balance, there is no right and wrong answers, salary telling or knowing is good, if they also tell you what skill they need, or you have to reach to that level.
I agree with this comment. Specifically in IT you could be heavily underpaid if you don't know how salaries are moving Specifically with new hires at same levels. It's good to have atleast rough idea about what company is paying for new hires at same level or what other companies could pay you vs whats your current. And this difference could be huge specially when you stay at 1 organization longer. But, it's also not good to ask someone directly or tell your salary directly.
I'm govt employee, 4200 pay grade, When asked about the salary. I do the same. I don't tell people my inckme. But people insist, I only tell them that I hardly able to save 10k monthly, baki sare kharche and saving hain.
ID, I always share I work in BPO and make 15K-20K. once I made a mistake and shared my real salary with my ex-partner and she expected me to spend all the time.
In me & my female friends case, we spend upon boys, few took money from us & went underground. We went to d house of one of d guy to ask for d money at night 1 o'clock coz in d day time he remain absconding & his sister used to support his brother but we didnt find him at night even, finally her sister returned d money after argument of several days, their neighbour came outside, all drama happened. Whenever me & my friend used to go on date, we used to spend upon boys majority of times & boys do not offer even or do not try to stop us from paying, even in those cases where their salary was more than us. Boys r not less, gone r those days ven only gals used to loot boys, we r d proofs dat boys have looted us & we ran after them for recovering our money taken in terms of loan.
@@indubagga9589 why you want to have friendship with such people who give you tension?? What's achieved?? They are not friends. You people want to do useless hopeless purpose less time pass and then complain. Better focus on your productive work for financial independence. Very difficult time ahead for your generation.
I earn decent amount but my income is not secret anymore my family is joint family, whenever I don't find to spend money someone will say "bruh you earning this much, why won't you spend here, don't be so kanjoos, my fiance spends ultimately on her clothes because she knows I'm earning but nobody knows I have many plans to execute and amount is less to spend. I'm working so hard daily for my future but my cousin, fiance, friends , find it enough and they take their share from my income I'm stressed but now I have started to say no to people and I'm quite happy now.
It's great to hear that you have started saying no to people and that it has brought you some happiness. Setting boundaries and prioritizing your own goals and plans is essential for your personal growth and financial stability. It's important to communicate your intentions and explain to your family and loved ones that you have future plans and need to allocate your income accordingly. Remember, it's okay to take care of yourself and focus on your own future. Keep working hard towards your goals, and don't let others' expectations deter you.
If anyone insists on knowing your income even if you tell them "Bas guzara ho raha hai", you should not feel forced to reveal it. Just keep repeating "Guzara ho raha hai" or use any other phrase. Finally, that person might tell you why you are not telling me or "Bolne se kya hua". Reply politely that "Yeh baat rahene dijiye, mein salary discussion mein Jana nahi chahata hoon". Alternatively, tell him that you are under obligation by your employer not to disclose your salary and that you will honour your commitment.
@@yashpalchaudhary9752 Hi Yashpal, reveal it only when it is needful. You can disclose it in situations when you are negotiating CTC with a prospective employer at an appropriate stage or availing of a loan, or as the presenter of this video Amit ji says during forging a matrimonial relationship or to the government. Remember, you should always be in control and never feel forced or compelled to tell your salary to anyone. We need to understand that salary income is sensitive information that is private to you, your employer. The figure can and in some cases should be disclosed to close family members only.
Thank you sir.. Till now I didn't had the habit of saying NO. But from now, if anyone asks me for my CTC/package, I would say "I'm not comfortable in disclosing it". If the fellow doesn't understand or listen, I would say "Main nahi bataana chahta hoon. Tu khudh ka kaam dekh le"
If one is giving a loan to anybody he/she should have the mental frame of mind to write it off.Never give handloans beyond your write off capacity. Never ,never offer guarentee to anyone.If offered you should have the capacity to pay it off in case of default
My father never told me his income. He has strictly told all of us to not disclose the income to ANYONE except if needed to your wife, because she has to take care of most of the house expenses. All we have is a general idea which may or may not be true. Plus I have seen that the people who work around him never discuss income, it's just an unspoken rule to not talk about it. All my relatives have some made up numbers in their head about the income but he never entertains them regarding such matters. He will make a joke out of conversation and turn the topic into something else if someone tries to ask.
I'm 25 yrs old, I've three Years of corporate work experience and have been earning since then. I don't know my Father's income till this date. So yeah I'm never gonna tell anyone my income.
Keeping the Salary confidential serves corporates far more than you. You should share your salary with your close friends. It really helps if you know how much people around you earn. It gives you an idea of your own market value and helps you in negotiating your hike/offers !
True bro... I really think the corporates actually pay people to bring in such reasoning so that people always remain confused. Truth is there are many in corporates who earn highly disproportionate income to their efforts.. I mean ones who are delivery mangers and above. If a regular developer makes 30k, and lead make 60k and manager makes 1l, there are many more above that level who make 2l plus for doing one tenth of what before mentioned people do... Those people don't want salary to be disclosed neither do they want a environment for that to happen, hence all these strategies.
There is another reason, in companies have designation and pay grades, where both are not related, a Lead Developer may get almost same as Project Manager.
Sandeep Maheshwari - One of the biggest creators of India talked about your points about Middle Class in his recent video . I think he also watches your videos sir 😂😂😁😁🫡🫡
If you do private jobs then always discuss your salary with colleagues otherwise you'll get low balled 99% of the time. This guy doesn't understand corporate
Even in the case of arrange marriage do not disclose your income related information, untill there is "baithak" which is gathering of elders. In "baithak" you can disclose ITR and other details. Specially to young bachelors, "do not marry a gold digger". Always try to find a generous and open minded family of spouse or reject the proposal for better one. Best arrange marriages are the one with families of good nature which even you are witnessing from long periods of time...eg. Friends within family circle, colleagues of father and mother, families of friends of brothers and sisters or someone who is in good terms with your most favorite uncles and aunts...etc. If fortune favors you, always go for a love + arrange marriage. To make it happen "Expand your social and professional circles".
Then sslary is the primary criteria for marriage. Thats why more divorce happens, as people marry for money and not for the person. And then gender biased law loots hard working men
Marriage is biggest bet of life,so play with odds in favour....but still ur full salary should be known only to u...ur family will suck all ur money and u will never able to fulfill the greed of them... here family includes wife and children
I agree that we shouldnt disclose our income but for those who are looking for marriage, things are different. The first question, a father of probable bride says, how much do you earn ? which i found really odd, i mean bhai pehle baat to krle, sauda karne nikla hai kya beti ka! I understand earning is a concern but that can be discussed later, pehle insaan to parakhlo
yeah its a hypocrisy of our society they will immediately agree if the salary is high without looking into the ethics morals and behavior. And sometimes it leads divorce
Sir aajkal ladki wale ek ek rupaiye ka hisaab check krte..Parents have become so money minded that sometimes it feels as if they are striking a deal..Expecting hell lot of things from groom' s side and apni side se kuch nahi karna..Tough to hide from girl and her family
Now a days most of the coaches and trainers disclosed their income that they are earning in "CRORES " why?? To attract audience... So depends who has to disclose and who are not? What your thoughts on this Sir?
Lol I liked how he started with basic topic and ended up touching on almost entire financial market! 🤓👍 Sahi baath hai uncle, lekin if a young person who is trying to decide on career as senior accountant same as you asks genuine question regarding what you earn uncle.. I am also interested in same career, tho usko kya bathayenge?
Sir you're cent percent right. I stayed in Canada for more than 6 years no one except Govt. Dared to ask my monthly income. When I returned to India I found this habit of Indian people highly annoying and disgusting. As you addressed precisely these crooks assess our financial situation so as to exploit us at an appropriate moment. Indians are great exploiters!!
My tau ji used to taunt my father about my job ke ladki ki shadi mat karna usko kamane bhej rakha hai. When I got married in different city and just then covid hit and I was jobless for 2 years he said kya fayda itna padha likha ke ghar me roti hi to bana rahi hai. Then I started working again and he called me early in the morning just to ask my salary😂
Yep never share your salary, it is better to hide but so-called relatives can not mute without asking. I have shared my real salary with some people now I am worried I going to get my money and maybe used it for spending all the time. I am a saving cautious person in general. Does not like to spend that much, but as big sis does give allowance to younger bro, I did tell my mom not to tell anybody about our overall household income. As a child of a supportive single mother, we were far more successful than all of our relatives. Nobody should tell their income other than someone who is going to your nominatee
Well said sirji. We should learn and inculcate this habit. I personally feel embarassed if someone ask me about my earnings even they are my close ones. And I easily used to end up answering them the amount. I have seen people judging our decisions later based on our earnings. But now I adopted a strategy, I reply them that "You should not ask anyone their age and wage". And this is helping 😊.
I am a working women from a finacially sound background my father being a retired class 1 officer who saves more than necessary ..my husband is from a humble background with no saving habbits..my FIL keeps asking in his trip about my salary so I feel so offended that my parents have never ever asked me this question..like if I tried to avoid the question he will say you work so hard your sal will at least be xxx figure n all
Bhai Jee in some areas, you can be subject to kidnapping or robbery if people come to know that your income is high. I am working in Gulf but never told anyone regarding this. If someone asks, I tell them about some far off area within our country.
Not only income,the important part of the list also include,your family dynamics which is your love live and immediate family members,your plans and aims for your future These three things one should never be disclosed to anyone even if you think they are closest to you,at times it may need to include your spouse and children for your safety.
Ah, the elusive creatures who choose to keep their parents in the dark about their successes/income. Only they can truly appreciate your accomplishments without any hint of jealousy. But let's face it, if you're a total flop, they might just be secretly relieved to avoid the embarrassment.😅
What I think : Never take so much stress in life ki kisike kuch bol dene pe tm soch mein padh jao and all. Just be normal, you have to worry only when you have to hide things. Just relax. People ask your salary, say it. They judge you on that, dont care. Someone asks money, say no. People will judge you regardless. Someone will say itna kamata h fir v bekar gadi mein ghum rha h. Someone will say itnaaa kamata h fir v koi ghamand nhi h, normal logo k jaisa rehta h. So CHILL. And also don't let the corporate have their way.
Parents must be told of their childs earnings so they can monitor the unnecessary spending & guide the child into saving & investing, it's a fact there are prejudice & hate among friends and relatives..
@@akhilsharma20 exactly i told about my father about my stock market F/O profits since then he couldn't keep his feet on ground i was pissed of from his behaviour then eventually i had to tell him i made a big loss & quited trading and now doing a corporate job 😞
You have made a very important point, sir, when you said that this bad habit is exhibited by us Indians. Obviously there will be exceptions, but as a whole that's very true: we Indians collectively suffer from this bad habit of prying into others' life and forcing/pressuring them to disclose their personal info and then judging them! Instead of blindly trumpeting the superiority of one's own culture and values, I think it would be best if we take the good things from all cultures and leave the bad ones from all cultures.
I second that. As a civilization we need to evolve and be more civilized. We need to learn social etiquettes and manners, maybe it should be in the School curriculum.
@@jaishriiyer1563 Yes, and I believe a more effective way would be to believe in and have OBJECTIVE values (e.g. honesty, justice, human rights, privacy, right/wrong, facts) rather than SUBJECTIVE things (e.g. culture, tradition, religion, etc.).
There is a proverb "NEVER ASK A WOMEN'S AGE AND A MAN'S SALARY" ! But no we have to know other people's salary and when you know the salary "Mera Kahan rakhoon" i completely agree with this content. I would say be BLUNT and say no I am not willing to disclose my salary!
Long back, my colleague (from TN working in Bangalore) during his engagement , his to be sister-in-law(elder) verified him, asked him salary slip and bank statement, he had to give to get married.
But these bank people always know due to salary account. And the RM pushes you for more deposits . All our pay should not be visible to any bank employee it should be encrypted and only authorized people should have access
Without knowing your bank details, how are employees supposed to help you when you've a problem with certain charges or any other issue with your account? Also, retail bankers don't have the time to surf through salary credits of random accounts.
Its pretty simple speak with your HR to organise the monthly net pay to be sent in ratio of say 60:40 or so to 2 different bank accounts or setup a standing instruction or recurring deposit to save money in another bank or account so not visible in one place or SIP investment to MF. Enjoy what you can afford at the right point in your life stage but always build your back up. 😉
Apni income mai kuch part apne gareeb relative ke liye bhi nikal ke rakho. Kyu ke unhe pata hai yeh ameer hai to woh emergency mai umeed lekar apne pass aate hai. Ham ameer ho kar bhi madad nahi kar paye to kya fayeda apni puri salary expenses aur investment mai block mat karo.
I'm a victim of this same mistake. I got scammed from very close people, I never thought those people will ever do any harm to me. Be kind to others but don't be a fool.
This is highly applicable in low trust societies. In the West, 90% of the families can only have a good life when both husband and wife are working, so you will very likely have to disclose your income to your spouse.
True...10 yrs back I got a good job and as he said mujhe chul lagi , mere apne envious hogai , lots of hurdles , Evil eye and so much pressure my close one. Now real situation is Kaam chal raha hai😢
Hello sir, In my opinion log salary isliye Janna chahte Hai ki voh yeh Pata kr aake ki kisko Kitna izzat ya respect deni hai , also they want to compare ki voh kitna aage ya peche hai .Sach mai bahut gussa aata when people ask about your salary..khudki ya apnea bacho ki salary nhi bataenge but dossro ki janna jaroor chahenge.
Absolutely true With money expectations increase. Now a days koi apna nahi hota. Bibi Maike bhejegi. Dost financial help khade hote rahenge. Rishtedar aakar rehne start karenge. Worst case senerio Getting murdered for money
Biwi maike bhejegi OMG y should u spend on ur in laws right? just like u shouldn’t spend on ur parents, don’t spend on ur in laws too. Biwi kamati hai toh usko bhi bol dena tumhari fam pe 1re kharch na kare, jaise tum nhi karoge apne in laws pe. Dono apne in laws ko family nhi paraye ki trah treat karna ok? Best case scenario take sanyas… koi apna nahi hota toh shaadi kyu karni aur dosti bhi kyu aur kyu rishtedaari nibhani?
Well said sir and i am agree with all words you said but in my opinion sharing info with wife is ok when your partner is understandable and she always comes ahead to save your income
Your content is original, pertinent and very useful. I wish your guidance was available 25 years back, in my younger days. I am sharing your content with my children now
Pranam Amit ji 🙏 Thank you for taking the time out and imparting wisdom to humanity. May Shri Krishna quadruple the blessings and wisdom back to you 🙏💐
Sandeep Maheshwari Sir Video On Topic Middle Class Already Covered by Guruji Jai Ho Gurudev 🙏🏼 ❤️ First Time I Feel Sandeep Sir Talking in a Way of Guruji.
Yadi India mai koi 1.5 to 2lac per month kama Raha hai, aur woh sukhi hai, toh income puchne par bol sakta hai, income Ambani ke driver ke barabar hai, lekin sukhi Mukesh Ambani se jyada hu, kunki itna tension nahi hai bhai😊😊😊
So right Sir. I told my mom my salary ever since she is behind my life to buy a car which I feel its a depreciable property..She doesnt understand what it means,
this is the problem with indian society, pushed forward by such uncles, teach people to be more clear about money, it'll help you make more and earn more and learn more
@@sudershansingh2839 yes Salary is pretty high in IT . Your salary may be not good or average as per IT sector but rest of people are not earning that much. Don't say more than 40k a month to other people who are not in IT. Once I said to the passport verification police the same thing.. I said 40 k around he said to me work hard and reach to 1 lakh per month in IT sector. I said okay. If I would disclosed my income he might have asked some bribe to get the passport done .
My girlfriend asked me about my income many times and I never told her. She told me hers and expected me to tell her mine to which I said, I never asked you what you make so why are you asking mine? If I told her that I make more than double than hers, I’m sure that would be the last day she’ll pay for her share in our combined expenses! She’d rather expect me to pay for her! 😂
Please give your take on the phenomenon of DINK, double income no kids. I am seeing a lot of couples around me choosing to not have kids. How will this affect society and real estate?
