Woman sounds alarm on sophisticated wire transfer fraud l GMA 

That's exactly why the scammers called her as soon as she fell for the trap and texted back. Spoof the phone number, or hell maybe not even needing to spoof just use an 800 call through number, and poof "Hi, this is Chase banks, we had ..."

Correct. Communication can only be 1 way initiated from the user to the financial institution AND call the phone number on the back of the card or bank statement instead of calling whatever number that shows up on the text/email message.

@@Mike__B yup, with that much info (d.o.b, SSN last 4 etc), they can convince her without needing to spoof.

The only text I communicating 😮are my friends only.

I mean this should be common knowledge by now. Call your bank yourself before doing anything.

Yea its fuckin hilarious scams started in the year 2015 🤣🤣🤣 indian irs scammers n yet its 2023 and these ret@rdz r still getting scammed 🤭🤭🤭 im sorry but idiots deserve to get scammed 🤪🤪🤪🤪

You cant cure stupid.

It helps

Exactly, bank shouldn't be liable, worst case scenario 50/50.

Banks can easily stop this but dont want to.

Goodluck punishing these thieves in India and Nigeria.

@@Joomlahacks Send a Chris Hemsworth character over there, ex navy seal/delta force/American bad ass, except instead of trying protect/rescue a little kid he goes on a killing spree starting with the owner of the scam company and then every one of the employees who are scamming people... yeah I know day dreaming here though.

They're also a huge amount of them in Ukraine

There are if you can get them. Good luck.

Stupid people always blame others because they’re too stupid to know they’re stupid. Y’all make our lives really difficult!!!!!

I guess that’s why I can’t get ahold of you bud

You have no family or friends that call you?

A long time ago, it was said to not open an email you do not recognize. Now it's do not answer your phone if you do not recognize the phone number. If it's an important phone, they will a message.

Facts! They know how to reach you if they want to!

They can also claim to be from the fraud department, which my bank has texted me about, I always call the number on my card to verify the claim.

@@Shaverboy516 You may get a text but you will never get a call and we always advise if you are suspicious to call the number on your card and to never hit any links.

Nope, Ive definitely gotten a call before to verify a purchase from a company in China just after I made the transaction, so they do call

People are so foolish that they would do exactly what you tell them NOT to do. I just block the number and report it as spam.

Everytime you get a text confirmation with a code on it is always says DO NOT SHARE THIS CODE WITH ANYONE People seriously need to use their brains

Its been drilled in us To call the bank directly

A better solution is to simply give wire transfers the same protection as other transfers.

She had it coming for being dumb enough to fall for it.

The people calling her stupid have definitely been scammed by easier and stupider scams. This one's actually pretty sophisticated tbh.

And how is that gonna stop scammers from scamming people?

@@goodbher9244 The fact she fell for the scam proves she's not sophisticated at all. As a matter of fact, she's very gullible. You can't rely on the authorities to protect you from financial scammers. Look how many criminals they let loose. You have to educate yourself on how to recognize fraud and teach others as well. Scammers prey on the ignorant and the gullible. They can't prey on those who know.

@@rogueinvestor2375 what at ignorant take. The scams have gotten more sophisticated themselves. There was a bank I used to do business with that had their info leaked like how the girl was in this video. The "bank" called me, using the same customer service number, it was spoofed. They had all of my information already when they called me. The only reason I got suspicious was the text they sent me about an unauthorized charge was for a Walmart store number that didn't match the location of the one in the text. I also found it weird that they were asking for my username in a way that implied they couldn't understand and needed me to repeat several times, as if they couldn't see it. Even though I didn't fall for it, I was definitely fooled for the first 5 minutes.

Sounds amazing

Hackers Scammers are much smarter than us. And it's obvious they have links with bank employees

Insiders! 🥴🙏🙏🙏

@@hphan7549I agree. Otherwise the scammers wouldn’t be able to get so much personal information from their victims to begin with.

that's the BS banks tell you. all digital money the banks transact is traceable. they can do something but won't because you are their slaves

Seriously.. it's so annoying

Better to do? I can't think of anything better to do, than making money :D

American dollar is powerful. 10000 dollars is a lot of Indian rupees or Russian roubles

They're making EASY money off stupid people. And nobody is wising up.

Sadly, money is power. As a famous beloved professor once said, "The more important money is in society, the less important it becomes how one obtained it."

I would add that those codes should never be given over the phone period. Those code are for logging on to your account online, they should never be given over the phone to anyone.

@@jlv3x Depending on the code sometimes they will ask for them. They will say "Im sending a code to verify that this is you." So the person's advice above is still best.

@@vids99230 The simplest advice is to never give the code over the phone. I work in Cybersecurity and have never heard of a bank asking for your multifactor authentication codes. Bad advice.

@@jlv3x that was my assumption, but some banks will require them over the phone when you call (including mine)

​@SANDMAN32191. Banks can ask for codes over the phone. They do it if you contact the bank, to avoid impersonation calls. They will not do it if the bank calls you. You can always not ever speak to the bank over the phone and go to a physical location, but that isn't always an option.

A long time ago, it was said to not open an email you don't recognize. Now, it's do not answer a phone number you do not recognize. If it's an important phone call, they will leave a voice mail.

when people use offshore developers in India the companies there copy the information as soon as they can.

The banks already do that. Half the time it says it on the back of your card or statement...

True and they will never contact you and tell you your banking details.

The government has to tell people how to be INTELLIGENT!!! 🤡🙄 How many times must they tell you!!! 🤡

I know they keep saying this for years

"...if they do text then it's usually seconds within an attempted purchase." Well, that's what it looked like happened here. They made it seem like it was the bank texting her immediately after a suspicious wire transfer.

Absolutely, that's why I don't feel sorry for these victims. They're just dumb af

Said every person who's been scammed. Never assume you're too smart to be fooled.

they use a program called anydesk that they can use to remotely control computers and see the other persons screen

Employees inside the bank find big pockets to target, and pass the information along.

Online hackers, Facebook info....

@@AdamEdward But Anydesk requires you to accept or allow it access your computer. I guess some people who have never used or heard of Anydesk could be fooled.

Insiders!

Well I was also scammed couple of weeks ago but I managed to report it to this cyber crime personnel, *JAMESMILLERHACKK* who help me track down the scammer and also recovered everything I had lost, I was so happy I think it's high time we start fighting these scammers

He’s available on Instagram and he’s reliable

Lastpass already got hacked😂😂😂😂

Accountable for the actions of criminals and gullible customers? Why would they not fight against that?

Me too.

Gullibility and greed will never be in short supply.

Because they don't... the scammers only got it once she gave it on the text messages.

They had some information, but most likely her bank needed 2FA and texted her a code, so when the scammers logged into the bank and it texted a code to her they had her tell them the code and it was game over.

@@Mike__B Why would you ever give the 2FA code to anyone anywhere for any reason? She's just dumb and got tricked. We shouldn't change the law to protect a few gullible individuals. The thing is gullible people will always get tricked one way or another. If we changed the law, then there will always be other loopholes for the scammers to exploit. Gullible people WILL get scammed one way or another. No amount of laws would protect them for all the scams in the world.

multi factor code is what they're missing. They need you to give them the auth code sent over SMS.

@@shaggydawg5419 😁 bingo

it may be crystal clear to us who understands it. Can't say the same thing for those who don't understand technology.

There's TONS of information out there, so it can be easy to miss things. The more times these stories are told, more people are likely to encounter one & learn from it. These news stories aren't for people like you who already know. No need to be unkind about it.

well, that depends... if the scammer knew her details (including her account number and the balance on her account, as they said), that means that - either the bank had some leak - or their app is not secure enough - (or they communicate those numbers to the users in a non-secure way, e.g. unencrypted emails with the bank statements) - or the leak was from her side But there are certainly ways that might have been the bank's fault. "how to locate the official bank phone #" --> how will that help you when they are calling you? You know they can fake it to display any number to you, right? Of course, the right thing to do would be to tell them "ok, I will hang up and call you back on the official phone #"

@@panda4247 They can display 911 all they want, it doesn't stop people from dialing out themselves. It doesn't matter if banks had leaks, I am a victim of Equifax leak years ago and i bet plenty people have my information, it doesn't mean I am victim of a fraud. While it is possible banks have fault simply because ppl work there and no one knows what employees are truly doing at every moment of their employment. When a bank calls me, I ask them to verify my SSN, DOB, Address, my security question/answer. I bet sometime it's official calls but I stand on the person that's calling has to verify my information. I goes "i have to verify myself when i call you, so you have to verify my identify when you're calling me." if the other party has everything I have, it's very likely they can call banks by themselves for a wire which then i wouldn't be on hook as i can prove i never called. The point is liability is where the confirmation occurred, often time, it's people who authorized these wires themselves, not the banks.

Is not sophisticated they only needed the 2fa from her, I’m sorry that she felt for it but is a old method

That's right. Businesses and the government will not call you if you owe them money. They will send you a letter or email. If it's really important, you will get a registered letter or it will be hand-delivered by a bailiff.

I get your point but "a certified banker" is just a dude or a chick that was hired yesterday and who may be a scammer themselves.

That's right. Not even the bank manager needs to know that information.

IRS phone scams typically are fallen victims by the guilty hearts. The guy mostly been cheating his taxes big over the years.

I always thought those seem vulnerable to hacking. I just write my passwords and hide them well.

@@shinola228 I do the same. For years friends would suggest that I use password manager and I never wanted to because once they have that, they can get into not just one but all accounts right away. It never seemed safe.

Lastpass already got hacked 😂

@@weird-guy I remember that, didn't remember the name.

There are more secure passwords managers that you can use for miscellaneous accounts, and then you just remember the important ones, that's the perfect work around

Best comment ever

Gullibility and greed will never be in short supply.

I can’t see how! Unless you live in a cast iron bubble without any modern conveniences. And if you do live in a cast iron bubble, you don’t need a bank account!

@@denisemiller9921 the person in this video was fooled right?

It’s easier than people think 😂, most people are naive and believe anything someone says, fear and greed are the biggest human motivations😂

@@weird-guy in other words, people in general are stupid.

I keep only what I need to pay bills. Chase pays no interest on savings so I took all my money out.

They know where it went, but usually that's a dummy account that is closed right after the thief empties it.

I think 60% people don't actually think for themselves they rely on TRUST and others to think for them . And a lot of people in society have a CAREER based on 'scamming' them just in ways that are legal.

Yup…there is always someone stupider than us.