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WORST MONEY MISTAKES IN YOUR 20s | Money Traps to AVOID | Adulting 101 

Charm de Leon
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28 авг 2024

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Комментарии : 85   
@grldcbln
@grldcbln 4 года назад
"Adulting is already hard but personal finance doesn't have to be" I really love what you said Charm! ❤️
@CharmdeLeon
@CharmdeLeon 4 года назад
Gerald B 😅 thank you ☺️
@jacobpayne6299
@jacobpayne6299 3 года назад
This is glorious, I've been looking for "personal financial management tips" for a while now, and I think this has helped. Have you ever come across - Ferapt Freedom Fanboy - (just google it ) ? Ive heard some amazing things about it and my neighbour got cool success with it.
@rjbulfango5117
@rjbulfango5117 4 года назад
So happy. Cebuanos are taking over YT! I’ve been watching videos like this before pero mga foreigner nag dala. God bless! 🙌🏻🙌🏻
@CharmdeLeon
@CharmdeLeon 4 года назад
Rj Bulfango yes! So many Filipinos esp Bisayas going on RU-vid already!
@CNBvXavier
@CNBvXavier 3 года назад
Thank you! Your addition of examples with each explanation helps clear the mind as we try to understand this :) I'm 21 years old I don't have a basic income yet but I'll always keep this channel and information in mind.
@czarinarivera7544
@czarinarivera7544 3 года назад
Shopee kills my budget 😰 But learning a lot from your channel and saving up and investing for the long term is a top priority as of now.
@CharmdeLeon
@CharmdeLeon 3 года назад
Try allocating a shopee/shopping budget per month for Guilt free limited shopping.
@raqueesan4195
@raqueesan4195 3 года назад
I've been spending my 5-minute break watching your videos. It's so helpful.
@CharmdeLeon
@CharmdeLeon 3 года назад
Wow! I’m honored l ☺️ thank youuu ✌🏻
@painterblood6584
@painterblood6584 2 года назад
I started watching ur vid step by step and i sometimes dont skip ads because your information and content is precious
@Gamechangerfuzz
@Gamechangerfuzz 4 года назад
Another great content charm 😁 keep em coming! Im 33 and the first point hit me hard...just this year I realized i was spending 8k per month on riding taxis! Sweet jesus! Luckily Ive changed my ways and brought that down to 2k a month - hello commute! Haha More power to you and your channel! Perhaps you could do a video on: 1. How to save on groceries 2. Renting vs owning a house in the Phils 3. Financial youtube channels that you watch
@CharmdeLeon
@CharmdeLeon 4 года назад
Fritz Maandig hi, Fritz! Wow that’s amazing cost cutting right there! These video ideas are great! I’m already planning to do a ‘Rent vs Own’ and ‘Condo vs House’ video but 1 & 3 are definitely being added to the list now! Thank You!
@sojuu123
@sojuu123 Год назад
I am 19 years old, and I learned a lot about personal finance because of you. Thank you!!
@cherrymae7862
@cherrymae7862 3 года назад
Hi! I am a young adult and your videos really helped me to have a healthier relationship with my finances. I am really grateful and I hope you get more subscribers.
@shairamacayana4825
@shairamacayana4825 2 года назад
Enjoying your videos while I'm in quarantine. New subscriber here☺️
@CharmdeLeon
@CharmdeLeon 2 года назад
Thanks for subbing
@robertdado2782
@robertdado2782 3 года назад
Thank you so much for sharing your advises/learnings and experiences Ms.Charm ! You’ve just gained a new subscriber!
@lesliemontederamos1703
@lesliemontederamos1703 2 года назад
Being hit with overspending 😂 pero mas tumatak sakin yung not investing EARLIER. Thank you te charm!
@xenonarine
@xenonarine 2 года назад
It's already 1 minute of the video and I'm already guilty with the coffee! :p
@lgmorales4882
@lgmorales4882 3 года назад
Please discuss whether it is more worth it to buy branded things than buying fashion ones. Also, please discuss your good brands of shoes, clothing and bags.
@sticohh
@sticohh 3 года назад
Once again another video with great value from you, Charm! Love just listening to you talk while I'm working. Multi-tasking! Haha keep it up! :)
@eunicemaybellebernal1395
@eunicemaybellebernal1395 2 года назад
Thank you for motivating me in my college days🥰
@arvee.abanes
@arvee.abanes 3 года назад
I want to start investing P1000 a month, but where do I invest it on?
@michael_eyes
@michael_eyes 4 года назад
Straightforward videos. Nice! 😊
@CharmdeLeon
@CharmdeLeon 4 года назад
Michael Guinita glad you enjoyed!
@gamingbamboozle4992
@gamingbamboozle4992 4 года назад
What investment can consistently give me 10% returns compounding per annum for 35 years, without risk to my principal??? Sounds too good to be true, but will be happy to be pointed to the right direction. Investing early is great, but don't oversell it.
@CharmdeLeon
@CharmdeLeon 4 года назад
Gaming Bamboozle hi! The illustration (as mentioned) was to give everyone a clear example on how time affects compounding interest investments. I mentioned that for the sake of the example I used 10% because in terms of analyzing the numbers, it’s easier to understand. I always emphasize the risks involve in investing. Thanks for the feedback ☺️
@miraclebitancur836
@miraclebitancur836 3 года назад
looking back at this again!! Ate Charm!! Road to 100K!!
@CharmdeLeon
@CharmdeLeon 3 года назад
🤗🥰❣️
@nicolaizafra9705
@nicolaizafra9705 3 года назад
Great content! Keep up the good work!
@CharmdeLeon
@CharmdeLeon 3 года назад
Thank you 😊
@evangelynespedido3876
@evangelynespedido3876 2 года назад
Watching this on year 2021.
@nimfaadelainedin3815
@nimfaadelainedin3815 3 года назад
Ate Charm is very helpful to us especially those who recently graduated. Love those terminologies! I know how to manage finances very well like I take seminars! Help ate by subscribing and dont skip ads!
@gen-revtapang6224
@gen-revtapang6224 3 года назад
I'm learning a lot from you, Miss Charm 💖
@CharmdeLeon
@CharmdeLeon 3 года назад
🤗❣️✌🏻
@macchiathos
@macchiathos 3 года назад
I feel very attacked at the coffee and cab/grab hahahahuuhuhhju
@CharmdeLeon
@CharmdeLeon 3 года назад
🙊🙊🙊 sorry na po ✌🏻😂
@mikeortiz364
@mikeortiz364 3 года назад
new subsciber here. Hats off!
@CharmdeLeon
@CharmdeLeon 3 года назад
Micheal Ortizano hello! Welcome to the fam! 🤗💕
@rayza135
@rayza135 4 года назад
Thank youuu!!! 💜💜
@mariewannaaa
@mariewannaaa 4 года назад
Not investing earlier. Guilty with this one. So sad I started investing at 27 😢
@CharmdeLeon
@CharmdeLeon 4 года назад
Mariewannaaa pasok pa! Haha It’s already amazi that we started 💕
@ariannemariemagallon2801
@ariannemariemagallon2801 4 года назад
Very informative content, love it 💖 It's very inspiring pud ba to be financial capable. "Live below your means" 😊
@CharmdeLeon
@CharmdeLeon 4 года назад
Arianne Marie Magallon thank you, we’re going to be more financially capable together!
@debtfreeF
@debtfreeF 4 года назад
Wish housing here in NYC is cheaper 😭 people spend more than half their paychecks just for rent here
@CharmdeLeon
@CharmdeLeon 4 года назад
firecrackerfrance i know! I watch a lot of Millennial money and rent is crazy in new york!
@fgmorales8315
@fgmorales8315 3 года назад
I'm glad I found yout YT Channel! ❤
@CharmdeLeon
@CharmdeLeon 3 года назад
Welcome to the R2A fam! ✌🏻
@personalch2987
@personalch2987 4 года назад
Hi! You're videos are very interesting and relevant. Do you have any suggestions on where how we can invest? Thank you so much! I can't wait to see your channel grow. 😍
@CharmdeLeon
@CharmdeLeon 4 года назад
Personal CH hi, thank you! Feel free to DM me on Instagram @ready2adultph because it really depends (I’m not gonna sell you anything 😂). If you’re just starting out, I recommend check out Funds (Mutual funds, UITFs, MP2, etc)
@personalch2987
@personalch2987 4 года назад
@@CharmdeLeon Thank you for being responsive! I will surely check it. God bless you and your channel!😍
@mathereseledesma5230
@mathereseledesma5230 Год назад
Hi Charm! Can you recommend any platform that offers compound interest?
@RecreationalTV2020
@RecreationalTV2020 3 года назад
Im learning a lot from you, Charm. Nicole mentioned you on her what's in my wallet vid. #adulting
@CharmdeLeon
@CharmdeLeon 3 года назад
Oh heeey! From the bread fam ka pala 🍞
@maryantonettemiranda2907
@maryantonettemiranda2907 3 года назад
Hi po 😊 would like to ask if you have videos in where to invest especially on what you mention "compounding interest"? 😊 Thanks for the videos!!! Very much helpful 🥰
@CharmdeLeon
@CharmdeLeon 3 года назад
Hello! Most assets-Bonds, Funds, (pref. high yield) savings accts, etc compounds. It’s just a matter of starting to invest You can check this out: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-nN2tcReDmrM.html
@yasinnabi
@yasinnabi 2 года назад
Makin money can be easy by having a job, but making money out of money is a game, Learn the Game of money and always have money, even if you are not doing any job.~~~~~
@mikes41720
@mikes41720 4 года назад
4. Not discussing your personal finances with your S/O 404 error -- significant other not found 🤔
@CharmdeLeon
@CharmdeLeon 4 года назад
Michael Tina haha! For future reference 😂
@zhairmagne2702
@zhairmagne2702 2 года назад
Where can we invest with compounding interest?
@nagiisangivan24
@nagiisangivan24 3 года назад
Very informative po. Thank you pooooo
@jaysonjamesguerta8510
@jaysonjamesguerta8510 3 года назад
Hi Ms. Charm., Im already 30 and a public school teacher. I love your videos I would love to share my learnings to my students..I want to invest but I dont know how or where to start. Do you have guide for this?
@CharmdeLeon
@CharmdeLeon 3 года назад
This video might help : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-nN2tcReDmrM.html
@johnlimbaring4781
@johnlimbaring4781 3 года назад
Coffee and MILKTEEEAAAAA!!!! 😂
@emymarticio5872
@emymarticio5872 3 года назад
here before 7k subs ❤️❤️
@CharmdeLeon
@CharmdeLeon 3 года назад
Emy Marticio yaaay! Welcome to the R2A fam 💕
@valoclipsph6767
@valoclipsph6767 3 года назад
mag bebente na ako this month, kaylangan ko na pala talaga mag ipon 🤣
@ma.lxjosph
@ma.lxjosph 2 года назад
Bad habit ko na nga na magbinge watch sa powerpuff girls ng finance. SHEESH
@marshalllee4026
@marshalllee4026 2 года назад
Don't go broke trying to look rich 🥲 just I was thinking about buying new clothes
@czernyclairebulan3982
@czernyclairebulan3982 3 года назад
Hi Ms. Charm. Where can we invest po having a compound interest?
@miraclebitancur836
@miraclebitancur836 3 года назад
save up until you can afford the lifestyle!!
@bienfontanilla9490
@bienfontanilla9490 3 года назад
Invest in what exactly?
@CharmdeLeon
@CharmdeLeon 3 года назад
Check these videos out : Investing/Stocks ru-vid.com/group/PLX5F5fa6EHdqBsn2-ejhzOZBQ2bL-eSMt
@khimberlynapoles9053
@khimberlynapoles9053 3 года назад
Hi I'm new here. I like how you explain everything💗 can you make video about investing in stock exchange using gcash? Thank you💗
@ricaleedelgado7431
@ricaleedelgado7431 4 года назад
ano pong investment yan yung may compounding interest?
@CharmdeLeon
@CharmdeLeon 4 года назад
Ricalee Delgado any investment that let’s you leave the earnings in. Most common are Funds-Mutual Funds and UITF (you can these from banks/mutual fund companies or COL financial)
@johncenttv9508
@johncenttv9508 3 года назад
Hi Miss. If you dont mind how old are you at exact
@yoonkook842
@yoonkook842 3 года назад
im super concious in handling money bc i don't have that much sjdcksd this channel really helps me as a 16 year old hhhhhhh
@CharmdeLeon
@CharmdeLeon 3 года назад
Yaay! You’re still young and on the right track!
@nakama6156
@nakama6156 3 года назад
most wealthy people have 4-7 income streams because they focus on making assets.
@bertogaming1286
@bertogaming1286 3 года назад
idol
@nurnabilahLJEftsean
@nurnabilahLJEftsean 2 года назад
👍👍I'm not 20 yet I am 16 but my brain maybe 19 and up👍👍👍👍👍👍
@cherrylayoso706
@cherrylayoso706 Год назад
Hello Charm at Sana naman bigyan mo ako ng pang budget at kailangan ko rin ang Pera at guma gasta rin akoat bibigyan ko rin ang katulong kokc naman Heidi pa bingyan ng sweldongayon buwanhumihingi sa akin kc wala sya perhaps umwi sa kanila⁹charm Kung naawa ka at Sana magbigyka kahit kauntilang 6,000angsahod ng katulong namin yung pamangkin ko naang magbibigay ng said ng katulong at magbibigay lang ako ng pamaskoatnaawa rin ako
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