YNAB Toolkit Tutorial: Best 22 Settings 

Grab the YNAB Checklists here: mappedoutmoney.com/ynab-checklist/ Plus, the Quick Jump Sections 0:20 - Add the toolkit to your browser 2:22 - #1: Resize the side menu 2:45 - #2 Collapseable side menu 2:55 - #3: Budget quick switch 3:20 - #4: Changing the "enter" button 3:43 - #5: Right-click menu 3:59 - #6: Toggle scheduled/reconciled icons 4:52 - #7: Adding the credit card emoji 5:20 - #8: Current month indicator 6:08 - #9: Days of buffering metric 8:39 - #10: Hide total available 9:20 - #11: Link to inflows 9:51 - #12: Enable categories filter 10:19 - #13: Make categories dropdown larger 10:45 - #14: Paid in full credit card 13:05 - #15: Display total monthly goals 14:45 - #16: Add goals indication 15:50 - #17: Display target goal amount 17:15 - #18: Goal indicator warning color 18:27 - #19: Add pacing to your budget 20:00 - #20: Toggle all master category groups open/close 20:26 - #21: Modifying your default reports 21:25 - #22: The Toolkit Reports

Just wanted to let you know that my YNAB journey is a success because of you :) I just crossed $0 net worth and I'm feeling better than ever!

I would not be using YNAB if it weren't for your videos. I really hope you are getting compensated in some way by them. Thank you!

Wow, I nornally think the YNAB web version GUI is like a Toyota Camry or Avalon. Smooth, efficient, nice! This toolkit turns it into a Dodge Charger!!! And you, Nick, are the race car driving instructor on how to use it!!!! Thanks.

You are my YNAB bible. Thank you so much for your time and effort into making these videos. Really appreciate you.

Hello Nick, I started using YNAB 16 days ago and to be honest, I was lost a little bit at the beginnnig. I did some research on the web and I have found your well detailed tutorial videos which helped me a lot in setting up the budget, defining goals and so on. Now, we are budgeting together with my wife and we can't wait the end of the month to see the results! Keep up the good work, you should be a member of the official YNAB Team! We really appreciate your support, thank you!

Knocked it out of the park! Well organized, a lot of information presented succinctly. I can't even imagine how long it took you to prep for this one. Thank you!

My 2 favorites from Toolkit for YNAB so far are Display total monthly goals and the Days Buffering.

OMG I’m so happy that you did a video on this. I saw that you mentioned it in one of your recent videos and I was like I hope Nick does a top features video. Thank you Thank you Thank you!!!

As someone who has a lot of different accounts, the "Show Running Balance" for accounts setting is extremely helpful.

One of the best on YT at explaining ANYTHING. Great video!

You are back! Yeah! I've been telling anyone that will listen about your videos. Love the YNAB help but also others. I've been preaching the "don't" vs. "can't" philosophy to my husband, kids and friends. Thanks!

Thank you for your YNAB videos. They are helping me make the transition from Everydollar to YNAB. Getting paid once a month, I am finding YNAB to work better for budgeting for me.

Absolutely brilliant. Loved this tutorial. Thanks Nick

i was manually entering my expenses to see a flowchart... tip 22 is definitely my favorite - thanks for sharing, nick!

Maybe I'm getting old, but .75 speed is much easier to follow. Thanks for all the info!

Wow, fantastic. Never knew about this toolkit until I watched this video. I will definitely try it out. Thanks Nick.

Nick - Thanks so much for this video!! #20 Toggle Master Category list open/close has changed already and is now "Category Solo Mode and Toggle Master Categories"

Thank you for all your YNAB videos, you have made it much easier to understand and use. Just past four month mark totally using the software and I am already budgeting a month in advance, and your videos are a large reason for my success. So thank you!

What a fantastic video! Quick, to the point, examples, including the "why" - thank you so much! The wasteful spending is running for cover!

I'm obsessed with your videos! I'm always touting YNAB to friends but with your tips and explanations I know I'm missing out on a ton of features. Adding a one-on-one session to my wish farm!

This was great. So many of these things were things I wish YNAB had but looking through the toolkit was so overwhelming to me. I actually had asked a question about the Underfunded and amount to be budgeted thing in the reddit forum a few weeks ago and now that you showed me the total goals that is super helpful b/c like you were saying I have gone in and created tons of goals but honestly I have no idea if the total goals was higher or lower than my actual income each month.

Thanks Nick! You just saved me days of trial and error testing each feature. When I tell friends and family about YNAB I always recommend they skip their tutorials and go straight to yours as they are much more comprehensive and useful!

This toolkit is so handy! Thank you for the overview. So many of these features are ones I wished were in YNAB when I first started messing around with it. So cool to discover that there's a way to resize the side menu and so many other things I wished I could do!

This is very helpful - thanks so much! Given there have been a lot of changes since last year to the Toolkit for YNAB settings, and YNAB itself, it may be a good idea to do an update. The goal indicators have changed a lot, for example haha. I really love all of your videos!

Hey, Nick an update video on this would be great!

The thing I like about the “paid off credit card” feature is when I redeem cash back rewards. If I have $10 in rewards, I enter it as “to be budgeted” then the toolkit shows me that I have too much budgeted for that card. I click “rectify difference” and it adjusts the budget appropriately. My credit card budgets are in the negative every month.

Thank you so much! I hadn’t heard of Toolkit and implemented many of the options immediately. Thank you, thank you!

Hey Nick, great video, super helpful... however, I'm curious if you'll be doing an update to this as it's 3yrs old and some of these settings I'm not finding anymore in the toolkit settings. It does seem like some of these are now native functionality to the app as well which is cool... thx! Your videos are a godsend to us YNAB newbies ha!

I have been using YNAB for a few years now, love it but always thought it could do with more reports analyses on your spending's. This is a game changer, thanks mate!

So happy to see a new video from you on YNAB! I am excited to try out this Toolkit. I really like the Goal column. It makes reviewing the overall budget so much easier!

Love This! Thank you for the simple explanation. Can't wait to start using the YNAB Toolkit!

Great help, I enjoy the instructions, the delivery and the results. I wish ya'll the best. Tracy

Great to see your videos again Nick! Awesome video and info, really like the toolkit and now I have more knowledge for using it! Thank you Nick for making budgeting way less stressful.

Thanks for sharing! I plan on checking YNAB toolkit out and checking out the features you recommended!

Dude great videos! I don't think I can stomach giving up safari for chrome in order to use this. Pretty cool though, hopefully YNAB will install some of the stuff by default at some point.

The CC Assist is primarily to adjust for purchase reward credits, reconciliation adjustments, or outgoing transfers (as with some reimbursements, gift card accounts, mixed funding splits). As you say, overspending should be fixed in the spending category. Great video!

Can't tell you how much you've helped me. Thank you!

Yay! New YNAB video! Keep up the great content!

Another really helpful video, thank you! Love being able to see my goals, AND the total monthly goals! I've been ynabing for a few years and comfortably live within my budget - so I want to fully fund my goals every month, this really helps. Oh, and running balance .. as an prior ynab4 users I REALLY missed that.

I found my an old USB drive that has the install version desktop version of YNAB I figure I would start there first before I get the new version of YNAB. I can't believe I had a copy of it for years and I am just using it now.

This changes everything! 🤯🤯🤯

Thanks so much for sharing this! I love the collapse category feature and was trying to figure out how you did that. Lots of great features. Hopefully they’ll make one for mobile soon too.

hey! long time no see. good to see you!

Wow! Amazing! Added the features you recommended and will begin to explore as I learn ynab. Thanks Nick.

Awesome video, thanks Nick.

Massive kudos for this vid. Decided to give it a try today.

This was great! just implemented many of them!

I really like you videos. Explains a lot about the program. I just really miss the desktop version, just don’t really care for the web version. Don’t have good internet. But thank you for sharing your awesome videos.

Great video Nick, as always! I'm most excited about the Goals column, but it appears there is a bug in latest release. FYI to anyone installing for first time, check github.com/toolkit-for-ynab/toolkit-for-ynab/issues if something doesn't work quite right. Thank you Nick!

You can import all these settings directly with this: [{"key":"AccountsDisplayDensity","value":"0"},{"key":"AccountsEmphasizedOutflows","value":false},{"key":"AccountsStripedRows","value":false},{"key":"AutoDistributeSplits","value":false},{"key":"AutomaticallyMarkAsCleared","value":false},{"key":"BetterScrollbars","value":"0"},{"key":"BudgetCategoryFeatures","value":true},{"key":"BudgetProgressBars","value":"0"},{"key":"BudgetQuickSwitch","value":true},{"key":"BudgetSpendingGoal","value":false},{"key":"CalendarFirstDay","value":"0"},{"key":"CategoryActivityCopy","value":false},{"key":"CategoryActivityPopupWidth","value":"0"},{"key":"ChangeEnterBehavior","value":true},{"key":"CheckCreditBalances","value":true},{"key":"CheckNumbers","value":false},{"key":"ClearSelection","value":false},{"key":"CollapseSideMenu","value":true},{"key":"ColourBlindMode","value":false},{"key":"CompactIncomeVsExpense","value":true},{"key":"CreditCardEmoji","value":true},{"key":"CurrentMonthIndicator","value":true},{"key":"CustomFlagNames","value":false},{"key":"DaysOfBuffering","value":true},{"key":"DaysOfBufferingHistoryLookup","value":"0"},{"key":"DeselectTransactionsOnSave","value":false},{"key":"DisableToolkit","value":false},{"key":"DisplayTargetGoalAmount","value":"1"},{"key":"DisplayTotalMonthlyGoals","value":true},{"key":"DisplayUpcomingAmount","value":false},{"key":"EasyTransactionApproval","value":false},{"key":"EditAccountButton","value":"0"},{"key":"EnlargeCategoriesDropdown","value":true},{"key":"EnterToMove","value":false},{"key":"FilterCategories","value":true},{"key":"GoalIndicator","value":true},{"key":"GoalWarningColor","value":true},{"key":"GoogleFontsSelector","value":"0"},{"key":"HideAccountBalancesType","value":"0"},{"key":"HideAgeOfMoney","value":false},{"key":"HideHelp","value":false},{"key":"HideReferralBanner","value":false},{"key":"HideTotalAvailable","value":true},{"key":"HighlightNegatives","value":false},{"key":"ImportNotification","value":"0"},{"key":"IncomeFromLastMonth","value":"0"},{"key":"IncomeVsExpenseHoverHighlight","value":true},{"key":"LargerClickableIcons","value":false},{"key":"LinkToInflows","value":false},{"key":"MonthlyNotesPopupWidth","value":"0"},{"key":"NavDisplayDensity","value":"0"},{"key":"Pacing","value":"1"},{"key":"PrintingImprovements","value":true},{"key":"PrivacyMode","value":"0"},{"key":"QuickBudgetWarning","value":false},{"key":"ReconciledTextColor","value":"0"},{"key":"RemovePositiveHighlight","value":false},{"key":"RemoveZeroCategories","value":false},{"key":"ResizeInspector","value":false},{"key":"ResizeSidebar","value":true},{"key":"RightClickToEdit","value":true},{"key":"RowHeight","value":"0"},{"key":"RowsHeight","value":"0"},{"key":"RunningBalance","value":"0"},{"key":"SeamlessBudgetHeader","value":false},{"key":"SetMultipleFlags","value":false},{"key":"ShowCategoryBalance","value":false},{"key":"SpareChange","value":false},{"key":"SplitTransactionAutoAdjust","value":false},{"key":"SquareNegativeMode","value":false},{"key":"StealingFromFuture","value":false},{"key":"SwapClearedFlagged","value":false},{"key":"TargetBalanceWarning","value":false},{"key":"ToBeBudgetedWarning","value":false},{"key":"ToggleMasterCategories","value":true},{"key":"ToggleSplits","value":false},{"key":"ToggleTransactionFilters","value":"1"},{"key":"ToolkitReports","value":true},{"key":"TransactionGridFeatures","value":true},{"key":"ViewZeroAsEmpty","value":true},{"key":"l10n","value":"0"}]

Nick..the toolkit works..I think..for all chromium based browsers..I use Brave browser and Toolkit works well.

Thank you for great videos and advice!

Great video!!

This is a great video. Thanks Nick!!

Thank you for all these videos! My husband and I have now started for the 3rd time to budget and after watching many of your videos to get us started, I think we understand it all so much better! Question: I was just adding the toolkit and when I did the Goals feature all it put was a small S, D, T with no amount like on your screen. Wondering why they same feature looks different and what else maybe I need to do to see those goal totals in the column. Thanks!

These are fantastic! Thank you, Thank you!!

Another great video, thanks Nick!

Hello Nick! Can you make an updated video for this for 2022 please?

Do you think there is any security risk using a third party tool with a budget using linked accounts? With unlinked accounts it’s a no brainer to add all these features but I’m reluctant with my actually bank info linked and the Developers being unrelated to ynab. Not sure why ynab doesn’t have these features in the first place!

I've been dying to figure out what feature puts in the goal amounts. Thanks!

So I went and added a bunch of the toolkit features (LOVE THEM!) and I have this grey line that runs down the right hand side of "Activity" column. If the inspector is resized to a smaller amount it looks fine but with a smaller screen, the grey line impedes on the number in the activity column. Is there a way to get rid of this line? I don't see it on yours!

Hi Nick, thanks for this video. Super helpful. I can’t figure out how at the top of the screen to look like yours specifically the numbers. The overspent, underfunded etc. Can you point me in the right direction?

Great video! Thank you so much :)

More stuff to learn.

Toggle All Master Categories Open Close is missing from the "Budget Screen" options. Was it moved ?

I am loving your videos Nick. I'm very new to YNAB and for the first time in a long I'm actually excited about my finances :-). I can't seem to find "Toggle all master category groups open/close" in the Toolkit setup. Has this been removed or has it been replaced with something else as I really want this feature? Thanks

Nick, you have helped me a lot over the years. I was wondering is there anyway I can get the YNAB TOOLKIT on my iPad Pro? I realize it is only available on a computer. But I heard it is now available on Safari. Frustrated Joni

Nick, thanks for all the great help. On the toolkit, there is an option to add a budget column but not every line item is populated, why is that?

Where is the SAVE button currently? I've made changes to the toolkit, but can't find where to save the changes.

Hey Nick I really love the videos they help a-lot. I downloaded this extension a few weeks ago and do not see #20. Anyway you could help me with that?

Nick I've found your videos on YNAB incredibly helpful, it would have taken me months to get to where i have in days with your help. however i have a problem in that - im using the toolkit, - the Total Activity and Total Monthly Goals figures on the RHS are way too low and dont seem to relate to anything. Any ideas how i can suss out whats going on?

Can you export the JSON export text on your YNAB toolkit extension so we can load these settings? Else you have 27,000 people manually ticking each of the 22 settings wasting so much time, when it could just be a case of pasting in text into the settings box and it all applying

Hi Nick, Thank you so much for making all these videos on YNAB. It has helped me and others greatly on understanding the program. Question, on the toolkit, when enabling the total monthly goal tab to show on the right side of the screen, mine seems to only pick up my goals for Monthly contribution and not my Spending Goals, showing the number on Total Monthly Goal to show a lot lower than my Underfunded that YNAB automatically gives you. Any Guidance would be great! thank you! Andy

Hey, Nick, I notice as you go through examples that the UI in your "inspector" section (right rail) has a % indicator visual--is that an extension or add-in you've used to get that? My YNAB account doesn't display that feature....

thank you for this!!! do you have any idea why my goal number and type is crowded way to the left and not under the "goal" heading? I wish I could insert a picture to show you, but essentially, the goal amount isn't lined up under the goal heading????

Thanks for posting this awesome video. Question on widget #16 the reference shows that monthly goal targets should show an M in the column. However after adding them, this one shows up as an S. Is this a bug or did something change and the reference information on the widget now incorrect?

the Spending by Payee report is my favorite of all the reports... for some reason the View Zero as Empty option is not working for me

Is there an option for different currencies? I'm living in Norway and it would be helpful. Thanks!

I am having a problem where the Toolkit settings are not persistent. Every time I start YNAB, the column widths, the "Inspector Width" setting goes back to default, etc. Has anybody else had this problem, and if so, how did you fix it?

Will this be coming to Safari any time?

Nick, I don't understand why I don't have a "Goals" column like you do in my YNAB interface and I can't find the info anywhere. I'd really love to be able to see my goals displayed like that right next to everything else. Help?

No toolkit for apps.😢

Thanks for the great video. I have added the YNAB Toolkit and turned on the Total Monthly Goals feature. However, the Total Monthly Goal amount for the current month is $733, which is way too low (total should be in the thousands, not hundreds). I have monthly goals set up for each of my categories. I'm assuming I have set up something incorrectly...

No Safari 😳 😞

The total monthly goals just says $0.00 even though I have all my goals setup.. hmm

Could you talk any faster?

Amazing video!