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We were pre approved for 350k. But we want to make an offer on a 370k house. We have the funds to provide that 20k cash to make up for the difference. Do those 20k count as a down payment? Or are we still required to put more down?
In Texas the earnest money deposit can't be made on a credit card. So I'm not sure what would be the protocol for that in another state if a credit card deposit is accepted.
I don’t agree with the housing industry protocol as a veteran that has served I feel your whole industry is money grubbing if the seller is getting the VA home loan money why give the earnest money always gotta insulate the seller the agency but never no incentive to the buyer
Depositing earnest money is not something that is a money grubbing protocol from our industry. Imagine if you were selling your home? Wouldn't you want to know that the buyers of your home have put money down on the home as good faith? And earnest money is credited to the buyer at closing. That is the incentive for the buyer when putting earnest money down. It's their money and it stays there money when they buy the home.
I literally had an agent who showed the house and then just left the key in my front door. Not inside the house, but in the door. They had NO idea when I would be back to the house, and while granted it was a very safe neighborhood, that was a bizarre oversight or inconsideration.
the house flooded after I paid the inspector and I pulled out of the deal. title company lied and said the check was in the mail for 3 weeks. I never got my earnest money back So I called the owners of the title company in florida and they fedex'd my money. they will try anything to keep your money.
Plano area definitely not happy with HOA threatening with violation after violation for front yard with pictures of neatly mowed and edged stating it needed mowing and edging becoming hard to find the expectations and live up to HOA expectations any laws on yard maintenance that HOA can request for?
I'd recommend reaching out to your HOA when you do get a violation for your yard and ask them why they sent it to you if you disagree with the violation.
Thank you. Yes on the CD you will have the breakdown of what your monthly payment will be in terms of mortgage principle, interest on the principle, and if you escrow your property taxes and home owners insurance. Your interest rate will be on the CD as well.
Great video! (Dumb question) using your example, if the Seller agrees to pay the Buyer the cost of replacing and installing a water heater, how, is that agreed upon amount, dispersed to the Buyer? As a check at the closing table?
Great question. What the buyer and their agent should do is get quotes to install and haul off the old water heater, then ask the sellers to pay for that full amount. That amount will be signed off on by all parties and that money is given to the buyers at the closing table. Don't forget the cost to haul off the old one that could be a couple of hundred dollars!
In Texas if the buyer has not secured financing and their financing contingency date has passed then the buyer would lose their earnest money. That's why it's so important for the buyers agent to have this contingency date in their calendar to make sure they have the full approval by then to protect their clients EMD.
Another great video! Thank you for keeping us informed on real estate happenings in the area. I would love to show you our Drees Inventory homes at Colby Crossing and Rockwood Mansfield next time you are in the area. We have some fantastic deals and reductions going on. Laura - Drees Rep.
Most of these lock boxes got videos all over the RU-vid shows how you open them easily less than a minute especially the first popular one the Master lock, none of them is good to keep your expensive asset, or keep the house secured
I lived in a neighborhood where trees were planted next to the curb. The trees grew up and caused many problems. The roots found their way into the sewage lines and also caused the sidewalks to buckle. I read that Dallas is in the "flood alley". Is Mansfield subject to flooding? I drove thru TX along the 10 fwy. I could smell a lot of smog in the air. What is the quality of the air?
Come on down to Waxahachie, Everyone else has. All they are doing is building homes by the Thousands, traffic is worst by the day, if that's not bad enough The train runs through the down town area about 10 times a day It seems like. That's good for a 15-minute delay , most of the Restaurants are packed. Stores Are crazy busy . Not enough Business to support the boom . The roads are packed with bad Drivers, everywhere you turn There is a new giant R.V. park. Soon, Waxahachie will be another Frisco, the though of Going to town is a nightmare. Come on down and add to the Problem. Hell, I might even sell You my home so I can get out Of this man made disaster .
Love the green cabinets but I didn’t like the placement of the side windows in the primary bedroom as I think it would make furniture placement difficult.
If the option period is up and they want/need to terminate they can't terminate and cite the option period as their reason, since it's over. They must cite another reason in the contract to terminate.
@DanaeHewittYourGoToDFWRealtor I bought a house in Burlison. I'm pretty sure I didn't put up earnest money. I most likely offered to the owner/agent a quick closing. That house caught fire and is being repaired . I would really like to do a trade for an animal friendly property.
Hey thank you for your video… I’m a realtor struggling for the first time in my career with getting my client’s house sold. First I made the mistake of going along with the seller’s decision to price high and list in the fall. I’ve had showings and feedback all said either “priced too high or outdated”. I’ve been marketing on social media, email blasts, and staging nothing has worked 😢
I'd take that feedback you're receiving from showings and present that to your clients, letting them know this is what people in the market are saying. Then pull any recent home sales and show your clients as well. You got this!
Danae..I need solid good advice. The seller accepted our offer on a home but with contingencies that the septic passed. It did not pass and our contract was over on 2.6.2024 without any extensions or updates to the contract. In the meantime...the seller passed away and my earnest money is being held by a title company as seller did not have a will and the seller is not available to sign the release of earnest money form. Is there anything I can do to be proactive? A form to fill and submit to the courts? Anything to present to the seller's realtor/agent giving like a 72 hour deadline? Or something of that nature? I should not be expected to wait for months to get this money back as we have moved on and are purchasing another home.
I'd call the title company that you worked with on this home purchase and find out what can be done to receive your earnest money back knowing that the seller has passed away and can't sign the release of earnest money.
I get it! Showing the inside of the home requires the sellers permission. A lot of times I ask and get pushback, so I show what I can with pictures and the neighborhood. Thanks for the feedback.
The best way to avoid any HOA nonsense is to tell your realtor that you will not even consider a property that is in an HOA neighborhood. A neighborhood that I lived in tried to form an HOA after I had bought a house there and told me that I had no choice but to be in it. WRONG. Read your civil codes . In my state, if you purchase a house where there is no existing HOA your property is exempt from joining if you choose not to.
Definitely let your realtor know that being in an HOA is a deal breaker for you and they can omit those homes from your searches. Thanks for your comment!
Just think. The average home in hachie use to cost about $150k. Now that mass Californians and New Yorkers have moved in, the average home is well over $350k.
@@DanaeHewittYourGoToDFWRealtor it’s also increasing property taxes on all the original residence, to the point they have to move. And they can’t buy a home with what they sold it for. This is not good for the city AT ALL
The price per sq foot in Dallas is a joke. The city is a typical dirty blue bubble full of trash, graffiti and homeless. You don't notice it when single no kids, but once we did were disgusted and left. I lived by Bishop Arts, then Stevens Park Village. The schools are also a hot mess, no way we'd send our kids. Moved to Prairie Ridge, right in-between Midlothian and Mansfield. Brand new house twice the size for basically even money, we left near perfect time. Ugh the stray cats in Dallas are also terrible, cat piss over everything. We do miss the mature tees, new construction you get a few Charlee brown trees basically. Buy something in the hood that looks to be getting gentrified, then leave after the value pops like we did.
