Hi! I'm Monique. My Sweets and I are working to combine our future, our families, and our finances so the decisions we make now will not negatively impact our kids in the future. We want to create an inheritance for the generations to come and we want to do it through consistency and discipline. This channel is not in any way designed to provide financial advice, but only as a way to hold ourselves accountable. To anyone that's decided to take this journey with us.... THANK YOU!
Hey 👋🏽! New subscriber! I just started my journey. That’s a good idea for the buffer envelope. So many envelopes are a bit overwhelming for a beginner.
I did the Dave Ramsey method and Paid off all my credit cards in 1 year, I havent use any cards in that year either I closed all my cards except for one, I kept that one card for emergency purposes only...I will never let that happen again... I will just thug it out with this one card!
Hi Monique 👋🏾.. thank goodness the leak was outside .. ugh that sucks that the piping u have is having issues worldwide. ..wow 4K I'm glad you were able to cover it. CONGRATS 🎉🎉🎉 on the mortgage decrease.. yes to using it to pay off the water 💧 situation... love your upbeat personality through it all ❤❤❤.. Great closeout 🎉.. Great tracking
Excellent advice and a great review! It's so true how impactful preplanning can be to help smooth out life's bumps in the road. Even if you don't know a specific issue is going to come up, if you have a solid plan in place you have a better idea of where you can shift or pivot to accommodate the unexpected and it makes the day to day worries just a little less difficult because you've already set yourself up to handle life when it manages to be normal.
This is helpful. Currently on maternity leave and my paycheck was drastically slashed and im barely hanging on. But want to master this budget thing so that way when I go back up to my maximum income I will know how to deal with less and save more.
Good morning Monique! Thanks for sharing your breakdown. October was a little tricky but I am ready for. November. I took some time away during the past summer but I am back on board with my budget!😊🌸🌺💖
Not me with the high numbers Monique girl…😮😆 Me too with the “moments”… my kids laugh at me…I tell them keep living you’ll get them too!!😆 Love this video!!😍🌺🌸💖
Good morning😊 The blue die likes me 😇 11:36 it was a friendly competition lol this is my redemption from last week haha 12:30 🎉🎉 14:28 he better take you somewhere nice! 😤 😅 great video!
Good Morning Monique 👋🏾.. Great job making your budget work for you and changing when needing to.. I'm listening while getting ready for work.. the wallet is very pretty 😍 I like the color
Hi Monique 👋🏾 Congrats on 700+ subbies 🎉🎉🎉.. Sorry to hear about the water leak.. glad you called someone out to check. Possible 1200 vs 3000 none of these sound amazing 😮.. however keep holding on all will work out for your good. Definitely keep us posted pleaae 🙏🏾.. great budget closeout u just showed me something with making the word red. Very nice budget planner 👌🏾 i kike the 2 calander idea very nice Congrats to your daughter 👏🏾 ❤️ 💖
Hi Monique, great closeout! ugh, thats a bummer that there is a leak. i feel u on not wanting to spend 3k to get the whole thing replaced. the theme for the baby shower sounds so cute!
