If someone files an adversary proceeding against you and you win the summary judgment due to lack of evidence can you ask for attorney fees to be paid who filed the suit against you? Have you seen this happen before?
If after10 years has expired. And the banks wants to extend it for another 10 years and they waited a few months before filing. How long are they allowed to wait before extending?
I have an interesting question for u. Im at the beginning stages of a chp 7 bankruptcy rn and i migbt not qualify and be forced into an 13. I have a handful of " credit builder loans" that are listed as secured on my credit report. I owe around 30k in credit card debt but have about 9k saved up in those loans and about 7k but its under my business name. Will i be forced to liquidate those loans or can those be exempt?
I have a predicament where I have called to willfully surrender the vehicle in California. I was told to have the willful surrender lifted, I would need to have payments current (which I am not currently), "or", provide the case ID and a reaffirmation will need to be done. I don't know how to move forward, if I make current with the payment and possibly still have the vehicle repossessed, am I to just take their word for it that the repo will be lifted?
I watched this very attentively. I’ve called your office, unfortunately your Offc Asst said you do not handle Chapter 7 cases in Northern Cali ( SF). Hypothetical Question: If a Creditor were a Credit Union, and the credit card holder uses several thousand dollars worth of credit ( as a cash advance ) to both buy food and pay Rent, while working PT-2 days a week, 8hrs per day, @$23.00 per hour. If that individual waited 71, 80, or 90 days to File Chapter 7, does that personal need to cover Rent and Food, fall under reason # 2, as dischargeable, or - would it be considered non-dischargeable..? - Thank you.
Dear Nicholas Gebelt, thank you so much for your sharing your God Given knowledge: What would you teach or recommend in this matter? Should I countersuit in chancery court, or start a new lawsuit in a small claims court as pro-se? My HOA’s debt collector, and HOA’s manager have conspired -blocking and old disputed debt for assessments and penalties, some older tha6-7 years. The HOA’s management and their debt collector hid my payment-efforts good faith settlement offers-checks even during COVID from the court, while hiding their fees-escalation from me. The initial debt was about $280-380 with fees and penalties, they ensconced the details blocked my rights to dispute etc., and escalated it to over $7,500. My chapter 13 lawyer doesn’t understand HOA’s members consumer laws… failed to timely respond or negotiate. As a disabled senior, HOA member for over 23 years, in order to keep my home, I had to file Ch13, but the payments ordered by the trustee are impossible, untenable, further setting me up for failure. I still don’t know the debt totals, details, length etc., My attorney remains unresponsive the trustee is dismissive. The abusive debt collector’s malfeasance rewarded. Obviously, the impact on my credit is some for of damage. I have never filed bankruptcy, and the HOA and their debt collector’s malfeasance herein encouraged will continue till challenged. For justice’s sake, how do I proceed? Should I sue, in small claims court, or countersue in chancery court, who di I sue? the HOA bridged its contract blocking my good faith debt resolution, conspire with their debt collector ensconcing debt details violating Liens for Assessments debtor rights, under Tennessee code, and FTC-FDCPA, what other laws apply? God reward and bless you for all you do. Thanks E.R.
2:20, at my old job, it was commonly known that if you filed for bankruptcy, you would be immediately fired as soon as they knew. you also wouldnt get hired if you had that on your record. their HR department also turned out to be crooked as can be and its a major international employer.
Hi Nicholas we had a contractor steal from us and several people and is in the process of bankruptcy. Do I need an attorney if I file an adversary proceeding?
It might be too late but I think it might depend in your state. You have to use an attorney if you're a corporation but you can do it yourself if you're a sole proprietor. Good luck!
This guy is full of shit. He wants you to make payments on debt you tend to file for bankruptcy? There is no way a creditor is going to go after you like this there are tens of thousands of people per year that file for bankruptcy ever year. It's baked into the credit card company that a certain amount of debt is going to be written off. That is a chance they are willing to take
Hi Nick, thanks for putting this video online. I got to the end of the video and you mentioned exactly one thing I had a question about. If the business debts of the individual exceed the consumer debt, and such person does not have to go through the means test calculation, then is the person still eligible for chapter 7 to have the personal guarantee portion of the business debt discharged? The gross income is less then the median income, but most of the debt is business debt. I look forward to any comments you may have.
