I am here to serve ALL, but my Professional focus is on those who have worn the cloth. Too often, Veterans are targeted by money-hungry mobsters just looking for a trusting "client" to take the bait. I have spent my Career as a Consumer Advocate and now as a Veteran Advocate, specifically working in the VA Mortgage industry to help Veterans buy and refinance their homes in an easy, efficient and inexpensive way.
If you need a VA Home Loan in California, you have come to the right place. Our rates are some of the lowest in the industry and we charge $0 fees. That's right, no lender fees, no admin fees. Nada. My goal is to serve YOU, the Veteran or Active Duty Service Member to the absolute best of my ability. We will provide you with great terms on your loan and very personal, available service.
Yes, I can do every type of loan possible, not just VA, and I'm always happy to help.
Why is Mr. Sanchez a moderator on a present time youtube ch. During live chats. The channel is "gina maria colvin hill " a known liar , fraud and schizophrenic Unless al has been hijacked of his identity.
Permanent and Total VA Disability. The government forgave $162K of my graduate student loans. And, because it is a VA benefit, the amount forgiven is not taxable as a short-term capital gain. My wife is getting her MBA through the assistance of Chapter 35. As a full-time graduate student, she gets $1,488/month.
You see grown men nowadays buy these balls and say they are to hard and blah blah blah I can't grip the ball well here you go if this young lady can do it so can you without trying to replicate some NFL ball prepping process
Is there a matching Stormy Daniels doll? Is the Stormy doll a blow up version - I just got a know before purchasing. I mean I know her tits blowed up already - but does the whole doll blow up? That’s my question!
Layoffs increased and business bankruptcy increased. Don't listen to this idiot. The economy isn't well. This is exactly what happened in 2008 right before the bottom fell out of EVERYTHING.
The reason they are avoiding an all female Navy Seal team is they know that it would really highlight the difference in the male & female teams - politically that would be a virtue signalling own goal…🙄
And what do you do when you have corporations that are buying blocks so that they can rent them at absurd prices. Buying a house is way to hard in this economy and it will need to go down because it's going up with inflation
Great video. Money supply and asset prices are directly coordinated. Betting that USD purchasing power will go up not down has been a losing proposition. Hard to see how that would change when we’re spending $50+ Billion per day on federal interest expenses
I'm a home owner and I disagree. Someone taking on a mortgage with interest as high as rent isn't making a great choice and prices running up like this was created. The fast-forwarding in equity gain will be followed by lags.
Easy to get addicted to the "rent crack". See it all the time. "my rent is 3500/mo and to buy something similar will cost me 5000/mo - bad deal" But this is just simply short-sighted. There is not a single scenario where renting long-term works out in your favor. Since we all know this to be obviously true, then the best thing to do is get off that train ASAP and get on the right side of the river sooner vs. later.
@@SmarterSanDiego As mentioned, I am a home owner. Yet home price/earnings in San Diego is extremely high. There are some markets where price/earnings is reasonable. There is an entire country out there. One can have a nice spacious home with great schools, good weather, and low crime for a price you cannot even find a far inland studio condo 30 minutes drive from the beach in San Diego.
I agree that owning will always be a smarter move than renting but ONLY when your finances will allow for that. BUT there is not a person that I know that can afford $ 5000.00 a month when they are paying $3,500. 00 a month, just like there is not a person I know that can afford $1,000.00 a month but can also afford even $1,300.00 a month. Not unless you are filthy rich! A $300.00 spread for the average person means it is UNAFFORDABLE! But then you already know that don't you? SHAME ON YOU!@@SmarterSanDiego
If I could buy the home I rent in, it would cost me in interest (after accounting for tax benefits), more than I pay for rent. Hard to see how that pencils out well. When the housing market crashes again, it may be much worse than last time. Maybe caused by different structural factors
*I have kind of a complex question that I CANNOT find the answer to no matter how much I search google. So My issue is this: I live in New York, and rented from my previous landlord, lets call him E, and I now have a new landlord, lets call him C. Before C bought my building, E let me know that he "transferred my lease" to C. At this time, I was doing a month to month lease as the 1 year mark had passed. I paid first and last month's rent to E when I first moved in, but he didn't mention if he sent my last month's rent to C with the 'lease transfer'. I signed a new 1 year lease with landlord C, but there wasn't really any mention of the first and last months rent and security deposit that I paid with E. I plan on moving out of new landlord C's apartment when the 1 year lease is up. Should I expect to not have to pay last month's rent my last month there? What happens if my previous landlord did NOT send my new landlord my last month's rent, and I am not able to get in contact with my old landlord to ask him if he did? Please help lol*
Remember, you must have actual legal grounds for evicting tenants, especially long-term residents who have otherwise been good tenants and paid the rent in full on time, been good neighbors, and never cause any trouble. If they were model renters, I don't know why anyone would want to get rid of them, especially if you know you're going to get your money in full on time each month and the renter won't be causing no issues. Another thing to consider is the many people who are on section 8, not all of them are bad. Just because you have a bad experience with one recipient doesn't mean they're all bad because not all of them are. Some people judge them all just by a few bad appearances. You may not know certain people are even on section 8. In fact, they may be hiding in plain sight and you may never know it. You just can't judge every single section 8 recipient. Because not all of them are bad, some of them are actually good model renters. Your best renters are the ones you're going to want to keep
The problem though is in some situations, moving may not be an option. Let's say you may not have the money and other resources needed to make that move. Plus, you're disabled and maybe you don't have the help moving and moving for certain reasons mentioned here may not be an option. You may want to look into getting some help to renew your lease, and maybe even getting an auto renew lease if you plan to stay longer. If you run into a situation where something comes up and you can't move, then you're pretty much left homeless if you have nowhere to go and moving just isn't possible. You may have planned to move but something that came up is preventing that, and you may need to call your State Bar and get a lawyer involved
Anybody who buys real estate right now thinking that its a good time, will 100% be stuck for many years. When rates go down there will be more inventory causing prices to go down. We are in a historic real estse market that is driven my inventory. That wont last forever. Any surge in buyers will be short lived and will fizzle out.
And where will all of this inventory come from? You need to have a very good theory on that in order to make sense out of prices doing anything but going higher
@@SmarterSanDiego I beleive the inventory will come from lowering rates. People are stuck right now and cannot move. Once rates are lower they will be listing their homes. Prices will not be higher in 2024. And if they are it will be very short lived.
@@cksportscards623 there’s a big problem with that theory. The people you were talking about, who are waiting for lower rates so they can sell their home and buy another one, are going to cancel themselves out. They will list a home for sale, but they will also be buying a home, that is a net neutral inventory scenario. We would need to see Sellers who are not going to be buying come to the marketplace in huge numbers in order for the market to crash. People waiting for interest rates to drop would not be it.
