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Read muna all the specs before posting. Medyo misleading. 20% is too good to be true, obvious naman. So may catch yan, hanapin ang specifications ng account.
Hello sir, any type of spending of 20k po ba para makaavail ng NAFFL or merong specifics lang? And need po ba mabayaran din agad yung 20k within 60 days?
Actually panget yung nga promo ni CIMB … Hindi mo kasi makikita if totoong magkakaroon k nung promised interest rate niya … unlike maya makikita mo na boosted talaga … nagkaroon na din ako ng ganyan na experience
Hello. 60=2 months di naman, so once nagamit nyo po agad yung available limit, you can pay it naman po agad para mag replenish yung credit limit at makapag spend ulet.
Hi Palangga. Base sa experience ko, goods itong amore cashback. Rewarding sya for essentials and mukhang okay ang cashback rewards compare sa points. Madami nadin akong vlog about this and you may also watch this related video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-URyoZUDf7Qw.htmlsi=_v5j7JJQ18Wkw2fX
Hi Palangga. I guess mas better yung usa sa umaga at yung isa naman sa gabi. 😊 For health recommendation, kindly consult nalang din po to medical expert.
Hi Palangga. Based sa napapansin ko sa ibang experience ng iba, may instances na may bayad na agad yung 1st year. Pero you can reach out naman sa customer service Nila if nag reflect na yung charge to get assistance if kaya nilang ma waive for you.
Hi sir ... question lg din po ..sakin naman po ngayon lg dumating ang card bale every 10th of the month tapos na use kona po sya nong sept 26. When po kaya yung due ko pag ka ganito sir medyo nallito dn ako since wla pa sa app Yung soa. hehe..thanks. Sa sagot
Hi Palangga. If every 10th month po yung statement date nyo, that means your current cycle starts on 11 Sep - 10 Oct. And your SOA will be generated on 10 Oct. So lahat po ng usages nyo with this billing period will reflect on 10 Oct SOA, same goes for the next billing cycles. Due date po is 15 days after statement date, so possibly magiging due nung first SOA nyo will be around 25Oct. 😊
Hi, medyo nalilito po kasi ako. Ang cut off po namin ay every 15th of the month, so gets ko naman yung 16 to 15th the next month yung billing period. So ganto po ginagawa ko kasi, hinuhulugan ko every akinse at katapusan yung nagiging bill namin, ex. 13k soa, huhulog ako ng 7k ng akinse. Then the rest. Katapusan, pero this month nagkaron ako ng 200+ na interest which i dont know why, pls explain , i made sure naman na nahulugan namin yung monthly due before the due date always.
Hello Palangga. If na ko cover naman po yung totol amount before due date, dapat wala na talaga syang interest. Sa case nyo, possible baka late lang yung posting nung ng payment nyo tuwing katapusan. In your case po, I recommend reaching out po sa CS Nila para matulungan po nila at makapag file po kayo ng dispute if necessary. Watch nyo din po itong isa kong related video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Hxjn5qF7wGw.htmlsi=8NcTd5LMtIKZPJFk
Sir ask lng po ano po mas magandang I recommend nyo pag mag bayad total Payment amount due ba maganda mag pay kay sa MAD? Tapos po akala ko po walang interest pag maka hiram?
Hi po. Sapay po yung total amount due po. If minimum lang po kasi tapos kapag nag due na sya, magkaka interest kayo dun sa remaining amount na madadagdag on your next statement po.
Ask ko lang po magkaiba ba ung activation nung virtual card sa physical card? Kasi ang naactivate ko lang is ung virtual card last sept 25, papasok pa rin ba un sa sept 30 promo na naffl pag nakabayad ng 20k if ngaun ko lang naactivate ung physical card ko? Tyia
Hi Palangga. Yes po, dapat 20K Spending within 60 days. Not sure po lang po with installment. Gawan ko po ng video soon. In the meantime, please reach out nalang po muna sa CS nila for accurate info and assistance.
Hello po tanong ko lng po hal po meron ako outstanding 15k kasama po doon 5k cash advance kung 10k lng po ma payment ko sa duedate ko pwede po ba yun ok lang po ba yun mababawas napo ba doon yung ni cash advance ko , papasok po ba sya ulit sa cash limit ko salamat po sa tugon❤
Hello po. Yes po. Kung magkano po yung mababayad nyo, same amount amount din po na ma rereplenish sa credit limit na magagamit nyo ulet for cash advance and for purchases.
Hello. Yes po para safe. Pero if you want to end it early, I guess may corresponding penalty sila. You can also reach out po directly sa customer service nila for accurate info. :)
Sa experience ko. yung promo interest kasi ay magrereflect lang 14 banking days after the promo period. So sa case nyo baka ganun din. Baka sa October 19 pa magrereflect.
Goodafternoon po ask ko lang po kakadating kolang po kasi ng cc ko naactivate ko nadin po may creditlimit na sya na 15000 pwede napo ba sya gamitin sa CA or pwede nadin sya iswipe?
Yes po, you can use your card na for purchases. For cash advance naman, I guess you may need to reach out sa CS nila kasi unaavailable yung feature sa app, para maka request ka ng PIN.
Goodafternoon po ask ko lang po kakadating kolang po kasi ng cc ko naactivate ko nadin po may creditlimit na sya na 15000 pwede napo ba sya gamitin sa CA or pwede nadin sya iswipe?
Yes po, you can use your card na for purchases. For cash advance naman, I guess you may need to reach out sa CS nila kasi unaavailable yung feature sa app, para maka request ka ng PIN.
Mejo kuripot tlaga si BPI sa CLI. I got my amore with 95k CL as my very first CC last year. pina increase ko after a year to 150k pero tumawad pa ng 10k, 140k lng binigay. Khit 7digits yung annual income n binigay ko as proof.
Long time user of CIMB. Their promotions are legit. However, unlike other new competitors, you won't see it reflect the following day. You will receive an email after the promotion has ended with the breakdown of interests earned. I understand the frustration, however, people these days tend to get impatient because they're used to instant gratifications, they want everything handed instantly. From someone who has been dealing with finances for quite some time now, being impatient is a no no especially when dealing with investments. Time is your friend. As the old adage say: Patience is a virtue.
Hi - is your account po ba FastPlus account? Or GSave/UpSave account? Ang alam ko ung 0.75% na base interest is ung fastplus nila or ung parang checking account nila (usually connected sa debit card nila). Ang alam ko ung mga accelerated interest nila is nag aapply lang sa GSave/UpSave type of accounts, baka ung funds mo is ung nasa 0.75%. Base interest without promo for GSave is 2.6% while Upsave is 2.5%. Hope this helps. Pero CS wise, di ko din talaga trip ang CIMB, i just use it to pass through money from my GCash/Metrobank since free cash in sila dun
Thank you so much for this info! Very helpful. I guess that might be the reason kung bakit di ko sya nakuha kasi FasPlus yung account ko. Ang weird lang kasi originally galing sya sa Gsave ng Gcash. Thank you for this info, mas helpful pa itong info compare dun sa mga CS nila.
Hi Palangga, once you received your SOA po on your statement date, it should only reflect kung ano lang po yung nagamit nyo, normally due date is 15 days after your statement date. You may also watch yung related vlog ako about this here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Hxjn5qF7wGw.htmlsi=0C6bUQHu5WB2OnU5
commenting this while di ko pa tapos yung vid, @3:41 depende yung percentage ng max cash advance may iba 20% lang may iba din from 30% and up to 60%. in your case since you mentioned 35k max limit mo tas 10.5k edi quick math computation is around 1/3 + so around 33%-35% give or take
Hello. 👋 Same, wala padin akong na rereceive na notification about No Annual Fee. As per my research sa website Nila: “The qualified Cardholder of a UnionBank Rewards card will receive an SMS confirmation of the No Annual Fee Welcome Gift within thirty (30) business days from meeting the spend requirement. “
Hello. Same, wala padin akong na rereceive na notification about No Annual Fee. As per my research sa website Nila: “The qualified Cardholder of a UnionBank Rewards card will receive an SMS confirmation of the No Annual Fee Welcome Gift within thirty (30) business days from meeting the spend requirement. “
I have question po my statement date po ako na 23rd of the month. Tapos gumamit po ako ng Sept 25 kelan po kaya ang due date nya? kase wala pa pong SOA na nagrereflect sa app ko at email.
Hi Palangga. If your statement date is every 23rd, that means your current billing cycle covers from 24 Sep to 23 Oct. Lahat po ng usages nyo with this period will reflect sa SOA na marereceive nyo on Oct 23 and normslly due date nya is 15 days - so possible due date nun is on Nov 08. :)