Declined Credit Card Payment - Reasons & What Need to Do | best for beginners 

Hello po. In your case po, I recommend reaching out po sa CS ng bank nyo po para ma double check po sa system nila yung main reason ng declines.

@@johnpolgacu behira lang po ako maka labas. Kasi eh nag taka ako kasi gumana sya sa machine ng atm maka wedrow ako at maka open din ako sa online bank ko . Snb quick pay po gamit ko

Hi Palangga. If installement naman po sya, you can pay your regular monthly bill kasi mag rerereflect naman po dun yung monthly installment amount. :) Masasama po sta sa monthly outstanding balance. As long as mababayaran nyo po yung monthly bill at wala po kayong past due, ma a avoid nyo po yung finance charge or interest.

Hello Palangga. Yes po, you can still use your remaining credit limit and your current usage po will reflect on your next bill.

@@johnpolgacu ..ex na palangga my existing installment ako..pde ba ko kumuha uki ng installment using cc?

Yes po. As long as may available credit limit pa po kayo.

Yes po. As long as nag offer ng installment si merchant. Or you can also call bpi para ma convert nila sa installment if straight purchase po.

Pero kung wala na, payments usually takes 1-3 business days bago mag post. Once posted yung payment, saka po mag re replenish yung nagamit nyong credit limit.

As long as may natira pa kayong limit, yes po. Pero kung wala na, payments usually takes 1-3 business days bago mag post. Once posted yung payment, saka po mag re replenish yung nagamit nyong credit limit.