"My goal is to help you make more money with less risk and more peace of mind." - Paul Merriman
Paul Merriman and The Merriman Financial Education Foundation, a registered 501(c)(3)) have a mission: To provide comprehensive information and education to investors to empower them to make informed decisions in their own best interests and successfully implement retirement savings plan.
Paul Merriman founded Merriman, a Seattle-based investment advisory firm in 1983, and is a nationally recognized authority on personal investing. As a retired financial advisor, he is focused on educating investors at all stages of their lives. He is the author of several investment books.
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I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer..
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer..
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I am 45 years old. Is it too late for me to include SCV in my portfolio considering the amount of time it takes for the premium to show? I was looking at the US 4 fund portfolio and the WW all Value portfolio for my wife and I...We will need to start taking distributions around 65...
So I have a probably naive question. Why do we have to look so far back as 100 years or so, when the economic, social, regulatory and political realities are completely a world apart now than the last century. Not to mention the level of globalization. Shouldn’t we look backwards a maximum of only maybe 50 years or so? Is that a sensible question?
50 years is included in the 100. The big difference is including the Great Depression to give investors the worst case scenario for long term/lifetime investor including those who plan to pass on their portfolio to their children or charity
If the employer was contributing, this would likely be in a tax deferred investment. Now you are mixing after tax dollars (voluntary contribution ) with deferred dollars . When money is taken out, there is a mix of taxable and non-taxable. So the amount available is less than shown.
My advice to everyone is this: if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to Stacie Valadez-Cook, my portolio is doing really great and im proud of the decisions i made last year. I have no doubt inv esting more
Haha! No kidding! I was promised AVUV will underperform when the S&P is in a bull market, but this thing has been outperforming the S&P since it opened. 😂
I've gone thru all bootcamp videos. Phew! And I'm ready to start managing my accounts, what should I be aware of to avoid losses? What I mean is my retirement and brokerage accounts are already being managed, and if I start moving things, what kinds of expenses could I trigger? And what's a systematic way to go about it slowly? Also, can I manage my own retirement accounts? Somebody told me I couldn't manage my old employer retirement accounts that have been rolled over to these other companies for management. And thank you for all the great information!
Using a period of decreasing interest rates might not be a good estimate for expected returns. The 40/60 portfolio looks better than it would if we were to take the past 100 years into account.
What stops these kids from becoming dependent on this amount of savings and lack ambition. My great aunt and uncles spent everything they were given by selling our family land.
Hi Paul. I’ve been obsessed with your content, and I thank you so much for sharing. One question I have is I haven’t seen you discuss or make comparison on mid cap and growth funds- if you could please elaborate at some point. Thank you
Paul, please clean up these comments. There's a whole thread of spammers on the top voted comment. It's all over finance RU-vid (notice how all the usernames follow the same format?).
Thanks for the refresher. I’ve adopted the Ginger Ale portfolio as a good-enough blend to stick with and it passes along a lot of the DNA from the UB&H. Now comes the hard part: just feed it for a few decades.
I recently tried to figure out how much I would have now (at 44) if I had invested 20% of my salary every year in a diversified portfolio similar to what Paul recommends. I previously had invested only enough to get my employer match (and sometimes not even that). Take it from me: start early and invest as much as you can! I’ve had to make significant sacrifices to catch up and I’m still not there yet.
I found you when I was 19. I'm 30 now and married and we have $203,000 in invested assets and contribute around $42k annually now and only have our mortgage to pay off. I manage it myself following your guidance. Thank you!
It’s amazing to see the performance of SPY vs Small Cap Value for the past 5 years as an example. I am so glad not in this asset underperforming class.
