WAIT THIS HAPPENED TO MY FRIEND I lent my coop my armor and for some reason he put it in a trade menu to use as collat(cus he is a idiot) but then smt happened and he was forced to accept the trade request losing 700m plus my armor(worth around 500m)
i hope he wasn't trying to guilt trip with the "it was from a friend who died in a car crash" but if it really was the case, that's messed up and he deserves compensation.