WeMakeScholars is India's Largest Education Finance Platform. It is a Not-just-for-Profit organization aiming to bring out the most reliable and transparent information about everything related to International education funding.
WeMakeScholars is an organization funded and supported by the Government of India under the Digital India Initiative that focuses on International Education finance. We are associated with 14+ public/Pvt banks/ NBFCs in India and help you get the best abroad education loan matching your profile. As this initiative is under the Digital India campaign, the service is FREE of cost!
If you have any other questions regarding an abroad education loan or any other related topic for that matter, feel free to request a call from WeMakeScholars support team to clarify those doubts. Our digital team is also very active online and would love to answer your comments on this topic and any issue specific to your student loan for study abroad.
Not a single SBI manager response to wemakescholars employees. They only care about vidya lakshmi portal. Horrible experience I faced even wemakescholars can't help in the south Kolkata region.
Hello Damini Ma'am! Am a student from Bhubaneswar and have completed my BBA in Finance! I wanted to pursue my MBA and had bagged a scholarship of 40 percent off at Chandigarh University and have applied loan for the same college in SBI! But my father had a commercial vehicle loan around 18 years ago which is now declared npa by bank, and for that mistake of him am not able to study further or able to pursue my course no bank is allowing me to take loan due to my father's mistake! August 1st week i have my classes and i have to pay rest of the amount apart from the seat booking to get allowed in the university! Even my train tickets are booked but I don't know what to do ! I just feel helpless no relatives are also there to help me ! I am keen to study further but have no opportunity!
If one house loan is already going on on my father and House papers/registry is submitted to bank will i be able to get another education loan?? Without collateral? Please help, is it possible??
I have taken education loan for my son rate of intrest 11.15 that is only 491500// only ,no bank ar coprative an no government subsidy an been seen I filled vidya laxmi portal sbi 11.15
Hello ma'am , i am wishing to take loan from union bank of india to take admission in KS Hegde Medical Academy in MBBS course and it is mentioned on their website that they can provide loan upto rs 40lakhs without collateral, will margin also be considered in this case and ma'am is loan Insurance mandatory for the loan approval?
Hey mam, yesterday sbi rejected my education loan bcz my father's cibil was 592 and cibil high mark was 651. Now I don't know what to do 😢 How can they reject application like this ? I checked online cibil was 705. If I apply through Hdfc will I get csis benefit? Since my father cibil is low, can my brother who's student or salaried uncle become my cooaplicant ?
Hello mam! In banks asking fees structure from university.i submit only college fee structure but the bankers asking hostel fee structure.there is no hostel in University.we are staying rental out side the University.so the bankers only provide clg fee mam. What about hostel fee mam.we are planning to stay outside and self coocking.is there any possible to sanction loan.
I am eligible for Csis scheme and my I got digital approval from jansamarth portal. And I showed approval to sbi bank manager they don’t know anything about it…and they said that apply on vidyalaxmi portal. And now I can’t apply on vidyalaxmi portal as I already applied on jansamarth…now what to do Mam?? 😢😢😢😢
😢😢😢😢😢😢😢😢😢😢😢😢😢😢 They are fraud , they ask for money . Just like an intermediator. They show Something and do nothing or totally different things. 😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢
Hi, Section 80E of the Income Tax Act provides a tax exemption for education loans. You can contact your financial officer for further information; and receive assistance with your education loan. We increase your chances of getting an education loan because we work with 15+ public and private banks. To speak with our team and get one-on-one, please request a callback via this link: bit.ly/48cTdcR or call: 9889882090.
I have a question that if i apply for loan before taking addmission in any clg then can i get loan and after it can i take addmission in any clg which i want ???
Hi Himansu, You can start your loan process before getting admission, and you can get a provisional sanction letter. Please contact your financial officer to get assistance. Our team will help you with checking your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. Kindly request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you shortly.
Hello ma'am ! I want to pursue bachelor in nursing from India . I want education loan of approximately 8 lakhs without collateral. How much interest rates I can expect?
Hi, You can expect the interest rates to range between 10-12%. You can connect with our team to learn more details. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090 to get assistance.
Hi Aarti, Our team can certainly assist you, but we will first need to review your profile. You can contact your financial officer for one-on-one support by requesting a callback at bit.ly/48cTdcR or calling 9889882090.
Hi Adnan, When applying for an unsecured loan, the income of the co-applicant is the most crucial criteria used by banks to determine loan eligibility. You can also try adding an additional co-applicant. Please contact your financial officer to find out who the possible co-applicants are and what income is required in your case. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you soon.
Ma'am, if I get the csis scheme, and then the edistrict higher education scholarship as well, will I be able to avail that scholarship and cancel the csis scheme, or will I become ineligible for the scholarship because of the csis scheme?
Hi Karan, Please keep in mind that you will receive a subsidy on your education loan. If you receive the subsidy, you will not be required to pay any interest throughout the moratorium period. If you are awarded an E-district higher education scholarship, you will not be required to take out an education loan. So you won't have to worry about the subsidy. If you need assistance with your education loan, please contact our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090.
@@WeMakeScholars Thankyou for the reply ma'am. Actually my problem is, if I have to apply for the CSIS Scheme now, because I will be applying for loan in the first week of next month. I'm eligible for the edistrict scholarship, but still not sure if I will get it. So, to be on a safer side, I'm taking a loan. So if I apply for the CSIS Scheme, and then later I get the scholarship, then will I be eligible for it?
Hi Abhinav, When applying for an education loan having a PAN card is mandatory . We recommend that you apply for it, and after you have your PAN card, you may contact our team; we will check your eligibility with 15+ public and private banks and help you get an education loan that fits your profile. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you soon.
Hi Rutuja, If your university is on their premium institute list and you meet other criteria, the margin money is 0%; nevertheless, if it falls into the 'others' category, you will have to suffer a 15% margin. Please contact your financial officer to check your eligibility with Axis Bank and the other 15+ public and private banks with which we have partnered. Our team will assist you in obtaining an educational loan that suits your profile. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will contact you shortly.
Ma'am, i want to pursue MSc Biotechnology in India itself and my parental annual income is also less than 4.5 lakhs, am i eligible for Jansamarth subsidy scheme?
Hi Sammak, You can check your eligibility for the CSIS scheme at www.jansamarth.in/home. Please watch this video for your understanding: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-1qdzHGnoqEs.html. As you are seeking for an education loan, you can contact our team for one-on-one assistance with the process. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you quickly.
Hi Ranju, Your eligibility for the subsidy depends on your family's income and not on the college. If you are eligible for the subsidy, apply through the Jansamarth portal or otherwise apply on the Vidyalaxmi portal. You can get in touch with our team to get one-to-one assistance with the education loan. We will assist you with checking your eligibility with 15+ public and private banks and increase your chances of getting an education loan. kindly request a callback on this link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will get back to you shortly.
Maam educational loan karaya college ke liye aur jab receipt lene college gaye tab vo bolre utr number nahi chalega statement me dusra number aata hai vo match hoga maam.smj ni aara
I applied for education on we make scholars then I applied applied on canara bank by myself and after 1 month Canara bank rejected my loan because I don’t have my both are parents and I’m living with my brother in law so In first they said okay but after 1 month they said co- applicant should be blood relative and my sister doesn’t have good CIBIL score and she has one settlement issue with her old loan so bank rejected my education loan. So can anyone tell me is there any bank can give me education loan without my blood relative co-applicant
Hi Bhanu, Please get in touch with your financial officer to get assistance with your education loan. We can even help you with your brother-in-law as a co-applicant. Our team will assist you with checking your eligibility with other banks, and help you get a loan that suits your profile. Please write to hello@wemakescholars.com for any support.
Hello maam I have 2 backlogs and cleared all that but my manager is saying that the loan will get rejected because I have backlogs and my amount is also low of 6.5 lacs
Hi Harshit, Loans of less than 7.5 lacs are typically offered to meritorious students. Because it is an unsecured loan, it is based on the student's profile.
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Is it mandatory to have blood relative as co-applicant if student doesn’t have his both parents?or student’s brother in law can be a co- applicant for education loan of 5lakh to study in India
Hi Nimish, Here is the link: www.wemakescholars.com/scholarship/ersu-scholarships-for-international-students. This scholarship is also for a Master's degree and applies to all courses offered by the university This is one of the 26,000+ scholarships listed on our portal, you can explore them all here: www.wemakescholars.com/scholarship. All the best.
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
Hi, Many banks offer unsecured loans for studying in the UK. However, it is depends on the institution or college where you wish to study, as well as a few other conditions. Please contact your financial officer for further information. Our team will evaluate your eligibility with 15+ public and private banks and help you receive the best education loan for your needs. You can contact your financial officer by requesting a callback via this link: bit.ly/48cTdcR or by calling 9889882090.
Hi Ajay, Aapke university ranking par depend karta hai aapka loan. Aapka admit aane ke baad aap hamare team se connect kar sakte hai, aur hamari team aapki help karegi. You can request a callback on this link: bit.ly/48cTdcR for assistance.
Hi Sherly, Our team can help you with the education loan process, but we must first analyze your daughter's profile. Our team will assist you with checking eligibility with 15+ public and private banks and help to get an education loan. So, please request a callback using this link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will get back to you shortly.
Hi, my university is NJIT and I am getting an offer of 10.75% by Incred on 50lkh loan (Non col. profile with 10yrs work ex and good salary) can you guys help getting a reduced offer ?
Hi Abhi Bhattacharya, Our team can definitely help you check your eligibility with other banks and try getting you a better deal than what you currently have. Kindly request a callback on the link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will get back to you shortly.
Hi there! Here is the link: www.wemakescholars.com/scholarship/ersu-scholarships-for-international-students. To apply for the ERSU Scholarships for International Students at University of Palermo 2024-25. This is one of the 26,000+ scholarships listed in our portal, you can explore them all here: www.wemakescholars.com/scholarship. All the best.
Maam. While applying co applicant form. My father income is 420 but. There option can. That do you file income tax return. Aur waha par. Yes. Ka click automatic hei. Waha no option nhii So. Waha pe Gross salary Net salary puch ahe Kay karu??
Hi, Aap apne co-applicant ki gross annual income wahan mention karen. Kyun jo aapka jo issue hai vo technical hai aap kuch samay baad form fill karna try karen.
@@WeMakeScholarsmera papa ka. Itr nhi jata hei. So. Gross income aur net income 420 hii hei kya karu. Waha error araha ki. It seens that your amount is excess mandatory filling ITR। Please verify your income to cbdt😢😢.
Hi there! Here is the link: www.wemakescholars.com/scholarship/ersu-scholarships-for-international-students. This scholarship is for a bachelor's degree and covers all courses offered by the university. You can check your course eligibility on the website. This is one of the 26,000+ scholarships listed on our portal, you can explore them all here: www.wemakescholars.com/scholarship. All the best.
Hii ma'am actually i have 3 questions 1Q. I got only 49 % in my 12th due to some issue , and i have 78% in graduation ,Can i get loan from any public sector bank if I shall apply through jansamarth portal , I want to pursue MBA course Q2. Actually my fathers CBIL score is not good , can I attached my mothers document as a co-Borrower. my mother has income certificate , she is owner of farm land , can bank consider ? Q3. Does Jan Samarth really give subsidy ?
Hello Ganesh, addressing your inquiries. 1. Past academic performance of at least 60% at all levels beginning with the tenth grade is required by public sector banks. They can deviate if the percentage is low, but there is no assurance. 2. Banks require a minimum CIBIL score of 685 and do not accept agricultural lands as collateral. 3. Yes, students can get the subsidy by applying through the Jansamarth portal. If they meet the eligibility criteria.
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Hi, You can apply for a collateral loan, however banks do not offer 100% unsecured loans for MBBS in Russia. You can contact us for help with your education loan. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you quickly.
