Stop being shocked people! We SHOULD all have a savings OK..But those judging good for u for having it all figured out. Its literally a ratio of income vs expenses. If u are check to check at a lower income its hard to break that cycle when ur income increases.The Main reason is more income usually leads to more expensive cars and homes that come with higher utilities. Thats reason enough but add ANY expensive addiction and BOOM check to check FOREVER. We all desire to have a savings but its just not any left over for most workong class people.
