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It’s interesting how Dave tells people he is doing “Better than I deserve” when the whole premise of his show and worldview is that everyone gets exactly what they deserve.
That might be true when you're talking about debt. But if you accumulate vehicles over the years and they don't appreciate because they're collectibles, I can see how this isn't quite perfectly true.
I bought a 13k car i talked him down 10 paid 10750 had 7k on me he allowed me to pay the 7k on the spot come back the next day with the other 4k There was a 250 personal tip in there to take the misses out on the town. He was a small town dealer and knocked off 3k for ke you damn right im gonna tip good
If you pay minimum mortgage and use the remainder of the settlement to put a down payment on more homes and give them on rent so they pay for themselves .Another option is invest smartly the remainder . Dave is a clown
It depends on the car. Certain vehicles will go up but you better be smart. Certain porches will always go down and in twenty years will skyrocket. Hard to rationalize that investment.
I don’t know why this guy spend so much on chiropractic school but when I went, it was about 125,000 and chiropractor spend four years chiropractic school and have to do 30 unit to semester and a year and a half with cadavers cutting open dead bodies the first year of chiropractic school but it definitely paid off. I don’t know what happened with this guy. I think it is personal for him because me and my friends do pretty well matter fact, I’m retired, I am 48
If I could pay cash on the next one, I believe I would. You have to factor not only appreciating value, but add that to the 10’s of thousands saved in fees & interest. I’d definitely pay cash on an investment home if I was planning on selling it in a couple years.
Good to have you back Dave! I've digested a plethora of personal finance oriented channels here on RU-vid over the years and the only two that I can still stomach are you and Rachel. You give the very best and spot on advice and ask thought provoking and unbiased questions that help listeners like myself become better. More importantly, thank you for recommending Abby Joseph Cohen Services my investment portfolio with her has been quite sustaining
Same here, I got to know about Abby Joseph Cohen Services on here in 2020. Since then I've paid off 160,000 USD of debt. Now I'm working on building an emergency fund. I didn't even have a savings account three years ago.
I know this FA, Abby Joseph Cohen Services but only by her reputation at Goldman Sachs; even though she's now involved in managing portfolios and providing investmnt guidance to clients. I have been trying to get in contact since I watched her interview on WSJ last month
@@erikmooreeWell her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Great share! Out of curiosity, I searched Abby Joseph Cohen Services online, found her consulting page ranked at the top, and scheduled a call session. I've read many reviews about advisors, but none seem as impressive as hers.
To the woman calling in about the sports fees... I had 4 teens at once, all within 5 years of age, so we got hit fast & hard. We budgeted for "kids' sports & activities" every year. What we spent it on changed each year, but we always had a general fund.
❤❤❤❤when you love each other enough to accept each other’s mistakes/debt and come together to combat all your debt in the same financial mindset and BE BETTER THAN YOU DESERVE & LIVE LIKE NO ONE ELSE!!!❤️❤️
Before he buys the house they will have to do a financial agreement if they're not married otherwise after 6 months she gets 50% of what the house is worth as a common law inhabitant The financial agreement that will be needed to be signed off by her will pertain to notice that she will not be requesting any financial moneys if the realitionship ends. Once the are married they will need to do a prenup the reason for all these contracts is that one party is not bringing any money into the marriage or relationship.
Debt can feel like a heavy weight, but it's important to remember that it's a tool. It's all about how you manage it! Too high leverage is not a good...
She prob wanted a mortgage so she can sign her name on it, and the house is in her name as well. If he buys it out right , and he pays for it, it’s his …
What is the point of hoarding money if you're never going to spend and enjoy it? It's ridiculous. Like the people with an unwavering will to live as long as possible, even through misery; disease, disability, abject poverty... I'm good. My will to live is 💯 based on quality of life. I've been broke and I've made six figures a year. But if I encounter a debilitating chronic illness or limiting disability, I'm out. And it's not a depressive mental illness. People who exist through Hell just to get up the next day and exist through Hell and they do this for as long as science can keep them breathing... those are the mentally ill.