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$18,900 in FREE FLIGHTS this year | How to Travel for Free with Credit Cards

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📹 Watch the Erika Taught Me podcast to level up your life: erikakullberg....
💰Get Free Stocks: erikakullberg....
➡️ Download my Free Resources (Fine Print Hacks Guide, Passive Income Guide, Legal Guide, Net Worth Tracker): erikakullberg....
My Current Favorite Credit Cards (some are referral links--thank you for your support if you choose to click!):
BEST FOR COMPLETE BEGINNER: erikakullberg....
Chase Freedom Unlimited (I think this is the best for true beginners - has no annual fee. I think you should save the points though, and wait to redeem them until you’ve gotten a different Chase, like Chase Sapphire Preferred or Chase Sapphire Reserved, since then you’ll be able to redeem points for travel instead of cash back, which has a lot more value in it. Feel free to comment if you’re interested in this strategy and I’ll explain more in detail.)
BEST FOR NEW TO TRAVEL HACKING BUT NOT NEW TO CREDIT CARDS: erikakullberg....
Chase Sapphire Preferred (I think this is the best for someone not new to credit cards but new to travel hacking and OK with an annual fee)
CURRENTLY IN MY WALLET FOR EVERYDAY SPENDING: capital.one/2D...
Capital One Venture Rewards Card (My current favorite for just everyday spending given it offers 2x points on all categories)
TIMESTAMPS:
1:07 Basic Concept of Travel Hacking
4:02 Six Key Tips to Know To Start Travel Hacking
11:59 My Step-by-step Process for Redeeming Flights
In today’s video we’re covering one of my FAVORITE topics… free travel USING CREDIT CARD POINTS! I’ve saved thousands of dollars on travel ($18,900) just by learning about travel hacking, and in this video I’m going to teach you how you can start traveling the world with credit card points too. I’ll cover everything you need to get your first free flight, including a basic overview on travel hacking, the tips you have to know before getting any credit cards, and my step-by-step process for redeeming free economy flights, free business class flights and free first class flights!
📖 Read more about this topic:
17 Surprisingly Simple Travel Hacks with Big Impact - erika.com/trav...
📌Join 4 million followers on Instagram to see my other money videos: / erikankullberg
NOTE: This description contains some affiliate links, meaning that I may earn a minimal commission if you click through and use these links (at no additional cost to you).
Disclaimer: I am not a financial advisor. Although I am a lawyer by profession, I am not your lawyer and no attorney-client relationship is established with you in any way. This video, and the ideas presented in it, are for entertainment purposes only and should not be construed as financial or legal advice.

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26 авг 2024

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Комментарии : 456

@4UCESO 4 года назад

I was told to hate credit cards. Now I have a total of 8. I have a really good credit score while rotating my credit cards and ALWAYS keeping 0 balance. It all comes down to education, focus, discipline and good habits. For people that have really bad impulse buying issues, I would recommend caution. Great Video Tutorial!

@MarkReese 2 года назад

Hey there - well said, and congrats on breaking the old mindset to build up an 8-card setup for yourself! 😃💯 Which cards get the most use?

@alisf12 2 года назад

You’re right, I just hate the credit score system in general. It’s a system designed to keep you in debt and with the little education given about credit cards in schools it’s not hard to see how people find themselves drowning in debt. Yes they might be at fault personally but the system isn’t great either

@vacationboyvideos 2 года назад

@@alisf12 your cute

@alisf12 2 года назад

@@vacationboyvideos *you’re

@vacationboyvideos 2 года назад

@@alisf12 u wrote me? 😍 Thank u, u can correct me anyday!😍

@zoegwynn 3 года назад

this has been the clearest video i've seen on the subject so far. I really appreciate you walking us step by step! i can't wait to try this when corona is over!

@MarkReese 2 года назад

Hey Zoe! Did you get any new cards w/ big bonuses this year to save up for a post-corona trip? 😃✈

@anuj8825 2 года назад

Did you try it yet?

@MihadAlzayat 4 года назад

I meet my minimum spend by dropping it on Hennessy shots at the club the night before I board my free flight Tokyo. True story.

@MihadAlzayat 4 года назад

Erika Kullberg - Personal Finance Tips I loved it so much. I only realized you live in Tokyo after I left my comment. What are you doing there if you don’t mind me asking? From your mug I’m assuming you went to Georgetown for law?

@MihadAlzayat 4 года назад

Erika Kullberg - A Lawyer's Personal Finance Tips thanks for the thorough response, always cool to learn about someone else’s life. I’ve lived in Northern Virginia for a while now, since 13. I went to Tokyo and South Korea this year for about 3 weeks each, really enjoyed both but I see myself being in japan if I didn’t have to work their insane hours. Currently a software engineer and trying my hand at RU-vid. I’ll see where it goes. Your videos are solid and the editing great. Keep it up and stay in touch. Feel free to reach me at my email which is on my channel. Cheers

@suavecito6114 3 года назад

@@MihadAlzayat shut up simp

@stylez914 3 года назад

This is totally something I’d do 😂😂

@drewdawson3830 2 года назад

😂😂😂 brilliant

@KaiDLeifert 4 года назад

Great content and I love the calculations! As a side note for those in Europe, with most flight carriers your best value comes with upgrades from Economy to Business Class. This is especially true for trans Atlantic flights.

@MarkReese 2 года назад

Hey Kai - right on 👊 Those international flights in premium cabins can give awesome value for points / miles 😃✈️ Which cards are you using most regularly?

@michellet204 3 года назад

I seriously love your honesty and transparency. Your advice is solid! Thanks erika

@MarkReese 2 года назад

Hey Michelle! Since watching Erika's video earlier this year, did you decide to get any new credit cards to save up points for a future trip? 😃✈

@kevinrichardson3961 2 года назад

Thank you for the video. I saw someone else talk about how you can leverage credit cards to travel and I'm interested in getting started. What I like about your video is that you actually listed examples on how you can plan a trip and decide if you want to pay cash or use points. I currently only have one card which I've had for years and basically use it to accumulate points to buy Christmas Gifts for my kids but I think now I'm interested in taking it to the next level and use to travel.

@thedailyadventurers4508 3 года назад

The examples were great and the timestamps to skip to the more advanced skills were helpful! Thank you!

@MarkReese 2 года назад

Hey there! Did you get any new cards w/ large bonuses in 2021? 😃✈

@KevinConwayChannel 4 года назад

I have not paid for travel in over FOUR YEARS because of those sweet, sweet credit card points. Totally agree!

@TheGoldenAgeofHardRock 4 года назад

Same here Kevin, we've already booked hotels and flights next summer to Vancouver and Honolulu. Flights and hotels all free!

@TheGoldenAgeofHardRock 4 года назад

@@Erika2 The Hilton at Waikiki Beach!

@TheGoldenAgeofHardRock 4 года назад

@@Erika2 Love maxing out those Hilton Honors points!

@chatitobbq4613 4 года назад

@@TheGoldenAgeofHardRock which cc you have ty.

@LexFerrante 4 года назад

I had no idea about the length of open credit cards affecting your credit! We use the Chase Sapphire card for everything! Looking forward to more financial tips! New subbie here!

@slymm619 2 года назад

This is DEEP!! I love it. I am wanting to do more international and domestic flights

@cynnabnz 2 года назад

This video was so helpful. People brag about travel hacking, but won't usually go into such detail as you have here. Thank you so much, this guves me confidence to finally try my hand at CCs w/points.

@maximizedmoney Год назад

Loved the personal breakdown of points vs. dollars. This is my struggle with my CS Preferred card. Something in my spirit just doesn't sit right with paying more in the portal vs. in cash. Usually, I judge it off a $100 difference but this is a better strategy. I've been considering my next card so I took tons of notes. Thank you!!

@kayiah_the_nerd 2 года назад

Awesome example of how being financially responsible with credit cards and finances can reward you BIG TIME! We do the same in our household. EVERY expenses go on the credit card we share to get more points. We love traveling, so getting more points for us is a big deal.

@365vacay Год назад

This is still the best and most succinct tutorial. Kudos!

@SeanLei 4 года назад

This is such a thorough explanation! This year I got the venture, and 2 chase ink business cards and just booked Hawaii + Japan for free! Also thought I had subscribed and needa binge your vids

@SeanLei 4 года назад

@@Erika2 Tokyo and Kyoto end of May! Definetly as the trip gets closer I'll ask you for recs 😁

@btlim4316 Год назад

My problem with this strategy is two. First with airlines, I typically do not know which airlines would offer the best deal. So you may start accumulating points on united to exchange for a $1000 ticket, then Philippines airline comes in and offer a $700 flight. So you end up not using those points. When using points for hotel, usually only high end hotels allow that. I usually just stay in cheaper or boutique hotels which are cheaper. So in the end I find myself spending less if I buy ticket and hotels with cash and using points as statement credits than to use the points directly to purchase.

@LiLsIcKViDeOs 2 года назад

Max rewards is a literal life changer when it comes to tracking all the things mentioned in this video

@MarkReese 2 года назад

Hey Junior - totally agreed 😃👊 Have you been liking it yourself?

@MarkReese 3 года назад

You’re into the credit card game too! 😄🙌✈️💳 Great video!

@hustonbrayan6095 3 года назад

Legit?? I bought a cc from *Ericroboti* on telegram best Vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps

@ruchika5502 Год назад

I have heard these concepts before but your clarification was the best

@questlyft360 Год назад

This has been very helpful.. Thanks a bunch, love how you break down your POV, am guessing the judges in your cases really understand where you're coming from👌😊💯🎯 Fan from Uganda 🇺🇬

@Mr.DJones 2 года назад

Thank you very much for your time and posting. Every teenager should watch this.

@NickPeitsch 4 года назад

Excellent video! Love the b-roll clips you created.

@NickPeitsch 4 года назад

Erika Kullberg - Personal Finance Tips I was thinking that’s gotta be a BIT awkward 😂

@FlamingBasketballClub 4 года назад

Did someone say snipe? 🤣😂🤣😂🤣

@FlamingBasketballClub 4 года назад

@@Erika2 🤣😂🤣😂

@mathildaandmike 3 года назад

I like how meticulously you track your spending/savings. Also, that you emphasize taking advantage of your day-to-day expenses with the card that offers the best deal. Where are you planning on traveling next?

@MarkReese 2 года назад

Hey Mathilda & Mike! Did you two get any new cards in 2021 to earn rewards for a future trip? 😃✈💳

@JakeBroe 4 года назад

I currently have 16 credit cards. It's a super fun hobby.

@Erika2 4 года назад

Haha, that's amazing! You have me beat!! I guess that's why you're my go to for credit card advice :)

@williamwarner8189 2 года назад

I've been doing this for yearsss. I didn't know it had a name. 😅. But as you explained clearly...BE DISCIPLINED! If debt is created, you're doing it wrong. Thanks for your insights.🤗

@andrewandretti7379 3 года назад

WOW, she is one honest Lawyer in America.

@SwagOnSwoosh 3 года назад

I really liked the .02 to justify using the points. I value them more after watching this great video. Thanks

@MarkReese 2 года назад

Hey Mike! Which credit cards are you using most to earn rewards right now? 😃💳

@geraldmccray3301 3 года назад

this was REALLY helpful. i’m new to utilizing credit and you are definitely helping. thank you for this!

@MarkReese 2 года назад

Hey Gerald! Awesome that you're now in the credit game 👊 Which cards have you gotten so far? 😃💳

@Judykins1957 11 месяцев назад

One more thing. I save my points for flights that I’m not sure if I have to cancel. If you cancel with points you just get your points back. If you buy a flight you might not be able to cancel and get your money back. Great video! I learned a lot!

@Opulence85 8 месяцев назад

Darn not true for American Express, you just end up with a flight credit 😢

@natashad.5754 3 года назад

This was soo helpful! Thank you for breaking this subject down step by step

@MarkReese 2 года назад

Hey Natasha - totally agreed! 😃💳 Did you get any new cards earlier this year to save up rewards for future trips?

@wyckede356 2 года назад

Great video, one of the best that I have seen thoroughly explaining not only the topic but strategy as well breaking down the cost analysis of when to use points rather than cash. My question is could you explain more how to close cards when your churning credit cards without it affecting the length of your credit card history?

@Erika2 2 года назад

Thank you! The best way when you can is to downgrade the card. Also for the credit card history, this is why you always want your first card to be one with no annual fee--because you'll want to keep it open forever (since that will serve as your credit card that you've had open the longest)

@estifanosberta-samuel2570 3 года назад

Great points, you actually answered all of my questions, thanks for posting!!

@MarkReese 2 года назад

Hey Estifanos! Did you get any new card approvals in 2021 after viewing Erika's video? 😃💳

@Richard-ok5un 2 года назад

Amazing! Best video ive seen on this topic.

@samira1334 3 года назад

You did such a great and clear job explaining - thank you!!

@MarkReese 2 года назад

Hey Samira! Did you get any new credit cards throughout 2021? 😃💳

@mrpauljyoung 2 года назад

I am a major points junky having used these techniques for years. This was the best video I’ve seen on the subject overall - great job!

@jonathankurtz6657 Год назад

If you look at ticket prices, then compare with other airlines, if you go back to the ticket you like, they are now charging more, bc they know you want it % will probably pay more.

@kitcloudkicker72 4 года назад

Thank you Erika. You put a lot of effort into making your videos. This is very informative as I knew nothing about this topic. Now I where to start 😀

@Erika2 4 года назад

I’m so glad to hear! Thanks!

@MarkReese 2 года назад

Hey Kit! Over the past year did you open up any new credit cards since watching Erika's video? 😃✈️

@esther-cam4343 2 года назад

Thank you so much . Much needed video from a women’s point of view 🤗

@MarkReese 2 года назад

Hey Esther! Are there any travel cards on your radar for 2022? 😃✈

@ruruvarela 6 месяцев назад

In the last example it just didn't make sense to do all that and then still have to pay cash cuz the points were not enough. But I totally understand why you would want to travel sign up bonus points. I like my cash back cards. I just redeem them straight to my account bank account and then transfer them to my money market account for compound interest. That's the easier for me. If I can't buy the ticket cash then I prefer not to spend on a trip. Although, the sign up bonus really was a good tip. As long as the bonus itself can cover for the flight I need and or offset my out of pocket expense. :)

@hanspradesocials 2 года назад

Thank you Erika! What a logical simple outlay. I love it ❤️ Of course I did subscribe 🙌🏽🎉

@yokonakamura698 4 года назад

Great video, Erika! I learned so much from this video. I will start making my travel plans using my credit card. So excited! Thank you.

@MarkReese 2 года назад

Hi Yoko! Did you apply for any new credit cards since watching Erika's video a couple years ago? 😃💳

@cleardesigners Год назад

The example was awesome and key for me to understand.

@davemartinez4143 Год назад

What a thorough breakdown. Thank you for the video. You got a new subscriber here

@LoveReesie 4 года назад

This was very very very helpful thank you so much !

@MarkReese 2 года назад

Hey Reesie! After watching Erika's video earlier this year, did you decide to get any new credit cards? 😃💳

@chalddok Год назад

Hi Erika! Just a question - how does it impact your credit score when you have a lot of temporary cards? Wondering because I don't like having too many inquiries dragging my score down.

@ecsantos9043 11 месяцев назад

I wonder the same thing!!!!

@usharose8903 8 месяцев назад

Yes, I have the same question. I had the impression that if you are constantly getting new cards and then canceling them it can have a negative impact on your credit. I'd love to hear Erika's response to this!

@notme-sm6zb 3 года назад

ANA is so amazing. It is so cool you live in Japan.

@MarkReese 2 года назад

Hey there! Do you fly ANA often? 😃✈

@brittla200 4 года назад

Such an excellent video! Very thorough and extremely healpful!

@MarkReese 2 года назад

Hey there! Did Erika's video from awhile back get you into the credit card rewards game, too? 😃✈️

@AnaG 3 года назад

So informative. I’ve been saving my points but afraid to use them become I didn’t know how to figure out if it was worth it or to pay cash

@usharose8903 8 месяцев назад

Question: I had the impression that if you are constantly getting new cards and then canceling them (temporary cards as you call them) it can have a negative impact on your credit. What are your thoughts on this?

@Marcky606 Месяц назад

U can literally pay rent with ur credit card and u can get that sign up bonus in 2 months especially ij California. My rent is $2k+ and paid using credit card and paid it back immediately using my debit card and got 60k points easily

@l.a.rivasesq.8841 4 года назад

This is an excellent video because your explanation of travel hacking is comprehensive. So much so that I shared your video with friends. Thank you for producing this!

@MarkReese 2 года назад

Hi L.A. Rivas, Esq. - have you added any additional credit cards to your wallet over the past year? 😃✈️

@connolly447 2 года назад

Hi Erika, thank you for your channel! These hacks are really helpful ☺️

@tarzan12345 4 года назад

Nice! that's a lot of free money. I'm nowhere close to that but did get a Capital One Venture a few months ago and already got enough points for flights for the family to Cayman Islands (for vacation, not for hiding money...LOL)

@Erika2 4 года назад

Hahahah the "for vacation" had me cracking up, I love that! Capital One Venture is a great one to have.

@MarkReese 2 года назад

Hey there! Awesome that you got the Capital One Venture Rewards card last year 😃✈️ Did you take that trip to the Cayman Islands? 🌴

@gonzalo4526 4 года назад

LOOOVEEED THE VIDEO!!!! I am new to Credit cards and really want to make use of this. Could you create more credit card videos(a playlist) with videos such as best credit cards for beginners(to cc and travel hacking), I have read the descrip and seen this but I'd love to see a more in-depth video on this as well as other credit cards (with travel points of course) that work in Europe (UK, Spain etc)(west) Thanks!

@Erika2 4 года назад

YAY! I'm so glad you liked it!! Will definitely try to put out more credit card videos! :) I'm unfortunately not familiar with what works in Europe. Is that where you're based?

@gonzalo4526 4 года назад

Erika Kullberg: Finance, Investing, Passive Income yeah

@MarkReese 2 года назад

Hey Gonzalo! Awesome that you're also into the credit card rewards game 😃👊 Do you have any new cards on your wish list for 2022?

@Sarah-np9yb 2 года назад

Hi! New to your channel and love it! Can you do a separate video on Chase Freedom and how to redeem points to travel?? Thank you!

@OractheIII 3 года назад

In the end the Banks and Airline industry end up winning and you pay for it- sure you got points, but you have to make purchases for those points. In that case.....only buy stuff that is absolutely needed.

@MarkReese 2 года назад

Hey OT - exactly right about buying stuff that is needed👊 Which cards do you have to earn rewards on your regular monthly expenses? 😃💳

@randystover5 Год назад

Thanks Erika I really liked this video!

@randystover5 Год назад

I'm not sure what that is

@VoodooPriestMan 4 года назад

Question why would u want to open temp cards and closing them . That affects your credit score . Can you elaborate on this please

@cierrabernae 3 года назад

i think it only seriously affects your score if you don’t pay off the card before you close it

@JRspeaking 3 года назад

That's really a myth, unless you don't have established credit.

@MarkReese 2 года назад

Hey man - For the most part, closing a credit card can be ok in many situations. Credit history from a card account that has been closed still remains on your official credit report for seven years. The part that could potentially hurt in the short term is if by closing an account you lose a significant amount of your overall credit. That could drive up your overall utilization, and your score down. However, if you've already have more than enough credit to cover your monthly expenses to where they take up a small portion of your credit lines, then closing a card often has very little effect ✌ Does all that make sense? 😃💳

@riverargueta7595 Год назад

Thank you for making this video !!!! I want to start traveling more next year and I want to know what the best credit card is for me ! Now I’m set to apply for a new card ! 🥰

@kobylomax 2 года назад

This was super helpful

@philluv 3 года назад

Just starting this process and your video was so good and answered a lot of questions that I'm definitely subscribing!

@Erika2 3 года назад

So glad to hear!

@marlondohall3161 3 года назад

Erika can you book me a flight using your point for a total stranger really need the help to get home had a return ticket from Antigua to Jamaica but did put a pass on my ticket because I wasn’t ready to leave and that cost me to lose my ticket reply if you want to help the airline is Caribbean airline

@marlondohall3161 3 года назад

Please do if you can would really appreciate it because I really don’t have the money to buy a one way ticket really broke have been here to months and no job as yet so I really want to go

@MarkReese 2 года назад

Hey Phil! Did you end up getting any approvals for new cards this year? 😃💳

@philluv 2 года назад

@@MarkReese I actually did!! Went to disney world and paid nothing for airfare, rental car, or hotel!

@mcruz4467 2 года назад

What a great education on credit card bonus hacks!. thank you for your information.

@GoMinivan 4 года назад

Finally the first! and Only step by step of travel partners. I always get so confused at this point. Thank YOUUUU! Do you maximize hotel stays with cards?

@MarkReese 2 года назад

Hey Linda! Regarding your question above, were you referring to using a hotel-specific card to earn more points at a particular chain? Or something else? 😃✈

@lily_pb 3 года назад

love the background setup

@jermaineboyd6594 4 года назад

Great tips and hacks..I didint know this hack when I had a chase freedom credit card not that I use it for flights but just dinning out,but its good to know,I'm planning on taking my possible first flight next summer to Orlando great vid.

@jermaineboyd6594 4 года назад

@@Erika2 I wish that was the case its a conference...spiritual that is and business.. On your video after next can you do one with money making apps?

@jermaineboyd6594 4 года назад

@@Erika2 I look at some a give you some apps names that makes money

@MarkReese 2 года назад

Hey Jermaine! Have you added any additional credit cards to use alongside your Chase Freedom card? 😃💳

@EasyPathFinancial 10 месяцев назад

Great information you shared. Great video as well.

@johndeluna774 3 года назад

Excellent, well organized, presentation.

@Cc2971 Год назад

I tried to do the credit card churning with American Express Gold Delta card back in 2020. They tried to catch me though. They said ok, you haven't made it to your year yet and we will take all of your miles and bonuses that you earned. I was like for real? They were like yes lmao. So I stayed with them and then I never closed the account. Its 2022 and still have the account. I have spent at least !10k this year in flights and there really hasn't been any benefit in it. I got a whole bunch of miles which is cool and that I have used credit toward flights. I am looking at flying Qatar airlines to gain status so that I can eventually get upgrades to their suite class. I am looking at Chase Sapphire which I believe will transfer all of Avos points to Qatar. I have to double check though but I'm tired of these American Airlines. They are not the best.

@boltononabudget7423 3 года назад

This was actually a perfect explanation!

@MarkReese 2 года назад

Hey Javon - totally agreed. Have you gotten any new travel rewards cards in 2021? 😃✈

@boltononabudget7423 2 года назад

@@MarkReese yes! I went pretty hard haha chase sapphire preferred and chase sapphire reserve (I did the mdd), United Explorer Business card, and just got the Amex platinum last week. Hit the SUBs on the first three. Working on the platinum now

@MarkReese 2 года назад

@@boltononabudget7423 - Heck yeah! All of those cards had crazy-high bonuses this year; well done! 😎👊 What did you mean by "the mdd?"

@boltononabudget7423 2 года назад

@@MarkReese mdd is the “modified double dip”. It’s a work around to be able to get the chase sapphire preferred and chase sapphire reserve at the same time. You apply for one card and 24 hours after the first card is approved, you apply for the second card. This bypasses chases one sapphire rule

@MarkReese 2 года назад

@@boltononabudget7423 - Fire!🔥How long ago did you that?

@marjakullberg2545 4 года назад

Very interesting information and well done video as before, Erika!

@mohammedazeem4718 3 года назад

Thank you Erika , very informative

@MarkReese 2 года назад

Hey Mohammed - have you gotten any new credit cards this year? 😃💳

@paul9008 3 года назад

Extremely helpful!

@garypylant3299 3 года назад

I'm a pilot, great advice!

@MarkReese 2 года назад

Hey Gary! Which credit cards are you using to earn rewards each month? 😃💳

@shareefgolden Год назад

The calculation through me for a loop. I'm not sure if the cash value to point ratio will ever makes sense to me

@carolinaespinoza154 2 года назад

Thanks for the content! What is your thinking process for credit card shopping? And I’d love to hear your insight/opinion about Amex!

@ldstiesto 2 года назад

What a great video! Thanks for the advice

@MarkReese 2 года назад

Hi Juan! Did Erika's video encourage you to get any new cards this year? 😃💳

@PassiveIncomeTom 4 года назад

*I don't understand why people sign up for credit cards that have annual fees. 🤔 I would rather use a no annual fee credit card.*

@JustFrugalMe 4 года назад

I totally agree!

@LewisMa 4 года назад

LOVE my Sapphire Reserve. the $450 is totally justified

@LewisMa 4 года назад

@@Erika2 exactly! Yes, I caught the 100k at the tail end by physically going into a Chase Bank :). Also, a lot of my travel is domestic in the US, so Chase is my go-to. I know this isn't the case for you so it wasn't in your video, but I take all my other Chase points and transfer to the Reserve for the 1.5x travel bonus :)

@jeffg6924 4 года назад

My card has a annual fee, though there are perks. Mostly, I keep it for the free* auto insurance on rentals, free high-end airport lounge access (which if you travel a lot is a MUST HAVE), polite international 24 hour support, waived international ATM fees, etc. It is all about how it fits into your life. If I didn't travel internationally often, I would probably go another route. I easily make my money back at the airport lounges alone. They offer a quiet place to sleep, most offer full hot meals or a buffet, showers and the like (at the cheap lounges, you make get a communal bowl of pretzels and a well worn chair... but they are quieter than being in the terminal).

@melosfunchannel5704 2 года назад

Thank you! Well explained 👏🏼👏🏼👏🏼👏🏼

@ChhTravels 4 года назад

Wait, are you are lawyer living in Japan? Thanks for sharing these travel trips. You just got a new subscriber. (=

@Erika2 4 года назад

Hi! I am! Thank you for subscribing :)

@robertojimenez721 4 года назад

Love the channel... you’re awesome!!! Good info..😉

@Erika2 4 года назад

Thanks so much!

@MarkReese 2 года назад

Hey Roberto! Did you get any new credit cards this year? 😃💳

@josephmaddox2124 3 года назад

You have a thumbs up from me before i even listen to you !⚖️🇺🇸💖🌹

@MarkReese 2 года назад

Hey Joseph! Did you decide to get any new credit cards this year after watching Erika's video? 😃💳

@YouEsqEnt 4 года назад

You are AMAZING. 🤗 I just discovered this channel. Thinking of subscribing

@Erika2 4 года назад

Thank you!

@MarkReese 2 года назад

Hey Jonah! Since watching Erika's video earlier this year, did you decide to open up any new credit card accounts? 😃💳

@YouEsqEnt 2 года назад

@@MarkReese why you ask

@MarkReese 2 года назад

@@YouEsqEnt - Curiosity, I enjoy learning what people use ✌️

@davidrosenman976 Год назад

The examples are super helpful thanks

@leyannaa 3 года назад

Learned something new! Thanks girl

@Erika2 3 года назад

I'm so glad!

@MarkReese 2 года назад

Hi Leyanna! Did you decide to apply for any new credit cards this year since watching Erika's video? 😃✈

@shelleyhuskey1870 2 года назад

Loved this video and that you actually showed that you had to open up your credit card account to transfer the funds. I think for most people that is the missing link or perhaps just me not sure. Anyway, great job.

@MarkReese 2 года назад

Hey Shelley - agreed 😃💯 Are there any cards you're planning on getting soon?

@nicholasheredia3852 2 года назад

Great video! Quick question: When canceling your credit cards before the year end is up so you don't get hit with the fee again, you need to spend all the points before you cancel, correct? Also, do you ever have any issues canceling?

@andreamoreno7041 2 года назад

Great question ! Hoping someone can reply

@Krupaux 2 года назад

i am curious about this too

@ThePreety93 2 года назад

You can transfer your points to the new credit card. There are limitations as to which cards you can transfer though, for example when closing the amex preferred rewards card (which has an annua fee) you can only transfer the points to the amex rewards card (doesn't have an annual fee) so they won't be lost

@Krupaux 2 года назад

@@ThePreety93 thanks for the info, appreciate it.

@ai_foodexplorer 2 года назад

Thanks Ericka your info is helping a lot 👌

@JustFrugalMe 4 года назад

Great video! Let's mention that annual fees, late fees, statement fees, interest charges, and all that other crap are ways financial institutions like to keep their hand in your pocket! I would highly recommend looking for interest-free cards with no annual fees for 3-year terms and switch to another after the term expires. You really have to have self-control if not there's a strong possibility of biting off more than you can chew. Credit card companies depend on people who overspend (they pay millions to study people's habits). JUST BE CAREFUL and pay off your card EVERY MONTH!

@JustFrugalMe 4 года назад

Chase Freedom

@rutgers16 Месяц назад

Really cool explanation

@Ema25Henao 2 года назад

Lifechanging!!! Thanks for introducing me to travel hacking

@Liznvx 3 месяца назад

This is AMAZING! ❤❤

@julianagarcia2971 Год назад

Hi! Super helpful video. Do you have a template of the spreadsheet you can share? I like your system of keeping track of the cards :)

@paytonbrown3994 2 года назад

Very educational. Thank you very much!

@timeawaytravel Год назад

thanks I am a new travel agent and I want to learn as much as I can

@kukuna2012 5 месяцев назад

this is Sooooooooo helful! thank you so much

@MarketScraper 4 года назад

Almost 19k!? That's cray cray! I need to step up my travel game :) Looking forward to your 200k debt video!

@MarketScraper 4 года назад

@@Erika2 Will do, thanks Erika!

@nithinkumars1916 Год назад

Thank you Erika, this was super useful.I also have Chase Sapphire Preferred. In your example, when deciding the cents/mile, you compared both for Singapore Airlines. What if there was another airline which was cheaper? How can you compare miles across different airlines then?

@mauimermaid5753 2 года назад

This was a very informative video! One thing I’m confused about is that I thought closing credit cards negatively impacts your credit score?? How do you get away with opening and closing so many credit card accounts without it impacting your score?

@jadedragonapothecary9753 2 года назад

I think she mentioned that closing your FIRST credit card would be the only one that negatively affects your credit score, because you want to have a longer credit “age”

@Tesrob 2 года назад

I think it is with enough of a cushion it doesn’t drop it that much. Practically it’s rare to need a score over 700

@maidsinpink6400 2 года назад

Great video!!! Love this information

@MarvinOsso 4 года назад

Hi Erika I just found your channel! Great videos I live in Europe, Netherlands so not everything is applicable here but it’s worth to check it out. I was curious about why you even care about the value per point. I mean why would you spend 500$ if you can just throw in your points? Am I missing something or is it just a personal decision because you will rather use them on something else then? Thanks a lot :)

@Erika2 4 года назад

Hi Marvin, Thank you for watching the video! I love the Netherlands--I've been there once and hope to go back. Good question. I think value per point is just a personal decision, because I want to make sure I'm "spending" the points wisely, so that I have enough there when I REALLY need them. Example: I had to go to a funeral last year, and of course I had less than 1 day notice. When you're buying flights for cash with 1 day notice, they are usually SO expensive because airlines take advantage of people who are in a pinch and need last minute flights. I think the flights were $500 each way (when they are usually $100 each way). But, I looked at what it would cost for points, and it was the same price is always is for points. So, I used the points. If I didn't have enough points saved up because I'd been using them all without having this "points value system", I would've had to pay $500 cash. Does that explanation kind of make sense? Sorry, a bit hard to explain.