My FAVORITE Credit Cards | Your Rich BFF

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Hey besties! One of the most common questions I get asked is, "What's your favorite credit card?" In this video, we are going to break down some of my favorite cards and why I love them to help you find the perfect card for your lifestyle! Want even more credit and credit card knowledge? Check out my new book, RICH AF, out now!
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Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips.
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Опубликовано:

25 апр 2024

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Комментарии : 73

@Gnomezonbacon 2 месяца назад

I'm a huge fan of putting my credit card cash back into index funds ontop of what I already invest.

@mssunshine6259 2 месяца назад

I love watching Your Rich BFF, Stock Brotha, & Everything Money. Love them all! ❤ ❤ ❤

@KiaraRoseWriting 2 месяца назад

Would you please consider not putting the music in the background for your videos? It makes it much harder to hear what you are saying and it is also distracting

@jrg_lmnop Месяц назад

I actually didn’t notice the music until I saw your comment and now I can’t unhear it lol

@tanyasharma2982 23 дня назад

So distracting!!!

@neliai.7914 2 дня назад

👍 agree

@isagoldfield7393 Месяц назад

Our mortgage is the only debt we have & Visa Costco card is the only credit card I have & use, cash back of $780 two months ago was a wonderful reward:) Thanks Vivian for posting💫🌻☀️

@xp075867 2 месяца назад

Amazing comparison! I love my capital one venture x ❤️

@kellyyork3898 17 дней назад

I have heard from some financial gurus that AE will never compromise should you ever have to declare bankruptcy or go the non-profit credit counseling route. I’ve never had an AE card, but several of my close relatives do.

@ricardoleon9185 2 месяца назад

Love this 😍 super useful

@gisellamorales378 29 дней назад

i love you already! THANK YOU, consider you my big sister with the good financial advice

@TrekkersTravels Месяц назад

Always excellent content, thank you, just fab 😇😊😀

@veronicagraves5621 2 месяца назад

Hawaii vacation seems attainable. Thank you. ❤ vlog. VG

@purplesparklefelicity8138 2 месяца назад

Listening😊❤ hi. Thanks for posting😊❤

@StGoIvFr 2 месяца назад

Some inaccurate points you should highlight/rectify: the csr earning you mentioned of 5x - 10x with hotel and airline only applies if booked thru chase travel. Also, authorized users for amex plat and csr are $195 and $75 respectively and each will add your 5/24 to each player, critical if youre into the chase sub game

@samanthabarberlette-edward8546 19 дней назад

Hey BFF, I have te chase sapphire preferred card. Love the points system with travel and other things . 😊

@WomanOfLetters528 Месяц назад

Hi Vivian, watching you right now on Women Of Impact and I'm officially a fan. ❤

@AK_AF_LB 2 месяца назад

You didnt mention the best part of the Capital One X. There is a $300 travel credit. The card is $395 but $300 off the top equals $95 (you did mention the the 10,000 mile bonus worth $100 each year. Makes the card $-5) And that is before you get into any of the other perks like 2 miles for every dollar spent plus bonus points for different categories. I don't work for Capital One, but that wasn't an accurate review of that card.

@MrMeneya 2 месяца назад

Thank you darling Another great video What is the second card you talked about after the bilt ! Thank you for sharing

@dtran8872 Месяц назад

The Karat card 😊

@leebeaute Месяц назад

We’ve had many credit cards in our lifetime, metal, platinum, gold, ultimately the best card are the ones we never pay subscription fees on, even if it is a basic one.

@luceroayalap Месяц назад

Can you use the bilt card with your mortgage?

@Mackk-IX 23 дня назад

great video. freedom unlimited is really all i need

@11kabula Месяц назад

What's the spending limit for the luxury cards though?

@PN-ve9lf 2 месяца назад

We use debit card or cash. We haven't had credit cards for almost 3 yrs, Never looking back. Next is paying off our houses. This has been working for us.

@isagoldfield7393 Месяц назад

That’s awesome!!

@HollywoodingNews Месяц назад

You’re not getting any rewards

@chocOneOOne Месяц назад

so why you here then...

@Renpenz29 Месяц назад

I have the Bank of America Travel Credit Card. I do not recommend purchasing plane tickets, etc. through those platforms. The prices are inflated.

@gilmendoza8092 2 месяца назад

Amex Gold is my favorite ❤️

@user-xb1vk4uv5t Месяц назад

I have it and I don’t know the difference between the platinum

@janellegagnon968 Месяц назад

Can you use Bilt to pay your mortgage payments?

@Renpenz29 Месяц назад

Great minds think alike. 😁🙃😉

@Lilione111 Месяц назад

I wish there was an Australian version of this.

@raymedrano 2 месяца назад

Costco Visa Card 💯

@RetroDigitalus 16 дней назад

The best credit card is no credit card. You can pay your credit card minimum with a cash advance from same or another credit card, just in case.

@volkswagen4866 2 месяца назад

The Wells Fargo Autograph is a great Basic Travel card with no annual fee and no foreign transaction fee.

@RoxanneGutierrez010 Месяц назад

No disrespect but f_ck Wells Fargo

@C..Squared Месяц назад

Can Bilt work for paying Real Estate Taxes?

@Jes1919 2 месяца назад

My setup is is the Wells Fargo Journey, Fidelity 2%, and IHG premier.

@hkjbdolphins 2 месяца назад

The venture x annual fee is actually $395 not $350. I was like I didn’t know they lowered the annual fee lmao

@mellodees3663 2 месяца назад

I'm more likely to simply pay bills, buy groceries, and shop for wants than to travel or eat out. So something with great everyday cashback would be better for me. I wish the Petal card didn't mess me over.

@tduck828 2 месяца назад

I use cities double cash for my e regret spending. 1% buy 1% when psy

@robert8311 2 месяца назад

Savor one 3% groceries, dining, entertainment and streaming

@Rt23590 Месяц назад

Isn’t the venture x with a $395 annual fee?

@quietmoment2816 Месяц назад

Are you investing in crypto? Can you talk about it?

@boredtodeath741 Месяц назад

Amex gold didnt make it on the list😮 I love my gold amex ($250 fee) and the everyday (no fee) cards!

@julioc4978 2 месяца назад

The Venture X fee is actually $395 instead of $ 350 Cheers

@Nyanino Месяц назад

PayPal cash back is just too good. 3% back on PayPal purchases, 2% back on everything else and it’s instantaneous.

@FunStuffBuddy 2 месяца назад

Travel cards use “points” that they can play extreme games with since you have no idea their actual value. Cash back you know exactly what you’re getting…usually average 3-4% with cards I have.

@persiswynter6357 2 дня назад

❤❤❤

@evelynroch3992 Месяц назад

Seria genial traducir al español , tendrías muchos más seguidores!!!! Yo la primera ...me encantaría seguirte para aprender ...

@aleki4lyphe Месяц назад

Not sure i understand how credit cards work. Heard a lot of stories regarding credit cards and how it got certain people into more debt. My question is, how does a credit card work for someone who never owned one before?

@laprimo21 15 дней назад

Where a lot of people get into credit card debt is: 1) Not paying the full balance immediately 2) Using it to spend beyond their means because it doesn't seem as "real" as other kinds of transactions (cash, debit, etc.) 3) Unexpected loss of income after making large purchases on credit card, or unexpected life events (medical, etc.) that emergency savings won't cover (which they then cannot pay off right away). The overarching thing is that if you do not pay the full balance each month, debt will accumulate. Interest rates are very high on most credit cards, even if you have a good credit score. If you have no credit or bad credit, you will likely only qualify for a secured card of some kind (check out articles on it, but it's essentially a refundable deposit you pay in order to have the card. It's used to build credit, not to access money you wouldn't be able to access otherwise). Hope this is helpful.

@addyeet6967 2 месяца назад

What happened to Networth & Chill? Are you done with the pod? 😢

@YourRichBFF 2 месяца назад

It’s coming back as a video pod!! Just need some time to iron it out!

@ToboeKey309 2 месяца назад

@@YourRichBFF just out of curiosity how many fuckin credit cards do u have 😅

@reddishf0x237 2 месяца назад

what's the best credit card for building from really poor credit?

@margaretr.4427 Месяц назад

If you make an account at Credit Karma, (free) it will show you cards that you are highly likely to get approved for. They are very basic to start but once you get a card approved you can put small purchases on it and always pay on time even if it’s just the minimum every month. After some time you will see your scores improve and then you will be offered better cards with more perks. This has worked for me and my scores have now improved to where I can apply for some cards with better perks. I started with the Mission Lane card and then Ally. They both increased my credit line after a year of on time payments. Good luck!