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అతి తక్కువ Timeలో Home Loan🏠 Clear చెయ్యడం ఎలా? Repayment Strategy With Free Advanced Calculator🧮

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29 авг 2024

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Комментарии : 628

@MoneyPurse Год назад

To Support our channel , use below links 👇 You can compare Term Insurance here bit.ly/46hsSJA You can compare Health Insurance here tinyurl.com/pgc9dcxc Get Best & Free Credit cards Apply Now IDFC free Credit Card (Free) - wee.bnking.in/ZTFkZTc1 AU Credit Card (Free) wee.bnking.in/NmZkNGQ4

@vaishusumu Год назад

thank you sir

@pellururazesh1655 Год назад

Thank you very much sir. But bonus will pay only as priciple or EMI

@phanikumarkakani5630 Год назад

Thank you so much 💓

@gsreenivasulu6296 Год назад

Sai Annagaru your smile face is too good while you are talking.

@praveenkumarjuluri2464 Год назад

Sir, I see additional emi sheet is protected..May I know the password

@vikranthreddy7736 Год назад

mee valla, oka term insurance oka health insurance teeskunna, index funds lo sip chesthunna, ippudu home loan kosam chusthunna. ee video helped me to think on loan vs intrest rates. thanks Sai garu u helped me a lot, god bless u n ur family. thanks a lot anthakanna em cheppa Lenu

@VijayNaramalli Год назад

Hey Vikranth could you please guide me ?

@snigddhalouis6126 Год назад

@@VijayNaramalli what do you need

@paparaoGunji Год назад

Brother sip which app

@paparaoGunji Год назад

Provide more details on sip mutual fund and which app brother

@vikranthreddy7736 Год назад

@@paparaoGunji mirae esset elss large cap, axis large cap, tata mid cap. In zerodha coin

@ashoksoumi Год назад

I just want to add a point here: when you are paying additional amount, You shall tell the bank staff "Partial Pay off " and ask them what are the pre payment charges and decide. If you directly pay the amount it will goes to advance payment, which makes u loss. advance payment means you are paying further EMIs in advance. 👍🏽

@nandu1460 Год назад

Very good point., i experienced this

@krtcs491 Год назад

But as per RBI if we took loan with floating interest then it won’t be having any prepayment charges

@vkgeetha3016 Год назад

@vpadmini9398 Год назад

Any idea how it will be considered if it is made online?

@ashoksoumi Год назад

@@vpadmini9398 if you pay amount online , it will be considered as advance payment, few banks provides partial pay off option in online banking..if not available, visit your branch 👍🏽

@vineelavaahini9153 Год назад

చాలా వివరంగా చెప్పారు...👏👏👏....Money Purse channel ఇచ్చే Financial Knowledge తో నా ఆర్థిక జీవన విధానం ఖచ్చితంగా మారుతుందని నమ్ముతున్నాను...👍....కృతజ్ఞతలు...🙏🙏🙏

@lphanirajkumar Год назад

Your efforts are much appreciated Sai Garu. Keep doing videos on Financial knowledge for us. Thank you for the excel.

@phanikumarrampalli8 10 месяцев назад

Sir explanation chala bavundhi. But meru ichina sheet sariga work avatam ledhu. Ani wrong values vasthunayi even yellow cells em disturb cheyaledhu

@Ram-bu1rx Год назад

Hi sai anna, you are really god in the form of financial advisor to all telugu loving people. Thanks a lot for providing valuable information. If all your videos are followed by the people of 30's, they can create lot of wealth. I missed in 30's as no technology at that point of time. Now, i am trying to make up with the support of money purse. Once again, thank you very much for your support

@udayvempati14 Год назад

Thanks Sai garu and Money purse Team for detailed info HL repayment strategy. But if we prepay HL, you didnt mention about losing the benefit Tax exemption of 80C and Section 24 and 80EEA. Pls clarify this.

@eswarkumar4761 Год назад

Thanks for the weekend video sir 🙏 Please make a separate video on all stocks which are suggested one year back. It would be kind of review video and share your present view on those stocks. Your dedication towards work is inspirational to all of us. Thanks a lot sir!

@PraveenKumar-mg4qm Год назад

Excellent knowledge you have provided Sai Garu. Thank you so much for the detailed video.

@raghuvamsikrishna9887 Год назад

Sir, thanks for this, already loan తీసుకున్నాక మధ్యలో interest change ite Ela claculate చేయాలి pls oka వీడియో చేయగలరు అలాగే excel sheet provide చేయగలరా....

@pulikantiajay8206 Год назад

Thank you Money Purse team for a beautiful video as per current situation around the world 👍

@MoneyPurse Год назад

Most Welcome andi

@Quantinvestor1 Год назад

@@MoneyPurse can personal loan pay fast like this method pls give reply sir 🙏🙏🙏🙏🙏

@kartheekvaranasi Год назад

one more strategy is also there..the 10% of EMI if we invest in Equity MF with 12% return...will also be another useful one..in this case its 4,500 pm in equity SIP the result is 45L..so its almost same as interest component..

@sateesh155 Год назад

In fact my first video I saw in our channel is related to first home loan video shared by a friend in one of the WhatsApp group... Almost 1.5 years back. After that I realised what I missed during my initial days of investing. Thank you for entire money purse family...

@B_Ur_Self Год назад

The point which i loved the most in this video is *Discipline*.. Thank you so much for the video MoneyPurse family.. 🤗

@satishgorli2960 11 месяцев назад

Hi Sai garu, Kudirte NRI loans, investments inka retirement plans gurinchi oka series cheyandi

@ratnakarvaddiparti9561 Год назад

Reall ga chala chala bavundi Saigaru, adhbhutam ayina, practicale informations share chesaru, I am also do this for reducing my house loan interest , thanks a lot

@MoneyPurse Год назад

Most Welcome andi

@raghupavan Год назад

Hello, good video to increase knowledge on financial management among general public. You probably missed one imp factor for considering repayment of home loan and that is INFLATION. Do you really think it's a wise idea considering this factor to repay home loan sooner???

@cjyothikumar Год назад

hi sai..its very useful information..now I understand how to repay the loans 🙂

@Krishna_Mutta Год назад

As usual great useful content from money purse. Thank you so much sir 3 months back took home loan. Along with paying emi, started 5k investing in small cap fund. I am following investment strategy

@SRICHANDARKARPURAM Год назад

Your calculations are really valuable and helped me for long run analysis

@udaykumar7630 Год назад

Meeru chesthunna ee hardwork ki, analysis ki ee free advices ki take a bow sir

@balajigurrala3997 Год назад

Hai sai anna. I am getting vexed to thank you...but can't avoid as you people are boosting us every time with your transparency in sharing the financial knowledge, social awareness... I want to intimate that in shared workbook password had been protected in incremental sheet even for yellow 💛 colour highlighted cell ... Plz share updated

@spoorthiduggi7687 Год назад

Hi Sai garu, I really liked your calculator. One thing it is missing is it is not accepting decimal points in "Interest". If you could add that I would really appriceate it. Thanks.

@komminilavanya4493 Год назад

Thank u soo much for the calculator and creating awareness Money purse Team . Last line " In Excel u can create magic.but real life lo practice chesthene work avthundhi Ani chepparu ....That line is superb and most valuable information . Special Thanks to Sai sir ...!!

@medhinijadapalli318 Год назад

Sir, మేము , Financial investment చేయాలనుకున్నాను. మీతో ఫోన్లో investment గురుంచి మాట్లాడవచ్చు నా. please respond. TQ

@rajeshpalanki7765 Год назад

Worthfull vedio.... Please let us know about debt funds clearly.

@MoneyPurse Год назад

We have already uploaded

@srinivaspiratla2272 Год назад

Awesome video. But when we try to make 13th EMI, just have an awareness that how much minimum amount would be considering by the either bank or NBFC to make the payment. Every financial organization will have different minimum amounts for partial principal payment. Example, LIC HFL is 50k, HDFC is 75k like this. Before you make plan to prepare your 13th EMI just check with your loan vendor.

@ManojKapuganti Год назад

HDFC accepts pre-payment only if the amount that you wanted to pre-pay is more than 3 months EMI

@ramanapukkella Год назад

Excellent strategy...

@garipellisrinivas4858 Год назад

Ur suggesting good financial earnings in repayment of housing loan ....its too good

@gurunadh2649 Год назад

Hi Saigaru..thank you so much for your dedicated work.we are following your financial advices.🙏🙏

@MoneyPurse Год назад

Most welcome and all the best

@Quantinvestor1 Год назад

@@MoneyPurse can personal loan pay fast like this method pls reply sir

@saiprasad6398 Год назад

Hi Sai garu, I am a regular follower. It’s my observation but not criticism…no much difference between the last 2yrs back video and this video. I just got refreshed my memory. That’s all. Thanks for the video.

@rohitbengani4713 Год назад

Thank you for the lovely educational session. You are one of the exceptional teacher when it comes to Financial topics. Thank you for sharing the excel however, this excel that you shared is in protected mode and requires a password. Please share the password.

@ramalingeswararaop9991 Год назад

Sai garu malle weight gain avuthunaru anukunta......Covid time lo health gurinchi concious ga unnaru. Malle apesinatlu unnaru dieting...

@hasamagiru Год назад

Sai Garu thanks much for the calculator, its really helpful for planning and sticking to the plan....one request, in the incremental sheet, annual incremental emi by % cell is locked...not allowing to enter values...pls unlock, so that it will be much helpful for people to plan based on their cash flow

@madhavi4999 Год назад

Sir, from where can I download excel?

@venkynavya1 Год назад

Aslu link open chesthe m kanipinchatledhu

@manoharreddy2577 Год назад

Thanks Sai Garu, i already started second strategy i.e investment plan.. this knowledge gain with MoneyPurse only

@VinayKumar-oj5du Год назад

Right time right video thanks sai garu

@blalitha3432 Год назад

Very informative sir, thank you so much for providing financial knowledge to all.

@bashabhaisk3344 Год назад

super ga cheparu సాయి గారు

@MoneyPurse Год назад

Thank You andi

@pmrtechpark1912 Год назад

ప్రస్తుతానికి మా బస్సు స్టాండ్ దగ్గర ల్యాండ్ రేట్ ఫస్ట్ బిట్ 12-14L నడుస్తుంది... మా area ఫ్యూచర్ లో బాగా devolop అయ్యేలా ఉంది...మా ఇంటి ముందు(2-లైన్ Road) ఉన్నవాళ్ళు వాళ్ళ ల్యాండ్ 1గుంట అమ్ముతున్నారు అది కొనడానికి నా దగ్గర ప్రస్తుతానికి అంత అమౌంట్ లేదు(10L రేట్) So నేను interest(6-7L) కి తీసుకొని ల్యాండ్ తీసుకోవాల @సాయిక్రిష్ణ గారు ఏమైనా suggestions unte చెప్పరా ఏది డిసైడ్ అవ్వలేకపోతున్న

@satishjb Год назад

Thats great calculation Sai garu.. howabout the TAX on the investment.. adu meru check chesi chepandi.. Pls.. love ur videos..

@rajuk8932 Год назад

Sir, I watch your channel regularly, Please I request you to upload videos relating POST RETIREMENT INVESTMENTS and their risks involved , as RETIREMENT proceeds are the only source for livelihood, and how corpus can be kept in tact and what we earn on it can be used for daily uses. Secondly, please suggest post retirement pension annuities available in the market and their risk involved. With thanks and regards

@manikantaganeshseelam2130 Год назад

Hi Sai Garu, Can you also provide analysis of the relatively new home loan products like SBI MaxGain, BoB Advantage home loan? This will help us understand more on when these products are beneficial, especially needed in current scenario where interest rates are very high. Thank you for all your videos andi. Super helpful !

@mandalavenkatesham4912 Год назад

Meeru cheppedi mortgage loan ki varthiste danipai evaru cheppadam ledu alage mortgage loan EMI pai kuda oka vedio cheyandi with Excel sheet

@yanduruvasudevarao8788 Год назад

Make ur presentation with reference to Net Present Value method on cash outflows which would be more prudent and practical.

@bvs.ravikumar235 Год назад

Thank you so much sai garu and team for sharing valuable information with easy calculations amd sharing the tool, which is very much useful to all of us.

@karth33k Год назад

Thanks a lot. Can't thank you enough for this knowledge. Really helpful to understand financial savings on loans for financial illiterate like me. Thank you.

@praghavendra9090 Год назад

Nenu 50 lakhs loan ki veltunna bro 20 years ki tenure cheyddam anukunna but 10 years lo pay cheyddam anukunna Ela antey 20 months ki oka 5 lakhs chit veysi adi raganey loan ki re pay cheyalani anukunna idi better na or 5 lakhs chit ki pay cheysey amount investment cheyatam better na

@rajaprasanths Год назад

Thanks brother for a superb video with excel sheet. Gained so much from it.

@ibvkirankumar Год назад

very helpful information...I have one doubt. Can you please clarify on that..If we change Loan amount from one Bank to another bank(less interest) in the middle..is it OK?

@nischalreddy27 Год назад

Sai garu, thanks a lot for the excellent learning video on this weekend. I am always greatful to you sai garu.🙏🙏🙏

@cryptowithhari2671 Год назад

Ma mam ki naku 37k total salary vastdhi but ma total emis 11k Money saripovtle any adviced ivvandi

@shivadarling4346 Год назад

Sir provide us good equity and index funds for longterm 20years make a video on that please its helps a lot of people like us..

@tunguntala Год назад

I am big follower of Money Purse, sir small suggestion my side I have gone through the excel sheet, if you add an option to start date of the loan, this will be more helpful to everyone Hope my suggestion is good

@sudhakarboyapati3795 Месяц назад

Sir plz send me details due to I am not unable to download your valuble explained 🙏

@mshaik1055 Год назад

Sai Garu, thank you very much for sharing such a valuable information. Most of us are not clear about taxation. It would help us a lot if you share information on taxation on gains and losses. Thanks!

@charvipattila7973 Год назад

Hello Sir, This is the daughter of Hemantha Pattila from Reliance Mutual Fund. Really love your videos and content. Can you please provide the calculator as a google sheet or some kind of online version because I don't have access to excel. Thanks in advance.

@krantikasi5440 Год назад

Please make a video on Flat vs Reducing interest Loan for home loan.. with a few Reducing interest loans for home...

@indianpeoples6549 Год назад

Small dout sir 2200000 strategy అందులో 1000000 మన bonce - చేస్తే 1200000 interest ఇంత తక్కువ అవుతుంది కదా sir

@joshivangipurapu8855 Год назад

Sai గారు.....నేను నాకు తెలియకుండా ఒకరి లోన్ లో గ్యారెంటిరీర్ గా ఉన్నాను అని cibil స్కోర్ 650 కి తగ్గిన తరువాత కానీ తెలియలేదు.....I need ahome lone,but no 'civil score'how improve my score tell me......sir

@newsupdates9271 10 месяцев назад

Very good information bro.. I got better suggestions and support from your vedio Thanks a lot

@sripriyavb5572 Год назад

🙏sir. Home lone early ga clear cheseka manaki incom tax problem vosthundhikada sir. Appudu manam yemicheyali. Yenni LIC lu SIPs unnakudaa tax problem vosthundhi kada sir. Home lone clear cheseka taxes yela clear chesukovalo oka video cheyandi sir. Yendukanta almost yevarikayena lone clear cheyalante time paduthundhi sir.

@praveenthatipally Год назад

Very good video Sai Garu. Will be helpful to many people. Keep up the good work Money purse team.

@muppalladurgasrinivasarao7915 Год назад

Very good explanation thank you Sai gaaru.

@varshavlogs55 Год назад

Thankyou sir this is very helpfull video for me..

@scientific6929 Год назад

Sai garu first me video like chesina taruvathe video chusthanu in any topic

@drbh6331 Год назад

Sai Garu how to select a best home loan ? Oka video cheyagarala Pls..e bank ni select Chussukovvali .. Chessukettapudu emmemi chuddali

@mallikarjunaraoarava Год назад

Worth video to watch. Thank you as always Sai garu. 🙏. Sharing in my friends groups.

@pothugantisuresh9028 Год назад

Hi sir, మంత్లీ ఇన్కమ్ ప్లాన్ కోసం చెప్పండి సార్ ప్లీజ్

@vamsireddy864 Год назад

God will bless you anna😍 helps me alot for planning financially

@mohanmaddukuri7254 Год назад

Ty sai sir, depth of this video only knows who bear the home loan. it's Very helpful to me personally.

@Tirumalaabhishek Год назад

Waiting Sai Garu. Awaited video from Money purse team. Thank you for your efforts.

@MoneyPurse Год назад

Most Welcome andi

@bheeshmakumar1274 Год назад

Sir I am already following and I am very thankful for this information.

@gopimacharla0714 Год назад

Thanks for putting efforts to educate subscriber's on financial planning 👏

@myturn2088 Год назад

Yes my home loan interest increased from 10000 to 13000 due to increase of interest rate to 9% in union Bank

@1984ms Год назад

Sir nenu Fullerton lo mortgage loan theesukunnaanu , 400000 Rs so 6 years term , nenu kooda meeru cheppinattu ga clar cheyyochha sir , cheppandi pls .

@rajeshkumar-kb4fb Год назад

SAI GARU , meeru sheet provide chesaru but protected sheets valana maku use ledhu sir

@karthikvarma437 Год назад

Calculator is awesome thanks sai garu

@Ruth-c4q Год назад

Sai garu previous ga chepparu kada! Immediately apartment konandi.. Meeku benefit

@munagasrinivasarao8096 Год назад

Good Evening to Money Purse Team

@SwamyRaviChandraOduri Год назад

Sai garu, house buying decisions kosam meri create chesina excel lo columns width increase cheyalekapothunam. So danivalla amount sariga kanipinchadam ledu. A excel ni column width edit chesai laga excel ni modify chesi malli mana telegram channel lo post cheyandi

@srikanth_voonna Год назад

Hi anna. Thanks for the valued info. Thanks for your efforts. I have one question. How come we can gain if the loan is 9% and investment is in 7%

@sabeerhassain3287 Год назад

Very useful information thanks a lot for sharing the Excel sheet

@Satyanand380 Год назад

Very much appreciated for the valuable money saving video andi . Tq and keep posting like these informative videos

@gopinathsilks4789 Год назад

Great work for sharing and educating us sir, I am in need to take home loan but pmay is not available this FY2022-23 anta Ani banker's telling. Kindly guide about alternate resources for subsidy if any sir.

@millionviewers3998 Год назад

Sir rental income tho emi clear cheyadanki plan ela cheskovali entha home loan teskovali

@Localtraveling Год назад

What a format superb, tq tq very much to all team

@janumpallysunitha4131 11 месяцев назад

Sir meku vadhanam chala baga chepandi

@dvinodkumar607 Год назад

Sir నాకు ఒక డౌట్.... హోమ్ లోన్ ఇంట్రెస్ట్ రేట్స్ పెరిగినట్లు మిగతా లోన్స్ పైన కూడా పెరుగుతాయా??

@MahaLakshmi-mk1wc Год назад

simple ways in Home loan we are paying (principal + Interest + principal) = home loan

@PavanKumar-xo1hh Год назад

Same type of video nenu home loan series lo chusina anna 😝😝 past lo mana moneypurse channel lo ne

@MoneyPurse Год назад

Yes Bro, we have done lot of changes in the sheet compared to previous one

@PavanKumar-xo1hh Год назад

Anna sahara housing lo invest chesina vala paristhithi entidi anna? If ah amount return thiskovali ante ah procedure explain cheyara pls? Dheeniki kuda answer cheyandi kada anna pls, meet up nundi try chestuna ee question meet up lo avakasam raledu, akka anna oka slip lo kuda rasi ichina tharvatha cover chestaru ani. Daily money show lo kuda adguthuna Please answer this question

@samudralasantosh5564 Год назад

Meeru views and money kosam video cheyakandi mastaru , there are many ways to earn money , meere inko video lo home loan paina konakunda share market lo invest cheskondi ani suggest chesaru

@yashusai8484 Год назад

Hi Sai Garu, thanks for teaching financial knowledge, i have one doubt in Excel sheet, what ever income we are generating by investing additional home loan amount in equities,but we have to pay tax for the what's ever income got from the equity then our savings will reduce, pls correct me i am right here

@saiprasad6398 Год назад

Menu 2 SIPs start chesanu…2yrs aindi. But still my profit is in (-) minus figures only. 😕

@ravihere2010 Год назад

Thank you so much Sai garu for such useful tips and strategies.

@yugandharraojanam9001 Год назад

Hi Sai garu and team, thanks for an amazing video. I have downloaded the Excel file from your telegram channel but I am unable to modify the annual incremental emi by % cell which is fixed to 6% in the Incremental sheet so please provide a revised file and also I have noticed that if I input interest rate as 8.6%, it is showing as 9% so give formatting edit permission and If possible provide an unprotected file. 🤝👍👏