Rent House vs Buy House Which is Better | Free Calculator to find out Rent house or Buy house

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4 окт 2024

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Комментарии : 2,9 тыс.

@MoneyPurse 4 года назад

To Support our channel , use below links 👇 You can compare Term Insurance here bit.ly/46hsSJA You can compare Health Insurance here tinyurl.com/pgc9dcxc Get Best & Free Credit cards Apply Now IDFC free Credit Card (Free) - wee.bnking.in/ZTFkZTc1 AU Credit Card (Free) wee.bnking.in/NmZkNGQ4

@adithyaraj6304 4 года назад

Sir, please make a video on Margin and Leverage concepts.

@lovaraj9768 4 года назад

Sir,excel sheet link?

@MoneyPurse 4 года назад

Raj Garu, I have mentioned clearly about excel sheet in video

@phaneendrakumargunda8841 4 года назад

@@MoneyPurse I didn't find the link . Can you please point us to the link

@raj-999 4 года назад

Sir , you have not said about the LTCG tax and tax grid on the total gains of the mutual funds & moreover nifty will not give more than 13-14%/ yr (CAGR).

@durgaprasad5576 3 года назад

పేదలకి ఈ లెక్కలేమి ఉండవు. ఏ రేకుల షెడ్డులో అద్దెకు ఉంటూ, చక్కగా పనికి వెళ్ళి, సాయంత్రం ఒక క్వార్టర్ వేసి ఏంజాయ్ చేస్తారు.

@pallavielamarthi 3 года назад

Correct vallaki illa pattalu kuda vasthayi

@vennelayadav3900 3 года назад

True bro

@aravindb9881 3 года назад

Avna enjoy chesthunnara miru kuda o shedd vesukuni enjoy cheyandi

@mdahmadmdahmad6848 2 года назад

@moneymantra900 6 месяцев назад

Correct bro

@vreddy2011 3 года назад

మీరు చెప్పింది వాస్తవం..కానీ రెంట్ ఇంట్లో ఉండటం own house lo ఉండటం లో చాలా తేడా ఉంటుంది అది రెంట్ హౌస్ లో ఉండేవాళ్లు కి తెలుస్తుంది... ఓన్ హౌస్ అనేది ఒక ఎమోషన్ .. కాకపోతే లోన్ ఒక 30% వరకు మాత్రమే ఉండి 70% క్యాష్ తో తీసుకునేలా ఉండాలి. మొన్న కరోనా వచ్చింది అని ఇంటి ఓనర్ మిగితా రెంట్ వాళ్ళు ఒకతన్ని ఇల్లు ఖాళీ చేయించారు మనకంటూ ఒక సొంత గూడు ఉండటం లో ఉన్న కాంఫర్ట్ దెంట్లో కూడా ఉండదు... చాలా మంది భారతీయులు ఇల్లు నీ ఒక ఇన్వెస్ట్మెంట్ గా కాకుండా ఒక కంఫర్ట్ లా భావిస్తారు... రోడ్డు కి దగ్గరగా అపార్ట్మెంట్ ఉండేలా ఉంటే అపార్ట్మెంట్ thiskovachu..లోపల అయితే independent House బెస్ట్...

@meghabachu 2 года назад

Better to go and buy independent house or apartment

@saikadari-mk5ne Год назад

Yes house anedi oka emotion

@ranisunkara5140 Год назад

.......? k

@subbareddy471 4 года назад

Investment priority 1,plot 2. agriculture land 3. flat 4. gold 5.fixed deposits in national banks.

@dbpradeep 4 года назад

the satisfaction of having an own property and living in it... is priceless... naa ane dantlo unnanta trupti vere dantlo ledu

@MoneyPurse 4 года назад

all the best Pradeep garu

@shanmukh111 3 года назад

This is exactly what I thought about owning a house. Instead of paying EMI, I personally want to invest that money for a better return rate. You gave more clarity with your calculations. Thank you sir. 👍

@MrSridarreddy 4 года назад

I had a smile ,when you told that if construction people gives us land , we didn't even construct bathroom in that

@pk_90 4 года назад

Same here

@kumaraswamy3257 4 года назад

ఏ calculate చేసినా సొంత ఇల్లు సొంత ఇల్లే...ఆ వాల్యూ యే వేరు అద్దె ఇంట్లో satisfaction అనేది ఉండదు.. ఓనరు చెప్పినట్లు Fallow అవ్వాలి. ఇల్లు వెకేట్ చేసి వేరే ఇంటికి మారాలంటే పిల్లలతో చాలా ఇబ్బంది... location మారిపోతుంది... shifting charges భారమవుతుంటాయి...సొంత ఇల్లు ఉండటం వల్ల ఇతరస్త్ర ఏలోన్సు అయినా Easy గా వస్తాయి

@rampage7818 4 года назад

Dabbulu unte sonta illu manchi asset. Appu chesi konte aaripotam sir.

@venkatvarma4731 4 года назад

Yes

@ramachandramm5380 4 года назад

@@rampage7818 అప్పు తీర్చే మార్గాలు ముందే వెతికి పట్టుకోవాలి...అలా ఐతే ఏం కాదు....

@Rks1983 4 года назад

చాలా బాగా చెప్పారు.. ఓనర్ దగ్గర తలవంచుకుని తిరగాలి.. సొంత ఇంట్లో ఉన్న ఆత్మ సంతృప్తి వేరు.. ఇల్లు కొనకుండా డబ్బులు షేర్ లో పెడితే.. ఆ షేర్లు ఒకేసారి డమాల్ అయితే.. అప్పుడు లాభం గూబకి వస్తుంది..

@rampage7818 4 года назад

@@Rks1983 valid point

@gkvideos2611 4 года назад

సార్ మీరు చాలా చక్కగా వివరించారు మీకు ధన్యవాదాల🙏 నాకు ఒక సందేహం వచ్చింది సార్ హౌసింగ్ లోన్ ఉంటే EMI కట్టి తర్వాత కొన్ని సంవత్సరాలకి ఇల్లన్న ఉంటుంది అద్దె ఇంట్లో ఉండి మీరు చెప్పిన విధంగా investment చేసేవాళ్ళు ఎంతమంది ఉంటారు అని నాకు సందేహం కలిగింది

@ravib6889 4 года назад

You are the best person who explains financial planning in telugu I am learning a lot thank you so much sai garu

@MoneyPurse 4 года назад

Thank you so much Ravi garu

@vinaykumar-wo9ui 4 года назад

EMI date vastey chaalu presssure ekkuvavtadi. Home Loans are suitable for only who has good financial support, OR Govt Jobs. Private Jobs/unscured jobs assalu risk cheyakandi. Or do one thing if you buy house on Loan....2/3yrs tarwaata kodiga ekkuva rate ki ammesi....land konukunni kudirinappudu illu kattukondi.

@SateeshKum 4 года назад

చాలా బాగా చెప్పారు సర్. చాలా ఇంగ్లీష్ వాటిలో కూడా కొన్ని వదిలేస్తారు కానీ మీరు అన్ని విషయాలను స్పష్టంగా చెప్పారు. థాంక్యూ వెరీ మచ్ sir.

@MoneyPurse 4 года назад

Thanks and most welcome Sateesh garu

@naidugaaru4783 3 года назад

Ultimate Explanation sir, I really don’t know who ru, i m just watching RU-vid and read tagline but after watching ur video it’s very worth full middle class families like me. Thanks a lot.

@MoneyPurse 3 года назад

Thanks a lot andi, nice to hear it was helpful. We upload many such useful videos on regular basis

@naidugaaru4783 3 года назад

Still i m watching ur video coz. I couldn’t complete fully nd very interesting sir. Pl keep it up coz. It’s very useful to people’s

@nellurr 4 года назад

I wish I had seen your video 6 years back when I bought my apartment. I could have avoided lot of pressure. Also I recently came across a person who did the smart thing of investing in Mutual funds as strict as paying EMI for 8 years and bought house with 80% down payment for a 1 CR apartment. I did not meet him sooner in my life. Lesson learned in hard way. Thank you for educating people like me. I am trying to educate people in my friend circle. Your video will help many more. I will share it with them.

@kirraak123 4 года назад

Here everyone misses one important point he has mentioned. "Loan takes away your freedom to do anything else other than day job to reach better future e.g., business". We will lose that freedom for our good "young" 15 years. Time (e.g., age) is the most valuable commodity in the world, don't live it for some one else's (banks, builders). Save your money as you earn, Buy your house when you can. Have freedom at your valuable years to do what you can and become in your life. The moment you take the loan, you are stuck - no matter how hard worker you are, how big your goals are, you got to do that same job.

@EDMVibes24 4 года назад

Yes Bro 1. Buy your house when you can. 2.We will lose that freedom for our good "young" 15 years. Money ella karchu petalo, ella invest cheyalo teliani valu, Present life ni enjoy cheyadam teliyinavalu Apu chesi ellu kontaru .

@MoneyPurse 3 года назад

You have great understanding level 👍🏻

@rangavijay948 3 года назад

Ultimate explanation, but if a person consider all points, definately middle class PPL can't buy house sir👍

@sureshjogi9029 4 года назад

మధ్య తరగతి వారిని దృష్టిలో పెట్టుకొని చేలా చక్కగా సులభంగా అర్ధమైయేటట్లు చెప్పారు.👍

@shivap7688 4 года назад

Good information sir.super చెప్పారు మేము చాలా తప్పు చేశాం.ఆప్పు చేసి ఇల్లు కొన్నాం.totalga loss లో ఉన్నాను.ఇంట్లో చెపితే వినకుండా ఇల్లు కొను ఇల్లు కొను అని force చేశారు.ladies చెపితే వినరు.పక్కితోల్లు కొన్నారు అని force

@Santoshnsk 4 года назад

In which location sir?

@rajappa0622 4 года назад

I purchased house (individual )at Bangalore 32 lakhs in 2013 with loan 26 lakhs ,site rate when purchasing was rs 2200 per sqyfeet Today site rate only rs 6000 per square feet Total site rate today is 36lakhs ,no body invest or savings regularly ,my opinion is purchasing house( individual )through loan is better with increasing EMI every year

@SrujiShinyTalks 2 года назад

9yra lo miku site increase ayindi only four lakhs a

@madhusekhar9474 3 года назад

Over all Video and Explanation is very good... but below are my view points.. Just for example - An average apartment cost in Hyderabad was 20-25lacs 8-10 years ago, now it reached 80L-1cr for the same size flat and in the same area. So what will be the cost of a new house (consider the same apartment used in this example) after 15 years, it will be more than 6X-7X time minimum based on current real-estate market trend. So how can you buy a home at age 40 by spending 3Cr-3.5Cr, how much will be the monthly EMI. After age 40 there will be so many other responsibilities so i believe its very tough to pay higher EMIs. So i feel buying a home as soon as possible is also a better option considering the way the property/house costs are rising these days. but need to consider all other aspects explained in this video... :-)

@n.syamalasrinivas5126 4 года назад

చాలా బాగా చెప్పారు. కానీ, already 45 years ఉండి, సేవింగ్ start చేయాలని అనుకొనే నాలాంటి వాళ్ళకి, తగిన సలహా ఇవ్వగలరు. నాకు కూడా సొంతింటి కల ఉంది

@prasadbskv6884 4 года назад

KILLED LIKE BUTTON.. కృష్ణా జీ ఈ వీడియో ఖచ్చితంగా నాకు చాలా ఉపయోగపడుతుంది... Waching video..

@MoneyPurse 4 года назад

All the best Prasad garu

@sadiqmohammad4980 4 года назад

అప్పు అప్పుడే విరోధం ,అని పెద్దలు చెప్పారు ఇయంఐ ద్వారా ఇల్లు కొనడం బుద్ధి తక్కువ దీనివల్ల సగానికి పైగా జీవితం ,బ్యాంకులకు బాండవుతుంది బిల్డర్లు ఇంటి ఆశ చూపించి బ్యాంకులకు మనల్ని బందీలు చేసి వారి డబ్బు రాబట్టుకుని ఉడాయిస్తారు ,కొంత ఆలస్యమైనా డబ్బులు జమచేసుకుని ఉన్న డబ్బునిబట్టి కొంత దూరమైన పరవాలేదు ఇల్లు కొనుక్కోండి అపార్ట్ మెంట్ ఫ్లాట్ మాత్రం అసలే కొనకూడదు దీనివల్ల పిల్లలకు భవిష్యత్తు ఇవ్వడం కష్టం ,

@MoneyPurse 4 года назад

True Sadiq Mohammad garu

@krishnayeshvikacreations1890 4 года назад

S..

@venkatesh680 4 года назад

వాస్తవం చెప్పారు sadiq గారు

@kondavenkateswarlu4384 4 года назад

Bro chala bagudhiiii Mi explain..

@MrJammybro 4 года назад

చాలా చక్కని అంశం బోధించిన ఫాస్ట్ గారికి వందనాలు

@vaddipandit1385 4 года назад

Hi, Very insightful and informative. I believe we have to include HRA tax benefit for rental house(19th minute).

@kanth23ytube 3 года назад

Monthly saving (emi rent) lo 16667 minus chesaru gani 5 to 10% yearly increase consider cheyaledu Oka vela ah amount invest cheste selling time lo daniki tax padutundi.. But the advantages and disadvantages that u explained is excellent....every person should consider before buying buying a flat.

@widyasaagarr6125 4 года назад

In this 20 years journey I may have following expenses. 1.Marriage 2. Expenses on children education. 3. Retirement planning. 4. Un expected helath issues. I think all these things may show an impact on calculation and generated corpus. Am I right?

@MoneyPurse 4 года назад

Hi Widyasaagar garu, yes all these will impact you, so we should plan for these things with higher priority

@chaitanyakumar8341 4 года назад

Andhuke marriage chesukopothe a baadha vundadhu.... Stay Single stay happy...😛

@MoneyPurse 4 года назад

😀

@rakshithreddy115 4 года назад

I don't think you are alone in analysing all the pros and cons that you have come up in this video , really appreciate your team's effort. super team and great leader!!

@MoneyPurse 4 года назад

Thank you Rakshith garu, my team is great strength for me .. I will share your appreciation with them

@panathalakshmi6608 3 года назад

I look kkkkk ok I know k kkkkk I k kkkkk I kn ok ok ok k ok ok ok kkkkk kkkkk ok kkkkkk ok k kkkkk ok kkkkkk k kkkkk kkkkk I look kk

@panathalakshmi6608 3 года назад

Kkkkk kkkkk ok kkkkkk kkkkk knn I'll LLM

@vijaybharath7341 4 года назад

Sir, there are few more things I would consider based on my personal experience. 1. Investment Risk factor - one of the important factor to me. I have invested in mutual funds around 5.5 lacs since 5years and is in 60k loss now. I have also invested in stocks without knowledge and lost 10lacs. If I had invested in a land or house or flat, it would have given good returns. 2. If we do not put any commitments, then you will make unnecessary expenses without thinking much about savings.

@baludevarapu 4 года назад

Can you please enlight us by providing those mutual fund names, Are they taxable mutual funds?

@mbcreations5799 4 года назад

Long term investment is good... Minimum 15 years.

@chaits4377 4 года назад

@@baludevarapu any mutual funds, stocks are in loss right now since after modi's term started there is no consistent growth in stocks and MF's and currently due to Corona world wide there is huge downfall. Anyone who has invested thinking for long term before Modi has come that is before 6,7 years its a huge loss only. This comment is not for regular stock investors who invests every day and sell them every day

@baludevarapu 4 года назад

@@chaits4377 Thank you for sharing info.

@moneyfreak1739 2 года назад

@@chaits4377 what about now? Its going well right?? MFs are far better to invest keeping long term in mind.

@venugunna4112 3 года назад

For all round growth we should have Financial knowledge, this video gives better understanding of that, thank you for the video.

@mohan5228 3 года назад

డిస్ లైక్ కొట్టినోళ్ళూ... ఓన్ హౌజ్ వాళ్ళూ అనుకుంట 😁😆😅😂

@kishoren5181 4 года назад

Job vuntundo vundado ipudu, home loan teesukovalante chala bayamga vundi

@factualproof 3 года назад

Person who has an own house own car and no loans and also gets close to a lakh is the happiest person 👍

@lravikiran88 3 года назад

Purvikula asti tappa its impossible for Middle class boss..

@factualproof 3 года назад

@@lravikiran88 Own house chinnadi konnukovochu flat comes in 25 to 35 lakhs .... Slowly can increase ny saving . Live a simple happy life Purvikula.aasthi unte King vaadu 👍

@lravikiran88 3 года назад

@@factualproof pelam opukoda china flat ante

@factualproof 3 года назад

@@lravikiran88 hahahah manna manna stomata bro koncham unnapudu chinnagane alochinchale daani ela penchala chuskovale 👍

@vinayaka-Dora-Bonam 3 года назад

I cleared my home loan last month also owned own car but agian second hand car which is 3 lacks, because for brand new car I need go for loan for another 3 years which I dont want to, now I am loan free, I am into below middle class family.

@prakashv7557 4 года назад

Indirectly telling to invest.... Andaru investment chestey market sankalp nakutadi edaina demand based undali

@yasaswy 4 года назад

He has many valid points but one of the best decisions I made is take an apartment before going abroad. Paid off home in 2 yrs and liability (home emi) turned into asset with cash cow (paying rent now). Managing is pretty much easy only thing is you compromise on just a little like 10% less rent to have the same stable tenant at home for longer period. Think about it. If you foresee a larger income before going abroad do it. The same 37lkhs 3bhk in 2914 costs north of 90lkhs now if you want to get a new home in Hyderabad. I'm not doing rocket science here too, almost every IT guy does the same, all we have to do is maintain discipline and just some forward planning.

@shankermcis 4 года назад

Hii Sai pathri. Iam your employee from ICICI prudential. Shanker tallaplli. I feel happy after watching you after long time.

@rajeshp5553 4 года назад

Thank you soo much Sai garu, We are lucky to be a member of Money purse channel

@MoneyPurse 4 года назад

Thanks and Most welcome Rajesh garu

@dheerazk7213 4 года назад

Numbers are good but very difficult to implement , i had a very simlar argument when buying a car ( booking a cab vs own car). when i compared number buying a car is very bad idea & booking cabs is quite good. But in pratice own car really helped me.

@maheshreddy1612 4 года назад

true Sir, difficult to implement above plan.

@sudarshank955 4 года назад

property value depreciates drastically over a long period if you buy a flat in apartment, you will not get the cost of flat at the end..we can see this real life, suppose if you buy a flat 60L it will be 10L to 15L after 10 to 15 years, Because it became old property and nobody will be ready to buy for higher prices..Instead of that, if you are in rented flat you can save a lot of money for future and also enjoy the same benefit of flat like a owner.

@mprao8320 3 года назад

Its true 👍

@Jaybhavin 6 месяцев назад

its somewhat wrong. flat value also increases over period of time whether its new or old due to inflation

@sandeeptothuka7782 2 года назад

Sir u explained in good way like a imagination world investment will give gaurenty returns continuously 15yrs or 20ys can u answer and FLAT example kakunda individual house example ga teskoledu my brother frnd constructed 3 stares house 2 portions rent cover 60%emi pls don't give wrong statements

@chaitanyakumar0692 3 года назад

Awesome explanation sai garu ..epudu nundo e confusion lo unanu ..got clarity today ..thanks Sai garu

@venkateswararaoj998 4 года назад

Sir Namaste Deep ga example tho explaine chesaru. thank you Slowly explain chesthe baguntundi sir

@srinivashzu7796 3 года назад

Last calculation lo every year rent perugutundi kada.. So (EMI - RENT) value change avvali kada every year

@adulapuramakhil871 3 года назад

We can't sleep peacefully if we don't have own house, and no value in society for rentals.

@saleemkhan-eq7ly 3 года назад

No value in society is a past thing now. There are plenty properties sitting empty and desperate to fill with tenants. Due to vast growth in housing becausing of easy loans people are buying not 1 but 2 to 3 houses. Better to be smart than looser. This housing bubble will burst one day. As 70% are already on loans, or borrowing money for not needs but for comforts. This 70% will turn to 90% soon as people are still not learing from previous financial meltdowns. There were lot of financial recession and depression happen but still people are thinking of status. It's a pity.

@pannalakoundinya7073 3 года назад

🙏👏సర్ మంచి విషయం చెప్పారు నేను ప్రస్తుతం అదేపనిలో వున్నాను నాది సురేష్ పరిస్థితి,మీ ఛానల్ ని లేట్ గా చూసిన సరైన టైం లో చూసాను.మీరు చెప్పింది 3%ok కానీ 1%కన్ఫ్యూషన్ లో వున్నాను.

@Prashasprapancham 3 года назад

This is video is good for any layman.. simple bhayya... House konte individual house Manchi residential area lo konandi, basti lallo kakunda... Flat ite paisalu full unte konandi, if not, invest on plots at your hometowna and inti pannu teskondi safe side..... Land meeda petindi Eppudu podu..... Pellalu ki atleast 7 years vachindaka invest on plots... Enduaknte .. sontha illu pilallu chinanppudu padu avvidi... And School ki dagarlo undochu rented home... EMI waste, liquid cash loose avtam...Eppudu pillalu pedda iyyaka plot konni tese illu konandi, less loan toh... Tension free untaru... Hyderabad is fast growing invest on realiable HMDA plots....

@Tata_Santosh 4 года назад

I see apartment as a depreciation whereas individual house as an appreciation.

@MoneyPurse 4 года назад

Hi santosh garu, even individual house has depreciation effect after few years. What is actually valued is the land under the individual house

@Tata_Santosh 4 года назад

@@MoneyPurse you can avoid the registration terms like Avirbhaavapu....anirdesapu....etc..for a house you have boundaries and you if you cant manage investments, you can build floors and start rental income. Apartment has a life say 50 yrs or 60 yrs...later to reconstruct...everyone incarnated as an engineer themselves..to swindle commission for reconstruction. It won't proceed. Reconstruction of apartment is tedious and every member has to approve...some may have and others may not. There is a definite risk. So I prefer individual house

@Srikanth-vl3qs 4 года назад

Money Purse { మనీ పర్స్ } sir I want invest 30lacks for good interests please suggest me any idea thanks

@pepetigowtham3995 4 года назад

@@Tata_Santosh yes plz suggest

@nandikollasridhar7649 4 года назад

Very informative

@shaikarif2623 4 года назад

First time 23 minutes skip cheyakunda chusa sir... Thank you for Ur info ❤️❤️

@MoneyPurse 4 года назад

Thank you so much 🙂 Arif garu

@jelleljle5179 3 года назад

@@MoneyPurse exlent sir advice

@sudheerkumar-zw1rf 3 года назад

great content,but we have to consider other expense like insurance(health+Life)+ some other expense

@shannu1929 2 года назад

Oh my god🙆‍♀️🙆‍♀️. First time dislike leni oka video chusaanu youtube loo. Thank you very much sir ilanti financial management videos chesi maa middle class vallaki knowledge gain chestunnaru.... 🙏🙏🙏🙏🙏

@Gouse_Ahammed2845 9 месяцев назад

I think you have missed one main thing.i.e: while explaining rent calculation you have shown emi - rent as 22,722RS as constant.but this one also should vary.then you can tell buying new house is better than staying in rent..

@chiranjeevi_9 4 года назад

Thank you sir, I have been searching for this concept in many videos, still I couldn't get the clarification. Now, I understood and it makes more sense also, Appreciate the effort.👍🏻🔥

@MoneyPurse 4 года назад

Thank you so much Chiranjeevi garu

@sreeharshak1680 3 года назад

How much is that guarantee that stock market will not crash? We don’t have any control, multiple external factors will play on stocks. Buying house is a secure way what ever like pandemic happens we can stay in home even losing job can reduce ur expenditure..if you initially save more and close the loan earlier..

@sureshbobbili8237 3 года назад

I was confused whether i need to take new flat or not. Now i understood. Thank you sir

@sandeeptothuka7782 2 года назад

Super great ani comments pettina vallu kooda home loan teesukunna vallu or future lo tesskunay vallu untaru video post chesa ee sir kooda own house undemo

@therisatherisa2497 3 года назад

Nenu house ela kattali ani alochisthu mbl chusthunnanu anthalopu me video kanipinchindi sir tq for ur excellent information , eppdu naku clarity vachindi house medha tq sir👏

@rajrj8039 4 года назад

Dear sir, No doubt you have been doing good for scociety, I'm requesting Could you please make a video on how to save money smartly for future (best options to save and Consider from salary range also between 10k to 50k), and the best policy must have to support family members.

@pradeepmetta6811 4 года назад

చాలా clear గా చెప్పారండి.. thanks 🙏🙏

@lakshmig9555 4 года назад

Permanent job unna vallu own house tisukovaali. Job security leeni vaallu rent home lo untu, some Amt save cheyaali

@Santoshnsk 4 года назад

Exactly

@chaits4377 4 года назад

So what do you think about a SW engineer? That's not correct.. when you are confident that you are capable to get any job and lead your life then it is better to do investments

@saiyadav8955 4 года назад

Well said madam

@ashavadikavya 4 года назад

Permanent job unna entho mandi ....Valla sagam jivitham EMI katteki saripothadi akka ....most of the middle-class vallu ade kada chestunnaru

@pavankumar-ct6iy 4 года назад

@@chaits4377 wellsaid

@nagesh7vut 3 года назад

After watching this video i decided yo buy home with loan.. Because i am not smart to invest to get 12% ..and I will miss the feeling of own house for 15 years.. For that feeling there is no cost no price

@tirubattu 3 года назад

సార్ థాంక్స్ ఫర్ ద వీడియో. మీరు అద్దె ఇంట్లో ఉంటే అడ్వాంటేజెస్ గురించి చెప్పారు. అందులో సెకండ్ పాయింట్ రెంట్ వర్సెస్ emi మరియు ఆఫీస్ దగ్గర్లో ఇల్లు. ఈ పాయింట్ ఇంతకు ముందు రోజుల్లో అడ్వాంటేజ్ కానీ ఈ రోజుల్లో కాదు. ఎగ్జాంపుల్ ఆఫీస్ కి దగ్గర్లో ఉంటుంది అని మణికొండ లో రెంట్ 20 నుండి 25 వేలు వరకు ఉంటుంది. కానీ ఇవే మొత్తాన్ని మనం emi కట్టుకుంటే ఫ్లాట్ కొనుక్కోవచ్చు. దీనిని కొంచెం వివరించగలరు.

@Srix736 4 года назад

After watching this video I realized that wasted 10 years😭😭... 0 investment 0 savings

@learncomputerteluguchannel 4 года назад

Thank you sir. Excellent information.

@MoneyPurse 4 года назад

Most welcome andi

@buchiramulu 3 года назад

Good explanation, all things fine, but the invester need to wait upto 20 years , in this period price will increase very high, and at that age , he can't enjoy, all the dream at rght age.. I feel. Otherwise amazing helpful

@ramtejareddykommera8872 4 года назад

Sir for house i think you forgot depreciation sir... You considered only increment in value of property but if the house becomes old then the value of property gets depreciated sir. In that point i dont agree with you

@Arigelagopalakrishna 3 года назад

ఇలోపు జాబ్ పోతే,ఎందుకంటే ఇది గవర్నమెంట్ లో కొంతమంది నాయకులు,కార్పొరేట్ కంపినీస్,విద్యావ్యవస్థ, యువతతో ఆడుతున్న గేమ్. తెలిసినవారు ఎవ్వరూ జీవితంలో సెటిల్ అవ్వేవరకు ఇల్లు తీసుకోరు. అలాగే వెంచర్స్ లో ఇల్లులుకొని దళారులను పెంచి, భూమిరెట్స్ వచ్చేతరానికి భారంలేకుండ చేయాలని మనవి, మన ముందు తరం వాళ్ళు తప్పు వేయటం వలనే 100 గజాలు 50 లక్షలు అందులో ఇల్లు 10 లక్షలు మన జీవితం ముఖ్యం ఇల్లుకాదు. జీవితం, ప్రకృతి, ఆరోగ్యం ,విలువలు,మానవత్వం చాలా ముఖ్యమైనవి. ఎన్నో సంవత్సరాలు చదువుకున్నది, సాటి మనిషికి నీడలేకుండా చేసే మానవత్వం లేని రియలేస్టేట్ దళారుల కోసంకాదు.

@S4sadhanala 8 месяцев назад

This will work out only for those who is having good knowledge in finance management. Other wise investing in lands is better option.

@bp5594 4 года назад

Baga explain chesaru thank you sooomuch sir 👌👏👏😊

@subramanyamk3322 4 года назад

Thanks For the Detailed Explanation. i have question here on decision making. assume if we bought home our savings will be 1.41Cr and finally Home is ours. as you told flat will have depreciation at the same time Market value of the asset also grow since at the end of the period Net effect of approx 80 Lacs valued property will be in our hand . Total savings will be (1.41Cr+80 lacs). in the rental Eventhough with 8% return we will save 1.20 Cr and there is No property in our hand at the end. as you have told expecting 12% returns on Investment is High risk investment. There may be possibilities of Los of Investment Too. can you please consider these factors too in your calculation will give clarity on Decision Making. Thank you . correct me if i am wrong.

@ravikumarvinjamuri3963 4 года назад

A right video at right time, I was planning to buy a house and this made me think. Thank you Sai garu, as always enlightening us with your knowledge

@MoneyPurse 4 года назад

Most welcome Ravikumar garu and all the best

@livestyle5527 10 месяцев назад

I bought independent house in 2006 with 17 lakhs loan in Hyderabad and paid off in 2019...now the house worth is 2 cr.

@toffeekid 3 года назад

Me effort nachote like cheyamannaru.asalu nachakunda ela untundi sir inta clarity ga mem kastapadakunda easy ga chala knowledge share chesaru.100000likes meku.

@ajithaaron597 3 года назад

This is the channel where I have subscribed on the first go 💪

@MoneyPurse 3 года назад

Thanks Ajith garu

@ranivarmav7635 4 года назад

అపార్ట్మెంట్ వాడు ఇచ్చే స్థలంలో బాత్రూమ్ కూడా కట్టలేం🤣బా చెప్పారు,

@palakurthiprabhakar3900 4 года назад

It was an awesome video, discussing abt peer pressure 🙏🏻🙏🏻, after seeing your videos on mutual fund series I felt bad because I ran out funds in investing equity, Because I bought two homes at a time and feeling emotional to sell the properties now, but this video is an eye opener to rethink abt sale

@MoneyPurse 4 года назад

Yes Prabhakar garu, that is the biggest challenge for many families to handle

@kundanivlogs 2 года назад

Same situation happened to me now

@durgaprasad5576 3 года назад

అంతా బాగుంది., కానీ అదే 10లక్షలతో సిటీకి 10km దూరంలో ఓ రెండు సెంట్లు ఇంటి స్థలం కొనుక్కోవడం ఉత్తమం. స్థలం రేటు ఎప్పుడూ పెరుగుతుంది., అపార్ట్మెంట్ లో ఫ్లాట్ కి తగ్గుతుంది.

@AmateurArt87 2 года назад

Land rates kuda aguthey baganey untundhe but land rates inflation is too high. If we take a span of 1 yr to wait then the per square feet value of land is doubling. For example, 2 yrs back Kondapur land rate for a flat was 3,800 per square feet but now it is 6000+. If we buy a house now the price will double in 1-2yrs.

@santhoshpalwai11 4 года назад

Sir kilpest India gurunchi oka video cheyandee pls Meru chesta annaru chala days pls only one video 228 lo enter iyanu

@narendrakumar-bg3zd 4 года назад

We should have calculated monthly rental increment which decreases sip value over the tenure .

@venkatt5907 3 года назад

he missed that, it cannot be 22k savings for 15 years,

@singirikondasudhakar8703 Год назад

Dear sir Here you have to add the appreciation of UDS of Land.

@Veduvibes 4 года назад

Sir ,u missed the logic, apartment cost never goes up,it always on depreciation mode...

@chakrapani_nallam 4 года назад

not the one u have bought, he is referring to a newly built

@DileepKumar-if6yn 3 года назад

There is a terminal benefit of land portion (UDS) for appartment which has permanent appreciation and you may not get in the rental house... whether that is considered? You should always buy atleast one home without doing any calculations as long the Appartments you're buying is not overvalued.

@iamSaiR 3 года назад

Everything is good. Except one thing. If you consider increasing rent in your calculation while calculating EMI-RENT, then this would be perfect calculator. That is drawback.

@srikrishnabejawada3126 4 года назад

Actually for me, It's a boring topic Sir... But your explaination made it very interesting...🤗🤗🤗 luv u Sir.keep doing more & more...👍

@MoneyPurse 4 года назад

Thank you so much Sai Teja garu 😀

@rajeshbabu6774 4 года назад

Appu chesi house konavadhu... Land thiskonte better.. Ammithe double rate vasthundi.. Ha money tho house thiskovachu... No EMI.. No problems

@mahesh667 4 года назад

Appudu house rate kuda peruguthundi kadandi.

@jyothireddy5630 4 года назад

Yearly house old ayyi konchem value taggutundi kada

@rajeshbabu6774 4 года назад

@@mahesh667 house rate perguthadi.. But loan undadhu kada bro.. Manchi rate vasthe Land ammochu..but appu chesi konna house ammalemu bro.. Ma house 25lac thiskunna.. Now 40 lac value..but ammalemu. Due to some problems na income Source thaggindi..

@rajeshbabu6774 4 года назад

EMI kattaleka chasthunna

@balaramreddy4928 3 года назад

Wrong move..appu chesi land konte rate taggide aa lopula interest double avtundi bro..apudu konna land unna polam or savings anni gana bhajana

@mallikarjunareddyyemme6549 4 года назад

Ma kosam vochina finance devudu anna nv🙏 the best investment chanel in telugu... 18:26 , meeru ee calculation lo HRA dwara save chesina tax amount yendhuku add cheyaledu?

@sindhudevireddy5918 3 года назад

Tq sir super ga cheparu. Correct time lo me video chusanu. Appu chesi house tesukoni burden face cheyakunda save ayyanu tq u so much

@Prasanthivara 3 года назад

Explained very clearly sir. own house konataaniki ela save cheyaalo manchi clarity ecchaarandi. Thank you so much

@reddyvinayak 4 года назад

Sir you have given great insights about when and where to invest.but no one explains what is good time to exit..kindly make a video on this

@MoneyPurse 4 года назад

Sure Vinayak garu

@raj-999 4 года назад

@@MoneyPurse Sir , you have not said about the LTCG tax and the tax on the total gains .

@Mrpavs71 4 года назад

@@raj-999 Man for the efforts that he puts in to make us aware of financial investments & other finance related advices r remarkably unprecedented. I believe we should respect his knowledge & should reward him with a considerable monetary deeds as a token of appreciation for his beautiful priceless advices.

@Mrpavs71 4 года назад

@@MoneyPurse Man for the efforts that you put in to make us aware of financial investments & other finance related stuff r remarkably unprecedented. Take a bow sir one day I would definitely consult you for your valuable suggestions. I would pay you back though....😉 really appreciated your work....🙏

@nagendrasa9774 3 года назад

Sir excellent explanation... 🙏🙏🙏🙏 You are helping to take good decisions in life and really savings lot of people money... God will help you to have an excellent growth 🙏🙏

@MoneyPurse 3 года назад

Thank you Nagendra garu

@esward7894 4 года назад

Wowww such a informative video I have seen today. Thanks for making my day

@MoneyPurse 4 года назад

My pleasure 😊 Eswar garu

@ravikishore9095 4 года назад

మీరు చేసినవి అన్ని బాగున్నవి కానీ మీరు request చేయడం బాగోలేదు అండి. మీ videos లో quality ఉనప్పుడు మీరు అడగకుండానే like చేస్తారు, subscribe చేస్తారు,ఏమైనా తెలియనివి ఉంటే commentలో అడుగుతారు అని నా అభిప్రాయం.

@chaitanyapopuri3287 Год назад

ఉచితంగా ఇవ్వకున్నా కనీసం ఇంటి అద్దె నే ఆ ఇంటి ఇన్స్టాల్మెంట్ గా కడుతూ ఆ ఆ ఇంట్లోనే ఉండేలా ఉంటే ఎంత బాగుంటుందో కదా కేంద్ర రాష్ట్ర కేంద్ర రాష్ట్ర ప్రభుత్వాలు బ్యాంకులు ఇలాంటి సౌకర్యం సామాన్యులకు కల్పిస్తే సామాన్యులకు సొంత ఇంటి కల నెరవేరుతుంది ధన్యవాదాలు మేరా అఖండ భారత్ మహాన్

@nash04100 3 года назад

Hi Sai Garu, very nice and helpful video. One issue with the calculator is, in 3rd section Monthly Investment column, you have kept rent as constant, instead of increasing by 5% every year. This decreases Monthly investment amount and returns

@aravindp2 4 года назад

Mr. Sai, Seems like you have not considered Yearly Increment in the Rent, while doing the Investment Calculation. Please confirm!

@MoneyPurse 4 года назад

Hi Aravind garu, you are smart. We don't want to confuse by considering all the parameters so kept it simple for common man understanding

@nandakishore4361 4 года назад

This is informative, one factor guys.. As mentioned in the video, first identify the need to invest in home and secondly whenever we invest in Housing sector ensure that we pump at least 50% in Liquidity(like for 50 lakhs home you need to have 25 Lakhs minimum), feed these values and the equation would entirely be different.. Investing in corpus to gain returns is not everyone's cup of tea, so those are subjected to our risk taking capabilities.. hope this helps

@sheikmadeenavali6211 Год назад

Nenu

@venkatasivakrishnaabburi3633 3 года назад

Some wrong calculations in video 1. U can also claim tax savings on housing loan (when u buy a property through loan, u can get deduction u/s 80EE on interest ur paying upto 50K p.a 2. Tax saved on rent paid u have added but adi deduct as we are losing the opportunity of tax saving Rest all looks ok

@RajendraPrasad-pt4yk 2 года назад

Hi Brother Your calculation is totally correct But the only thing is where in which locality we are purchasing is also important. What is the cost there in that locality is also important.

@maruthicma 3 года назад

All information gives me very helpful. Thank you

@MoneyPurse 3 года назад

Glad it was helpful! Kumari garu

@devik7193 4 года назад

EMI lo flat tiskuni,registration ayina next day,watching this video🙄

@saiyadav8955 4 года назад

Own is better madam ..we can live life peacefully....

@sivasurampudi6037 4 года назад

You definately took better decision. No need to feel panic. In case we dont have a home loan EMI, we dont invest that whole amount as in savings for 12% gain. That's impossible.

@devik7193 4 года назад

@@sivasurampudi6037 thank you

@devik7193 4 года назад

@@saiyadav8955 yes