Only the poor do mortgage like that in HK. People usually full pays or do a million or two million just for the bank to check its document. People are that rich.
Been living in different houses for over 25 years since I was a youth, I can't move back to a tiny apartment like this. The words coming out from your mouth were blasphemy!!! You have been so privileged to live in Vancouver and you said you wanna move into an apartment like this in HK?