[English subtitle] International Health Insurance for early expat retirees 为了能尽早一起开始环球旅居,我们研究了什么样的医疗保险能让你在任何国家都能看病,已经拿到好价钱的窍门。欢迎已经在路上的网友分享你们的实际经验,谢谢! #提前退休 #国际医疗保险 #环球旅居
$400/month is possible. When you off from your current group insurance, there is 60 days retention period that allows you to switch to a long term private insurance plan. Plan could be varies, our plan covers us 60 days unlimited travel plan alone with 1 million travel premium coverage and lots of others.
Thailand has high standard healthcare with English-speaking clinicians, also friendly to retirees. Do you have any plan to visit Thailand in near future?
You mentioned in your video....that you were surprise by the major cost differences of different international insurances...... To me.....this is not surprising at all..... it all has to do with statistics and cost projections. The insurance premiums are set based on the cost of living, epidemiological actuary cost studies..( i.e. how much does it cost to treat a disease and/ or how often...and how many people get a certain disease....)....and various other economical factors. I always have to think that the insurance companies are not running charities.....they have to make enough money to cover or pay the medical claims that we file. Hope you can get more detailed information soon. Thanks.
Thank you for sharing these! yes, understood, insurance companies hired many talents to run various analysis models to find the best deals for their business, haha... yes, we have asked for detailed quotes and reading them now.
P.S. ......please make sure you not only compare the monthly insurance premiums......but other out of pocket expenses as well..... Such as out of net work costs, co-insurances, deductibles, copays.....drug costs.....etc. Monthly medical insurance costs should be the sum of these various costs.......or as what many professionals would call the out of the door total. I never just get the original bait quote from any agent.......I always ask for the final total cost or figure out a way of calculating it myself.
thank you for sharing. Yes, we need to consider all these you mentioned here. The quote has breakdowns of different items. due to time limit and different situations for each per/family, we only provided high-level info, rather than specific details. We hope our viewers to get specific quotes on their own.
Hello again, my pretty girl watching...muscle man. I would be interested to find out your actual international medical insurance quotes . If I were you, I would request these agents to send you the detailed plans in writing via paper mails. .....only then can you fairly compare the plans. You must also carefully.....read all the exclusions and exceptions in these medical coverages. Keep us updated on your findings. Good LUCK! Could you let us know the final price quote is for 1 person or 2 ?????