Google the following, can't seem to post original link from Financial Times FT investigation: Property developer Ballymore under fire over surging annual costs and maintenance issues
"They have also added clauses in the lease that allow them to review the ground rent periodically, for example, every 5, 10 or 25 years. Typically, the review clause allows the freeholder to increase the ground rent at each review. In theory, a ground rent that doubles every 10 years doesn’t sound too bad. However, most leases are set for a long term, such as 999 years. If a ground rent of £250 per year doubles every 10 years, you can expect to pay £16,000 per year after 60 years. For many people, that’s simply unmanageable." www.nelsonslaw.co.uk/ground-rent-increases-are-a-prickly-subject-is-your-new-build-property-affected/ (全文) 小心買屋合約有這樣的條款
In a typical construction contract, the contractor would have insurance until possession is given to occupier. I assume you need insurance when you get the keys. Please double check.