超詳盡🌟英國買屋過程🏠🇬🇧遇到好多突發事情🤯🔥資金審查好嚴謹💰⁉️House Buying Process in UK ♡ Bithia Lam[中字] 

我用了五個月時間便成功，開頭個間律師行清盤，只是畀了手續費，好彩沒有把重要文件交到律師樓，否則不知怎樣攞番文件，而律師樓也退回費用。 我之後個間律師樓是有一位星加坡人律師，會講國語，在簽約時職員用廣東話講解內容，所以過程順利。 我在資產審查又好順利，因我退休好多年，我把港出售樓宇的律師樓文件，星加坡銀行離岸户口月結單，匯款到英國銀行的文件，英國銀行月結單，之後便無任何追加文件。前後兩間律師樓計算，用了五個月便成交。

睇完已經覺得你心很累 真心respect🫡 恭喜終於搞掂晒 有個安樂窩🎉

睇完到都feel 到買樓過程好唔容易 心很累 😵‍💫 Congrats to have your new home now ❤

心情真係過山車咁，由第一間屋落offer再換第二間又返番去原本嗰間，聽都一額汗，不過最緊要最後住得開心！🎉恭喜🎉

Buying in a chain can get complicated. Can you give us a house tour?

Thank you for sharing

好勁 內心好強大！❤

好勁 真係要有耐性

我記得我自己買第二間屋嘅時候都經歷好多... 我哋原本嗰間屋賣唔到... 有晚壓力大到跪喺度祈禱... 最後天父安排咗個極度奇妙嘅結果... 順利完成買賣... 呢個係每次我對信仰有struggle嘅時候都會諗返... Anyway, so happy for you guys~

聽完我都慶幸冇自己搵agent買屋！首先有chain嘅屋應該一早提出俾potential賣家知道，唔係accept offer後人哋做咗一大餐嘢先嚟講！其實當我知道間屋有chain嘅都一律不會考慮，費事煩！喺香港嘅話真係睬呢啲賣家都有味！玩嘢咩？！自己未搞掂去向學人賣咩樓呀😂 有地產幫佢做嘢就奇喇！浪費大家時間，呢個chain嘅文化真係好有問題！ 英國人做嘢唔單止慢，仲好奇怪好冇交帶，最差就係好多都好古惑！呢幾年唔知幾多香港人俾人呃咗，俾幾次律師樓錢都未買到一間屋大有人在。仲要問咁多銀行statement相關嘅嘢好有可疑囉！講到尾都係避免同獨立賣家買屋比較冇咁煩同勞氣，要買（或租）就直接同發展商deal冇咁激氣喇。

多謝分享 可唔可以share 你果d 律師樓來參考下？ 唔該曬

過程真係好似坐過山車🎢！ 你地真係好叻！

你冇講關於mortgage in pri n ciple嘅嘢

Your solicitor company sounds like one of those case budget solicitors, which is when you don’t have a dedicated legal person, it’s just picked up in a team. They treat your case and don’t communicate to you directly. 😮

我想問問你出offer之前有無問agent拎份home report 睇睇??

始終係當地人做嘢習慣及態度唔同香港人！我太太點止坐過山車，簡直激流， 我太太用了差不多九個月。

Procrastination 快快手搶左返來之後 然後慢慢做 你急 佢吾急 焗住 😭

聽完可以想像到有幾困難🥲你好叻啊！

Most people would require a mortgage from a bank. With cash buyers, obviously the source of the finance needs to be legit. HK people works hard, good at saving and investments to not necessary require a mortgage to purchase their new homes in the UK 👍

如果解釋唔到D金錢來源係咪會買唔到架？

你個律師好interesting...... 好似auditor咁, 明明之前比過哂D資料又再問, 其實根本佢無仔細咁睇囉..... by the way, 有chain真係好煩, 所以我想盡量搵無chain, 但好似唔係好多

律師好有問題！

英國。。。哈哈。 廢