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💳 UnionBank Lazada Credit Card Review (ANG LAKI NG CREDIT LIMIT) | Philippines 

Oshean Lee Garonita
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Ta-daa! Personal Finance Milestone: Second Credit Card! In today's video, I will do a UnionBank Lazada Credit Card Review. I will be sharing the features of this credit card, how I am using it, annual fee, and other info that hopefully can help you if you are hell-bent decided to get this Credit Card!
Timestamp:
0:00 Intro
0:50 Features
2:36 How I got the credit card
5:52 How I am using it so far
7:14 Annual fee
8:08 How to Redeem Lazada Credits
8:48 First Impressions
9:46 Promos
10:36 Outro
For business 💼 and colabs 🤝, you can contact me:
📧: osheangaronita@gmail.com
📷 IG: @oshkoshlee
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🎞️ B-rolls from Videezy.com, videvo, and pexels
🖼️ Some thumbnail assets from FlatIcon and Freepik
🎵 Music from:
Lukrembo - bit.ly/3cZcGmr
Joakim Karud - / joakimkarud
DJ Quads - spoti.fi/3tU1iz7
Jingle Punks - / @audiolibrary_
Blue Wednesday (courtesy of ChillHop):
spoti.fi/31bpnEW
chillhop.com/?p=5812
The Jazz Hop Cafe:
open.spotify.com/user/thejazz...
/ thejazzhopcafe
Thematic: hellothematic.com/
Music by MYSM - Soft Cream - thmatc.co/?l=6CE873EA
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⚙️ Equipment:
🎥 Camera: Canon EOS M50 Mark II
🎙️ Microphone: BM 800
🎬 Video Editor: Wondershare Filmora
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❗ DISCLAIMER: I am NOT a licensed financial advisor, so take everything that I say with a grain of salt, and always do your research. I am not and will never be responsible for any consequences of your financial decisions.
❗ In compliance with RU-vid's copyright and fair use policy, just a DISCLAIMER also that there are some parts of the video that are not mine, and they are used in accordance to the platform's Fair Use policy. The following clips were used:
❗ FTC Legal Disclaimer: Some links found in the description box of my videos may be affiliate links, meaning I will make commission on sales you make through my link. This is at no extra cost to you to use my links/codes; it's just one more way to support me and my channel! :)
Stay educated!
- Oshean
#UnionBankLazadaCreditCard #UnionbankPhilippines #LazadaPhilippines

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23 июл 2024

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Комментарии : 315   
@eyndyel
@eyndyel 2 года назад
Congrats po, didnt know that Titanium is quite high tier na pala. I’m loving my SB NEXT TITANIUM MC more na, since NAFFL na sya. 😁💕
@AVLZOfficial
@AVLZOfficial 2 года назад
oshean this is awesome. i like it so much. i will surely come back to see more. cheers!
@osheanlee
@osheanlee 2 года назад
Thank you! :)
@marisseclaudettemelencio8195
@marisseclaudettemelencio8195 2 года назад
Hi Shean! Happy to see na may vids kang ganito. Super helpful sa karamihan. I just got approved din kasi and wanting to know if I can use it sa mga grocery store outside like hyper or puregold amd also sa mga restaurant. Thamk you and keep safe!
@osheanlee
@osheanlee 2 года назад
Hi Marisse! Thanks for watching 🥰 Yes pwede naman! You get 1 lazada credit for every 200 pesos na you spend kapag outside lazada m siya ginamit. Pag sa lazada mismo, 6 lazada credits :)
@jeffreyappi
@jeffreyappi 2 года назад
Ginamit ko Po yung credit card ko last May 9 worth of 700 plus so paanu Po malaman kung kailan dead line angpagbayad
@mariacleodeanecasio4077
@mariacleodeanecasio4077 2 года назад
Your content is really helpful po, salamat for uploading your wisdom and knowledge nakakahelp talaga lalo na sa mga new gen na tulad ko na noob pa sa adulting stuff sa mundo ngayon hahahaha thanks po!
@osheanlee
@osheanlee 2 года назад
Hi Cleo! Super appreciate this and let me know if you have other videos of request. Thanks! :)
@maiahtenoso2994
@maiahtenoso2994 4 месяца назад
Hello, just asking lang if napa waive mo ba si unionbank sa first annual fee sa credit card mo. Its been 2 years na and im interested in getting this credit card. Thanks
@guadalyngomez4805
@guadalyngomez4805 Год назад
Hellow paano po kapag ang status Ng CC Lazada ko.. eh Pending we are working on your unionbank Lazada titanium MC application give us few more days? Ganyan po status ano po ibig sabihin rejected po ba Yan?
@emilyperong4172
@emilyperong4172 2 года назад
Same po tayo. may tumawag lang din sa akin hehe. After 1 hr may msg na pinaprocess nila yung credit card ko
@juliusbranzuela9888
@juliusbranzuela9888 11 месяцев назад
ev sir..malapit napong mag 1 year Yung lazada ko..so maybe NxT month it's already 1 year..hingi lang Po ako Ng tips Kong pano napa waived Yung annual fee.and magkano Yung kailangan. E spent.tnx
@princejaymellunas7772
@princejaymellunas7772 18 дней назад
yung purchase limit po ba any kind of purchase?outside lazada din like gas and groceries?
@siriusblack06
@siriusblack06 5 месяцев назад
Medyo unclear pa sa akin. Pwede gamitin ang Lazada CC outside LAZADA? Like a regular CC.
@sethdanielfernandez1239
@sethdanielfernandez1239 Год назад
Ang tagal ideliver saken ang Physical Card. Inabot na 8 working days. Tapos magholiday na. Wala parin. Mas mabilis ata kung dumaan ng agent ang application ng credit card kesa kapag nagdirect mismo sa kanila. tsk!
@thorfinnthegoatmc
@thorfinnthegoatmc 2 года назад
hello Oshean, ask ko lang kung nareach mo na yung 20k spending and if so, nakuha mo na ba yung 5k lazada credits reward?
@osheanlee
@osheanlee 2 года назад
Yup! Na-reach ko na siya :)
@jocelryanramiro2696
@jocelryanramiro2696 6 месяцев назад
Pwede po ba siya gamitin for installment plan?
@user-qp8us6xn1p
@user-qp8us6xn1p Месяц назад
Hii any update po sa annual fee mo sir? na waive po ba?
@mariansupremido
@mariansupremido 4 месяца назад
pwede ko po gamitin sa mga ibang shop na may store?
@michellesumulong8925
@michellesumulong8925 2 месяца назад
Hi may i ask. Ok naman po ba siya sa installment plan
@cltejada7494
@cltejada7494 2 года назад
Same scenario po tayo! Hahaha just got approved today 🥰
@osheanlee
@osheanlee 2 года назад
Congrats, CL!
@beatsmodesg
@beatsmodesg 9 месяцев назад
Boss, napa waived nyo yung Annual fee?
@bendawson3615
@bendawson3615 2 года назад
4 days lang approved na sakin after the unexpected call. Actually di na ko pumalag nung sinabi nya na Lazada Credit Card.. kasi baka mamaya pag umapela pa ko ng Platinum di pa ko makapasa…Pero syempre papa upgrade ko to sa Platinum(ganda kasi ng kulay ng card eh).Plus kailangan tong credit card for visa tourist.
@osheanlee
@osheanlee 2 года назад
Same! Pag feeling ko rin hindi ko na masyado nagagamit itong CC, ipapa-upgrade ko to Platinum din. sana ma-approve and good luck din! :D
@LifeWithAranetas
@LifeWithAranetas 7 месяцев назад
Hello po gaano po katagal maactivate ang virtual card?
@LifeWithAranetas
@LifeWithAranetas 7 месяцев назад
Ilan days po bago po maactivate yun virtual card?
@chrisjoshuadeguzman2274
@chrisjoshuadeguzman2274 2 года назад
First! 💯👍
@osheanlee
@osheanlee 2 года назад
Thank you, Josh!
@jehonadabjumamoy8916
@jehonadabjumamoy8916 2 года назад
very informative thanks sa pag share po..
@osheanlee
@osheanlee 2 года назад
Salamat! 🥰
@ateliz4639
@ateliz4639 2 года назад
Ask ko lng po kung saan magsesend NG ID
@cassandraganarial4958
@cassandraganarial4958 2 года назад
Yung sa welcome gift na 5k, counted po ba yung bills payment under Lazada or purely retail spend lang?
@osheanlee
@osheanlee Год назад
ohh not sure. best to do retail na lang siguro :)
@jayhizon3305
@jayhizon3305 2 года назад
Hi Oshean! Can you make a video about how to use the UB virtual credit card and how to add it to an existing UB mobile app (payroll account) Thanks!
@JMMelgarejo
@JMMelgarejo Год назад
Up!! I can't add mine online
@amonblade1985
@amonblade1985 Год назад
Up. Reference number is invalid
@JMMelgarejo
@JMMelgarejo Год назад
@@amonblade1985 same
@francesoriano8347
@francesoriano8347 7 месяцев назад
Sir may cash advance din po ba tu
@edward9940
@edward9940 Год назад
Kaka-apply ko pa lang po today sa Lazada App. Tanong ko lang po kung high chance of approval ba kapag nag-text/email na sila with reference number? Payroll account din namin si UB. Tapos nagbigay din ako details of my other CC (BPI). Sana manotice. Thanks!
@osheanlee
@osheanlee Год назад
Nope. same lang din yung chance.
@JOHNBOXINGTV
@JOHNBOXINGTV 2 года назад
Hellp sir pwd po ba ma delayed ang bayad due date na may interesrt po ba un?
@osheanlee
@osheanlee 2 года назад
Hi John, basta delayed ang bayad may interest. Kaya always pay on time and in full. Never magiging extrang pera ang credit card po. :)
@JOHNBOXINGTV
@JOHNBOXINGTV 2 года назад
@@osheanlee salamat po.
@teamalas5467
@teamalas5467 Год назад
Nagbayad me Bakit ang tagal bumalik ng credit limit ko sa lazada union bnk credit crd
@robertschoen7107
@robertschoen7107 Год назад
Unable to put my government ID it says remove special characters in my umid ID' how to do that
@osheanlee
@osheanlee Год назад
rename your filename. make sure no spaces, no dashes, etc. numbers and letters only.
@LifeWithAranetas
@LifeWithAranetas 7 месяцев назад
Bakit po ganon i got the card reference pero nag eerror po sya.
@justvirtualmusic8643
@justvirtualmusic8643 Год назад
Hi sir. For online purchases lang po ba to or pwede din po sa physical stores?
@osheanlee
@osheanlee Год назад
Both online and physical stores
@joicebalicog3577
@joicebalicog3577 10 месяцев назад
Question, where do you pay your UB Lazada CC po aside from UB? Wala kasi akong savings account with them.
@osheanlee
@osheanlee 10 месяцев назад
Maya/GCash :)
@noaoria7844
@noaoria7844 Год назад
How to have the card?
@previewmusicPh
@previewmusicPh Год назад
Hi! Thankyou sa info. Bakit po kaya nung nag a upload ako ng ID picture ayaw tanggapin? “Please remove special characters” po yung nalabas.. maayos naman yung shot ko ng id. Thankyou in advance
@osheanlee
@osheanlee Год назад
sa filename yata ng id picture mo yan.
@previewmusicPh
@previewmusicPh Год назад
@@osheanlee thankyou po sa reply. Sinubukan ko gamitin yung front cam ng phone ko nag ayos na.salamat salamat!
@Aly-cs3qg
@Aly-cs3qg 2 года назад
Saan po pwede bayaran? Or pwede po i-paauto debit ung payment? Wala po kasi dito saming malapit na unionbank. Thanks in advance
@osheanlee
@osheanlee 2 года назад
Hi! Pwede siyang online. Via GCash pwede rin. :)
@sharlotte5177
@sharlotte5177 11 месяцев назад
Hello po, makakaavail ba tayo ng cash dito? Or pwede po ba mainstallment if ever mag purchase in lazada? Thank you
@osheanlee
@osheanlee 10 месяцев назад
Mastercard siya
@ramiedonesa885
@ramiedonesa885 2 года назад
Paano tanggalin yung special character sa pag upload ng umid id or sss id. Di ko magawa po eh
@Xe54official
@Xe54official 2 года назад
Punta ka sa file folder dun mo irerename
@mildredrodriguez2824
@mildredrodriguez2824 2 года назад
Hello sir tanong ko lang po, may ganyan po ako..26k credit limit..ask ko po, installment or full payment po agad pagdue? sana masagot :)
@osheanlee
@osheanlee 2 года назад
Hi Mildred. Kapag due date, always pay ON TIME and IN FULL kung magkano yung balance sa statement mo. :)
@johnrolandsayong1186
@johnrolandsayong1186 Год назад
Hello po ask ko lng po, paano kapag hindi makapag upload ng ID nakalagay kasi dun “Pls remove special characters in Driver’s License documents”
@osheanlee
@osheanlee Год назад
Rename mo lang yung filename ng id mo. Dapat walang underscore, dash, etc
@johnpatricktolentino9866
@johnpatricktolentino9866 Год назад
nagka charged ako ng 6k for the physical card (3k) and the Virtual Card (3k), di ko lang gets, bakit dalawa? and also would like to ask po sana, nakuha ko po kasi to January 2022, dba free po daw for the first year, tama po ba na this year feb 2023 nag charge sila? or dapat February 2024 pa. Hoping for your reponse if may alam ka po. Thank you!
@osheanlee
@osheanlee Год назад
call customer service. dapat walang charge yung annual fee ng virtual card. Free for the first year = yung first year coverage mo is from the DATE NA NA-APPROVE yung card mo PLUS 1 YEAR from that date. So ibig sabihin, if January 2022 mo nakuha yung card mo, yung annual fee coverage mo is from January 2022-January 2023; hence, free yung annual fee mo that time. Sa January 2023, ccharge-an ka na ng annual fee then ang coverage nun is January 2023-January 2024. TLDR: Pre-paid ang annual fee. :)
@SarahGraceTindugan-pv8cw
@SarahGraceTindugan-pv8cw Год назад
Hi po! Gaano po katagal bago mag reflect sa UB app yung Lazada credits? Kase nag reflect na po yung transactions ko from Lazada doon sa history pero 0 pa rin yung Lazada Credits. Thank you.
@osheanlee
@osheanlee Год назад
Can't remember already. Nasa T&C ata kung kelan dapat mag-reflect.
@regine-sj3qe
@regine-sj3qe 2 месяца назад
What happen po if hindi bayaran ang annual fee?
@appleprieto5350
@appleprieto5350 Год назад
Good good good video 👏👏👏
@appleprieto5350
@appleprieto5350 Год назад
Classic sana inapplyan ko pero lazada yung na click 😂 matagal ba approval?
@osheanlee
@osheanlee Год назад
@@appleprieto5350 mabilis lang :D
@cristelmariebuenafe
@cristelmariebuenafe 2 года назад
❤️
@juliusbranzuela9888
@juliusbranzuela9888 Год назад
Good day sir.. regarding sa pag spent Ng 40k Kay Lazada credit card.. with in 60 days approval.. exclusive lang poba Kay Lazada mag purchase lahat or pude Ren sa ibang merchant like sm or any groceries store..tnx po
@osheanlee
@osheanlee Год назад
not sure. check T&C pero ang ginawa ko sakin nun is sa lazada lang talaga ako bumili kasi mas sulit. 6 Lazada points din kasi yun compared to just 1 Lazada point pag sa labas ng lazada ka bumili.
@juliusbranzuela9888
@juliusbranzuela9888 Год назад
@@osheanlee ah k sir tnx for that info .
@kaileenandkleah
@kaileenandkleah Год назад
Hi po. Pasagot po sana. Ayaw po tanggapin ID ko kasi remove special characters daw po. Pano po ba maglagay ng photo?
@zeecapacete6116
@zeecapacete6116 Год назад
Change the filename of your photo lang po mismo before uploading
@oooookaaeeeee
@oooookaaeeeee 2 года назад
I can’t upload my documents in the app (valid id) It shows remove special characters. Already renamed the images but still the same
@osheanlee
@osheanlee 2 года назад
Hi Kae, medyo problematic nga when you apply via online. Best to do it na lang sa branch or if someone from UB calls you. :)
@vee5267
@vee5267 2 года назад
@@osheanlee safe po ba yun sir kapag thru call lang?
@osheanlee
@osheanlee 2 года назад
@@vee5267 yes basta make sure na yung tinatanong nila sa inyo ay something na hindi sobrang sensitive. scam kapag tinanong nila yung number ng iba nyong cards and pati mga one-time pins. pero yung mga full name, etc. Okay lang naman.
@angeneilonia876
@angeneilonia876 2 года назад
File name po palitan nyo
@khaelzurc2164
@khaelzurc2164 Год назад
hello po, dun po sa upload documents yung sa upload acceptable id's bkt pag click next ko na po ito po yung na labas "please remove special character in the premium postal id "
@osheanlee
@osheanlee Год назад
rename your photo filename to something plain lang. like abcd.jpg
@animehdtv
@animehdtv 2 года назад
Kung nag order Po ba ako installment sa lazada need pa po ba talaga BDO credit card or Lazada credit card? Kukuha din Sana ako Sana sa sister ko
@osheanlee
@osheanlee 2 года назад
unfortunately yung installment sa lazada is available pa lang for BDO. :(
@jeffersonmendez-wc9so
@jeffersonmendez-wc9so Год назад
Sir, pa help naman po pls! Naka ilang submit ako pero ang lumalabas pls revove special characters in the Sss umid documents, maayos naman po ang ID KO.. Pls help naman po.. Thanks
@osheanlee
@osheanlee Год назад
Did u rename your document’s filename? Dapat malinis filename nya
@maamche7234
@maamche7234 2 года назад
Di po ba may accumulative spending requirement within days for NO ANNUAL FEE FOR LIFE, saan po ba pwede gamitin? Sa straight purchases lang po ba sa stores? Pwede bang sa bills payments, cash in to Grab/Lazada/Shopee? Salamat po sa sasagot. 🙏
@maamche7234
@maamche7234 2 года назад
*LAZADA CREDITS pala
@osheanlee
@osheanlee 2 года назад
To get the free lazada credits (welcome gift if first time UB CC holder), need to spend sa lazada ng 20k
@kimiriachavez8729
@kimiriachavez8729 2 года назад
Hi ask lang ko, nag apply ako unionbank then may tumawg na sakin kanina then sabi na review na daw ni higher ops yung application ko need lg daw follow up req which is latest payslip ko. may possibilities ba na ma a approved ako?
@osheanlee
@osheanlee 2 года назад
Hi! Possibility is still 50/50. Decision pa rin ng bank.
@abrilcali664
@abrilcali664 2 года назад
Ano po update? Na approve na po ba kayo and how many days did it take po from the time they called?
@mildredrodriguez2824
@mildredrodriguez2824 2 года назад
Sir hello, tanong ko po ulit, activated na po yung CC kita ndin po sa virtual ung statement tas ung credit limit po..Dretso po ba un swipe na sa mall? Ung pin po non ref num po ba? or valid id lang po with signature :) sorry po first time po kasi..salamat po sa sagot sir.. need paba ipunta bank? or pwede drtsu iswipe..kasi activated na naman po din sya,
@TomandLeah
@TomandLeah 2 года назад
Same question po. Pano po pag gagamitin sa mall yung cc? Need pa po ba ng PIN?
@osheanlee
@osheanlee 2 года назад
Hi friends! Whenever you will use your credit card, just bring it sa store as long as nag-aaccept sila ng credit card. Diretso swipe na yun. No need na for a PIN. But make sure TO NEVER EVER GIVE THE 16 DIGITS OF YOUR CREDIT CARD, EXPIRATION DATE, AND YUNG CVV (3 numbers sa likod ng CC mo) to anyone. Mas maganda na whenever you're gonna pay using your CC, dapat kita mo kung pano nila i-sswipe. dapat di nila pipicture-an yung credit card mo or dapat di nila isusulat yung details somewhere. For online transactions, you will be asked for the 16-digits, expiration, and CVV ng card mo. Okay lang yun AS LONG AS MAKE SURE NA YUNG WEBSITE IS SECURED. I can make a video of this soon on how you better take care of your credit card. :)
@soleilriego
@soleilriego 2 года назад
Hi po paano mo po na-activate yung sayo using virtual, hindi po kasj gumana sa akin 😔
@soleilriego
@soleilriego 2 года назад
ito po kasi lumalabas kapag triny ko po, It seems you've signed up already. Please recover your User Id 😔
@majdomo17
@majdomo17 9 месяцев назад
Ano na po update napawave nyu po ba? 😅
@GPhub2022
@GPhub2022 2 года назад
totoo to. malaki ang credit limit ng unionbank lazada cc. yung sakin, sila yung tumawag tapos tinanong ako kung gusto ko ba daw mag apply sa unionbank lazada cc tapos hiningi lang nila yung info ko then pinapasa lang ako ng DTI. tapos mga 15days na approved na yung application ko. nung inactivate ko na cc ko, nagulat ako 123k ang credit limit ko ^_^
@Derfla2024
@Derfla2024 Год назад
Wow ,, DTI din pinasa ko pero ng hingi pa sila pas 6months reciept ng send ko nman 3 months lg ,, hopefully akon din ma approve
@lifekotoh
@lifekotoh Год назад
MA-APPROVED pa kaya kapag may cc kang hnd nabayaran????ma detect kaya nila yun sir???
@osheanlee
@osheanlee Год назад
Maybe this can help: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0fWJGLhCjXs.html&lc=UgzT7eKIYFnpwPpQybp4AaABAg
@dinglasankristel
@dinglasankristel Год назад
I would like to ask if this card po ay magagamit sa Malls? like SM, Ayala, Robinsons etc
@osheanlee
@osheanlee Год назад
Yup!
@yckam035
@yckam035 Год назад
Hi Sir. So if you meet the P20k minimum spend for the welcome gift plus yung regular rebates, you’ll receive P5,600 lazada credits in total, tama ba?
@osheanlee
@osheanlee Год назад
Yup
@jomarkhemuyag955
@jomarkhemuyag955 2 года назад
Sir Ask ko lang po paano po mag apply ng UB CC? Need pa po ba magopen account? Like Savings Account? Or Diretso na po na CC? Kasi po im trying pero after choosing what type of CC I want, di na po na proproceed eh. Thanks po
@osheanlee
@osheanlee 2 года назад
Hi Jomar! Sa case ko kasi tumawag lang sila. You can go sa branch mismo. If this is your first CC, I recommend na mag-open ka ng savings account and strengthen your relationship with your bank first. Hope this helps!
@mariamonicaicarro2234
@mariamonicaicarro2234 Год назад
pano po gagamitin yung physical card sa mga malls? need po bang ipa activate pa yung card? pina swipe ko po kasi sa supermarket at hindi siya pwede..
@osheanlee
@osheanlee Год назад
yup kelangan i-activate
@unniespurplemusickatiemari8569
hi sir how to know po if approve kna? i just submit my requirements today.. and how much is the credit limit for titanium?
@osheanlee
@osheanlee Год назад
They will message you/email you. Depende sa kanila yung CL. Mine’s 125k
@unniespurplemusickatiemari8569
@@osheanlee wow thank u for the reply sir ang sabi sa akin on process pdaw ung titanium cc ko wala b sya pwede pagchekan if ilan tlga ang cresit line ng titqnium?
@unniespurplemusickatiemari8569
@@osheanlee hi sir huhu its been 10days pero wala pdn update sa application ko still pending daw rejected n po b pag ganun?
@shairamalto6060
@shairamalto6060 Год назад
Hello just got mine this monday lang, and I already activated it its my first time to have a cc, question ko lang paano po mag generate ng pincode?
@osheanlee
@osheanlee Год назад
pin code para saan? pag-wiwithdraw ba sa atm? or pin code for OTP?
@shairamalto6060
@shairamalto6060 Год назад
@@osheanlee hi pin po para mag cash advance
@arvsyow
@arvsyow 8 месяцев назад
Hello ilang days po macredit ang Lazada Credits withdrawal sa Laz Wallet pag weekends nag redeem sa experience niyo?
@osheanlee
@osheanlee 7 месяцев назад
Few days lang iirc
@joeyocampo3255
@joeyocampo3255 Год назад
Hi Tanong ko lang pproximate lang po Magkano po Ang credit limit nakuha sa Lazada credit card if you have existing credit card from other bank na po?
@osheanlee
@osheanlee Год назад
Can’t say 100%. May kilala ako na 90k yung CL nya with this card.
@TheHauntflixLibrary
@TheHauntflixLibrary Год назад
100k and up
@milrosecastanarez1573
@milrosecastanarez1573 9 месяцев назад
hi sir ask ko lang magamit ba yan to purchase sa mga mall? or for online shopping lang use sa card na yan? salamat po. have a great day
@jbcdeguzman05
@jbcdeguzman05 8 месяцев назад
It can be used like any other credit cards. More points lang pag sa lazada purchase ginamit. So yes, pwede sa mga mall or groceries.
@maryrosejulieanngatchalian4260
@maryrosejulieanngatchalian4260 8 месяцев назад
how to.use is po for lazada purchase?
@PinoyViralOverload
@PinoyViralOverload Год назад
Boss question yung BDO cc ko pwede icash out yung credit going to my e wallet Pwde din ba yan sa Lazada CC ?
@osheanlee
@osheanlee Год назад
anung e-wallet 'to?
@PinoyViralOverload
@PinoyViralOverload Год назад
Bdo cc to paymaya po
@osheanlee
@osheanlee Год назад
Mukhang pwede
@jhonnapacifico8301
@jhonnapacifico8301 2 года назад
Hi po, I received my cc pero wala po PIN. How to get the PIN code po?
@osheanlee
@osheanlee 2 года назад
I think you need to call your bank for that :)
@cryztalarts
@cryztalarts 2 года назад
Hello po, na reach nyo ba yung 20k spending limit at nakuha na yung welcome gift?
@osheanlee
@osheanlee 2 года назад
Yup!
@jethroperez548
@jethroperez548 Год назад
​@@osheanlee hi how soon po bago ma credit yung welcome gift i was approved march and 7 days after na reack ko yung spending limit na 20k but until now passed april 15 wala padin lazada credit
@osheanlee
@osheanlee Год назад
@@jethroperez548 hmm not sure, hindi ko na maalala actually. parang mga after 15 days ata? best to call the bank, or check T&C.
@newgang5972
@newgang5972 2 года назад
what if kung lazada debit card siya and ask ko lang ung ba lazada debit account number sa union bank app yan ba gagamitin pag magcash in ka like 7 /11
@osheanlee
@osheanlee 2 года назад
kung lazada debit card siya, I think naka-link siya sa unionbank online account mo. so pwedeng ang cash in is online na lang din
@NeilFrancisMostaza
@NeilFrancisMostaza Год назад
Sir ask ko lng po if pwede po b mag withdraw using the credit balance ni lazada cc? or transfer fund from this CC to any e-wallet account? Sana po ma notice. Thank u
@osheanlee
@osheanlee Год назад
Ang alam ko pwede but I don’t recommend it. Ang laki ng interest.
@NeilFrancisMostaza
@NeilFrancisMostaza Год назад
@@osheanlee Uy thanks s response sir. I got approved just today po. And activated n din ung virtual cc ko s Union bank app. How many days it will take po so I can start purchasing online?
@osheanlee
@osheanlee Год назад
@@NeilFrancisMostaza once na activated na yung card mo (kahit virtual or not), you can start purchasing online na. :D
@milrosecastanarez1573
@milrosecastanarez1573 8 месяцев назад
hello po sir pwede ko ba gamitin union lazada credit card for installment payment kunyari celfon
@osheanlee
@osheanlee 7 месяцев назад
depende sa tindahan
@kevinbalacano4029
@kevinbalacano4029 Год назад
boss paano po gagawin magkaiba po mobile number ko sa gmail and union bank apps saka lazada apps
@osheanlee
@osheanlee Год назад
Have you tried changing them and making them just the same mobile number instead of different?
@cybelcaballero7866
@cybelcaballero7866 Год назад
Do you know what would happen if I happen to transfer my lazada credits sa unactive lazada account? My Lazada Wallet wasn't activated when I transferred it I thought i'm using the correct account kasi but it turned out na hindi pala same yung number and email. Can you help me out if you have a clue?
@osheanlee
@osheanlee Год назад
I don't think maccredit siya kung inactive yung lazada account.
@maybetrixie
@maybetrixie Год назад
Can you pin it po? Di na kasi makita comment
@Xe54official
@Xe54official 2 года назад
Bakit ako na approved kahit wala ako narereceive na call from UB.
@osheanlee
@osheanlee 2 года назад
did you apply somewhere before? or are you a UB account holder din?
@Mark-ei6vg
@Mark-ei6vg Год назад
Makakapag loan po ba ng cash sa union bank lazada credit card? Kaka approved lang po kasi sakin
@osheanlee
@osheanlee Год назад
Yes pero I highly DO NOT RECOMMEND IT. Ang laki ng interest ng cash loan. Para kang niluluto sa sarili mong mantika. :)
@francisyuledesma7715
@francisyuledesma7715 Год назад
Hi sir Ochean, bakit po yung email saken ni Unionbank na Card Reference hindi po gumagana sa Mobile App ni Unionbank? Tinawag ko na sa customer service kaso wala pang response.
@osheanlee
@osheanlee Год назад
Hello, best to ask UnionBank. :)
@francisyuledesma7715
@francisyuledesma7715 Год назад
@@osheanlee thank you sir 🙃 mostly po magkano creditlimit na binibigay ng unionbank lazada?
@osheanlee
@osheanlee Год назад
@@francisyuledesma7715 credit limit depends on the customer's income usually. depende rin sa card. for basic cards, usually 10-15k ang minimum. for UB x Lazada, since Titanium siya, the lowest that I've heard from someone is 90k pero baka pwedeng mas mababa pa. best to ask the bank kasi hindi naman ata sila privy on this info.
@sethdanielfernandez1239
@sethdanielfernandez1239 Год назад
@@francisyuledesma7715 Same tayo case. Ayaw din gumana ng card reference number. Gusto ko na sana gamitin yung sinasabi virtual card kahit wala pa sana physical card. kamusta po. gumana naba sa inyo?
@francisyuledesma7715
@francisyuledesma7715 Год назад
@@sethdanielfernandez1239 actually sir twice ko na tinawag sa customer service pero until now wala padin pong update 🥺
@jerlynreyes661
@jerlynreyes661 Год назад
One time payment lang po ba ang payment sa lazada credit card or installment and if one time payment po ilang days po bago magpay ?
@osheanlee
@osheanlee Год назад
depende sa merchant
@jerlynreyes661
@jerlynreyes661 Год назад
Using lazada app only po di po kase maview yong statement ko po .
@jerlynreyes661
@jerlynreyes661 Год назад
Wala po kase lumalabas sa aking view statement ee
@osheanlee
@osheanlee Год назад
@@jerlynreyes661 you can access your SOA via e-mail, or pati sa unionbank online account mo. You can download it there. :)
@JamesCastillo
@JamesCastillo Год назад
Oshean, are you still using this card as of December 2022? hehehe
@osheanlee
@osheanlee Год назад
Yup! Will try to have the AF waived this Jan or Feb. Pag di pumayag, cancel lol
@soleilriego
@soleilriego 2 года назад
Hi ilang bwan nyo po nakuha yung physical card nya?
@osheanlee
@osheanlee 2 года назад
4 days lang
@paolagarrido992
@paolagarrido992 2 года назад
Just got mine yesterday and I was disappointed. Plan ko sana bumili ng laptop but when I proceeded to payment options BDO lng pala yung may installment. So parang useless sya kase malaki sana equivalent niya na lazada credits na pwede pantapal sa annual fee. Not sure if sa merchant ba sya na side though but yeah disappointing yung first transaction sana.
@osheanlee
@osheanlee 2 года назад
Hi Paola! Sa Merchant side yung installment offers :) always check with the merchant first if ano yung cards na inaaccept nya for installment. Minsan naka-list din sa website ng bank if ano yung merchants na nag-aaccept ng CC nila for installment. Hope it helps!
@paolagarrido992
@paolagarrido992 2 года назад
@@osheanlee ooohhh i see will check sa website nila. Thanks! 😊
@paolagarrido992
@paolagarrido992 2 года назад
@@osheanlee Hi! Can I ask for the link? di ko mahanap eh. :(
@Nichiirawberry
@Nichiirawberry 2 года назад
Can you use it like a normal credit card in other or is it only for Lazada?
@osheanlee
@osheanlee 2 года назад
Hi! Yes -- you can use it like a normal credit card. Although, mas advantageous lang talaga when you use it sa Lazada because of the exchange rate of points. Php 200 = 6 Lazada Credits whereas anywhere else, it's just Php 200 = 1 Lazada Credit. Fun fact -- I used this credit card to buy my new phone recently! I had no choice kasi dapat sana yung security bank sana yung gagamitin ko kaso down yung system nila nung isswipe na :( so ayun! Unionbank Lazada CC to the rescue hehe.
@Nichiirawberry
@Nichiirawberry 2 года назад
@@osheanlee yayy thank youuu! Kakakuha lang kasi ng partner ko yang UB Lazada CC nya. Madalas namin ginagamit credit card for installments so hopefully magamit namin sya dun. Thanks po!
@maryflorrodrigo2184
@maryflorrodrigo2184 2 года назад
@@osheanlee hi kapag ggmitin ba ito sa pon then 20k worth it mkukuha mo naba yung 5k gft ?
@mharricannpacheco6987
@mharricannpacheco6987 2 года назад
Once na sinabi po ba sa inyo na qualified kayo sa CC . Sure na po ba yun na approve ? And once na may lazada credit po. Once na ginamit niyo po ba mag rereflect po ba siya sa bill ng CC ?
@mccoy5829
@mccoy5829 Год назад
Meron po bang convert to installment to? Like sa rcbc? Thanks!
@osheanlee
@osheanlee Год назад
Yup meron. Need to call sa bank. Interests may apply.
@mccoy5829
@mccoy5829 Год назад
@@osheanlee thank you♥️
@jacexia311
@jacexia311 Год назад
Pwede po ba to para sa iPhone installment sa Power Mac?
@osheanlee
@osheanlee Год назад
yup! pwede :)
@Tagalized
@Tagalized Год назад
sa mga mall na meron creditcard installment pede po ba yan magamit dun??
@osheanlee
@osheanlee Год назад
depende po sa Merchant lagi yung installment options, not with the bank. ask nyo na lang yung store na pagbibilhan nyo po ng installment.
@johannalynnavarette6983
@johannalynnavarette6983 2 года назад
Hi nagagamit pa yang Lazada Titanium Mc credit card like sa mall, sm dept store and other supermarkets? Thank you in advance sana ma notice mo po ako sir shean. Godbless
@osheanlee
@osheanlee 2 года назад
Hello! Yes you can use it sa malls, pero honestly hindi sulit. Mas sulit siya pag sa lazada ginagamit :)
@johannalynnavarette6983
@johannalynnavarette6983 2 года назад
@@osheanlee Salamat po sa response sir.. like you po kasi mai tumawag din po sa akin kanina na taga UNIONBANK at yan din po inalok. tapos after ng call po ng send email si UNIONBANK para sa mga supporting documents like payslip at proof of billing ko po.
@fronliners99
@fronliners99 Год назад
Naol sir
@maybetrixie
@maybetrixie Год назад
How much po ang credit limit? I noticed nasa title nyo po credit limit but di nyo po na discuss. Hehe
@osheanlee
@osheanlee Год назад
Nasa comments section **wink wink**
@junomendoza7691
@junomendoza7691 Год назад
Hello po sir pwede po ba sya gamitin sa mga mall ?? Or Lazada lang po salamat po
@osheanlee
@osheanlee Год назад
yup pwede kasi x1 lang yung points
@junomendoza7691
@junomendoza7691 Год назад
@@osheanlee salamat po kala ko po Lazada lang ☺️
@markjosephcarvajal8217
@markjosephcarvajal8217 Год назад
Approved ako pero di ko maactivate using card reference number invalid daw
@osheanlee
@osheanlee Год назад
Have you tried calling unionbank?
@user-gs1lg9kk7s
@user-gs1lg9kk7s 9 месяцев назад
Can I use it to other stores like malls and all?
@osheanlee
@osheanlee 7 месяцев назад
Yes
@jenniferalcid3939
@jenniferalcid3939 Год назад
Sir make a vid on how to waive laz credit card? 🙏🏻🙏🏻
@osheanlee
@osheanlee Год назад
Will try to have it waived this month or next month and see if it will be approved or not hehe.
@jastonjuliancampos7516
@jastonjuliancampos7516 Год назад
Can I withdraw money using the Virtual Card? or dapat yung physical card na nareceive ko na UnionBank Lazada Titanium Card?
@osheanlee
@osheanlee Год назад
physical card lang. but I highly recommend NOT DOING IT. Para kang niluluto sa sarili mong mantika sa taas ng interest. Only use your CC if may pambayad ka na.
@rodviolintv9547
@rodviolintv9547 Год назад
Hi Oshean, anung Cut off date ng lazada credit card?
@osheanlee
@osheanlee Год назад
oh depende po sa bank yun. pero yung sakin every 28th of the month.
@rodviolintv9547
@rodviolintv9547 Год назад
yung statement date po ng saakin is every 20th. Is it the same sa Cut off date?
@osheanlee
@osheanlee Год назад
@@rodviolintv9547 ah magkaiba ata yun
@rodviolintv9547
@rodviolintv9547 Год назад
I see. Thank you Oshean 😊
@juliusa7333
@juliusa7333 2 года назад
Hi sir, im just curious. Did you use this card on shopee app? If yes, gumana ba. Thanks
@osheanlee
@osheanlee 2 года назад
Hi! Ah no, sorry. I use either my SB Card or EWB Card sa Shopee. I would assume oo gagana siya since mastercard naman ‘to. Pero yun nga lang parang hindi sulit kasi 1 peso lang for every Php 200 pesos spent if sa shopee mo siya gagamitin.
@siriamurao5059
@siriamurao5059 Год назад
Yes you can use it on Shopee. Yung perks lang like lazada points ang wala. It’s a normal CC na pwede i-link at pwede i-swipe like other CCs.
@binosworld3896
@binosworld3896 Год назад
You can use it anywhere that accepts credit cards even in Shopee. Sayang nga lang ung points na mag-accumulate kung sa Lazada mo sya sana gagamitin. I have this card for 2 years na.
@juliusa7333
@juliusa7333 Год назад
@@binosworld3896 thank you. 😊
@osheanlee
@osheanlee Год назад
@@binosworld3896 you mean kung sa Shopee mo siya gagamitin, sayang?
@maryangelinealcalde
@maryangelinealcalde Год назад
approved mine today! 1week lng processing sakin.
@yandlewithcaree
@yandlewithcaree Год назад
Hi can they called me now lang po for personal details what can i expect po is it approved?
@maryangelinealcalde
@maryangelinealcalde Год назад
@@yandlewithcaree hello, they called me last friday for personal details, and this morning lang ngemail cla na approved na! I think its a yes! Haha
@yandlewithcaree
@yandlewithcaree Год назад
@@maryangelinealcalde okay! Looking forward sa email nila btw im also a cc holder so i think factor din sana siguro yun hehe fingers crossed.
@maryangelinealcalde
@maryangelinealcalde Год назад
@@yandlewithcaree me also cc holder rin kaya plus factor narin cguro un, text and email ung updates nila. 😊
@yandlewithcaree
@yandlewithcaree Год назад
@@maryangelinealcalde okay mary thanks for the info. ☺️
@eunchaeomma5554
@eunchaeomma5554 Год назад
Kailangan ba my union Bank acct ka para mkapag apply ka nian??
@osheanlee
@osheanlee Год назад
No po
@markanthonytejada1296
@markanthonytejada1296 Год назад
Approved today for this card.. My 5th one cc haha. Ang laki pala annual fee neto tsk
@osheanlee
@osheanlee Год назад
Yeah unfortunately
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