Here how i invested in gold 1. Bought jewellery when we had money 2. Invested in SGB 3. Nifty bees 4. Gold coins - 22k 5. Gold bars - 24k ( many varieties are there 99.99, 99.90, 99.50) buy the maximum purity My lesson learnt is " I stopped buying gold ornaments" insted of found many ways for investment
excatly... this is really a clever act.. It sounds like you’ve explored various avenues for investing in gold and found that focusing on higher-purity forms has been more beneficial for you. What prompted you to shift from buying gold ornaments to these other investment methods?
@@itsyuvin Women are fond of gold jewels and I'm also one of a kind but my husband always insists on buying ornaments that will lead to loss and I dont wear my jewels more than once 🙄 and that made me to think to switch other options without donating excess money to jewellery shops.. In future if I want to make any ornaments I will make it from bars so in that case I will spend it only for making not for losing and tax..
There are many things to consider while purchasing gold. 1. If you are purchasing a ornamental gold then you should not consider it as an investment,you would have paid VA,wastage,tax etc which increases the cost of ownership. Anyhow the value will still increase in future and it will be profitable after holding for several years. 2. If you are planning to invest in gold better invest in Gold ETFs (Stocks like goldbees) 3. Gold has many advantages like selling only the required quantity based on your needs and you can easily convert it into cash. 4. Other investments like Land/apartments are not easy to sell you need to pay brokerage, registration etc and you can not sell it in parts. 5. Worldwide, all the countries will have gold reserves in tonnes as their backup. So investing in gold is not bad.
Hi there! I covered these points in detail in my recent comments reply video, and I really appreciate your insights. When it comes to ornamental gold, it’s best not to think of it as an investment. The extra costs like VA, wastage, and taxes can add up, although its value might still grow over time. It’s usually better for long-term holding rather than a quick investment. For investing in gold, Gold ETFs (such as Goldbees) are a more efficient choice. They avoid the extra costs associated with physical gold. Gold also has the benefit of being easily liquidated-you can sell just what you need and turn it into cash quickly. On the other hand, assets like land or apartments are less flexible. They involve brokerage fees, registration costs, and you can’t sell them in smaller parts. In summary, gold is a solid investment globally, with many countries holding it as a financial backup, so it’s definitely worth considering.
Hello, I've a doubt about 91.6 gold purity caluculation during selling 1. We already holding 91.6 gold only...in that case, we should not reduce any percentage in that. Directly buyer should give us 916 gold rate for the gold grams we have. If they take only 91.6% from the 916 gold we have, then it will become 24 carat gold For example: I've 1 gram of 916 gold, costs 5000/- without any additional fee....then gold buyer should buy the same 916 gold only for 5000/- on sameday, should not reduce percentage Its my opinion
hi .. you are right .. i bought most of my jewels using chit option... if you notice i have shared after effects of buying gold.. at some point of time we may sell our jewels for financial need for the family.. that time that kind of losses we may face is what discussed in the video.. hope u can relate
hi sir, you're right-gold has proven to be a solid long-term investment. While simple calculations show its growth, inflation also plays a significant role. Compared to 2010, its value has nearly tripled, and it often offers better returns than real estate.
Really good explanation and sure it will help to all (EYE OPENING THINGS).... I am going to share this videos with all my family and friends circular....
hi ma.. chit pota maximum VA 12% than wastage than allow panuvanga - ipo 10% mathitanga.. namaku pudicha jewels kku minimum 20% achum VA irukum ma.. apo nama extra 8% VA (difference) pay pananum-- even nama chit ponalume (nan lalitha la chit potu 8 soverign vangiruken ma) free nalum gst pay panrom la ma.. vikum bothu andha gst anoumt 3% loss thaney.. neenga solrathu right but inflation nu onnu iruku ma.. nama manasu kanaku padi 2500rs kuduthu 1 gram gold 2014 la vanginen ipo 2024 vitha 5000 kedaikuthu so 2500rs labam nu nenaipom .. adhuthaan ilai ma.. adhuku nama money inflation pathi neraya therinjikanum.. idhu oru periya topic nan explain panren ma.. I also personally like lalitha jewels they give jewel estimate bill - even if we are not buying also + they will give jewels within 10% VA (for Same design VA from other shops are high )
@@itsyuvin yes sis gst Varum but vagina oodanea vikka koodathu laabam irukkathu sis 2 to 3 years la gold price increase agum la antha difference namakku laabam thannea sis also diamond jewellery lalitha la mattum thaan 100 % resale value irukku na niraya kadaila visarithean sis chit schem la 100% no wastage sis even 27% wastage irukkura jewellery kooda no wastage thaan athan sonnean sis end of the day our personal choice thaan sis 💖
@@itsyuvin one time investment chit irukku sis also old gold deposit scheme irukku sis ithula than nan potean 100% free than sis monthly scheme Podala pa only I pay gst 3%
@@itsyuvin na bank sollala sis jewellery shop la thaan sonnean I never go private bank at all also sila yamathura company irukkula athu palkam pogavea koodathu athiga laabam varumnnu poi enakku thrincha friends niraya per Kodi kanakkula yeamathu nikkuranga sis athu pola athiga panam kodukkuranga nnu private bank la gold pledge Panna koodathu I am always prefer gvt bank
Awww nowadays I'm addicted to your videos akka ❤ your vlogs are really improving our financial stability and mind set how to handle and deal with it 🎉the pros and cons of buying gold and pledge it 🌟🤗your day by day contents are worth Varma 😉😎
1. Diamond platinum is for luxury & for Heritage. Like giving for ur grandkids . 2. Never buy a jewellery more than 15% wastage. Never buy antique jewellery. 3. 91.6 % gold remaining is copper & silver. Dubai Singapore gold as good silver content & good resale value. Reliance jewellery as good resale value as silver content is higher . 4. I will suggest u to buy only bangles because we can't buy less than 10 grams single bangle. So u would save more money & wastage is low compared to other jewelry. U can use it daily also. If someone ask say gold plated jewellery 😉 for safety . 5. If u really want to sell ur jewellery just go to grt. They will make it solid gold with correct value. Take it & go to any bank without reducing quality dust u will get full amount.
Hi.. thank you really for your valuable comment.. my response 1. yes you are right diamond is for luxury and heritage - my husband bought me a diamond necklace for our anniversary.. the happiness i got is endless.. 2. most of the jewels are coming with morethan 20% wastage only what to do.. i will not be buying jewels again.. (yesterday my brothein law bought ring for 21% va so i said that) 3. this information is new to me -thanks 4. hahaha ya 5. next time i will try this option
Women's gold save panrathu verum azhaguku mattum illa thevayana pothu yaridamum kaiyenthamal adamanam vaithu use panuvanga, ex-school college fees, Emi payment delay, sometimes veetu selavu, Like that.but if we sell it kandipa wastage ,gst illamathan sell pannamudiyum, so coin aga edukalam
Diamond also 100% resale value irukku jewellery vangum pothu ellarum nallathaan solluvanga but vikkum pothu Vera mari solluvanga but my personal experience Diamond also 100 % resale value irukku nalla jewellery eathunnu nama thaan visarithu vangum sis
hi ma.. neenga video pathengana therium nan gold vitha kadaila diamond vanga matanga nu sonen ma.. diamonds ku value iruku i have diamond certificate card for all the diamond jewels i have.. the problem is when im on a hurry to sell diamond jewels .. it is difficult that i will not get any vendor for paying a right amount for the diamond jewels .. resale value iruku ma.. but yaru vanguva adhuthaan kelvi
உண்மை தாங்க என்னுடைய அனுபவமும் இதே தாங்க.இதற்கு alternate gold bond னு சொல்லுறாங்க அது எந்த நிலையோ தெரியாது.I thik after 5 year back only we can sale the jewel.வீடு வாங்கும் போதும் கட்டும் போதும் விற்கும் போதும் கூட இதே நிலை தாங்க.என் மனதின் குரல்கள் தெளிவான விளக்கம் . வாழ்த்தும் 💐💐💐👌👌👌
Nalla padichirundum nallave emandu irukkeenga romba nalla theriudu First stone jewel vanga koodadu Stones ku resale value kidaiyadu Second enga jewel purchase panromo anga than vikkanum so bill vachirukkanum,bill irunda easy yah sale pannidalam Same shop la vitral 3% jewel kum,2% coin kum reduce pannuvanga adavadu 916 jewel la irunnda current ratela irundu 2 or 3 present mattum than detect pannuvanga ,jewel romba old ah irunda konjam milli gramla kammi pannuvanga Innum niraya emandu irukkeenga😰 ok sis eppavum 4 idathula visarichu sainga And bankla pledge panniyadulayum niraiya charge panrada solreenga Canara bankla appadi illa 1 lakh ku service charge,+appraiser charge serthu 826 and 9% int per annum And 1 lakh full amount kaila koduthiduvanga ok thank you😊
bill vechirundhum vangala mam... ennal bill um iruku .. cheated only.. bank la plegde pana jewel take over panna sonom .. adhan ipadi ageduchu .. canara ia a good option.. thank for the suggestion mam
U have sold ur gold in a wrong place sis the person who sold ur gold is simply cheating the gold itself is 91.6 and rate for 91.6 is 6670 okay so they shud not deduct from that price. I recently sold nearly 40 poun for a land purpose through so many gold shop owners small shop owners but no one is taking the rate method u have explained in this video. At most one shop owner reduced 100 rs per gram. And another one give on the date gold money without deducting a single penny
Hello, I have sold gold jewellery and coins in the past, if it's 916 jewellery then you should get the current gold rate. The only thing you loose is the making charges,wastage and GST that you have paid while purchasing the jewellery.
Big showroom kaetengae mean they won't accept to take gold ... But small shop lae kaetengae mean anaikuu rate ku sure ah eduthukurae many shop erukuu... Neengae sales panrae situation erunthaethalae ungaelukuu gold importance ilae... Already u dnt know ah before buying the gold va n GST erukummnu... Theyrinchii than elarumm vangurangae gold...athukagae gold investment loss lam ... All based on our usage only ...
hi mam.. small shop check panala than .. saftey reasons ku than mam panala.. GST irukum nu therium mam sell panum bothe that amount is a loss nu solren mam.. gst is not valued while selling mam
@@itsyuvin athulam therinchuuu than all buying gold.... Eveloo analysis panrengae but small shop kaetuu pakulae... Kaetuuu eruntha ungae gold value 1% kudae poge erukathuu if it is 916 mean ... 916 eh new gold ah erunthaa apudiyae than eduthukurangae ... It may be looking like blackish in gold mean then only they reducing for dust .... Gold investment is important....
Sister 6670 ve 91.6 oda rate so adhuku again 91.6 percent lam poda matanga they will reduce 2-3% only from 6670 and may be if dust is there they will reduce some mg...pls check and correct
Hi pa.. 6 times sell panirukan pa.. in this 3 months.. in a private company (well known company ) idhuthan avanga pota calculation They will consider 85% to 91.6% in the quality value + they will reduce in terms of weight also pa
@@itsyuvinNeraya places la crct aa tharanga, neenga video la solirntha crt aa suggestions kedachurkum. Rate4Gold la na sonna Mari calculation panuvanga ka. If unused new jwellery they don't reduce mg for dust also. Just 1% commison with 6670 per gm rate. Inime epd sale panirathinga. I feel they have scammed u.
hi sir... per gram 50rs will be deducted for gold exchange process (buying old gold and replacing new one).. my scenario is different .. i sold gold for cash back ... while selling deduction on weight and deduction on quality is considered. - i sold from a well known resale company
@@itsyuvin all will accept ... But already all know the fact of buying and selling the gold ... Try to not be correct @ all time ... 1st try to accept wat others too saying ...
Neenga soldrrthu nambave mudiala sis. Very worst experience 4 u . Na union bank la jewel vachiruken.. 4lak ku adaku vaithom. Max 450rs than appraiser charge panvanga.1lak, 2lak ku 250rs than they charged.. nalla visarichutu adagu vainga sis..
Varum pa... naan purchase panathu design jewels for example in this video u saw a necklace right adhu chit potu than vanginen.. Chit la 12% varaikum allow panuvanga ... 12% VA la iruka jewels lam rombha simple and old model . Chit potu nala look ah irukura jewel thana vanganum nu nenaipom? Indha necklace 28%VA so chit la 12% allow balance 16% VA nan pay pani vanginen .. adhuvum chit la potathu 4 soverign .. eduthathu 6 soverign so 4 soverign ku 16% VA pay panen balance 2 soverign ku full VA 28% pay panen pa.. Scenario 1 (normal desin) CHIT value + 12% VA (free)+ GST will come Scenario 2 (good designs) CHIT value + 12 % normal VA (free) + ad on VA(difference % to be paid) + GST (to be paid) Scenario 3 - good design with additional gram weight CHIT amount + 12% free VA + additional VA% to be paid + additional jewels gram amount and full VA percentage + gst to be paid Let me know for doubts
Crt ka..but some shops la 18% varaikum free...namma adhukulla eduka try pananum. But ur necklace is looking very pretty...still we should be bit concious while paying sonmuch for wastage.
Hi... ur vedios are informative.. But pls do more research before making this kind of vedios, as it influence many peoples hope on gold.. Example: 916 and 22k gold both are same.. 91.6 % is percentage of gold in that jwellery and 22k gold is its purity. Similarly we have 18k gold with 75% purity and so on. No jwellery owner can deny this.. But people need to be aware to talk back to them thats the difference during selling gold. Ur experience is bad..but moreover gold is not a bad investment and it should not be the only investment in ones portfolio 😊😅. Thankyou keep posting more vedios❤.
Hi mam comments reply video la potruken mam .. in that comments reply video pls watch from 20:20 its only few mins but i clearly calculated and explained mam (not this video mam)
@@itsyuvin okay sis... Kandipa pakuren. I like ur honest 😊 points. Its hard to find a influencer like u. Pls share more info.. As a middle class who is working in chennai and living on rent house... I am struggling a lot and don't know how to plan for future.. Loan potu veedu Vaanga bhayama iruku... Romba.. Why because its pvt job. At the same time old aandhuku aparama iruka sondha veedu illayenu kavalaiyavum iruku.. Oru kolpama iruku my lord😣
@@meenapandi2326 hi dear don't worry.. pls follow continual improvement.. porumaiya niruthi niruthi munnerurathu.. nan explain pani video podren.. sontha Veedu vida neraya iruku life la.. ungaluku enna pidikudho adha pannunga.. don't get into peer pressure.. I will explain wait ma ok va
hi mam.. what is the end result of buying gold .. thats what is been discussed in the video.. we can buy gold through chit schemes - even i bought all 80% of my jewels through chit scheme.. after buying what we will be doing that is the thing i was discussing - we need know after effects of buying gold .. at some point of time we will be selling or pledging our jewels for our financial requirement.. i sold and pledged my jewels for financial need for house construction so i shared my experiences in the video mam. mam i shared what i have experienced in selling jewels .. there is no wrong information are shared mam..
For the sake of saving, we can split our savings in different forms like RD, FD, CHIT with known persons. Similarly saving in the gold without wastage by chit is also considered for future asset purposes.. Even buying land in the city limits is also a risk, compared with land for the middle class family Gold is a good investment. Actually I didn't save gold before 6 years, once I attain my basic needs like buying flat, and some lumpsum amount in the FD. Then I slowly saving gold by chit without wastage for my son's education purpose. For the long term it definitely can get profit
hi ma,.. both are different 22ct gold quality is lesser than 916 gold.. 22ct gold they will call as KDM jewel.. 916 gold they will call as hall mark jewel.. while selling we will get good appreciation for 916 gold jewel .. 22ct will get less appreciation.
sure pa.. as of now en experience than share panra plan la video podren so detailed ah explain panumbothu lengthy ah than poguthu sorry pa.. views kaga video podala (adhu pathi nan innum yosikala) indha topic related ah therinjikanum nu nenaikaravangaluku indha video usefull ah irukum nu than elame explain panren.. i will cut short next time pa.
hi pa tharunkumar thennarasu.. pls edit your comment.. its my humble request as i always say.. our words should never hurt anyone.. he is suggesting me to improve my video content to get more views.. we need to accept suggestions.. pls pa edit pannunga .. lets all be in a peaceful connect
Hello Sir, Please remember that instead of investing in gold, you should consider other good options available through central government schemes. Investing in these alternatives could be more advantageous. By choosing these options, you can ensure a smoother flow of investments.
@@itsyuvin jewel vanguna athe shop la sale pannunga.....apothan namaku benifit a iruka chance iruku....bcz enoda sister in law 2yrs mundai vanguna chain athe shop la sale pannunanga....but evalau amount ku vangunangalo athe amount kedaichathu....jewel ku 2% kammi panni amount potanga....ethe 5yrs aparam sale panni iruntha nalla profit a irunthu irukumnu sonaga.......
Gold rate evalo poguthu but one thing neega unga bad experience romba normal la solluringa theviya illatha content ithu. Neega full aha yemanthitinga athu taan ell place la um irukku inu podringa wrong decision about gold appuram gold fullaha iruntha kandipa nalla rate pogum. Same 2021la 250gram vithutaen i got more amount.
Hmmm may be....anyway thank you for clarifying..and btw it was not any negative comment..I have commented like "I have recently found your channel and have watched all your videos...It is really helpful and to the point..we can feel you people speaking just the truth...Even myself and my husband are into IT and are searching to buy a house from long time so got really connected to your videos.We are also in similar age group as yours.I wanted your mail id so that i can clarify few things from you...if you find me genuine we can exchange numbers later"...
