Sir ji, सीनियर citizen के लिए monthly income या quarterly के लिए पोस्ट ऑफिस या government बैंक, प्राइवेट बैंक या स्मॉल finance bank किसमें अच्छा रहेगी ।
15G is applicable if annual income is upto 3 lakhs for senior citizen, but if it over 3 lakh then tax ill be deducted. Tax deducted can be claimed via ITR if total income is less than 7 lakh i think.. is there a way to avoid this deduction upfront:?
Sir! Thanks for every valuable knowledge you provide free of cost. Please make one video on gold coins, how to take care that no fraud can be played with us...
Thank you very much sir for sharing detailed information for Senior citizens. Kindly continue your good work. May Almighty God bless. It is better to invest in SCSS for 8.2 percent interest. We can invest 30 lacs giving 15 H form. Each good ,stability bank you can invest 5 lakh each. May Almighty God bless you sir.
I would like to have your advice as currently I have an FD with DCB bank and I would like to know which other bank will give Similar option like you have mentioned SBI Gilt funds can you advice the process of the same. Thank you
Excellent speech with full explanations about savings schemes for senior citizens. Is it possible to close two years old scss which is of interest rate 7.4% and open new scss with same amount to get 8.2% interest reate for future ? For about one there will be somewhat loss but afterwards it will be beneficial to me giving 8.2% interest rate . Thanks very much for the efforts done by you and team members in video preparation.
Bank main 5Lakhs ka insurance rahta hai by DICGC laykin Post Office Central Goverment kay under hai yaha hamara poora paisa safe chahay 50 lakhs ho ya one Crore Ashish jee Please reply the answer of my above question thanks Have a nice day
Floating rate RBI bonds accrued interest is shown in 26 AS? If i invest today in RBI bonds, will interest will accrue in this financial year or come in next financial year after getting actual interest.
I am 70 years and extended SCSS in post office at 7.4% in December last year. Now it is 8.2% can I close it and re invest in same scheme in PO and what is harm and whether it is beneficial.
Ek question hai, jaise mostly bank 5 lakh Tak ki guarantee dete hai (Dicgc).. but kya post office bhi 5 lakh tak guarantee dete hai ya unlimited amount ki guarantee?
@@SahajInfo Sir post office full amount is guaranteed and it doesn't come under DICGC. In one of your videos you told only that amount in post office is fully guaranteed by the central government.
I have my fixed deposits in the public sector banks.i have completed my 60 years of age recently whether the additional rate of interest 0.5% (applicable for senior citizens) will be paid on my all existing fixed deposits or not? If you have any circular of RBI. For your information may I add that some public sector banks are giving this benefit. Please give your opinion.
You have described everything very beautifully but can you advice in any such scheme where we can get monthly income and if we wish to have an income of Rs 40,000 monthly then how much amount is needed to be invested.
HOW MUCH FIXED DEPOSIT CAN BE MADE BY SELF AND SPOUSE IN A FINANCIAL YEAR(BOTH SENIOR CITIZENS). IF THE FD IS MORE THAN RS. 10 LAKHS WILL THERE BE NOTICE FROM INCOME TAX DEPT. THE LIMIT OF RS. 10 LAKHS IS LIMITED TO ONE BANK OR ALL THE BANKS.HOWEVER THE FUNDS RECEIVED ARE FROM SALE OF PROPERTY AND PROPER RETURNS WILL BE LFILED. PLEASE ADVICE.
Thanks Sir, I feel you have shared a balanced view for senior citizens. Also the option of gilt funds looks interesting, esp when interest rates are now likely to be either constant or downward, in next few months. Many thanks for your clear and prudent guidence.
