Vision financial FCU and San Fran. FCU are both open to everyone that joins an organization. And they offer super low credit card rates. San Fran (allowed to join if member of FFA). and Vision Fin. (allowed to join if member of North Carolina Consumers Council (NCCC) for a $20).
If you talking about using it to get approvals to CU membership, they will just ask for member id/number as a means to confirm you have membership there
Ya I am still annoyed I mixed up that data, think it was national or regional numbers I read and mistook it for CUs and ran with it. I have since dug into that and layed it all out in an email on our substack