10 Hidden Health Insurance facts you should check before Buying a Policy

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Health insurance is really important because it helps you with money if you have unexpected medical expenses. It also lets you get good healthcare when you need it. But the most important thing is to pick the right health insurance that fits your needs.
Choosing the right health insurance can feel overwhelming because there are so many options and confusing words. But don't worry! In this video, we will explain the important things to think about when you want to buy health insurance. This will help you make a smart decision to keep you and your family safe and healthy.
00:00 - Introduction
01:45 - Can you get insurance with an existing illness?
02:45 - Take advantage of the 'no claim bonus!'
03:33 - Get insured for your daycare treatments.
04:21- Get insured for pre & post-hospitalization expenses.
05:21 - Should you opt for a Family floater?
06:43 - Maximum entry & Renewal Age
07:23 - Not all the policies are the same!
08:03 - Undestand capping on expenses.
08:54 - Wide network of cashless claim settlements.
10:10 - Is Corporate Health Insurance Sufficient?
10:51 - How to easily buy Insurance?
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Опубликовано:

30 июл 2024

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Комментарии : 660

@pranjalkamra Год назад

Top Health Insurance- Upto 25% discount👇 health.policybazaar.com/?YT_NonBrand_PranjalKamra_Jul23&Native&Insurance_22Jul23

@Shajahan6 Год назад

I'm 21 and single earning member and i want higher cover insurance like 1cr+... i can pay the premiums now because on young age term insurance premium costs low but i can't due to my income slab they doesn't offer us for higher coverage but how can i , If i choose further old age time like 30 then premium will increase compare to young and also what if i'm not alive to take a good one my family can't be stable with financial problems so please a suggestion for this, I'm researching on this but haven't proper solution even i commented on yours and lla's inssurance videos no response please help the young one

@sujitpatel8659 Год назад

Sir pls term plan k upar ek video dijiye... Kya term plan mai swipe ho payega kya

@DEEPAKPRASAD749 Год назад

Please send best policy name to cover all things

@DhammpalSudhakarSatalkar Год назад

You don't even tell which policy should be taken?

@tusharmahajan8284 Год назад

Apne konsi Li hai ?

@salmankhan-bu3qw Год назад

Sir im very disappointed with policy bazaar. Im 100% sure nobody will fix the problem in 30 minutes because i am very old client of policy bazaar. When they have to sell something they call 100 times a day and when you need help of them them keep calling and just listen the nice music for an hour.

@rajendratiwari2087 Год назад

पॉलिसी बाजार से लें या सीधे निवाबूपा से,सभी के ग्राहक सेवा सुविधाएं पॉलिसी बेचने तक ही फ्रैंडी होती हैं,बाद में साधारण प्राइवेंटिव हेल्थ चेकअप के दो पांच हजार रुपए भी लेने में आप सफल नहीं हो पाते। ऐसा कोई फीचर ही नहीं है कि पॉलिसी बिक्री की तरह ही क्लेम के लिए भी ग्राहक सेवा टीम आपकी समस्याओं के समाधान करे।पता नहीं ऐसी नीति कब आएगी???

@pritamnath152 Год назад

True…

@mainuddinsk786 11 месяцев назад

Genuine Review 👍

@shahidiqbal8840 11 месяцев назад

Please share your policy name and number to confirm your complaint. And ask the people working in policy bazaar before buying a plan for mine.

@danny06cbr 11 месяцев назад

True

@piyushsharma915 Год назад

In Rajasthan due to 25 lakh coverage by Cheeranjivi Yojana of state government at a premium of 850 only , great benefit to all people in Rajasthan. Even all private hospitals are covered in it . Irrespective of any disease and age .

@anirban1859 5 месяцев назад

Are REET Teachers included???

@MoviesExplainer71 4 месяца назад

😂😂😂@@anirban1859

@Hunteriscoming 3 месяца назад

@@anirban1859ask Momta

@rishabhkashyap231 5 дней назад

I went to a local private hospital it cannot cover rhinoplasty basic surgery of nose , i get to know that this policy cannot cover basic surgeries also

@santanudey2101 Год назад

Thanks for sharing, this is very informative while selecting a health insurance policy but I think claim vs settlement ratio is one of most important factors for selecting the insurance agency because this matters when you need!

@ARMY_of_knowledge Год назад

Hello Mr Kamra. Please make a 2nd part discussing various health insurance policies. The video is 9/10. Thank you.

@sagarjadav3699 Год назад

Excellent, The Type of guidance I actually looking for to get pure beneficiary policy for me and it will helpful to stay away from the other Traps

@shashwatsinha28 Год назад

I would rate this video a solid 4. Only basic level stuff such as definitions of add-ons etc. covered. No in-depth analysis of which add-ons are actually useful and value for money, which companies to look out for etc.

@MultiSambit123 Год назад

7.5/10: Because, 10 rating means the best of all! reasons being, ek example ki kami reh gayi (demo.), then biased bhi angle laga. Explanation and info are very useful. Thank you

@bhavikgupta4554 Год назад

10/10.........This is such a good video with all the necessary info ...Thanks PK 😊

@satyandraupadhyay1458 10 месяцев назад

Super video hai sir aaj tak itne clear explanation nahi dekhe kahi bhi ya kisi se bhi..thanks a lot sir

@yashathawale3291 10 месяцев назад

Beautiful video...... Every point is covered...... Thanks for providing this knowledge 👌🏻👌🏻👌🏻 I will going to rate 10/10 ❤

@virajshah7656 Год назад

I will rate this video as 5/10 as most of points you told are already covered in your previous Health insurance video

@user-zd6ej4yp2l 11 месяцев назад

10/10 video. Understood so well. Thankyou so much sir!

@manyabhavya Год назад

Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!

@sandipghoshdastidar3406 Год назад

Hi Pranjal, your video was super informative. Only one thing that you said at the end regarding policy without a medical test, that I think is not the right approach. It may create some problems during the claim.

@manashwdey3536 8 дней назад

exactly

@abhishekverma5898 11 месяцев назад

Informative, thanks!

@prahladgupta5572 Год назад

Thanks for the info that what need to consider while buying healthinsurance but there is still confusion as we do not have data to compare all these points at any website. Policy bazar provides info but not all info. Please list out some best health insurance with comparison.

@ganesh.n.m9533 Год назад

10/10 , Thank you very much sir for informative video🙏👌😊

@moromisultana9838 10 месяцев назад

Thank you, bohot clearly explain Kara apney,I always had doubts regarding all this.

@promodgiri3958 Год назад

Valuable Information, Thanks 🙏 Sir

@shsk7973 Год назад

Nicely explained sir for the new person who is going to purchase the policy this is 9 out of 10

@poojajaiswal21 Год назад

10/10❤ eagerly waiting for video on this topic ... I also want your Suggestion on this.

@NelsonJi Год назад

Good explanation... It would have nice if u would have explain about claim settlement.. and why some one claim is not settled... Like ... While taking insurance.. should not lie or hide anything....

@narinder_balewa Год назад

There are very few people whom we can trust blindly. You are one of them sir 10/10🎉🎉

@manojsuri007 Год назад

Dont trust anyone blindly. He is promoting policybazaar and this policybazaar has a very poor claim settlement ratio. Many customers have complained against their service.

@narinder_balewa Год назад

@@manojsuri007 who told you that policy bazaar is a insurance provider company

@amitjain1013 Год назад

10/10 sir your videos are always logical and helpful if you could just add one point it would had been more better that on an avg people will prefer for family floater plan around 10 lac so what will be the avg prem

@Sahil_khangar Год назад

1887.00 for my parents health insurance policy up to 10lakh for more information watch my video on that topic and if you like it do subscribe and share it with your friends have a great day

@pratiksatpute7632 Год назад

Dear Sir, The points which you have told regarding the health insurance please suggest that type of of insurance or else the best health insurance for family or single and affordable premium.. 😊

@pradeepedixit623 8 месяцев назад

Very helpful video Thank you so much 🙏

@niteshvadher9467 Год назад

Thank you Pranjal sir,

@kaushikghosh4703 11 месяцев назад

Undeniably 10 out of 10 for such an useful and informative video...

@ajaykene.5009 8 месяцев назад

Rating 9/10....the video is great sir. one suggestion is that u can also show demo of buying or comparing policy online, or u can recommend top policies on your vidio, thank you

@ramyasri6093 Год назад

Thanks for detailing

@MoumitaSarkar-ec8xh 11 месяцев назад

Thanks for searching this information.thanku

@saikiran-wx3fv 11 месяцев назад

It would be much helpful if you can provide the insurer name at each case🤞

@swetarani8375 Год назад

10/10... As i found this video super informative🙌

@AdeshKamble-cp3ts 10 месяцев назад

10 OUT OF 10 THANKS FOR SUCH A AWASOME KNOWLEDGE.

@sabitarai4334 9 месяцев назад

Thank you for your information ❤

@pradeipkumar9762 Год назад

Before seeing that I was very scare to buy a health insurance plan but now I m very clear to purchase it.

@jossieserrao4902 11 месяцев назад

Good information Thank you so much.

@radheshyamraiyani99 Год назад

Good Information Sir. Rating 9 But one point you need to verify at your as ground support not providing on time, also they have the marketing personnel in each city/area but personal for ground support for claim settlement not available. Policybazzar have good marketing team but claim settlement team not available for ground level guidance etc. This dark side of Policybazzar based on personal experience

@digitallife5464 Год назад

you are correct sir, during claims no one will help you

@rahulsvlog1131 Год назад

Thanks you so for your kind information

@pradeepkishoredungdung1817 Год назад

This is the best video on health insurance, excellent work pk sir.

@pradeepkishoredungdung1817 Год назад

Pk sir one more video on health insurance, a detail video on top 5 health insurance according to u.

@Vipanloomba 10 месяцев назад

Very Good information shared. Thanks

@prabhunavalgund7664 11 месяцев назад

Thanks for the information

@omprakashmahale6349 Год назад

Thank you very much sir

@suhasshinde7086 Год назад

Basic jankari ke liye ye video best hai 09/10👍

@ankitbhatti667 Месяц назад

Thankyou for making this video. It has really helped me in buying right insurance.

@ManishKumar-uk4mj 2 месяца назад

Great Video, Very Helpful

@TusharGoel.29 Год назад

Even if a policy checks all the pointers you've mentioned, they can always reject a claim. Claim rejection reasons given can be quite absurd. Then you fight with the company during that critical time. Gives a real headache. Anyway, quite informative video.

@Chatterjee995 9 месяцев назад

Kare to kare kya? Should we avoid health insurance or should we get it?

@adityapatil7844 6 месяцев назад

@@Chatterjee995we should get it.. milne ke chances jyada hote hai if your given information is true and satisfy all their term’s and conditions

@MdKawsarAhmed-rg9vy 10 месяцев назад

TNX for good information ❤❤

@jaypalkharwaljaypalkharwal9939 Год назад

Love you sir your information god bless you

@kirankhandelwal1413 Год назад

Thanks for the video, please list top three health insurance available.

@sajiseb Год назад

valuable insight, thanks

@Sahil_khangar Год назад

Hi sir jaise aapne ek video me annual reports padhhna sikhaya tha na vaise aap terms and conditions ko samajhbe wala bhi ek video banao please is is a humble request

@Pnityallinone 10 месяцев назад

Thank you so much sir very helpful video 😊❤

@reenakar4304 Месяц назад

Thanks pranjal,v nice video.which medical policy to take

@dhanmadhav 10 месяцев назад

Helpful sir🎉😊

@rishiagarwal8760 Год назад

Thank you 👍

@ThairingThairingLangthasa 10 месяцев назад

This is informative while selecting insurance policy

@MadhuSingh-hh1ph Год назад

10/10sir,आप अपना काम बहुत ईमानदारी से करते हो

@Albab_Ali 6 месяцев назад

Please compare some Health Insurance from examples and some video of top 5 top 10 insurance. It's a must. 8/10

@pramodnarayanankutty2290 Год назад

And what about the harassment that the executives of policybazaar give you when you contact them. Mine is a very recent experience. The sales executive was adment that I buy the policy he suggested during the call itself. I asked him give me some time I will analyze and get back but he was not ready to agree and kept on insisting on buying the policy and that too a particular policy i.e. care supreme. He was not ready to end the call only. Kept on giving mental torture for 45 mins. Finally I just cut the call. Them I found ok from their website itself that policybazaar is a 5 star partner for Care insurance. So may be that guy would get some extra commissions for selling that policy. Similar experience I had about 10 years back while purchasing term insurance. I would never recommend policybazaar to anyone. Instead go for DITTO. They have totally professional approach. Won't push you even once. They will simply guide you the best policy for your requirements and clear all your doubts. Their call is also crisp and to the point. And they themselves will end the call once your doubts are cleared and won't ask you to take the policy right away. Till now very good experience with DITTO.

@mayanksingh2580 10 месяцев назад

Inse policy le lo to bhi call ana bnd ni hota😂😂

@nikeshjha8877 10 месяцев назад

Today I told them , I will uninstall your app because of your behaviour

@better_u_know Год назад

Sir, my insurance company denied to pay for new born mandatory vaccination. I can only see pre natal and post natal expense are covered. But how to proceed against them.

@subhashpatil9188 7 месяцев назад

Very nice Explanation

@saurabhmulay4918 Месяц назад

Informative & crisp information 9/10

@karangaur2043 Год назад

You should also give recommendations of policies for people who are unable to go through the terms of policy 6/10

@MarketSeeker16 Год назад

Thank you Pranjal

@SnehaVerekar-zl7cd 10 месяцев назад

Thank you🙏

@minnuk1230 Год назад

Pranjal, I am a beginner in investment, I saw your videos on best investment. How to exactly invest in index fund? Is it using an app or do we have any direct website for directly investing in these funds? Which way to choose? Please provide your valuable suggestions! It would be so great if you can make a video on how to invest in these different funds, thanks a lot in advance.

@Sahil_khangar Год назад

So I made video on that topic what is mutual fund and where I'm investing I also tshare that although for index investing I'm using grow app and I'm investing in HDFC sensex index fund which is suggested my pran jal sir and axis small cap index fund which is also suggested by pranjal sir for more watch my previous video and do subscribe have a great day

@georgesebastian3151 10 месяцев назад

good awareness sir

@sanketnaroliya3474 Год назад

Please make top 5 insurance company with these 10 points

@SujalGupta-wl6ih Год назад

Oo Bhai itni mehnat khud krni pdti hai Sirf baith k phal chahiye kya jao policy bazar pe aur compare krke dhundo. Phal jyada meetha milega.

@PawanSingh-lf1uv Год назад

क्या भाई सब काम अद्भुत शक्ति

@PawanSingh-lf1uv Год назад

ऐसा कर देंगे तो नया Policy Bazar Company शुरू हो ने के लिए तैयार हो जाएंगा

@pranjo0001 10 месяцев назад

Right suggestion

@rajarshiroy6911 10 месяцев назад

@@SujalGupta-wl6ih Bhai itna time agar tere paas hain to tu video bana le, gyan mat chod

@chiranjibbasak5080 10 месяцев назад

Very helpful 😊😊

@abhisheksaraf6434 7 месяцев назад

Thanks!! 😍

@RahulKumar-jp6fh Год назад

Aapki sabhi video knowlegeble hoti hai bro....

@Ravirathore8890 Год назад

Superb knowledge bro

@penfriend4209 8 месяцев назад

Very informative 10/10 ,🙏

@ankurzweb8149 Год назад

Acko Health Insurance seems best to me... Although same is not there in policy bazar

@biswajitphukon3758 Год назад

Thanks

@prasannalama806 2 месяца назад

Tha k u v much❤

@nileshkudhale6871 3 дня назад

Thank you 🙏❤

@littleshreyosree5574 3 месяца назад

10 /10 1. Waiting period 2. No claim bonus 3. Day care facility 4. Pre and post hospitalization 5. Family floater 6. Life long cover 7. List of excursion 8. Individual capping 9. Cashless network 10. If you have a company plan.. recommend your own plan

@ankitverma512 Год назад

You should talk about plans also..

@Vishal-iw6xo 9 месяцев назад

Cam we claim 2 health insurance for one hospitalization. My corporate insurance is quite low but i have my personal health insurance as well. Can someone help me with this?

@meghamanocha4689 Год назад

Sir vey informative video 8/10 but sir ek video top 10 helath policy jo truly worth it ho or wo health policy hume kaha se lene chahiye policy bazaar se ki kise agent se please share this information.

@vishwasnagaraju8260 Год назад

Policy Bazaar representatives will trouble you day in and day out, ditto is the place to understand and to purchase at the place suggested by them.

@user-mp6zg6kt1o Месяц назад

correct Policy Bazar is "Mandi" there you can get information for all kind Health Policy but Once you have CLAIM You can find them anywhere

@ajaykumarupadhyay9007 Год назад

Trusted content 10/10

@manishadityaiit Год назад

Aaj hi health insurance policy final kar raha tha. Thanku bhai

@DEEPAKPRASAD749 Год назад

Kaun sa policy Mila send name

@tashitopgyal4552 Год назад

Best investor and youtuber in world

@AsalkarVastuyojana Год назад

Very informative rating 9

@nitishpradhan7375 27 дней назад

Sir u deserve my 10 out of 10 😮 Becoz u teach us some important awareness and knowledge, may be that not as high as some one need but it helpful for many one Thanks