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NEVER buy the same Health Insurance as your parents - Here's why! | Ankur Warikoo Hindi Video 

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How to buy health insurance for your parents?
What are the key things to keep in mind while buying insurance?
Why should you NOT buy the same insurance plan for your parents, as yours?
Welcome to part 3 of the 6-video course called The Complete Guide to Buying Insurance.
To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3eHkZrk
To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH
In Part 1 and 2, we covered basics of insurance: • Basics of Insurance | ...
and understanding Life Insurance: • Understanding Life Ins...
To view the notes for this video, please visit bit.ly/2Ws0HJq
In this video, we will discuss how to decide the right insurance plan, specifically for our parents. How is it different from a family floater plan? What are the different factors to look at while selecting a plan that suits our parent’s needs?
We'll also understand why having an individual plan over and above the corporate plan that we might already have, is important!
And finally I will walk you through the step by step process of buying a health insurance plan for your parents on PolicyBazaar.com - where we also get to compare the different plans and pricing for making an informed decision.
If you have any questions, I’d be happy to answer them in the comments section below!
The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
#warikoo #insurance #policybazaar
Click here to subscribe to my RU-vid channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on RU-vid, LinkedIn, Instagram, Facebook and Twitter amassing a following of 2.9Mn+ people.
He posts 3 Hindi and English videos every week on his RU-vid channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
--------------------------------------------------------------------------------------------------------------------------
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
📱 Instagram: / ankurwarikoo
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🖋️ Daily Blog: ankurwarikoo.com/blog/

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26 июл 2021

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Комментарии : 518   
@warikoo
@warikoo 2 года назад
The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3wJiY20 To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH
@argajit
@argajit 2 года назад
Hi, Ankur sir I just saw your video on Stocks investing in Kite. There you had mentioned IND Money to track your personal finances I would like to know if it is safe to provide them our Email access. If there are some Security Breaches at IND Money there can be a Data Risk! Can you make a video on it?
@aratrika100
@aratrika100 2 года назад
Great value addition. Thanks Ankur 🙂
@sanjanind
@sanjanind 2 года назад
I have corporate plan and there is no waiting period for my parents, if I go with new plan then will they cover existing diseases without waiting periods
@warikoo
@warikoo 2 года назад
There will be a waiting period. More of a reason why you should go with your plan right away
@islamiilm2092
@islamiilm2092 2 года назад
Hello Ankur, thank you for this information I have one question... What about the OPD charges for parents i think u did not cover it completely in PED. For example are my parents are old and like every indian they have BP and Diabetes... On a monthly basis they incur around 5K of medicines per month. Is there any insurance company in your sight that covers this as well? I am a corporate employee and my corporate plan covers this... But there is a cap of 10K for it. I would consider myself lucky if I could get a reply from you. Thanks, Samir
@ankitha4797
@ankitha4797 2 года назад
Points to consider : -No capping on room rent -Post hospitalization expenses cover -Pre existing diseases (PED) cover for a year -Don't choose family floater plan with parents -Transfer corporate to personal plan to include the reduced PED time -Insurance is only for critical situations - don't use unnecessarily
@leaquatali0379
@leaquatali0379 2 года назад
Perfect 👍
@mayurkakkad007
@mayurkakkad007 Год назад
thanks a lot for summarizing precisely
@dustyMehul
@dustyMehul 2 года назад
You are innocent if you feel that Aggregators like Policy Bazar will not promote one policy over the other. 😄 Happy Learning.
@atleastthreecharswide
@atleastthreecharswide 2 года назад
This is true. But, policybaazar is quite good at discussing with you all the different plans. I have very good experience buying Life and exploring Health insurance.
@arpankumar3218
@arpankumar3218 2 года назад
True
@palakondarayuduuppu6420
@palakondarayuduuppu6420 2 года назад
Yes, they promote every product if you call for one, and one more is no clarity on their own terms and conditions of policy. They sell any policy but during claim we get 10% only if we do higher policy. 🤨🤨
@soumyajitdey5720
@soumyajitdey5720 2 года назад
God has sent this man just to educate the youth, isiliye astrophysics me Phd nehi ho paya. There's no other reason.
@shaimanshaikh6815
@shaimanshaikh6815 2 года назад
*astrophysics, but koi ni. Bhavana samaz gaye😂
@soumyajitdey5720
@soumyajitdey5720 2 года назад
@@shaimanshaikh6815 😅😂 sorry..change kar diye hae 🥴
@siddharthsheth7456
@siddharthsheth7456 2 года назад
Quite Insightful! You are actually touching the future by educating millions!
@warikoo
@warikoo 2 года назад
Thank you 😊
@anishraj3462
@anishraj3462 2 года назад
Me at age 21 in college, planning all my expenses while doing a job, through this video... :). Thanks for the head start Ankur..
@Shruttiiiiii
@Shruttiiiiii 2 года назад
Samee here
@anishraj3462
@anishraj3462 2 года назад
@@Shruttiiiiii Great to see someone else from my age planning early too :)
@Shruttiiiiii
@Shruttiiiiii 2 года назад
@@anishraj3462 I need to ask which insurance you got ? and should we really trust buying online
@anishraj3462
@anishraj3462 2 года назад
@@Shruttiiiiii Hi Gayatri. Sorry for the late reply. Unfortunately, I haven't gotten anything yet.
@Shruttiiiiii
@Shruttiiiiii 2 года назад
@@anishraj3462 okay
@PaudingDisuang
@PaudingDisuang 2 года назад
Thank you. Of all the financial RU-vidr, I gravitate towards you the most as you give the most practical and clear picture which is easy to easy to understand. It's probably just me but other RU-vidr's videos are very vague and does not present a clear picture as you do.
@harleen6122
@harleen6122 2 года назад
Bajaj Alliance is worst, they promised to post-hospitalization but don't approve the full amount
@medhabhardwaj5897
@medhabhardwaj5897 2 года назад
I was planning to buy insurance for my mom dad and here is your complete guide 💯👍
@IrfanKhan-gk7oi
@IrfanKhan-gk7oi 2 года назад
If you want buy health insurance will help you ...I am a agency manager is max Bupa health insurance
@dddiya20
@dddiya20 2 года назад
Haii
@Scramblerwalayash
@Scramblerwalayash 2 года назад
Being a 19 year old student I find your videos very educative for future planning.
@DipakKumar-kl1gn
@DipakKumar-kl1gn 2 года назад
I always watch your all series & i love the way you convey them. It directly connects our heart. You are doing a great job. May god bless you always 🙏🙏
@user-jc6te1vm8v
@user-jc6te1vm8v 9 дней назад
Yet to see a host better than him presenting stuffs and ensuring alongways nothing gets skip ... Appreciation for your efforts sir
@vinodchoudhary4239
@vinodchoudhary4239 2 года назад
Sir 10000rs per month ke liye budgeting ki video banaiye sir plzz
@nikhilhalbe
@nikhilhalbe 2 года назад
bhai basic toh clear hai atleast 4 thousand rupees invest kardena in equity for long term
@vinodchoudhary4239
@vinodchoudhary4239 2 года назад
But without increment
@nikhilhalbe
@nikhilhalbe 2 года назад
@@vinodchoudhary4239 koi baat nahi start kardo increments kabhi na kabhi hogi hi future mai
@akrshn_10_7
@akrshn_10_7 2 года назад
Bhai apni strategy khud bnaaa koi itni achi trha nhi btaye ga jitna tu khud bnaye ga apni strategy yeh bhi tho khud try kr k hu sikhe h bs video dekh aur apna mind khud chla follow mt kr unki bt puri trha see
@hkartbox142
@hkartbox142 2 года назад
Yes..
@abhisheksutar8784
@abhisheksutar8784 2 года назад
This man is preparing me for the real world more than anything ❤️
@sunnyb1638
@sunnyb1638 2 года назад
And today i was to enroll my parent for corporate medical insurance and you shared this..i know by the end of the video,I would be sure about what needs to be done.more power to u
@jjp_in
@jjp_in 2 года назад
I was sad because I missed to add my parents in corporate insurance and had no clue about insurance for parents.... This video was something that I was looking for.. Thanks sir... Very informative and need of the hour video
@enscebose8466
@enscebose8466 2 года назад
You are putting good work out there man for the generations to come. Sending good wishes to you and your family.
@anirudhatalmale5575
@anirudhatalmale5575 2 года назад
This video was super helpful ... Just a small advice - always remain honest to your viewers
@conveticnetworksprivatelim7650
@conveticnetworksprivatelim7650 2 года назад
I am really amazed by having your this video and right now I subscribed plan for my parents.
@ZubairAhmed1024
@ZubairAhmed1024 2 года назад
just what I needed. Thank you for everything.
@albertishu9066
@albertishu9066 2 года назад
Thank you for covering every Essential topic comprehensively... Appreciate your efforts ❤️
@vishadpawar7262
@vishadpawar7262 2 года назад
This is my first time in this health insurance field and by only this video i cleared all of my points, no daught no 2nd thought and offcourse no issue to purchase policy - thanks to policy bazar.
@sapnasingh9682
@sapnasingh9682 2 года назад
Hi..Mr. Warioo I would like to congratulate you for doing amazing videos and helping people who really need these valuable knowledge. And your smile is really infectious😍
@Rishabh-kj2ed
@Rishabh-kj2ed 2 года назад
Thank you for educating us about what's important!!
@tejassontakke8382
@tejassontakke8382 2 года назад
Thanks for explaining in detail with simplicity. Waiting for upcoming video on the same topic.
@janisvaz3880
@janisvaz3880 2 года назад
Amazing video. You answer almost all questions we youngsters have. Thank you for these videos!
@virenderbhat6906
@virenderbhat6906 2 года назад
Very much informative and a good guide for purchasing health insurance for any one who is a layman in this field. A noble service to community. Usually people end up buying costly plans. 👍👍👍
@optimisticsoch2150
@optimisticsoch2150 2 года назад
Thanks sir for such videos . Blessed to have you as our Guide 😊❤️
@vikassinghescapist5558
@vikassinghescapist5558 2 года назад
I have learnt so much from your videos and while watching your videos I feel you should never stop speaking, matlab aap bolte raho video chalta rahe, no endings, offcourse on 1.5 speed 😄 Great work...
@MohitSinghRawat
@MohitSinghRawat 2 года назад
Loving your way for simplifying the things.
@samitjena6272
@samitjena6272 2 года назад
Great piece of information, I was exactly looking for this. It cleared many doubts which i had before. Thank you..
@supriyo89103
@supriyo89103 2 года назад
Brother, thank you Dilse, Love from Kolkata, this whole series has taught me a lot and especially buying insurance for my parents. :)
@gurpreetsinghsandhu3149
@gurpreetsinghsandhu3149 2 года назад
Thank you for such an important knowledge piece Sir! Insurance buying is somewhat crafty.
@ajai_dubey
@ajai_dubey 2 года назад
Thank You for Sharing. ❤️ This sharing felt like real caring. : )
@tusharghanti1309
@tusharghanti1309 2 года назад
The content on this channel gets better and bettet each day ... he helps to cover every financial aspect of life.. be it investments or coverages
@sunildamle6871
@sunildamle6871 2 года назад
Lucidly explained how to select Medical Insurance plan ❤️
@VISHWA2Allinoneindia
@VISHWA2Allinoneindia 2 года назад
मैंने कई वीडियो देखे हैं लेकिन सब कुछ उड़ गया। यहाँ बहुत अच्छी तरह से समझाया गया है
@devyaratnauikey
@devyaratnauikey 2 года назад
Thank You Sir Ji. You gave wonderful knowledge to me.
@sunnywadhwani1996
@sunnywadhwani1996 2 года назад
Sir this was a much needed video. I was very confused on choosing the right health insurance for my parents but you have made it very clear. Gen Z is really lucky to have people like you who can guide us correctly.
@anuradhagupta9234
@anuradhagupta9234 2 года назад
If you willing to buy an health insurance policy I will help,I am working in I icici Lombard
@kartikeyasharma9738
@kartikeyasharma9738 2 года назад
Thanks sir for sharing your knowledge with us . This video is very knowledgeable
@Akdxori
@Akdxori 2 года назад
🤙🏻Ankur Sir I waiting this vedio from whole week
@anoobfrancis6613
@anoobfrancis6613 2 года назад
In corporate policy generally, the ped is covered from day one. That's what I knew when working with Bajaj Allianz general insurance.
@sateeshpateel
@sateeshpateel 3 месяца назад
NIce and clear explanation. Thank you for the information which cleared most of my doubts
@mrinalrikusarmah4501
@mrinalrikusarmah4501 Год назад
That's so so good guide for everyone.....Love you sir...from Assam ❤️🙏
@anshagarwal9826
@anshagarwal9826 2 года назад
There is 1 in million who helps people with such an ease.
@khansfaraz6540
@khansfaraz6540 2 года назад
Eagerly waiting for thi sir!!!!
@amitjaiswal781
@amitjaiswal781 2 года назад
Thank you sir for such a knowledgeable video .
@kvtechvarshney5179
@kvtechvarshney5179 2 года назад
Great video sir... Really needed this one!
@sankalpmishra8849
@sankalpmishra8849 2 года назад
This series is really helpful 👍👍 please make more such series on other topics also
@Rishabh-kj2ed
@Rishabh-kj2ed 2 года назад
As a 17 years old i love to watch your videos!!
@amitdubey986
@amitdubey986 2 года назад
You are lucky to have such guidance at this age.
@barjindersingh5444
@barjindersingh5444 2 года назад
I am also 17 years old
@mayanks8406
@mayanks8406 2 года назад
@@barjindersingh5444 i am 16
@parameswarchatterjee6388
@parameswarchatterjee6388 2 года назад
Very needed video. Thankyou sir🙏
@make_the_way
@make_the_way Год назад
Sir Thank you! ... Thank you so so much for clearing every doubt I was willing to take a plan for my parents but I didn't knew about the facilities that I look for...u gave me every solution...so Thank you so much... Love & respect ❤
@navinsatya732
@navinsatya732 2 года назад
Great content Ankur. Thank you
@SatishKumar4919
@SatishKumar4919 Год назад
Great work sir! thank you so much for this information.
@growwithgaurav3225
@growwithgaurav3225 2 года назад
I love your videos .very point to point .
@vijaynathani5429
@vijaynathani5429 2 года назад
Much needed sir yesterday I was searching for the same.thank you
@sharalchalse2398
@sharalchalse2398 2 года назад
Thanks for providing notes 🤗
@simranbharnuke9078
@simranbharnuke9078 2 года назад
Vey Informative Video.. Keep up the Great work
@priyanshumishra3107
@priyanshumishra3107 2 года назад
Thank you, sir. Helped a lot.
@tech_wizard9315
@tech_wizard9315 2 года назад
Things to Include in health insurance for parents:. 1)Hospitalization Expenses: Make sure there is no capping on room rent of hospital 2)Pre and **post hospitalization Expenses( after hospitalization: 30-60days) Day care procedures Domiciliary procedure (ghar pe jo b cure horha hai example during COVID) Pre existing illness 20:00
@dipakpoojary6618
@dipakpoojary6618 2 года назад
Great ❤️👍 Waiting for complete guide for health insurance
@user-bt6ei4bv3q
@user-bt6ei4bv3q 8 дней назад
thank you for the helpful information. You cleared all of my doubts.
@dhananjaypardeshi8803
@dhananjaypardeshi8803 2 года назад
Thanks for Best guidance
@anjankumarmj01
@anjankumarmj01 2 года назад
Thanks for the video Ankur.
@VIKASKUMAR-ti5wp
@VIKASKUMAR-ti5wp Год назад
Thank you for the info, It cleared many doubts.
@munasahu4879
@munasahu4879 2 года назад
Thnq sir .. 🙏 your videos always teaches something new
@franciir
@franciir Год назад
So useful! Thank you!!
@AbhisekkVashisht
@AbhisekkVashisht 2 года назад
Hi Ankoor, Please make a video on how to choose your vehicle insurance. It's mandatory to have one and plenty of options are available.
@ciasma_xavi
@ciasma_xavi 2 года назад
Why am I so envious of the way how successful people's effective speeches seem so effortless?
@saiakshaya.n2858
@saiakshaya.n2858 2 года назад
Very helpful. Thanks warikoo :)
@kunalsethi4999
@kunalsethi4999 2 года назад
Thank You Ankur Bhai. I really didn't skipped any part of this video as it was well explained. Thanks once again :-)
@biklimbs1133
@biklimbs1133 2 года назад
Loved ur explanation sir
@RajveerSingh-rv3fx
@RajveerSingh-rv3fx 2 года назад
I watched all the insurance series for class 11 commerce chapter all concepts cleared 👍👍 Thanks sir
@chayagp5561
@chayagp5561 2 года назад
Thank you sir , it was a detailed viedio and maximum doubt cleared for buying policy for parents
@pramilakumari4422
@pramilakumari4422 9 месяцев назад
Thank you Ankur , this video is really very helpful
@MrKhan-co5ru
@MrKhan-co5ru Год назад
Great video superb explanation..
@SrikarReddy1993
@SrikarReddy1993 Год назад
Thanks a ton for putting in the effort of creating such useful videos Ankur. Much appreciated! Knowledge is Power!
@sudarshanpawar2802
@sudarshanpawar2802 Год назад
Perfect explanation Sir
@shubhamkotiyal3708
@shubhamkotiyal3708 2 года назад
you make me excited for taking insurance
@anoopalok9145
@anoopalok9145 2 года назад
Sir please make a video on SIP, from starting a SIP to ending a SIP, pros and cons, IT tax , deduction, everything about
@cherry-xw8pi
@cherry-xw8pi 2 года назад
thank you sir for covering useful information
@nileshshegokar4146
@nileshshegokar4146 2 года назад
Thank you so much for explaining about health Insurance
@mayuriparmar8119
@mayuriparmar8119 2 года назад
It is very helpful 👍 thank you
@garikipatideepthi2240
@garikipatideepthi2240 2 года назад
Thank you so much for making this video .I have been waiting for this health insurance video after your life insurance video.i am about to take the health insurance for me and my parents few days back but I m just waiting for your video and what it's suggest about helath insurance.fortunately I didn't take the insurance yet.otherwise it is a such a waste If I take family flaot policy. You are just soooo nice in explaining .you are the reason for what I started investing in stocks and again you are the part of my decision making in taking helath insurance policy for my parents.i m sooooo great full 😊😊😊😊😊😊
@kanavgupta4930
@kanavgupta4930 2 года назад
loved the video sir ... lead me to think alot thanks sir
@mukulsingh9609
@mukulsingh9609 2 года назад
Very insightful. Could you please cover how to transfer corporate plan to individual plan before leaving the company.
@tejasbansod3444
@tejasbansod3444 2 года назад
Thank you so much sir for telling us 😀🙏
@praveenkumarkota1958
@praveenkumarkota1958 2 года назад
Thank You sir, for the video 😊
@bhaskartiwari7902
@bhaskartiwari7902 2 года назад
Awesome editing ❤️❤️
@BalwantSingh-on7em
@BalwantSingh-on7em 2 года назад
Thanks a lot.. really helped😊
@daviddunmer3889
@daviddunmer3889 2 года назад
I know we all give in to temptation sometimes. Here is hoping that you are more careful with influencer marketing like in the case of Vauld, going forward. I know for a fact that you will NEVER defraud anybody or promote something you know to be false. But we all make mistakes in judging companies sometimes. This series has done a lot of good for a lot of youngsters in India.
@user-yash-raj
@user-yash-raj 2 года назад
This video is also about health insurance that is also curious .... definitely amazing concept....I have a question( high deductible policy) and what does mean....thanks a lot sir jee.....
@apurvajog5167
@apurvajog5167 2 года назад
U r great inspiration sir ✌✌
@mithunraghuwanshi5399
@mithunraghuwanshi5399 Год назад
Very Informative.
@Himalayan_mysteries
@Himalayan_mysteries Год назад
thanks 👍 quite informative 👍
@chandrakantbhalerao307
@chandrakantbhalerao307 10 месяцев назад
Very nice explanation
@sakshiiiiiiii1905
@sakshiiiiiiii1905 Год назад
Thank you so much Ankur Sir😊
@sudarshandavid2576
@sudarshandavid2576 2 года назад
You are a life saver ji 😍
@yogiarchit
@yogiarchit 2 года назад
Please make more videos like this 🙏🙏🙏
@Anirban_banerji
@Anirban_banerji 2 года назад
It's just the best of the best
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