10 Points To Focus To Create Financial Success - Age Group 35 To 45

Подписаться 235 тыс.

Просмотров 761 тыс.

50% 1

#nri #nrimoneyclinic #financialplanning
You can reach to us by sending a message on WhatsApp
WhatsApp Number: 00971 551124596
Or click on the link below
wa.link/2jh25k
Services offered by NRI Money Clinic
* Life & Critical Illness Insurance.
* Child education
* Emergency Funds
* Retirement Plan
* Health Insurance
* Wealth Building
* Tax planning ( investments to minimise tax impact)
* Dollar investment ( Only for NRIs in Middle East and Africa )
* Mutual Funds ( NRIs other than in US & Canada)
* PMS ( Portfolio Management Service)
* Fractional Real Estate
* Cash flow planning (Pension, Guaranteed Return plan , Fractional real estate)
* Tax filing and chartered accountant services. (Outsourced services)
* Wills and inheritance planning. (Outsourced services)
* Property record legal verification (Outsourced service)
* Real Estate in Dubai (Outsourced service)
* Real Estate in Mumbai and Goa (Outsourced service)
In case you are interested in using our services you can send a message on Watsapp:00971 551124596 or click on the link below
wa.link/2jh25k
To know more about our business and our business model please watch the below video
lnkd.in/g7cj2rgJ
Our Website: www.nrimoneyclinic.com
LinkedIn: / nrimoneyclinic
Facebook: / nrimoneyclinicofficial
Instagram: nrimoneyclinico...
Whatsapp: 00971 551124596
Or click on the link below
wa.link/2jh25k

Опубликовано:

12 июн 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 311

@tonysilke 2 дня назад

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

@Nernst96 2 дня назад

You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

@PatrickLloyd- 2 дня назад

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

@PhilipDunk 2 дня назад

I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

@PatrickLloyd- 2 дня назад

'Amber Dawn Brummit' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@PhilipDunk 2 дня назад

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

@bobbysuzu5382 Месяц назад

1) Review the Last 10 Years of life 2) No excuse for savings and it is a must now 3) Hire a financial planner 4) Human Life Value (HLV) Term Insurance 5) Regularly visit Emergency Funds situation 6) Build the Retirement Corpus 7) Increase your earnings 8) Second Income earnings 9) Children's Education corpus 10) Buy a Home instead of renting

@balakrishnan-ih5vd Месяц назад

Thank u

@bhanuchandrakarisetty9718 Месяц назад

Is the 10th one correct?

@arvindahuja1996 13 дней назад

2bhk home costs nothing less than 1.8 to 2 crore in good suburbs of Mumbai ....buying a house is a big challenge for a middle class family

@KPLBhambhu 4 дня назад

Thanks

@bharathkumarr1378 День назад

@@arvindahuja1996 Same in bengaluru, its costs not less than a crore. Its a biggest challenge for middle class.

@Ravishyam_Kumar_Ponnaganti Месяц назад

🕉️🙏 Gurujii; aapke charnon ko kooti kooti pranaam.

@rushikesh6432 16 дней назад

Thanks for valuable suggestions that definitely grow up our life..

@veereshdandavati7110 27 дней назад

Thanks a lot Dr Bhat sir.....🙏

@dhairyasheel2601 4 месяца назад

Very Nice personal Finance video. One more very important point, focus on paying off debts as early as possible. I am 36, and became debt free last month only

@ayaanhaider666 17 дней назад

Thanks a lot Sir

@travelfree5592 6 месяцев назад

I really appreciate sir for sharing valuable information. definitely ill be following steps to get better with my finances.

@manishsinha84 6 месяцев назад

Great suggestions. Couple of things to add : i) Health Insurance - This is really important, as a health emergency can really dent into your savings. Don't rely on corporate health insurance (only) - get a personal health insurance for yourself and family (including parents if possible) ii) Prepare a will - Just to make sure your dependents do not have to run around and get hassled in case of your untimely demise. In case of conflicts within the family, that is even more important.

@ankiindi2886 5 месяцев назад

Great points. Both of those.

@Brajgamer 2 месяца назад

Health insurance is a very big gamble in India. You may end up paying lakhs of rupees just to find out that insurer isn't ready to pay at the time of crisis.

@dm5665 6 месяцев назад

Don't be deceived by a retirement age of 60 years. In the private sector it is 50 years or less. IT employees should think about retirement by 45. Beyond 45 years bonus. Plan accordingly.

@sandeeppundir9509 6 месяцев назад

Well said

@Dheeraj-hv7vi 6 месяцев назад

Right

@Sld585 6 месяцев назад

💯 agree.. inflation and high taxes add to the challenge

@sunmoon144 6 месяцев назад

By 45 we wont have enough ctc bro. How can we retire so early?

@dm5665 6 месяцев назад

@@sunmoon144 you can't retire if you think after 40 years. Someone need to plan ahead and execute it. It requires dedication and effort and planning. When someone between 30-35 years can plan. Learn upskill(Own domain and finance domain ) and improve your income, buy insurance, gold, invest in MF, Stocks and buy land. Spend 30-40% your income. Keep expenditure in check. There is no free lunch which phase of life you want to enjoy and priorities there is no free lunch.

@nideta1789 5 месяцев назад

Thanks a lot Dr Bhat for this wonderful message.

@Smithka_adda_ 3 месяца назад

For a common person. This looks very interesting but focus must be on priority

@SenayTugba 2 дня назад

4RA ka cashback bonus bohot useful hai, loss pe bhi kuch na kuch wapas milta hai, real fun 😃🔥

@DinaolTane 4 месяца назад

Thank you for education/Advice!

@NARESHKumar-qr4vb 4 месяца назад

Reviewing the past which leads to success in next 10 years.

@manojthakur-nn7hy Месяц назад

thanks a lot sir 🙏 😊

@menatmars 6 месяцев назад

Fantastic, very much helpful points covered. I wish I could have got these points long back. On the path to implement some of these. Thank you very much Sir🙏😇

@supperawsomefamily3905 4 месяца назад

This is a very elaborated way of planning. Thank you so much sir.

@kumarkanchanmunian6858 6 месяцев назад

Very very practical and reality guidance. Thanks Sir for helping us

@vamsiharati3206 6 месяцев назад

What an honest advice .. not trying to sell “stuff” ..

@dipikanitin5830 6 месяцев назад

What a clear and concise video with no beating around the bush. Every facet of a guy in early 30s covered. Kudos Sir.

@ashsri866 5 месяцев назад

But sir wat if the person struggled all the way and got married at 34 Due to COVID and other challenges if the person has lost job Struggled all the way from the debt How these kind of people can plan Most of the people who are earning low salary , lost job, married at 35 and no future opportunities

@ramkrishnapatil6188 4 месяца назад

Great to listen you sir we will use this 10 ka dam

@meghalchokshi5612 6 месяцев назад

Very helpful and practical framework.

@prosenmukherjee7797 Месяц назад

Sir,please create a Hindi show.

@swapnamekkalki8068 6 месяцев назад

Excellent video Sir...Thank you so much

@RameshGBhat 6 месяцев назад

Crisp and clear! Very very informative Mr. Bhat sir!

@kanagarajhse3412 6 месяцев назад

I am keep watching your videos since 15 months

@kirtisagarbaral3167 5 месяцев назад

10 point finacial advices: 1. see my video link in the description 2. See my another video 3. See my another video ... 10. See my another video😂😂😂 Anyway, thanks for all the good advices and the video links👍️

@ravitejacreations6573 5 месяцев назад

1 Review of Last 10Yeare of life. 2 Savings is a must now. 3 Appoint a financial planner 4 Insurence. 5 Emergency Funds 6 Retirement Corpus. 7 Increase your income. 8 Second Income 9 Children Education planning. 10 Home buying.

@amolkakade7 5 месяцев назад

Thank you!

@koustubhpatil8082 4 месяца назад

Add time stamps for each point

@gdasari8874 3 месяца назад

Thank you ❤

@ramalingamsadasivan2835 6 месяцев назад

You are correct, i am learning financial planning myself and starting only flat fee financial planning next year. I am myself very secure so its only purpose is be a financial coach No selling of mfs.thats conflict of interest.

@rizwanahilton 18 дней назад

😊 😊

@sahilfriendz2312 6 месяцев назад

Buy or rent a house is debatable & complicated subject as one important aspect is if u buy apart from rent ur property rates also increases

@gunnamadhuri312 14 дней назад

❤

@uttamrai2869 5 месяцев назад

Very informative video thank you so much sir 🙏🙏

@juson4267 6 месяцев назад

Rule No.1 keep your money near you even if the return is low. Do NOT invest in real estate India. Very difficult to manage.

@kanagarajhse3412 6 месяцев назад

My self kanagaraj Chellasamy from tamilnadu working in Qatar. You are made great points for earning as well as savings

@hirensolanki1852 3 месяца назад

Thank you for the video, I really appreciate your advice and will try to implement possible aspects.

@venkaiahbayana189 6 месяцев назад

Your financial advises are very practical, useful. Thanks

@prashanthbelur169 6 месяцев назад

Equity is the only way to create the exponential wealth....... These financial planners never make anyone rich 😊

@nibubabu 6 месяцев назад

Very Informative !! Thanks Sir!!

@pranitbhaskarwar3186 5 месяцев назад

Will it be better to close the home loan early by depositing additional money in home loan account or invest this extra money in any other options such as MF, NPS, EPF etc?

@NRIMoneyClinic 5 месяцев назад

Invest in mf

@daljitsingh6498 4 месяца назад

Appreciate your advice... thanks

@vikramchougule4931 4 месяца назад

Quality content video, Thank you sir

@Veronica.A. 5 месяцев назад

Im 47 and still working. It depends on individual circumstances too. But yes, for me it was between 30-40. After 40, it becomes challenging due to midlife.

@RajagopalSankaranarayanan 6 месяцев назад

Great advice.. thank you so very much sir

@kriday6218 23 дня назад

Video starts from 01:50

@cutetwinzninit1484 6 месяцев назад

Beautiful message thanks sir

@bhupenderpunia662 6 месяцев назад

Very inspiring video for us... thanks for sharing such valuable information without charges.

@trp.Prashaanth 6 месяцев назад

Loved the cricket analogy sir, a set batsman and not to throw the wicket with silly mistakes:)

@adityakothari2350 6 месяцев назад

Great content indeed. Thanx for sharing and putting it so beautifully

@basil800basil 6 месяцев назад

I think the number one topic should be "your health". Rest of the points should be followed after that.

@tiscachip 2 месяца назад

That's for losers

@rajeshmukati5804 6 месяцев назад

Great points. Thanks a lot sir

@manojsahoo8051 6 месяцев назад

What is tha % on amount 18:31 ? That we need to invest /saving of My incomes amount.? Awating your advices pls.

@prasannapoormavilla8187 6 месяцев назад

Thank you so much sir for the wonderful insights! Very very helpful sir ! 👍

@sufyanallinone8046 6 месяцев назад

Và A

@sethperker 6 месяцев назад

Can you please provide the link on your emergency fund build video ? I could not find.

@naveenchachra8204 5 месяцев назад

Now we are in age bracket of 45 to 55 with some saving plans...will need video for next 20 years . Though few points in this video are relevant and very useful👍

@NRIMoneyClinic 5 месяцев назад

There is an exclusive video for age group 45 to 55 on this channel. Please watch and be guided

@goals4867 2 месяца назад

Very useful video sir,thanks a lot

@supriyakrsahu 5 месяцев назад

Thank you sir .

@sujanpurja8911 5 месяцев назад

love the tips from nepal.

@Sigma-Male1986 4 месяца назад

Hello there. I went through your video. Infact many of these points lucky I have implied in life with the help of family. The biggest challenge what I am facing here is, that I am a drop out from pre-college, did a few jobs for about 10 yrs. From last 3 n half years I am into stock market investment , a little bit of trading , Gold investments and a pinch into crypto(because of lack of clarity) amd some property rental incomes. Being uneducated is such a huge barrier for me. 😢. Its not something I regret. But yeah making that second income(one of the points which you mentioned) looks entirely blank to me. Hope u can give some sort of advice on this issue.

@NRIMoneyClinic 4 месяца назад

There are videos to guide you on this channel. We will soon release one another video on fixed income . Thank you for suggesting

@Sigma-Male1986 4 месяца назад

@@NRIMoneyClinic Alright. Will look forward to it. Ty.

@mysterym2m 5 месяцев назад

Can NRIs have retirement plan in India? They work abroad.

@queenofpossibility325 4 месяца назад

❤❤❤ Thanks very much

@sibinair1333 6 месяцев назад

Hi am an NRI working in dubai. I have mutual fund sips and currently am sending the money from my dxb account to india for these sips. Am planning to divert my fd interests in nre account to meet my monthly sip payments instead of converting monthly aed to inr. I need your genuine opinion pls.

@pranavjagtap4339 6 месяцев назад

very well guidance sir, regards.

@ramakrishna1008 6 месяцев назад

I'm planning to take help from financial advisors but many of my friends are saying that most FPs will suggest investment options to earn more commissions & mislead, I'm confused 🤔, someone pls suggest a reliable FP.

@jyotirmoybiswas1378 6 месяцев назад

You should try Mr Bhaben ,The art of wealth building.

@RoyalRajwadaPhotography 6 месяцев назад

thank you sir

@subbarao03 6 месяцев назад

Great suggestions sir.

@gsomna 2 месяца назад

One word if a person have common-sense then he will do fine in life and career.

@tashanwelgama9455 4 месяца назад

valuable advices

@2021ak Месяц назад

Please make detail video on dividend income stocks portfolio of 10 lakhs rupees investment.

@rakeshnair200 2 месяца назад

Very helpful sir Am 35 and am going to plan accordingly

@apoorvabahuguna 2 месяца назад

Nothing glamourous but truth and facts stated very well. Start investing when you are in your early 30s , even if it is 5k per month . Invest in VPF even if it is 2-3 k more as you cannot withdraw it and later the power of compounding will increase your fund multifold

@rajakoley7727 6 месяцев назад

Very Useful Sir 🙏

@vvsprsad 6 месяцев назад

Great help 🙏

@amgsrilanka 6 месяцев назад

Really interested to know.

@Techie.Athlete 6 месяцев назад

Very good advice, thanks 🤗

@Jacob-yn7dh 6 месяцев назад

how much money u are making in a year and what are your investments

@NRIMoneyClinic 6 месяцев назад

What is the purpose of asking this question ? How does it impact you ?

@Jacob-yn7dh 6 месяцев назад

@@NRIMoneyClinic just a curiosity and your advising people so how much you have investment...

@panbalagan5554 6 месяцев назад

You are absolutely correct .. All the points are very relevant ..!!

@Ravicgsce 6 месяцев назад

Thank you sir. Every point is spot on. Banni Sirsi ge ondu awareness session madona.

@NRIMoneyClinic 6 месяцев назад

Always welcome

@devarajusampathirao6344 5 месяцев назад

Dear Sir, Your presentation was excellent. Thank you very much. I am in confuse whether I have to buy a plot or not. My doubt was cleared.

@rashedulkhan774 5 месяцев назад

Nicely elaborated

@yellenaresh5542 6 месяцев назад

Really useful infornation. Wonderful

@abandoned2710 5 месяцев назад

This is only for mega cities like mumbai and chennai and banglore ...rest of the people can buy home instead of renting

@rajatsubhradas 5 месяцев назад

Everybody speaks on building second income. But how ? Where to get the guidance. I am myself struggling with career for last 3 yrs. Don't know whom to approach. More than financial guidance I think in this age we need more career guidance. People say work after office, but we hardly get time post office. Also these ages we are also asked to work on weekends. Creating a second income is the must. As we really lack on that.

@user-jc5qj6mb5z 5 месяцев назад

I think it's having a business besides your job.

@janaksingh4953 6 месяцев назад

Sir new ho 2000 sip kiss fund m karu 10 saal k leye risk kam ho

@sameers9454 5 месяцев назад

Great video, quality content

@srinivaspullela1627 6 месяцев назад

If someone package is 10 lack today and expeces are 50 thousand per month He has 2 crore worth land and own house how this will change pls explain

@JoseRODRIGUES-zb8qw Месяц назад

You really have a great content. But, when I approached your team through whatapp I do not think they are helpful. Straight away they mentioned about investing of 50 k monthly SIP Or lump sum , without understanding your current circumstances.

@NRIMoneyClinic Месяц назад

They work with certain threshold to make things viable .. they will take views based on your best interest

@interviewera3602 6 месяцев назад

31 years old still not settled in career .. clock is ticking for me.

@sharadjadhav8575 5 месяцев назад

Very Very Important Information... Thank you...

@JustChill76 6 месяцев назад

My Retirement Plan is as follows. If your monthly expenses is 50000, then the yearly expenses would be 600000. So plan in such a way that you get 1800000 per year. 600000 for your expenses and 1200000 savings, which will take care of inflation. Now even if you invest in bank FDs which gives 6 percent per annum, you will require 3.6 crores as retirement fund. Keep another 40 lakhs as cushioning. So you would require 4 crores, which is a Fantastic amount. If your monthly expenses are 25000 you require 2 crores. If your monthly expenses are 40000, you would require around 2.5 to 3.0 crores. So on and so forth. It is very simple, don't break your head a lot. Thanks for 1000 likes.😂😂❤❤

@NRIMoneyClinic 6 месяцев назад

Very nice

@JustChill76 6 месяцев назад

@@NRIMoneyClinic Did not expect a reply from you. Thank you Bhat Sir

@srinivaspullela1627 6 месяцев назад

If some one package is 10 Laks and has 2 crore worth land in this case what do??

@JustChill76 6 месяцев назад

@@srinivaspullela1627 you should not look at your package. You need to look at your monthly expenses. And land cannot be considered

@Jacob-yn7dh 6 месяцев назад

if land making income for u then its worth

@monishthomasp 6 месяцев назад

Very good video sir.❤

@radhikananwani6032 5 месяцев назад

V.logical and good anlysis

@hindustanzindabad9637 6 месяцев назад

Hindi version not available

@letslearnsomethingnew4988 6 месяцев назад

Sir VERY NICE VIDEO...BUT HINDI ME EK VIDEO BANAO

@unnoticedguy724 4 месяца назад

Great video! I'm so happy I made the best decisions by having a good investment, Recently I was able to acquire my third house even at my age and I believe if things keep going well I'll retire early.

@Champ963 4 месяца назад

That's nice but how did you manage to achieve all that with the current economy, I'm desperately looking for ways to clear my debts and also achieve my goals.

@elvando100 Месяц назад

Very informative👍thank you!

@Nishikanta1983 6 месяцев назад

Saving, stock, cripto and ppf now I am 39+

@jyshetty1 6 месяцев назад

Can you please make a video covering Tax on foreign income when NRI returning to India. 1. Many NRI’s have investment in US stocks and are not clear about tax implications on US capital gain after retuning to India. 2. Once we go back do we need to pay tax for every gain in US market? Or only when we remit the gain to India?