NRIs - 10 Must Attend Issues During Your India Visit Next 

Wow…. N many thanks u made it easier by jotting down all the points what were just mentioned.

Is it possible to update SB A/C to NRO online?

Is it okay to keep more than 1 NRO account?

Aadhar is not for NRIs. It is only meant for residents, correct?

Thank you. You are very informative! God bless you🔥

Thank you very much for your kind words of encouragement

In pl if Re tea i

If that is the top most priority, we should never leave them. Is it not?

I don't see this as a debatable topic. There is no right or wrong answer here. Making convenience for them, living with them are two different things. Depends what your family's thought process is. Which is a personal choice.

@@askyella this is very contextual. When newly married, the same seniors take great pride in saying their children live abroad and are very happy visiting them. Grandchildren are then born and they grow up abroad, become foreign nationals and take deep roots where they live. The grandparents then become very old and need attention. We bring them over to live with us. This may not work for them for whatever reason, weather, nothing to do when we are at work, need to baby sit grandchildren who can be a handful etc . They are then happier settled in some elite Senior Citizens home in India where everything is provided for including high quality fresh food 3 times a day which is a luxury and almost impossible to provide abroad where both husband and wife work. With online facilities today, managing their finances is easy. CCTV is installed to monitor and day and night care nurses employed who attend 24/7. On vacations and emergencies we fly over to either spend time with them or attend to their emotional needs while all medical help is being given. Duty to our children becomes priority and yes, it is not easy attending to key priorities spread geographically. There is an element of compromise which cannot be avoided. All the same, duties are being attended to with the best efforts under these circumstances. It is the emotion that needs control in such circumstances.

@@natarajanbaradwaj3560 That is why I replied back to the main comment. There is no top most priority.

Very true

Nice US

You have a good point

Best advice 👌thank you

These services cost a fortune only in the US, not in other western countries

I am sure in UK, getting a Dental appointment is a nightmare and nowadays surgery appointments is also same. You pay nothing in NHS of course but waiting period for serious case is long. But outside of NHS charges are prohibitive.

Absolutely; besides it would be a good idea to have mediclaim insurance in India; the older you are the more important it may be particularly if one has plans to come back to India for long stays permanently or intermittently.

Thank you very much for your kind words

awesome

Most welcome

Most welcome

You will be a very good ambassador of India . I appreciate ypur thoughts

Nothing is online in SBI. Still struggling to update my US phone # and address despite personally visiting a branch. The branch I visited says they passed the KYC docs to the home branch. No response from the home branch as well as NRI customer care. Pathetic to say the least😢

@@kvkiyer1977 oh yes. SBI is a classic exception to all things said. I know exactly what you are facing as i am going through the same. Despite all things, it is as if SBI doesn't operate in the same environment as other indian banks do. Sad but true!!!

Absolutely. This man always gives either a scary news or brings confidence down

But I found that, Income tax website is not accessible outside India. Aadhar card site is not accessible outside India. Many bank activities still require to come personally. Not able to use USA phone number to aadhar, pan, insurance companies etc...

Ramapriya uae la Enna kuppa kotttirukk 20 Years … India ku vaa work pannu

@Beautiful_relaxing Really? And how do I get one unless I go to India and apply for it? What about someone who's been running a business in, say, Chile or Argentina or Mongolia? Until the government implements a method where those staying overseas could obtain their Aadhar cards in the Indian embassies in those countries, I'm not sure how they can insist that as mandatory. Until now, I've gotten by with just my PAN card and passport for everything.

@@phugoid yes, for NRI's PAN is enough to go with all Indian transactions.

Aadhar is very important for those who have indian EPF. So may not be important for you but for many it is a must else you can not withdraw money online.

Sir, I have a question on Joint account! If I have a joint account with family member (who is not NRI) before coming to overseas then do I need to convert that SB account into NRO account after becoming NRI?

A very good point you suggested. Thank you for your feedback.

As NRIs you are not allowed to freshly open PPF and Sukanya Samriddhi accounts

There is a detailed video on PPF on this channel. Please watch and be guided

You have absolutely valid points

@@NRIMoneyClinic This is very very important point

Very good input

Most of the NRI privileges are applicable to the NON-INDIAN-CITIZEN with OCI.

OCI is useless, has no privilege over long term visa. They put oci sticker on foreign passport and once passport expires one needs get sticker again from stupid Indian buerocrats

​@SreeOne No.. try to make a land purchase and you will realize that is not the case

1. No 2. No

3. Yes

Thank you Sir for the prompt reply!

I am not aware of any Medical Insurance for parents beyond 500,000, if you know please share the details, we use Care Insurance who do upto 500,000 with an yearly premium of 32,000 approximately

That too with an age limit of 79 years 11 months 29 days

Why are you watching this channel if it's not applicable to you?

Please refrain from negative comments

Thank you so much for your kind words . God bless you too

Thank you very much for your kind words